Joint Stock Company Kaspi.kz (KSPI) quarterly balance sheet — complete assets, liabilities & equity history
| Total Current Assets | 923.02M | 304.94B | 7.79T | 8.87T | 6.94T | 5.7T | 5.84T | 5.54T | 5.27T | 5.19T | 4.4T | 3.93T |
| Cash & Short-Term Investments | 923.02M | 304.94B | 501.52B | 2.25T | 686.62B | 2.11T | 506.63B | 594.86B | 668.06B | 820.47B | 528.51B | 527.28B |
| Cash Only | 923.02M | 304.94B | 501.52B | 1.08T | 686.62B | 619.47B | 506.63B | 594.86B | 668.06B | 820.47B | 528.51B | 527.28B |
| Short-Term Investments | 0 | 0 | 0 | 1.17T | 0 | 1.49T | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 0 | 0 | 6.8T | 6.39T | 6.09T | 3.47T | 5.24T | 4.86T | 4.52T | 4.24T | 3.79T | 3.33T |
| Days Sales Outstanding | - | - | 546.68 | 585.94 | 523.38 | 553.07 | 712.07 | 719.98 | 723.33 | 649.67 | 652.22 | 692.59 |
| Inventory | 0 | 0 | 142.28B | 111.48B | 110.75B | 16.2B | 0 | 0 | 0 | 14.37B | 0 | 0 |
| Days Inventory Outstanding | - | - | 33.16 | 35.21 | 14.58 | 5.64 | - | - | - | 6.64 | - | - |
| Other Current Assets | 0 | 0 | 348.51B | 121.79B | 53.48B | 57.31B | 89.08B | 86.26B | 81.42B | 118.9B | 76.67B | 71.1B |
| Total Non-Current Assets | 22.34B | 10.77T | 2.55T | 1.18T | 2.35T | 2.67T | 1.78T | 1.63T | 1.64T | 1.63T | 1.68T | 1.9T |
| Property, Plant & Equipment | 1.5B | 713.92B | 427.93B | 396.95B | 359.91B | 193.21B | 205.22B | 186.98B | 172.36B | 142.73B | 151.91B | 145.32B |
| Fixed Asset Turnover | 2.87x | 1.94x | 2.69x | 2.56x | 2.97x | 3.64x | 3.33x | 3.30x | 3.50x | 3.86x | 3.38x | 3.03x |
| Goodwill | 940.46M | 446.85B | 617.72B | 569.49B | 566.46B | 17.44B | 0 | 0 | 0 | 34.08B | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 76.08B | 0 | 0 | 0 | 31.62B | 0 | 0 |
| Long-Term Investments | 19.06B | 8.12T | 1.31T | 30.49B | 1.24T | 64.02B | 1.43T | 1.29T | 1.31T | 1.38T | 1.42T | 1.65T |
| Other Non-Current Assets | 839.21M | 1.49T | 200.93B | 180.49B | 181.72B | 2.32T | 145.02B | 152.46B | 152.2B | 46.69B | 108.05B | 108.67B |
| Total Assets | 23.27B | 11.07T | 10.35T | 10.05T | 9.29T | 8.38T | 7.62T | 7.17T | 6.91T | 6.82T | 6.08T | 5.83T |
| Asset Turnover | 0.18x | 0.10x | 0.11x | 0.10x | 0.09x | 0.09x | 0.09x | 0.08x | 0.08x | 0.09x | 0.08x | 0.08x |
| Asset Growth % | -99.75% | 32.2% | 35.8% | 40.18% | 34.53% | 22.8% | 25.35% | 22.99% | 26.98% | 33.2% | 34.54% | - |
| Total Current Liabilities | 40.52M | 0 | 726.19B | 7T | 6.49T | 6.75T | 1.02T | 1.05T | 940.91B | 5.54T | 923.13B | 1.03T |
| Accounts Payable | 0 | 0 | 370.18B | 7T | 6.49T | 6.5T | 0 | 0 | 0 | 5.39T | 0 | 0 |
| Days Payables Outstanding | - | - | 963.11 | 2.14K | 1.49K | 2.26K | - | - | - | 2.49K | - | - |
| Short-Term Debt | 40.52M | 0 | 356.01B | 0 | 0 | 196.98B | 22.87B | 10.01B | 87.02B | 60.26B | 5.01B | 138.81B |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 0 | 13.68B | 0 | 0 | 0 | 12.44B | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 138M | 999.09B | 1.04T | 853.89B | 95M | 918.12B | 895.73B |
| Current Ratio | 22.78x | - | 10.73x | 1.27x | 1.07x | 0.84x | 5.71x | 5.28x | 5.60x | 0.94x | 4.76x | 3.80x |
| Quick Ratio | 22.78x | - | 10.54x | 1.25x | 1.05x | 0.84x | 5.71x | 5.28x | 5.60x | 0.93x | 4.76x | 3.80x |
| Cash Conversion Cycle | - | - | -383.27 | -1.52K | -953.77 | -1.7K | - | - | - | -1.83K | - | - |
| Total Non-Current Liabilities | 17.41B | 8.47T | 7.28T | 1.02T | 1.02T | 52.51B | 5.22T | 4.89T | 4.61T | 181.2B | 4.15T | 3.87T |
| Long-Term Debt | 661.17M | 348.12B | 82.04B | 591.47B | 609.96B | 24.47B | 138.8B | 130.41B | 110.65B | 161.9B | 157.89B | 162.42B |
| Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities | 150.13M | 0 | 0 | 0 | 0 | 4.38B | 0 | 0 | 0 | 3.16B | 0 | 0 |
| Other Non-Current Liabilities | 16.6B | 8.13T | 7.2T | 426.22B | 412.89B | 23.66B | 5.08T | 4.76T | 4.5T | 16.05B | 3.99T | 3.71T |
| Total Liabilities | 17.45B | 8.47T | 8.01T | 8.02T | 7.51T | 6.8T | 6.25T | 5.94T | 5.55T | 5.72T | 5.07T | 4.9T |
| Total Debt | 701.7M | 348.12B | 438.05B | 591.47B | 609.96B | 221.46B | 161.67B | 140.42B | 197.67B | 222.16B | 162.9B | 301.23B |
| Net Debt | -221.32M | 43.18B | -63.47B | -486.48B | -76.66B | -398.01B | -344.97B | -454.44B | -470.38B | -598.31B | -365.62B | -226.05B |
| Debt / Equity | 0.12x | 0.13x | 0.19x | 0.29x | 0.34x | 0.14x | 0.12x | 0.11x | 0.15x | 0.20x | 0.16x | 0.33x |
| Debt / EBITDA | 0.00x | 1.01x | 0.67x | 1.08x | 1.97x | 0.59x | 0.48x | 0.32x | 0.74x | 0.74x | 0.38x | 0.87x |
| Net Debt / EBITDA | -0.00x | 0.13x | -0.10x | -0.89x | -0.25x | -1.05x | -1.03x | -1.04x | -1.76x | -2.00x | -0.86x | -0.65x |
| Interest Coverage | 1.20x | 1.36x | - | 2.47x | - | - | - | 3.01x | - | - | - | 3.06x |
| Total Equity | 5.82B | 2.6T | 2.34T | 2.03T | 1.78T | 1.57T | 1.38T | 1.23T | 1.36T | 1.1T | 1.01T | 925.65B |
| Equity Growth % | -99.67% | 65.3% | 70.32% | 64.88% | 31.29% | 42.57% | 36.27% | 32.99% | 36.37% | 33.61% | 31.82% | - |
| Book Value per Share | 30.62 | 13682.72 | 12279.68 | 10592.89 | 9386.88 | 8215.39 | 7186.51 | 6429.65 | 7150.13 | 5704.90 | 5270.91 | 4824.73 |
| Total Shareholders' Equity | 5.63B | 2.49T | 2.27T | 1.95T | 1.71T | 1.52T | 1.34T | 1.2T | 1.33T | 1.08T | 999.5B | 916.44B |
| Common Stock | 272.83M | 130.06B | 130.14B | 130.14B | 130.14B | 130.14B | 130.14B | 130.14B | 130.14B | 130.14B | 130.14B | 130.14B |
| Retained Earnings | 5.81B | 2.54T | 2.27T | 1.99T | 1.73T | 1.47T | 1.31T | 1.21T | 1.29T | 1.05T | 970.99B | 882.17B |
| Treasury Stock | -393.52M | -169.88B | -148.09B | -148.09B | -148.09B | -151.52B | -151.52B | -151.52B | -151.55B | -152B | -136.53B | -126.92B |
| Accumulated OCI | -62.99M | -12.6B | 19.25B | -35.42B | -20.99B | 41.03B | 46.07B | 13.45B | 59.83B | 9.72B | 34.39B | 30.54B |
| Minority Interest | 190.64M | 109.67B | 70.82B | 75.22B | 74.23B | 55.64B | 35.44B | 31.66B | 28.49B | 25.09B | 9.95B | 9.21B |