Joint Stock Company Kaspi.kz (KSPI) Earnings History
Annual and quarterly earnings data from 2019 to 2024
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KSPI EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
KSPI Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 62.3% | 50.4% | 41.2% |
| 2023 | 64.5% | 52.8% | 44.5% |
| 2022 | 91.8% | 82.8% | 46.1% |
| 2021 | 91.7% | 83.0% | 48.8% |
| 2020 | 69.2% | 49.1% | 40.3% |
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Joint Stock Company Kaspi.kz (KSPI) Earnings Overview
As of May 8, 2026, Joint Stock Company Kaspi.kz (KSPI) reported trailing twelve-month net income of $1.10T, reflecting +24.0% year-over-year growth. The company earned $5762.11 per diluted share over the past four quarters, with a net profit margin of 41.2%.
Looking at the long-term picture, KSPI's 5-year EPS compound annual growth rate (CAGR) stands at +40.3%, indicating exceptional earnings growth. The company achieved its highest annual net income of $1.04T in fiscal 2024, representing a new all-time high.
Joint Stock Company Kaspi.kz maintains industry-leading profitability with a gross margin of 62.3%, operating margin of 50.4%, and net margin of 41.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including SE ($1.43B net income, 2.6% margin), MELI ($2.00B net income, 6.9% margin), GRAB ($379M net income, 8.0% margin), KSPI has outperformed on profitability metrics. Compare KSPI vs SE →
KSPI Earnings vs Peers
Earnings metrics vs comparable public companies
KSPI Historical Earnings Data (2019–2024)
6 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $1.04T | +23.6% | $1.27T | $5430.77 | 41.2% | 50.4% |
| 2023 | $841.35B | +43.8% | $998.80B | $4380.61 | 44.5% | 52.8% |
| 2022 | $585.03B | +35.4% | $1.05T | $3016.00 | 46.1% | 82.8% |
| 2021 | $431.91B | +65.5% | $735.33B | $2222.00 | 48.8% | 83.0% |
| 2020 | $260.96B | +34.7% | $317.82B | $1347.00 | 40.3% | 49.1% |
| 2019 | $193.79B | - | $239.14B | $1000.38 | 36.9% | 45.6% |
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Start ComparisonKSPI — Frequently Asked Questions
Quick answers to the most common questions about buying KSPI stock.
Is KSPI growing earnings?
KSPI EPS is $5762.11, with earnings growth accelerating to +24.0%. This exceeds the 5-year CAGR of +40.3%. TTM net income reached $1.1T.
What are KSPI's profit margins?
Joint Stock Company Kaspi.kz net margin is +41.2%, with operating margin at +50.4%. Above-average margins indicate pricing power.
How consistent are KSPI's earnings?
KSPI earnings data spans 2019-2024. The accelerating earnings trend is +24.0% YoY. Historical data enables comparison across business cycles.