Last 28 quarters of trend data · Financial Services · Mortgage Lenders & Servicers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -2.12 | — | — | — | — | — | — | — | 92.23 | — | — | — | — | — | — | — | — | — | — | 24.00 | 4.23 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 0.19 | 0.29 | 0.26 | 0.36 | 0.61 | 0.30 | 0.29 | 0.50 | 0.54 | 0.42 | 0.74 | 0.96 | 0.37 | 0.43 | 0.80 | 0.52 | 0.23 | 0.17 | 0.32 | 0.27 | 0.26 |
| — | -1.3% | -7.7% | -28.5% | +13.6% | -28.3% | -61.2% | -48.0% | +46.3% | -3.6% | -7.8% | +83.6% | +58.9% | +151.9% | +148.9% | +93.7% | -10.3% | -70.3% | -35.6% | — | — | |
| P/B Ratio | 0.35 | 0.86 | 0.96 | 1.20 | 1.46 | 0.60 | 0.51 | 0.78 | 0.85 | 0.52 | 0.73 | 0.89 | 0.39 | 0.46 | 0.33 | 0.30 | 0.20 | 0.18 | 0.38 | 0.42 | 0.53 |
| — | +43.7% | +89.3% | +54.1% | +72.7% | +15.8% | -30.6% | -12.9% | +115.5% | +12.4% | +124.5% | +197.4% | +97.9% | +153.4% | -14.4% | -28.9% | -62.6% | -82.4% | -73.0% | — | — | |
| P/FCF | — | 0.14 | — | — | 4.10 | 1.13 | — | 2.93 | — | — | — | — | 0.48 | — | 0.35 | 1.72 | 0.03 | 0.04 | 0.13 | 0.30 | 1.11 |
| — | -87.6% | — | — | — | — | — | — | — | — | — | — | +1444.9% | — | +171.6% | +482.3% | -97.2% | — | — | — | — | |
| EV / EBITDA | 28.27 | 14.37 | 38.42 | 21.40 | — | — | — | — | 5.18 | — | — | — | — | — | — | — | — | — | — | 93.11 | 13.86 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | 24.19 | 16.06 | 52.17 | 24.62 | — | — | — | — | 15.42 | — | — | — | — | — | — | — | — | — | — | 224.69 | 14.95 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 111.9% | 147.3% | 109.9% | 112.7% | 99.0% | 98.4% | 99.9% | 97.0% | 134.2% | 105.4% | 99.6% | 101.1% | 100.0% | 98.8% | 182.3% | 78.6% | 94.4% | 74.6% | 97.0% | 99.3% | 99.7% |
| — | +49.8% | +10.0% | +16.2% | -26.2% | -6.7% | +0.2% | -4.0% | +34.2% | +6.6% | -45.3% | +28.6% | +6.0% | +32.6% | +87.9% | -20.8% | -5.3% | -25.5% | -2.9% | +0.0% | +0.1% | |
| Operating Margin | 16.8% | 29.7% | 8.0% | 16.1% | -4.0% | -14.6% | -22.1% | -42.5% | 107.4% | -42.6% | -53.7% | -44.9% | -19.2% | -27.2% | — | -130.9% | -69.5% | -77.8% | -22.9% | 1.7% | 21.0% |
| — | +303.5% | +136.2% | +138.0% | -103.7% | +65.8% | +58.8% | +5.5% | +659.8% | -56.4% | — | +65.7% | +72.4% | +65.0% | — | -7798.9% | -431.6% | -1906.0% | -164.6% | -96.1% | -61.8% | |
| Net Margin | -5.2% | -1.9% | -12.2% | -6.9% | -1.9% | -6.0% | -10.5% | -16.8% | 0.6% | -17.8% | -21.6% | -16.5% | -8.1% | -11.0% | -49.9% | -58.1% | -26.0% | -31.2% | -7.7% | 1.3% | 6.0% |
| — | +69.3% | -16.1% | +58.8% | -420.5% | +66.1% | +51.4% | -1.5% | +107.3% | -62.4% | +56.7% | +71.6% | +68.9% | +64.9% | -544.9% | -4422.0% | -530.4% | -2677.5% | -316.7% | — | — |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -14.0% | -1.4% | -10.4% | -5.5% | -1.1% | -2.9% | -4.5% | -6.0% | 0.2% | -5.3% | -5.1% | -3.7% | -2.1% | -2.9% | -4.9% | -7.7% | -5.2% | -7.4% | -2.2% | 0.5% | 3.2% |
| — | +54.1% | -131.0% | +9.3% | -578.7% | +44.3% | +12.1% | -63.9% | +111.0% | -85.1% | -4.9% | +52.2% | +59.6% | +61.4% | -120.1% | -1574.6% | -264.3% | -1546.2% | -184.6% | — | — | |
| ROA | -0.9% | -0.1% | -0.5% | -0.3% | -0.1% | -0.2% | -0.3% | -0.5% | 0.0% | -0.5% | -0.6% | -0.4% | -0.3% | -0.4% | -0.7% | -1.1% | -0.7% | -1.0% | -0.3% | 0.1% | 0.4% |
| — | +69.4% | -54.9% | +34.1% | -453.2% | +60.0% | +38.2% | -17.1% | +108.2% | -40.3% | +17.2% | +59.7% | +62.7% | +62.8% | -116.6% | -1676.0% | -282.0% | -1668.1% | -183.4% | — | — | |
| ROIC | 2.7% | 1.0% | 0.3% | 0.7% | -0.1% | -0.4% | -0.6% | -1.1% | 3.2% | -1.0% | -1.1% | -1.0% | -0.5% | -0.8% | — | -2.1% | -1.6% | -2.1% | -0.7% | 0.1% | 1.1% |
| — | +355.2% | +158.5% | +166.0% | -104.1% | +59.9% | +48.0% | -7.1% | +723.3% | -33.8% | — | +52.6% | +67.6% | +63.4% | — | -3043.2% | -246.4% | -1222.6% | -125.0% | -98.9% | -95.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 13.05 | 13.84 | 15.34 | 13.05 | 12.52 | 12.28 | 11.86 | 10.72 | 9.16 | 8.59 | 8.12 | 7.07 | 6.24 | 6.26 | 5.78 | 5.57 | 5.04 | 5.99 | 5.43 | 5.84 | 6.23 |
| — | +12.7% | +29.3% | +21.7% | +36.7% | +43.0% | +46.0% | +51.7% | +46.8% | +37.2% | +40.5% | +27.0% | +23.8% | +4.6% | +6.4% | -4.7% | -19.1% | -13.6% | -8.5% | +12.2% | +846.3% | |
| Debt / EBITDA | 21.01 | 56.77 | 154.64 | 83.50 | — | — | — | — | 20.65 | — | — | — | — | — | — | — | — | — | — | 362.17 | 53.50 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | +2261.1% | +3857.4% | |
| Current Ratio | 0.12 | 0.10 | 0.10 | 0.12 | 0.14 | 0.12 | 0.10 | 0.18 | 0.14 | 0.18 | 0.16 | 0.31 | 0.26 | 0.25 | 0.30 | 0.29 | 0.34 | 0.20 | 0.12 | 0.07 | 0.08 |
| — | -20.0% | +1.3% | -34.2% | -1.4% | -31.2% | -34.9% | -42.8% | -46.7% | -30.2% | -46.8% | +6.8% | -23.3% | +25.0% | +143.3% | +295.5% | +337.4% | +225.1% | +40.6% | +21.1% | — | |
| Quick Ratio | 0.12 | 0.10 | 0.10 | 0.12 | 0.14 | 0.12 | 0.10 | 0.18 | 0.14 | 0.18 | 0.16 | 0.31 | 0.26 | 0.25 | 0.30 | 0.29 | 0.34 | 0.20 | 0.12 | 0.07 | 0.08 |
| — | -20.0% | +1.3% | -34.2% | -1.4% | -31.2% | -34.9% | -42.8% | -46.7% | -30.2% | -46.8% | +6.8% | -23.3% | +25.0% | +143.3% | +295.5% | +337.4% | +225.1% | +40.6% | +21.1% | — | |
| Interest Coverage | 0.63 | 0.92 | 0.31 | 0.62 | -0.13 | -0.39 | -0.61 | -1.00 | 1.04 | -0.87 | -1.09 | -0.88 | -0.51 | -0.78 | -0.19 | -2.48 | -2.08 | -3.45 | -1.90 | 0.14 | 2.25 |
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Includes 30+ ratios · 28 years · Updated daily
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Quick answers to the most common questions about buying LDI stock.
loanDepot, Inc.'s current P/E is -2.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
loanDepot, Inc.'s current operating margin is 16.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking loanDepot, Inc.'s business trajectory between earnings reports.