loanDepot, Inc. (LDI) quarterly income statement — complete revenue, gross profit & net income history
loanDepot, Inc. (LDI) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | -39.6M | -40.37M | -41.4M | -41.23M | -42.35M | -39.96M | -42.53M | -45.94M | -53.63M | -47.29M | -49.02M | -39.89M | -41.97M | -42.82M | -36.75M | -26.34M | -10.34M | -1.32M | -777K | -8.59M |
| NII Growth % | 6.48% | -1.02% | 2.66% | 10.25% | 21.04% | 15.5% | 13.25% | -15.17% | -27.79% | -10.43% | -33.4% | -51.43% | -305.83% | -3151.33% | -4629.73% | -206.75% | 27.38% | 88.97% | 94.34% | 0.39% |
| Net Interest Margin % | -0.59% | -0.56% | -0.6% | -0.66% | -0.68% | -0.62% | -0.67% | -0.72% | -0.9% | -0.76% | -0.8% | -0.66% | -0.68% | -0.69% | -0.56% | -0.36% | -0.11% | -0.01% | -0.01% | -0.07% |
| Interest Income | 39.69M | 39.38M | 42.85M | 39.94M | 40.95M | 35.07M | 41.84M | 38.67M | 35.05M | 30.93M | 34.99M | 37.25M | 33.06M | 27.96M | 33.32M | 51.2M | 62.72M | 52.97M | 74.85M | 71.02M |
| Interest Expense | 79.3M | 79.75M | 84.25M | 81.17M | 83.3M | 75.03M | 84.36M | 84.62M | 88.68M | 78.21M | 84.02M | 77.15M | 75.03M | 70.78M | 70.07M | 77.55M | 73.06M | 54.28M | 75.63M | 79.61M |
| Loan Loss Provision | -115.88M | -30.51M | -41.38M | 2.48M | 3.63M | 246K | 5.93M | -79.82M | -9.75M | 578K | -1.77M | -70K | 2.48M | -70.78M | 28.44M | 12.93M | 82.37M | 13.25M | 4.46M | 2.46M |
| Non-Interest Income | 284.45M | 348.04M | 366.86M | 300.78M | 264.06M | 248.6M | 240.68M | 279.2M | 234.72M | 205.9M | 213.61M | 245.58M | 255.99M | 128.8M | 169.69M | 257.87M | 334.22M | 450.32M | 641.25M | 862.42M |
| Non-Interest Income % | 116.18% | 113.12% | 112.72% | 115.89% | 119.1% | 119.15% | 121.46% | 119.7% | 129.62% | 129.81% | 129.79% | 119.4% | 119.61% | 149.8% | 127.64% | 111.38% | 103.19% | 100.29% | 100.12% | 101.01% |
| Total Net Revenue | 244.85M | 307.68M | 325.46M | 259.55M | 221.71M | 208.65M | 198.15M | 233.26M | 181.09M | 158.62M | 164.58M | 205.69M | 214.02M | 85.98M | 132.94M | 231.52M | 323.88M | 449.01M | 640.47M | 853.83M |
| Revenue Growth % | 10.43% | 47.46% | 64.25% | 11.27% | 22.43% | 31.54% | 20.4% | 13.4% | -15.39% | 84.47% | 23.8% | -11.16% | -33.92% | -80.85% | -79.24% | -72.88% | -54.26% | -64.27% | -49% | -35.78% |
| Non-Interest Expense | 288.05M | 313.55M | 314.39M | 267.36M | 250.42M | 254.5M | 276.35M | 62.54M | 268M | 243.2M | 240.3M | 245.22M | 269.86M | 156.76M | 278.58M | 379.52M | 493.52M | 538.71M | 625.12M | 672.39M |
| Efficiency Ratio | 117.65% | 101.91% | 96.6% | 103.01% | 112.95% | 121.98% | 139.46% | 26.81% | 147.99% | 153.33% | 146.01% | 119.22% | 126.09% | 182.32% | 209.55% | 163.92% | 152.38% | 119.98% | 97.6% | 78.75% |
| Operating Income | 72.68M | 24.64M | 52.44M | -10.29M | -32.33M | -46.1M | -84.12M | 250.53M | -77.16M | -85.17M | -73.94M | -39.47M | -58.31M | 0 | -174.08M | -160.93M | -252.02M | -102.94M | 10.89M | 178.99M |
| Operating Margin % | 29.68% | 8.01% | 16.11% | -3.96% | -14.58% | -22.1% | -42.45% | 107.41% | -42.61% | -53.69% | -44.93% | -19.19% | -27.25% | 0% | -130.94% | -69.51% | -77.81% | -22.93% | 1.7% | 20.96% |
| Operating Income Growth % | 324.78% | 153.44% | 162.34% | -104.11% | 58.09% | 45.87% | -13.77% | 734.79% | -32.31% | - | 57.52% | 75.48% | 76.86% | 100% | -1698.09% | -189.91% | -926.04% | -123.08% | -98.01% | -75.44% |
| Pretax Income | -6.62M | -55.11M | -31.8M | -10.29M | -32.33M | -46.1M | -84.12M | 3.6M | -77.16M | -85.17M | -73.94M | -39.47M | -58.31M | -106.58M | -174.08M | -160.93M | -252.02M | -102.94M | 10.89M | 178.99M |
| Pretax Margin % | -2.7% | -17.91% | -9.77% | -3.96% | -14.58% | -22.1% | -42.45% | 1.54% | -42.61% | -53.69% | -44.93% | -19.19% | -27.25% | -123.96% | -130.94% | -69.51% | -77.81% | -22.93% | 1.7% | 20.96% |
| Income Tax | 5K | -171K | 1.02M | -1.55M | -7.06M | -5.41M | -16.66M | 923K | -11.3M | -13.66M | -14.17M | -5.21M | -8.56M | -14.86M | -16.32M | -23.45M | -28.2M | -11.63M | -3.84M | 24.71M |
| Effective Tax Rate % | -0.08% | 0.31% | -3.21% | 15.11% | 21.84% | 11.73% | 19.8% | 25.67% | 14.65% | 16.04% | 19.17% | 13.19% | 14.67% | 13.94% | 9.37% | 14.57% | 11.19% | 11.29% | -35.24% | 13.8% |
| Net Income | -4.53M | -37.49M | -22.48M | -4.88M | -13.39M | -21.9M | -33.23M | 1.37M | -32.21M | -34.26M | -27.19M | -16.6M | -23.44M | -42.91M | -77.27M | -60.08M | -100.93M | -34.74M | 8.61M | 51.48M |
| Net Margin % | -1.85% | -12.18% | -6.91% | -1.88% | -6.04% | -10.49% | -16.77% | 0.59% | -17.79% | -21.6% | -16.52% | -8.07% | -10.95% | -49.9% | -58.12% | -25.95% | -31.16% | -7.74% | 1.34% | 6.03% |
| Net Income Growth % | 66.14% | -71.2% | 32.36% | -456.61% | 58.44% | 36.08% | -22.22% | 108.25% | -37.4% | 20.16% | 64.81% | 72.37% | 76.77% | -23.51% | -997.13% | -216.72% | -1278.93% | -177.42% | - | - |
| Net Income (Continuing) | -6.62M | -54.94M | -32.83M | -8.73M | -25.27M | -40.7M | -67.47M | 2.67M | -65.85M | -71.5M | -59.77M | -34.26M | -49.76M | -91.72M | -157.76M | -137.48M | -223.82M | -91.32M | 14.73M | 154.28M |
| EPS (Diluted) | -0.02 | -0.16 | -0.10 | -0.02 | -0.06 | -0.11 | -0.17 | 0.01 | -0.18 | -0.19 | -0.15 | -0.09 | -0.13 | -0.25 | -0.94 | -0.85 | -1.46 | -0.66 | 0.05 | 0.40 |
| EPS Growth % | 69.57% | -45.45% | 41.18% | - | 64.22% | 42.11% | -13.33% | 107.85% | -38.46% | 24% | 84.04% | 88.91% | 91.1% | 62.12% | -1980% | -312.5% | -2185.71% | -283.33% | -99.69% | -91.92% |
| EPS (Basic) | -0.02 | -0.16 | -0.10 | -0.02 | -0.06 | -0.11 | -0.17 | 0.01 | -0.18 | -0.19 | -0.15 | -0.09 | -0.13 | -0.25 | -0.94 | -0.85 | -1.46 | -0.66 | 0.06 | 0.40 |
| Diluted Shares Outstanding | 230.29M | 228.96M | 223.76M | 206.75M | 207.95M | 200.79M | 193.41M | 183.98M | 182.32M | 180.61M | 178.89M | 175.96M | 173.91M | 170.81M | 167.87M | 162.46M | 153.82M | 139.01M | 143.55M | 130.3M |