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LDWYLendway, Inc.
$3.96$7M
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HomeStocksLDWYEarnings History

LDWY logoLendway, Inc. (LDWY) Earnings History

Net Loss

35 years of earnings data (1990–2024) · Currently unprofitable on a TTM basis

TTM Net Income
-$4M
● Net Loss
TTM EPS (Diluted)
$-2.43
Per share, diluted
YoY EPS Growth
-945.2%
Declining
Net Margin
4.2%
After-tax profitability
EPS Growth Rate (CAGR)
1YN/A
3YN/A
5YN/A
10YN/A
Operating Margin11.0%
Gross Margin26.1%
Return on Equity21.8%
Return on Assets5.1%
Record Annual Net Income$51MFY2011
Record Quarterly EPS$22.19Q1 2011
Consecutive Profitable Years3years
Q3 2025
Net Income-$3M
EPS (Diluted)$-1.61
YoY Growth-945.2%Declining
QoQ Growth-372.6%Declining

Loading earnings history...

Lendway, Inc. (LDWY) Earnings Overview

As of June 29, 2026, Lendway, Inc. (LDWY) reported trailing twelve-month net income of -$4M, reflecting -945.2% year-over-year growth. The company earned $-2.43 per diluted share over the past four quarters, with a net profit margin of 4.2%.

Looking at the long-term picture, LDWY's historical earnings data spans multiple years. The company achieved its highest annual net income of $51M in fiscal 2011.

Lendway, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including MRCC (-$5M net income, 53.8% margin), PFIS ($59M net income, 21.1% margin), HONE ($26M net income, 8.7% margin), LDWY has room to improve margins relative to the peer group. Compare LDWY vs MRCC →

LDWY Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
LDWY logoLDWYCurrent
-$4M$-2.434.2%21.8%-945.2%—
MRCC logoMRCC
-$5M$-0.2453.8%6.4%+17.8%
PFIS logoPFIS
$59M$5.8821.1%12.0%+493.9%
HONE logoHONE
$26M$0.658.7%4.7%+78.4%
NECB logoNECB
$44M$3.2428.2%13.3%-7.7%
CACC logoCACC
$453M$41.3918.3%25.9%+88.9%
Best in group
Lowest in group

LDWY Historical Earnings Data (1990–2024)

35 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$3M+23.9%$8M$-3.244.2%11.0%
2023$2M-76.0%-$4M$-0.31--
2022$10M+384.3%-$2M$5.61--
2021-$4M+23.4%-$5M$-2.01-18.1%-24.6%
2020-$5M+17.2%-$5M$-2.48-26.4%-27.7%
2019-$6M-498.6%-$6M$-3.27-25.9%-28.4%
2018$1M+318.9%$2M$0.824.2%5.5%
2017$-639,000+50.3%$-908,000$-0.38-2.4%-3.4%
2016-$1M-183.8%-$2M$-0.77-5.2%-8.3%
2015$2M+627.0%$2M$0.915.4%8.7%
2014$211,000-84.7%$467,000$0.140.8%1.8%
2013$1M+184.9%$2M$0.705.0%8.6%
2012-$2M-103.2%-$2M$-0.84-8.0%-11.3%
2011$51M+674.5%$82M$23.03296.5%473.7%
2010$7M+77.5%$905,000$2.7322.0%3.0%
2009$4M+264.6%$4M$1.6112.9%13.0%
2008-$2M-196.3%$-299,000$-1.05-7.2%-1.0%
2007$2M-2.2%$81,000$0.989.6%0.3%
2006$2M+172.4%$2M$1.0510.9%10.6%
2005-$3M+31.9%-$3M$-1.54-16.9%-16.9%
2004-$5M-14.3%-$5M$-2.66-23.1%-23.2%
2003-$4M-1376.9%-$4M$-2.45-16.3%-16.5%
2002$333,000+175.2%$411,000$0.211.3%1.7%
2001$121,000+114.7%$119,000$0.070.6%0.6%
2000$-823,569+41.2%$-808,976$-0.56-6.4%-6.3%
1999-$1M+58.8%-$1M$-1.12-15.1%-14.0%
1998-$3M+0.0%-$3M$-3.08-39.1%-32.2%
1997-$3M-240.0%-$3M$-3.50-25.6%-24.1%
1996-$1M+33.3%-$1M$-1.30-6.8%-6.8%
1995-$2M-66.7%-$2M$-1.89-9.7%-9.7%
1994$-900,000-325.0%$-900,000$-1.19-5.5%-5.5%
1993$400,000-20.0%$200,000$0.492.8%1.4%
1992$500,000+138.5%$400,000$0.704.5%3.6%
1991-$1M+40.9%-$1M$-2.17-19.7%-21.2%
1990-$2M--$2M$-6.37-244.4%-255.6%

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LDWY — Frequently Asked Questions

Quick answers to the most common questions about buying LDWY stock.

What is LDWY earnings per share (EPS)?

LDWY trailing twelve-month (TTM) diluted EPS is $-2.43, reflecting -945.2% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 1990 to 2024 is available in the table on this page.

What is Lendway, Inc.'s net income?

Lendway, Inc. (LDWY) trailing twelve-month net income is $-4M as of 2024. Earnings declined -945.2% year-over-year. Lendway, Inc. has been profitable for 3 consecutive years.

Is LDWY profitable?

LDWY is not currently profitable on a TTM basis, reporting a net loss of $-4M. Net margin is +4.2%. Investors should monitor for a return to profitability.

What is LDWY's earnings growth rate?

LDWY compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1990 to 2024.

What are LDWY's profit margins?

Lendway, Inc. net profit margin is +4.2%, operating margin is +11.0%, and gross margin is +26.1%. Below-average margins reflect competitive or cost pressures. Return on Equity is +21.8%.

Is LDWY growing earnings?

LDWY earnings are declining — EPS fell -945.2% year-over-year. TTM net income dropped to $-4M. This contrasts with the 5-year CAGR of N/A.

What was LDWY's best earnings year?

Lendway, Inc.'s highest annual net income on record is $51M, achieved in fiscal year 2011. Earnings history on this page spans 1990 to 2024 and includes all annual and quarterly figures.

What were LDWY's earnings last quarter?

LDWY's most recent reported quarter was Q3 2025. Net income was $-3M with diluted EPS of $-1.61. For a full breakdown of all quarters, see the quarterly earnings table on this page.

LDWY Earnings Over Time (1990–2024)

Net income & EPS — annual and quarterly view