Lendway, Inc. (LDWY) Total Return Calculator with Dividends Reinvested

Lendway, Inc.

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The total return for Lendway, Inc. (LDWY) stock is -19.79% over the past 12 months. So far it's up 12.26% this year. The 5-year total return is -50.65%, meaning $10,000 invested in LDWY stock 5 years ago would be worth $4,935 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in LDWY 1 year ago, it would be worth $7,878 today — you'd have lost $2,122.

With Dividends Reinvested$7,878-21.22%

Price Only (No DRIP)$7,878-21.22%

Period2025-06-30 → 2026-03-13

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in LDWY

1Y$8,021-$1,979 (-19.8%)-19.8% CAGR

3Y$5,146-$4,854 (-48.5%)-19.9% CAGR

5Y$4,935-$5,065 (-50.7%)-13.2% CAGR

10Y$5,729-$4,271 (-42.7%)-5.4% CAGR

15Y$3,103-$6,897 (-69.0%)-7.5% CAGR

20Y$18,045+$8,045 (+80.4%)3.0% CAGR

30Y$21,774+$11,774 (+117.7%)2.6% CAGR

Lendway, Inc. did not pay dividends during this period. Total return = price return.

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As of 2026-06-30

Performance Summary

Best Year+346.73%2009

Worst Year-74.39%2003

Max Drawdown-43.40%2025-09-03 → 2025-12-17

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+12.26%	—	+12.26%	—	$11,226
1Y	-19.79%	-19.79%	-21.22%	+1.44 pp	$8,021
3Y	-48.54%	-19.86%	-48.74%	+0.20 pp	$5,146
5Y	-50.65%	-13.17%	-53.38%	+2.73 pp	$4,935
10Y	-42.71%	-5.42%	-74.27%	+31.67 pp	$5,729
15Y	-68.97%	-7.50%	-85.26%	+17.16 pp	$3,103
20Y	+80.45%	3.00%	-70.97%	+149.17 pp	$18,045
30Y	+117.74%	2.63%	-59.73%	+180.00 pp	$21,774

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+9.92%	+9.92%	—	+0.41%	+9.5pp
2025	-26.28%	-26.28%	—	+16.64%	-42.9pp
2024	+9.48%	+9.48%	—	+24.00%	-14.5pp
2023	-45.31%	-45.31%	—	+24.81%	-70.1pp
2022	-60.31%	-60.31%	—	-19.95%	-40.4pp

LDWY underperformed the S&P 500 by 40.63pp over the past year (-19.79% vs +20.84%).

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LDWY Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
LDWYLendway, Inc.	$7M	—	+12.3%	-19.8%	—	-48.5%	-50.7%	-42.7%
MRCCMonroe Capital Corporation	$110M	—	-11.4%	-1.0%	+17.9pp	+5.1%	-8.0%	+15.4%
PFISPeoples Financial Services Corp.	$664M	+11.6%	+37.5%	+35.9%	+5.0pp	+67.8%	+68.1%	+104.1%
HONEHarborOne Bancorp, Inc.	$522M	+0.0%	+0.0%	+7.3%	+1.6pp	+47.8%	-8.1%	+88.3%
NECBNortheast Community Bancorp, Inc.	$384M	+14.4%	+19.5%	+18.6%	+4.3pp	+100.0%	+151.7%	+539.9%
CACCCredit Acceptance Corporation	$6.7B	+11.3%	+32.7%	+18.1%	—	+23.4%	+34.5%	+248.5%
PRAAPRA Group, Inc.	$715M	+22.9%	+3.0%	+17.7%	—	-18.8%	-54.5%	-28.7%
ECPGEncore Capital Group, Inc.	$2.0B	+16.1%	+55.8%	+120.3%	—	+85.6%	+79.5%	+274.5%
WRLDWorld Acceptance Corporation	$1.0B	+35.5%	+37.3%	+22.2%	—	+49.9%	+12.4%	+357.9%
TREELendingTree, Inc.	$592M	+11.9%	-25.8%	+4.5%	—	+82.5%	-83.1%	-51.3%
LCLendingClub Corporation	$2.2B	+7.6%	+0.5%	+66.3%	—	+106.3%	-3.2%	-18.1%

Compare:LDWY vs MRCC LDWY vs PFIS LDWY vs HONE LDWY vs MRCC vs PFIS

About LDWY Dividend Returns

Lendway, Inc. (LDWY) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of LDWY over the past year?

Lendway, Inc. (LDWY) delivered a return of -19.79% over the past year. Since LDWY does not currently pay dividends, the total return equals the price-only return.

Q2How much would $10,000 invested in LDWY be worth today?

A $10,000 investment in Lendway, Inc. one year ago would be worth $8,021 today, representing a loss of $1,979.

Q3Does LDWY pay dividends?

Lendway, Inc. (LDWY) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends. For LDWY, the total return equals the price-only return.

Q4Did LDWY beat the S&P 500?

No, Lendway, Inc. (LDWY) underperformed the S&P 500 by 40.63 percentage points over the past year. LDWY delivered a total return of -19.79%, compared to the S&P 500's 20.84%. This means a passive S&P 500 index fund outperformed LDWY by 40.63pp during this period.

Q5What is LDWY's worst drawdown?

Lendway, Inc. (LDWY) experienced a maximum drawdown of -43.40% over the past year, declining from its peak on 2025-09-03 to its trough on 2025-12-17. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is LDWY's long-term total return over 10, 20, or 30 years?

Here are Lendway, Inc. (LDWY)'s long-term returns with dividends reinvested. Over 10 years, the total return is -42.7% (-5.4% CAGR) — $10,000 would have grown to $5,729. Over 20 years: 80.4% total return (3.0% CAGR) — $10,000 → $18,045. Over 30 years: 117.7% total return (2.6% CAGR) — $10,000 → $21,774. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was LDWY's best and worst year?

Lendway, Inc.'s best calendar year was 2009 with a total return of 346.7%. Its worst year was 2003 with a total return of -74.4%. This range shows the volatility investors should expect — the difference between the best and worst year is 421.1 percentage points.

How much would $100/month in LDWY be worth today?

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