LM Funding America, Inc. (LMFA) quarterly income statement — complete revenue, gross profit & net income history
LM Funding America, Inc. (LMFA) annual income statement — 13-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 0 | 1.54M | 1.9M | 916 | -227.01K | -219.76K | -29.33K | -25.69K | -19.66K | -61.7K | 38.7K | 39.66K | 116.15K | 55.08K | 217.75K | 85.6K | 80.97K | 98.37K | 248.9K | 203.46K |
| NII Growth % | 100% | 801.31% | 6581.63% | 103.57% | -1054.41% | -256.17% | -175.77% | -164.79% | -116.93% | -212.03% | -82.23% | -53.67% | 43.44% | -44.01% | -12.51% | -57.93% | -40.62% | 9.26% | 7834.3% | 8745.91% |
| Net Interest Margin % | 0% | 3.69% | 3.7% | 0% | -0.58% | -0.56% | -0.07% | -0.07% | -0.06% | -0.15% | 0.1% | 0.1% | 0.27% | 0.12% | 0.41% | 0.13% | 0.12% | 0.16% | 0.4% | 0.63% |
| Interest Income | -2.07M | 2.09M | 2.34M | 916 | 531 | 1.15K | 182.62K | 98.34K | 17.23K | 9.13K | 38.7K | 39.66K | 116.15K | 55.08K | 222.17K | 85.6K | 80.97K | 98.37K | 248.9K | 207.4K |
| Interest Expense | -1.78M | 545.17K | 440.95K | 0 | 227.55K | 220.91K | 211.95K | 124.03K | 36.89K | 70.83K | 0 | 0 | 0 | 0 | 4.42K | 0 | 0 | 0 | 0 | 3.94K |
| Loan Loss Provision | 3.35M | 2.64M | 5.51M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4.2M | 0 | 0 | 36.69K | 4.93M | 0 | 0 | 0 | 0 | -100K |
| Non-Interest Income | 4.19M | 22.6K | 25.01K | 1.94M | 5.67M | 606.3K | 5.9M | 982.55K | -158.74K | 10.42M | 4.02M | 2.89M | 187.77K | -2.49M | -6.68M | -23.31K | 12.48M | -892.57K | -1.37M | -3.27M |
| Non-Interest Income % | 100% | 1.45% | 1.3% | 99.95% | 104.17% | 156.85% | 100.5% | 102.69% | 88.98% | 100.6% | 99.05% | 98.64% | 61.78% | 102.27% | 103.37% | -37.41% | 99.36% | 112.39% | 122.15% | 106.64% |
| Total Net Revenue | 4.19M | 1.56M | 1.93M | 1.94M | 5.44M | 386.54K | 5.87M | 956.86K | -178.4K | 10.35M | 4.06M | 2.93M | 303.92K | -2.43M | -6.47M | 62.3K | 12.56M | -794.2K | -1.12M | -3.06M |
| Revenue Growth % | -23.04% | 304.57% | -67.18% | 103.06% | 3150.14% | -96.27% | 44.61% | -67.3% | -158.7% | 526.02% | 162.76% | 4596.68% | -97.58% | -206.01% | -475.44% | 102.03% | 5.5% | -112.31% | -441.69% | -1317.27% |
| Non-Interest Expense | 4.4M | 8.49M | 8.27M | 5.46M | 5.38M | 5.79M | 3.98M | 5.76M | 6M | 8M | 1.64M | 7.59M | 5.95M | 4.7M | 10.19M | 5.47M | 5.99M | 5.23M | 3.86M | 2.54M |
| Efficiency Ratio | 105.07% | 543.15% | 429.54% | 281.01% | 98.89% | 1498.83% | 67.78% | 601.97% | -3365.74% | 77.27% | 40.52% | 259.54% | 1956.55% | -193.2% | -157.58% | 8785.11% | 47.71% | -657.91% | -343.5% | -83.01% |
| Operating Income | -3.86M | -9.57M | -11.85M | -3.52M | 60.5K | -5.41M | 1.89M | -4.8M | -6.18M | 2.35M | -1.78M | -4.67M | -5.64M | -7.16M | -21.58M | -5.41M | 6.57M | -6.02M | -4.98M | -5.51M |
| Operating Margin % | -92.05% | -612.03% | -615.4% | -181.01% | 1.11% | -1398.83% | 32.22% | -501.97% | 3465.74% | 22.73% | -43.92% | -159.54% | -1856.55% | 294.71% | 333.83% | -8685.11% | 52.29% | 757.91% | 443.5% | 179.75% |
| Operating Income Growth % | -6472.05% | -77.01% | -726.72% | 26.78% | 100.98% | -329.71% | 206.1% | -2.9% | -9.58% | 132.86% | 91.74% | 13.73% | -185.91% | -18.99% | -333.14% | 1.76% | -41.71% | -232.24% | -1550.29% | -100.15% |
| Pretax Income | -4.57M | -10.12M | -17.9M | -4.07M | 60.5K | -5.41M | 1.89M | -4.8M | -6.18M | 2.35M | -1.34M | -4.67M | -5.64M | -7.16M | -21.58M | -5.41M | 6.57M | -6.02M | -4.98M | -5.51M |
| Pretax Margin % | -109.02% | -646.86% | -929.69% | -209.59% | 1.11% | -1398.83% | 32.22% | -501.97% | 3465.74% | 22.73% | -33.07% | -159.54% | -1856.55% | 294.71% | 333.83% | -8685.11% | 52.29% | 757.91% | 443.5% | 179.75% |
| Income Tax | -3.67K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 60.57K | 0 | 0 | 0 | 126.39K | 1.31M | 0 | 0 | 296.3K | 12.62K |
| Effective Tax Rate % | 0.08% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | -4.51% | 0% | 0% | 0% | -0.59% | -24.24% | 0% | 0% | -5.95% | -0.23% |
| Net Income | -4.56M | -10.12M | -17.89M | -4.08M | 100.55K | -5.4M | 1.97M | -4.7M | -5.61M | 1.94M | -1.59M | -4.42M | -4.55M | -5.39M | -19.69M | -6.66M | 2.84M | -5.73M | -5.24M | -5.49M |
| Net Margin % | -108.93% | -647.09% | -929.09% | -209.84% | 1.85% | -1396.68% | 33.5% | -490.99% | 3143.73% | 18.73% | -39.22% | -150.96% | -1496.85% | 221.63% | 304.6% | -10695.48% | 22.64% | 721.24% | 466.23% | 179.05% |
| Net Income Growth % | -4636.76% | -87.44% | -1010.19% | 13.21% | 101.79% | -378.34% | 223.5% | -6.36% | -23.29% | 136.01% | 91.92% | 33.71% | -259.94% | 5.97% | -275.94% | -21.45% | -74.39% | -230.88% | -1642.44% | -99.37% |
| Net Income (Continuing) | 0 | -10.12M | -17.9M | -4.07M | 60.5K | -5.41M | 1.89M | -4.8M | -6.18M | 2.35M | -1.4M | -4.67M | -5.64M | -7.16M | -21.71M | -6.72M | 6.57M | -6.02M | -5.28M | -5.52M |
| EPS (Diluted) | 11.75 | -11.75 | -33.25 | -19.75 | 0.49 | -26.25 | 17.50 | -60.25 | -61.00 | 15.25 | -16.75 | -49.25 | -51.75 | -60.25 | -248.75 | -22.00 | 11.00 | -22.00 | -24.25 | -25.25 |
| EPS Growth % | 2297.96% | 55.24% | -290% | 67.22% | 100.8% | -272.13% | 204.48% | -22.34% | -17.87% | 125.31% | 93.27% | -123.86% | -570.45% | -173.86% | -925.77% | 12.87% | -78.54% | -210% | -546.67% | 28.37% |
| EPS (Basic) | 11.75 | -11.75 | -33.25 | -19.75 | 0.49 | -26.25 | 17.50 | -60.25 | -61.00 | 15.25 | -16.75 | -49.25 | -51.75 | -60.25 | -248.75 | -22.00 | 11.00 | -22.00 | -24.25 | -25.25 |
| Diluted Shares Outstanding | 875.05K | 858.23K | 577.28K | 205.34K | 205.34K | 205.34K | 112.32K | 106.4K | 99.43K | 97.13K | 94.52K | 89.87K | 87.88K | 89.32K | 87.28K | 305.45K | 261.16K | 261.16K | 216.86K | 216.86K |