MetroCity Bankshares, Inc. (MCBS) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 0 | 35.92M | 31.79M | 32.18M | 30.55M | 30.06M | 30.29M | 30.71M | 27.09M | 26.12M | 24.15M | 24.97M |
| NII Growth % | -100% | 19.51% | 4.96% | 4.77% | 12.81% | 15.08% | 25.4% | 23% | 3.25% | -9.77% | -18.91% | -17.37% |
| Net Interest Margin % | 0% | 0.75% | 0.88% | 0.89% | 0.83% | 0.84% | 0.85% | 0.85% | 0.74% | 0.75% | 0.69% | 0.72% |
| Interest Income | 70.99M | 60.26M | 54M | 54.05M | 52.52M | 52.61M | 53.83M | 54.11M | 52.36M | 50.67M | 48.71M | 47.48M |
| Interest Expense | 26.5M | 24.33M | 22.21M | 21.87M | 21.96M | 22.55M | 23.54M | 23.4M | 25.27M | 24.55M | 24.55M | 22.51M |
| Loan Loss Provision | -26.5M | -39K | -543K | 130K | 0 | 202K | 582K | -128K | -140K | 782K | -381K | -416K |
| Non-Interest Income | -70.99M | 625K | 6.18M | 5.73M | 5.46M | 3.77M | 6.62M | 5.56M | 5.52M | 2.88M | 2.66M | 4.69M |
| Non-Interest Income % | - | 1.03% | 10.27% | 9.59% | 9.41% | 6.69% | 10.94% | 9.32% | 9.54% | 5.37% | 5.17% | 8.99% |
| Total Revenue | 0 | 60.88M | 60.18M | 59.78M | 57.98M | 56.39M | 60.45M | 59.67M | 57.88M | 53.55M | 51.37M | 52.17M |
| Revenue Growth % | -100% | 7.97% | -0.44% | 0.19% | 0.17% | 5.3% | 17.68% | 14.36% | 11.07% | 28.72% | 18.36% | 38.47% |
| Non-Interest Expense | 0 | 13.24M | 14.67M | 14.11M | 13.93M | 12.78M | 13.66M | 13.03M | 12.36M | 12.08M | 11.54M | 11.46M |
| Efficiency Ratio | - | 21.75% | 24.38% | 23.61% | 24.03% | 22.66% | 22.6% | 21.84% | 21.36% | 22.56% | 22.47% | 21.97% |
| Operating Income | 0 | 23.35M | 23.84M | 23.67M | 22.08M | 20.85M | 22.66M | 23.37M | 20.43M | 16.14M | 15.65M | 18.61M |
| Operating Margin % | - | 38.35% | 39.61% | 39.59% | 38.08% | 36.98% | 37.49% | 39.16% | 35.3% | 30.14% | 30.47% | 35.68% |
| Operating Income Growth % | -100% | 11.96% | 5.19% | 1.29% | 8.05% | 29.22% | 44.79% | 25.54% | -5.28% | -17.39% | -34.52% | -14.44% |
| Pretax Income | 30.22M | 23.35M | 23.84M | 23.67M | 22.08M | 20.85M | 22.66M | 23.37M | 20.43M | 16.14M | 15.65M | 18.61M |
| Pretax Margin % | - | 38.35% | 39.61% | 39.59% | 38.08% | 36.98% | 37.49% | 39.16% | 35.3% | 30.14% | 30.47% | 35.68% |
| Income Tax | 7.91M | 5.04M | 6.57M | 6.84M | 5.78M | 4.62M | 5.96M | 6.43M | 5.8M | 4.79M | 4.22M | 5.5M |
| Effective Tax Rate % | 26.16% | 21.57% | 27.56% | 28.91% | 26.18% | 22.15% | 26.3% | 27.52% | 28.39% | 29.68% | 26.99% | 29.58% |
| Net Income | 22.31M | 18.31M | 17.27M | 16.83M | 16.3M | 16.23M | 16.7M | 16.94M | 14.63M | 11.35M | 11.43M | 13.11M |
| Net Margin % | - | 30.08% | 28.7% | 28.15% | 28.11% | 28.79% | 27.63% | 28.39% | 25.28% | 21.19% | 22.25% | 25.12% |
| Net Income Growth % | 36.92% | 12.79% | 3.41% | -0.66% | 11.39% | 43.08% | 46.14% | 29.21% | -6.99% | 11.46% | -32.35% | -18.58% |
| Net Income (Continuing) | 22.31M | 18.31M | 17.27M | 16.83M | 16.3M | 16.23M | 16.7M | 16.94M | 14.63M | 11.35M | 11.43M | 13.11M |
| EPS (Diluted) | 0.77 | 0.68 | 0.67 | 0.65 | 0.63 | 0.63 | 0.65 | 0.66 | 0.57 | 0.44 | 0.45 | 0.51 |
| EPS Growth % | 22.22% | 7.94% | 3.08% | -1.52% | 10.53% | 43.18% | 44.44% | 29.41% | -8.06% | -15.38% | -31.82% | -19.05% |
| EPS (Basic) | 0.78 | 0.69 | 0.68 | 0.66 | 0.64 | 0.64 | 0.66 | 0.67 | 0.58 | 0.45 | 0.45 | 0.52 |
| Diluted Shares Outstanding | 29.05M | 26.81M | 25.74M | 25.7M | 25.71M | 25.68M | 25.68M | 25.57M | 25.55M | 25.54M | 25.59M | 25.48M |