Last 47 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.39 | 8.18 | 7.96 | 10.52 | 9.38 | 7.42 | 10.26 | 8.37 | 9.14 | 7.97 | 7.56 | 7.46 | 5.49 | 6.47 | 4.98 | 6.83 | 8.19 | 6.57 | 6.27 | 6.29 | 7.03 |
| — | +10.3% | -22.5% | +25.7% | +2.6% | -6.9% | +35.7% | +12.2% | +66.6% | +23.1% | +51.8% | +9.1% | -33.0% | -1.5% | -20.6% | +8.6% | +16.5% | +123.5% | +285.9% | +9.5% | +43.6% | |
| P/S Ratio | 4.86 | 4.30 | 3.56 | 4.22 | 4.26 | 2.99 | 3.82 | 3.59 | 3.74 | 3.07 | 2.82 | 2.79 | 2.24 | 2.27 | 1.89 | 2.63 | 2.75 | 2.46 | 2.56 | 2.73 | 2.77 |
| — | +44.1% | -6.7% | +17.5% | +14.0% | -2.8% | +35.4% | +28.6% | +67.2% | +35.6% | +49.1% | +6.1% | -18.6% | -7.8% | -26.2% | -3.6% | -1.0% | +44.1% | +164.1% | +22.8% | +50.3% | |
| P/B Ratio | 2.09 | 1.86 | 1.67 | 1.63 | 1.64 | 1.51 | 1.64 | 1.69 | 1.59 | 1.28 | 1.19 | 1.28 | 1.07 | 1.06 | 0.88 | 1.17 | 1.08 | 1.09 | 1.07 | 1.20 | 1.16 |
| — | +22.7% | +1.7% | -3.8% | +3.2% | +18.5% | +37.6% | +32.4% | +49.0% | +21.0% | +35.9% | +9.3% | -0.6% | -2.8% | -18.1% | -2.5% | -7.0% | +0.5% | +4.8% | +16.8% | +30.4% | |
| P/FCF | 19.38 | — | — | — | 10.05 | 3.82 | — | 20.63 | 60.68 | — | 20.53 | 51.39 | — | 5.90 | 2.06 | 6.77 | 25.29 | 10.64 | — | 3.32 | 12.96 |
| — | — | — | — | -83.4% | — | — | -59.9% | — | — | +896.5% | +659.6% | — | -44.6% | — | +103.6% | +95.2% | +2419.6% | — | — | — | |
| EV / EBITDA | 7.46 | 11.65 | 9.58 | 7.66 | 6.51 | 4.38 | 6.78 | 5.95 | 6.46 | 6.55 | 6.72 | 7.15 | 7.30 | 9.13 | 5.58 | 6.25 | 4.88 | 2.02 | 0.94 | 2.07 | 1.78 |
| — | +166.2% | +41.1% | +28.7% | +0.6% | -33.2% | +0.9% | -16.8% | -11.4% | -28.2% | +20.4% | +14.4% | +49.5% | +352.8% | +493.4% | +202.0% | +174.0% | +134.5% | +290.2% | -15.0% | +616.0% | |
| EV / EBIT | 7.64 | 11.65 | 9.75 | 7.86 | 6.67 | 4.47 | 6.97 | 6.09 | 6.67 | 6.75 | 6.98 | 7.41 | 7.56 | 9.49 | 5.85 | 6.63 | 5.14 | 2.10 | 0.98 | 2.15 | 1.87 |
| — | +160.7% | +40.0% | +29.0% | +0.0% | -33.8% | -0.2% | -17.8% | -11.7% | -28.8% | +19.4% | +11.7% | +46.9% | +352.1% | +496.2% | +208.2% | +175.5% | +135.1% | +295.5% | -16.7% | +614.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 95.9% | 101.0% | 100.3% | 98.3% | 100.9% | 94.5% | 94.2% | 96.3% | 99.0% | 98.6% | 98.4% | 98.8% | 99.5% | 98.7% | 98.0% | 98.9% | 96.6% | 103.2% | 101.1% | 104.1% | 100.9% |
| — | +7.0% | +6.5% | +2.1% | +1.9% | -4.2% | -4.2% | -2.6% | -0.5% | -0.1% | +0.5% | -0.1% | +3.0% | -4.4% | -3.1% | -5.0% | -4.3% | -1.9% | +0.7% | +5.9% | +2.8% | |
| Operating Margin | 59.1% | 65.1% | 64.8% | 58.2% | 63.4% | 60.2% | 58.7% | 63.8% | 59.8% | 57.2% | 56.5% | 59.6% | 59.9% | 53.3% | 57.4% | 54.7% | 47.9% | 57.5% | 58.8% | 62.4% | 56.5% |
| — | +8.1% | +10.5% | -8.8% | +6.1% | +5.3% | +3.9% | +7.1% | -0.2% | +7.2% | -1.6% | +9.0% | +25.0% | -7.2% | -2.5% | -12.3% | -15.1% | -30.0% | -30.8% | +18.5% | +5.4% | |
| Net Margin | 39.2% | 52.6% | 44.8% | 40.1% | 45.5% | 40.2% | 37.1% | 42.8% | 40.9% | 38.6% | 37.2% | 37.5% | 40.7% | 34.9% | 38.0% | 38.6% | 33.6% | 37.5% | 40.9% | 43.3% | 39.6% |
| — | +30.9% | +20.7% | -6.5% | +11.3% | +4.1% | -0.2% | +14.4% | +0.4% | +10.6% | -1.9% | -2.9% | +21.2% | -6.8% | -7.1% | -11.0% | -15.1% | -35.4% | -31.6% | +11.5% | +5.2% |
| Metric | TTM | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 19.2% | 5.9% | 5.4% | 4.0% | 4.5% | 5.2% | 4.1% | 5.4% | 4.4% | 4.2% | 4.1% | 4.4% | 5.0% | 4.2% | 4.6% | 4.4% | 3.3% | 4.2% | 4.4% | 4.8% | 4.2% |
| — | +11.8% | +32.0% | -26.3% | +0.6% | +26.2% | +0.4% | +22.0% | -10.8% | -0.2% | -10.8% | +0.4% | +50.6% | +0.2% | +5.1% | -8.0% | -20.9% | -56.3% | -74.6% | +3.3% | -9.4% | |
| ROA | 2.3% | 0.7% | 0.6% | 0.5% | 0.5% | 0.6% | 0.4% | 0.6% | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% | 0.4% | 0.4% | 0.5% | 0.5% | 0.7% | 0.7% | 0.8% | 0.6% |
| — | +12.9% | +33.1% | -18.7% | +10.3% | +20.1% | -3.2% | +16.3% | -8.4% | +17.2% | +5.3% | -3.1% | +6.0% | -35.6% | -37.0% | -38.1% | -10.3% | -40.5% | -69.8% | +22.2% | -10.4% | |
| ROIC | 12.0% | 2.3% | 2.7% | 2.4% | 2.8% | 3.3% | 2.5% | 3.1% | 2.5% | 2.3% | 2.1% | 2.0% | 1.9% | 1.8% | 2.3% | 2.6% | 2.6% | 4.3% | 4.3% | 4.7% | 4.0% |
| — | -30.9% | +7.7% | -23.2% | +11.5% | +45.3% | +22.8% | +52.3% | +30.5% | +30.4% | -9.5% | -21.1% | -26.8% | -59.2% | -47.2% | -45.8% | -34.2% | -40.2% | -65.5% | +21.3% | +3.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.69 | 1.42 | 1.30 | 0.97 | 0.65 | 0.69 | 0.85 | 0.96 | 0.91 | 0.97 | 1.06 | 1.43 | 1.75 | 1.97 | 1.44 | 1.07 | 0.55 | 0.14 | 0.08 | 0.08 | 0.09 |
| — | +107.0% | +52.7% | +0.7% | -28.6% | -29.3% | -19.5% | -32.7% | -47.8% | -50.8% | -26.7% | +34.1% | +217.9% | +1320.2% | +1696.6% | +1158.8% | +539.0% | -10.7% | -88.0% | -58.1% | -56.4% | |
| Debt / EBITDA | 2.63 | 20.21 | 16.78 | 16.80 | 10.41 | 8.81 | 13.13 | 12.49 | 13.91 | 15.84 | 17.04 | 20.23 | 23.62 | 30.49 | 20.67 | 16.53 | 11.16 | 2.10 | 1.25 | 1.19 | 1.40 |
| — | +129.5% | +27.7% | +34.6% | -25.1% | -44.4% | -22.9% | -38.3% | -41.1% | -48.0% | -17.6% | +22.4% | +111.7% | +1353.8% | +1553.5% | +1292.5% | +697.1% | +79.6% | -57.4% | -62.1% | -52.2% | |
| Current Ratio | 0.13 | 0.11 | 0.26 | 0.12 | 0.11 | 0.13 | 0.11 | 0.13 | 0.12 | 0.13 | 0.12 | 0.13 | 0.12 | 0.11 | 0.12 | 0.10 | 0.17 | 0.17 | 0.22 | 0.19 | 0.23 |
| — | -20.2% | +122.9% | -4.3% | -5.2% | +0.9% | -0.8% | +2.7% | +1.2% | +14.1% | -3.0% | +28.5% | -29.4% | -34.2% | -46.1% | -49.7% | -28.0% | -69.7% | -45.1% | +11.2% | -13.2% | |
| Quick Ratio | 0.13 | 0.11 | 0.26 | 0.12 | 0.11 | 0.13 | 0.11 | 0.13 | 0.12 | 0.13 | 0.12 | 0.13 | 0.12 | 0.11 | 0.12 | 0.10 | 0.17 | 0.17 | 0.22 | 0.19 | 0.23 |
| — | -20.2% | +122.9% | -4.3% | -5.2% | +0.9% | -0.8% | +2.7% | +1.2% | +14.1% | -3.0% | +28.5% | -29.4% | -34.2% | -46.1% | -49.7% | -28.0% | -69.7% | -45.1% | +11.2% | -13.2% | |
| Interest Coverage | 0.91 | 1.08 | 1.11 | 0.85 | 0.90 | 1.06 | 0.85 | 0.91 | 0.81 | 0.78 | 0.75 | 0.82 | 0.87 | 0.78 | 0.90 | 1.53 | 3.68 | 12.56 | 14.40 | 12.32 | 9.63 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying NBN stock.
Northeast Bank's current P/E is 12.4x. The average P/E over the last 4 quarters is 9.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Northeast Bank's current operating margin is 59.1%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Northeast Bank's business trajectory between earnings reports.