Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Northeast Bank's quarterly P/E stands at 10.5x, up 25.7% year-over-year — indicating the stock has re-rated higher or earnings have softened. EV/EBITDA has expanded 32.0% YoY to 7.9x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.89 | 10.52 | 9.38 | 7.42 | 10.26 | 8.37 | 9.14 | 7.97 | 7.56 | 7.46 | 5.49 | 6.47 | 4.98 |
| — | +25.7% | +2.6% | -6.9% | +35.7% | +12.2% | +66.6% | +23.1% | +51.8% | +9.1% | -33.0% | -1.5% | -20.6% | |
| P/S Ratio | 2.95 | 2.51 | 2.50 | 1.90 | 2.26 | 2.11 | 2.15 | 1.78 | 1.61 | 1.62 | 1.33 | 1.35 | 1.15 |
| — | +18.8% | +16.1% | +7.1% | +40.0% | +30.3% | +62.3% | +31.8% | +39.7% | -16.5% | -45.5% | -42.7% | -53.2% | |
| P/B Ratio | 2.18 | 1.63 | 1.64 | 1.51 | 1.64 | 1.69 | 1.59 | 1.28 | 1.19 | 1.28 | 1.07 | 1.06 | 0.88 |
| — | -3.8% | +3.2% | +18.5% | +37.6% | +32.4% | +49.0% | +21.0% | +35.9% | +9.3% | -0.6% | -2.8% | -18.1% | |
| P/FCF | 19.40 | — | 10.05 | 3.82 | — | 20.63 | 60.68 | — | 20.53 | 51.39 | — | 5.90 | 2.06 |
| — | — | -83.4% | — | — | -59.9% | — | — | +896.5% | +659.6% | — | -44.6% | — | |
| EV / EBITDA | 7.47 | 7.86 | 6.51 | 4.38 | 6.78 | 5.95 | 6.46 | 6.55 | 6.72 | 7.15 | 7.30 | 9.13 | 5.58 |
| — | +32.0% | +0.6% | -33.2% | +0.9% | -16.8% | -11.4% | -28.2% | +20.4% | +14.4% | +49.5% | +352.8% | +493.4% | |
| EV / EBIT | 7.65 | 7.86 | 6.67 | 4.47 | 6.97 | 6.09 | 6.67 | 6.75 | 6.98 | 7.41 | 7.56 | 9.49 | 5.85 |
| — | +29.0% | +0.0% | -33.8% | -0.2% | -17.8% | -11.7% | -28.8% | +19.4% | +11.7% | +46.9% | +352.1% | +496.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Northeast Bank's operating margin was 34.6% in Q2 2026, down 2.6 pp QoQ and down 2.9 pp YoY. This marks the 3rd consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 36.2% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin expanded 3.2% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 58.1% | 58.5% | 59.1% | 60.2% | 55.6% | 56.6% | 57.0% | 57.0% | 56.2% | 57.4% | 59.0% | 58.7% | 59.7% |
| — | +3.2% | +3.7% | +5.6% | -1.0% | -1.3% | -3.4% | -2.9% | -5.9% | -21.3% | -30.9% | -40.5% | -38.5% | |
| Operating Margin | 35.8% | 34.6% | 37.2% | 38.3% | 34.7% | 37.5% | 34.4% | 33.0% | 32.2% | 34.6% | 35.5% | 31.7% | 35.0% |
| — | -7.8% | +8.0% | +16.0% | +7.5% | +8.5% | -3.1% | +4.2% | -7.8% | -14.2% | -16.2% | -42.3% | -38.1% | |
| Net Margin | 23.8% | 23.8% | 26.7% | 25.6% | 21.9% | 25.2% | 23.5% | 22.3% | 21.3% | 21.7% | 24.1% | 20.8% | 23.1% |
| — | -5.5% | +13.3% | +14.7% | +3.2% | +15.9% | -2.5% | +7.5% | -8.1% | -23.5% | -18.7% | -42.1% | -41.1% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 19.2% | 4.0% | 4.5% | 5.2% | 4.1% | 5.4% | 4.4% | 4.2% | 4.1% | 4.4% | 5.0% | 4.2% | 4.6% |
| — | -26.3% | +0.6% | +26.2% | +0.4% | +22.0% | -10.8% | -0.2% | -10.8% | +0.4% | +50.6% | +0.2% | +5.1% | |
| ROA | 2.3% | 0.5% | 0.5% | 0.6% | 0.4% | 0.6% | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% | 0.4% | 0.4% |
| — | -18.7% | +10.3% | +20.1% | -3.2% | +16.3% | -8.4% | +17.2% | +5.3% | -3.1% | +6.0% | -35.6% | -37.0% | |
| ROIC | 12.0% | 2.4% | 2.8% | 3.3% | 2.5% | 3.1% | 2.5% | 2.3% | 2.1% | 2.0% | 1.9% | 1.8% | 2.3% |
| — | -23.2% | +11.5% | +45.3% | +22.8% | +52.3% | +30.5% | +30.4% | -9.5% | -21.1% | -26.8% | -59.2% | -47.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Northeast Bank's Debt/EBITDA ratio is 17.2x, up from 10.4x last quarter — elevated, raising questions about debt serviceability.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.69 | 0.97 | 0.65 | 0.69 | 0.85 | 0.96 | 0.91 | 0.97 | 1.06 | 1.43 | 1.75 | 1.97 | 1.44 |
| — | +0.7% | -28.6% | -29.3% | -19.5% | -32.7% | -47.8% | -50.8% | -26.7% | +34.1% | +217.9% | +1320.2% | +1696.6% | |
| Debt / EBITDA | 2.63 | 17.24 | 10.41 | 8.81 | 13.13 | 12.49 | 13.91 | 15.84 | 17.04 | 20.23 | 23.62 | 30.49 | 20.67 |
| — | +38.1% | -25.1% | -44.4% | -22.9% | -38.3% | -41.1% | -48.0% | -17.6% | +22.4% | +111.7% | +1353.8% | +1553.5% | |
| Current Ratio | 0.13 | 0.12 | 0.11 | 0.13 | 0.11 | 0.13 | 0.12 | 0.13 | 0.12 | 0.13 | 0.12 | 0.11 | 0.12 |
| — | -4.3% | -5.2% | +0.9% | -0.8% | +2.7% | +1.2% | +14.1% | -3.0% | +28.5% | -29.4% | -34.2% | -46.1% | |
| Quick Ratio | 0.13 | 0.12 | 0.11 | 0.13 | 0.11 | 0.13 | 0.12 | 0.13 | 0.12 | 0.13 | 0.12 | 0.11 | 0.12 |
| — | -4.3% | -5.2% | +0.9% | -0.8% | +2.7% | +1.2% | +14.1% | -3.0% | +28.5% | -29.4% | -34.2% | -46.1% | |
| Interest Coverage | 0.91 | 0.85 | 0.90 | 1.06 | 0.85 | 0.91 | 0.81 | 0.78 | 0.75 | 0.82 | 0.87 | 0.78 | 0.90 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
Total return calculator · dividends reinvested
Calculate ReturnsDollar cost averaging vs lump sum · see how regular investing compounds over time
Run the NumbersDCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare business quality, growth, and profitability against top sector peers.
Compare NowQuick answers to the most common questions about buying NBN stock.
Northeast Bank's current P/E is 12.9x. The average P/E over the last 4 quarters is 9.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Northeast Bank's current operating margin is 35.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Northeast Bank's business trajectory between earnings reports.