Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 13.14 | 7.96 | 10.52 | 9.38 | 7.42 | 10.26 | 8.37 | 9.14 | 7.97 | 7.56 | 7.46 | 5.49 | 6.47 | 4.98 | 6.83 | 8.19 | 6.57 | 6.27 | 6.29 | 7.03 | 2.94 |
| — | -22.5% | +25.7% | +2.6% | -6.9% | +35.7% | +12.2% | +66.6% | +23.1% | +51.8% | +9.1% | -33.0% | -1.5% | -20.6% | +8.6% | +16.5% | +123.5% | +285.9% | +9.5% | +43.6% | -9.5% | |
| P/S Ratio | 5.16 | 3.56 | 4.22 | 4.26 | 2.99 | 3.82 | 3.59 | 3.74 | 3.07 | 2.82 | 2.79 | 2.24 | 2.27 | 1.89 | 2.63 | 2.75 | 2.46 | 2.56 | 2.73 | 2.77 | 1.71 |
| — | -6.7% | +17.5% | +14.0% | -2.8% | +35.4% | +28.6% | +67.2% | +35.6% | +49.1% | +6.1% | -18.6% | -7.8% | -26.2% | -3.6% | -1.0% | +44.1% | +164.1% | +22.8% | +50.3% | +26.0% | |
| P/B Ratio | 2.22 | 1.67 | 1.63 | 1.64 | 1.51 | 1.64 | 1.69 | 1.59 | 1.28 | 1.19 | 1.28 | 1.07 | 1.06 | 0.88 | 1.17 | 1.08 | 1.09 | 1.07 | 1.20 | 1.16 | 1.08 |
| — | +1.7% | -3.8% | +3.2% | +18.5% | +37.6% | +32.4% | +49.0% | +21.0% | +35.9% | +9.3% | -0.6% | -2.8% | -18.1% | -2.5% | -7.0% | +0.5% | +4.8% | +16.8% | +30.4% | +22.2% | |
| P/FCF | 20.55 | — | — | 10.05 | 3.82 | — | 20.63 | 60.68 | — | 20.53 | 51.39 | — | 5.90 | 2.06 | 6.77 | 25.29 | 10.64 | — | 3.32 | 12.96 | 0.42 |
| — | — | — | -83.4% | — | — | -59.9% | — | — | +896.5% | +659.6% | — | -44.6% | — | +103.6% | +95.2% | +2419.6% | — | — | — | -99.2% | |
| EV / EBITDA | 7.94 | 9.58 | 7.66 | 6.51 | 4.38 | 6.78 | 5.95 | 6.46 | 6.55 | 6.72 | 7.15 | 7.30 | 9.13 | 5.58 | 6.25 | 4.88 | 2.02 | 0.94 | 2.07 | 1.78 | -5.84 |
| — | +41.1% | +28.7% | +0.6% | -33.2% | +0.9% | -16.8% | -11.4% | -28.2% | +20.4% | +14.4% | +49.5% | +352.8% | +493.4% | +202.0% | +174.0% | +134.5% | +290.2% | -15.0% | +616.0% | -739.6% | |
| EV / EBIT | 8.14 | 9.75 | 7.86 | 6.67 | 4.47 | 6.97 | 6.09 | 6.67 | 6.75 | 6.98 | 7.41 | 7.56 | 9.49 | 5.85 | 6.63 | 5.14 | 2.10 | 0.98 | 2.15 | 1.87 | -5.97 |
| — | +40.0% | +29.0% | +0.0% | -33.8% | -0.2% | -17.8% | -11.7% | -28.8% | +19.4% | +11.7% | +46.9% | +352.1% | +496.2% | +208.2% | +175.5% | +135.1% | +295.5% | -16.7% | +614.3% | -725.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 58.1% | 63.4% | 58.5% | 59.1% | 60.2% | 55.6% | 56.6% | 57.0% | 57.0% | 56.2% | 57.4% | 59.0% | 58.7% | 59.7% | 72.9% | 85.4% | 98.7% | 97.1% | 99.0% | 95.3% | 99.8% |
| — | +13.9% | +3.2% | +3.7% | +5.6% | -1.0% | -1.3% | -3.4% | -2.9% | -5.9% | -21.3% | -30.9% | -40.5% | -38.5% | -26.4% | -10.4% | -1.1% | +1.1% | +15.0% | +13.4% | +20.3% | |
| Operating Margin | 35.8% | 41.0% | 34.6% | 37.2% | 38.3% | 34.7% | 37.5% | 34.4% | 33.0% | 32.2% | 34.6% | 35.5% | 31.7% | 35.0% | 40.3% | 42.4% | 54.9% | 56.5% | 59.4% | 53.3% | 77.8% |
| — | +18.2% | -7.8% | +8.0% | +16.0% | +7.5% | +8.5% | -3.1% | +4.2% | -7.8% | -14.2% | -16.2% | -42.3% | -38.1% | -32.1% | -20.5% | -29.4% | -30.5% | +28.6% | +16.3% | +51.6% | |
| Net Margin | 23.8% | 28.3% | 23.8% | 26.7% | 25.6% | 21.9% | 25.2% | 23.5% | 22.3% | 21.3% | 21.7% | 24.1% | 20.8% | 23.1% | 28.4% | 29.7% | 35.8% | 39.3% | 41.2% | 37.4% | 55.0% |
| — | +29.1% | -5.5% | +13.3% | +14.7% | +3.2% | +15.9% | -2.5% | +7.5% | -8.1% | -23.5% | -18.7% | -42.1% | -41.1% | -31.0% | -20.5% | -34.8% | -31.3% | +21.1% | +16.2% | +53.9% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 19.2% | 5.4% | 4.0% | 4.5% | 5.2% | 4.1% | 5.4% | 4.4% | 4.2% | 4.1% | 4.4% | 5.0% | 4.2% | 4.6% | 4.4% | 3.3% | 4.2% | 4.4% | 4.8% | 4.2% | 9.5% |
| — | +32.0% | -26.3% | +0.6% | +26.2% | +0.4% | +22.0% | -10.8% | -0.2% | -10.8% | +0.4% | +50.6% | +0.2% | +5.1% | -8.0% | -20.9% | -56.3% | -74.6% | +3.3% | -9.4% | +37.5% | |
| ROA | 2.3% | 0.6% | 0.5% | 0.5% | 0.6% | 0.4% | 0.6% | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% | 0.4% | 0.4% | 0.5% | 0.5% | 0.7% | 0.7% | 0.8% | 0.6% | 1.1% |
| — | +33.1% | -18.7% | +10.3% | +20.1% | -3.2% | +16.3% | -8.4% | +17.2% | +5.3% | -3.1% | +6.0% | -35.6% | -37.0% | -38.1% | -10.3% | -40.5% | -69.8% | +22.2% | -10.4% | +21.9% | |
| ROIC | 12.0% | 2.7% | 2.4% | 2.8% | 3.3% | 2.5% | 3.1% | 2.5% | 2.3% | 2.1% | 2.0% | 1.9% | 1.8% | 2.3% | 2.6% | 2.6% | 4.3% | 4.3% | 4.7% | 4.0% | 7.2% |
| — | +7.7% | -23.2% | +11.5% | +45.3% | +22.8% | +52.3% | +30.5% | +30.4% | -9.5% | -21.1% | -26.8% | -59.2% | -47.2% | -45.8% | -34.2% | -40.2% | -65.5% | +21.3% | +3.4% | +24.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.69 | 1.30 | 0.97 | 0.65 | 0.69 | 0.85 | 0.96 | 0.91 | 0.97 | 1.06 | 1.43 | 1.75 | 1.97 | 1.44 | 1.07 | 0.55 | 0.14 | 0.08 | 0.08 | 0.09 | 0.16 |
| — | +52.7% | +0.7% | -28.6% | -29.3% | -19.5% | -32.7% | -47.8% | -50.8% | -26.7% | +34.1% | +217.9% | +1320.2% | +1696.6% | +1158.8% | +539.0% | -10.7% | -88.0% | -58.1% | -56.4% | -56.8% | |
| Debt / EBITDA | 2.63 | 16.78 | 16.80 | 10.41 | 8.81 | 13.13 | 12.49 | 13.91 | 15.84 | 17.04 | 20.23 | 23.62 | 30.49 | 20.67 | 16.53 | 11.16 | 2.10 | 1.25 | 1.19 | 1.40 | 1.17 |
| — | +27.7% | +34.6% | -25.1% | -44.4% | -22.9% | -38.3% | -41.1% | -48.0% | -17.6% | +22.4% | +111.7% | +1353.8% | +1553.5% | +1292.5% | +697.1% | +79.6% | -57.4% | -62.1% | -52.2% | -66.8% | |
| Current Ratio | 0.13 | 0.26 | 0.12 | 0.11 | 0.13 | 0.11 | 0.13 | 0.12 | 0.13 | 0.12 | 0.13 | 0.12 | 0.11 | 0.12 | 0.10 | 0.17 | 0.17 | 0.22 | 0.19 | 0.23 | 0.57 |
| — | +122.9% | -4.3% | -5.2% | +0.9% | -0.8% | +2.7% | +1.2% | +14.1% | -3.0% | +28.5% | -29.4% | -34.2% | -46.1% | -49.7% | -28.0% | -69.7% | -45.1% | +11.2% | -13.2% | +182.3% | |
| Quick Ratio | 0.13 | 0.26 | 0.12 | 0.11 | 0.13 | 0.11 | 0.13 | 0.12 | 0.13 | 0.12 | 0.13 | 0.12 | 0.11 | 0.12 | 0.10 | 0.17 | 0.17 | 0.22 | 0.19 | 0.23 | 0.57 |
| — | +122.9% | -4.3% | -5.2% | +0.9% | -0.8% | +2.7% | +1.2% | +14.1% | -3.0% | +28.5% | -29.4% | -34.2% | -46.1% | -49.7% | -28.0% | -69.7% | -45.1% | +11.2% | -13.2% | +182.3% | |
| Interest Coverage | 0.91 | 1.11 | 0.85 | 0.90 | 1.06 | 0.85 | 0.91 | 0.81 | 0.78 | 0.75 | 0.82 | 0.87 | 0.78 | 0.90 | 1.53 | 3.68 | 12.56 | 14.40 | 12.32 | 9.63 | 14.95 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying NBN stock.
Northeast Bank's current P/E is 13.1x. The average P/E over the last 4 quarters is 8.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Northeast Bank's current operating margin is 35.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Northeast Bank's business trajectory between earnings reports.