National Bankshares, Inc. (NKSH) quarterly income statement — complete revenue, gross profit & net income history
National Bankshares, Inc. (NKSH) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 13.85M | -25.34M | 12.62M | 12.65M | 11.67M | 10.99M | 10.26M | 10M | 9.45M | 8.7M | 8.24M | 8.48M | 8.64M | 9.22M | 10.95M | 12.95M | 12.4M | 11.28M | 10.39M | 10.86M |
| NII Growth % | 18.61% | -330.6% | 23.08% | 26.41% | 23.56% | 26.33% | 24.39% | 17.97% | 9.35% | -5.61% | -24.68% | -34.54% | -30.33% | -18.25% | 5.3% | 19.26% | 13.39% | 12.04% | 3.67% | 7.13% |
| Net Interest Margin % | 0.78% | -1.38% | 0.69% | 0.69% | 0.65% | 0.61% | 0.56% | 0.55% | 0.53% | 0.48% | 0.49% | 0.51% | 0.54% | 0.57% | 0.66% | 0.77% | 0.73% | 0.65% | 0.6% | 0.64% |
| Interest Income | 20.29M | -18.94M | 18.94M | 19.57M | 19.01M | 18.54M | 18.2M | 18.32M | 18.67M | 17.12M | 16.02M | 15.51M | 14.68M | 14.6M | 14.04M | 13.98M | 13.15M | 11.92M | 11.05M | 11.55M |
| Interest Expense | 6.44M | 6.4M | 6.32M | 6.92M | 7.34M | 7.55M | 7.95M | 8.31M | 9.22M | 8.42M | 7.78M | 7.03M | 6.04M | 5.38M | 3.1M | 1.03M | 753K | 647K | 655K | 690K |
| Loan Loss Provision | 324K | -159K | -73K | -634K | 306K | 36K | 276K | -60K | -5K | 1.3M | -10K | -872K | -371K | 1K | 2K | 10K | 252K | 310K | 134K | -60K |
| Non-Interest Income | 2.57M | 25.86M | 2.68M | 2.63M | 2.44M | 2.28M | 2.56M | 2.24M | 2.27M | 2.25M | 2.2M | 2.25M | 2.12M | 2.79M | 2.2M | 5.86M | 2.14M | 2.11M | 2.29M | 2.16M |
| Non-Interest Income % | 15.68% | 5050.2% | 17.51% | 17.19% | 17.27% | 17.17% | 19.94% | 18.31% | 19.39% | 20.52% | 21.06% | 20.98% | 19.67% | 23.24% | 16.73% | 31.14% | 14.72% | 15.78% | 18.06% | 16.58% |
| Total Net Revenue | 16.42M | 512K | 15.3M | 15.27M | 14.11M | 13.27M | 12.81M | 12.25M | 11.72M | 10.95M | 10.44M | 10.73M | 10.76M | 12.01M | 13.14M | 18.81M | 14.54M | 13.39M | 12.69M | 13.02M |
| Revenue Growth % | 16.37% | -96.14% | 19.44% | 24.7% | 20.4% | 21.23% | 22.66% | 14.12% | 8.97% | -8.84% | -20.55% | -42.95% | -26.04% | -10.3% | 3.62% | 44.47% | 12.48% | 11.52% | 2.63% | 6.06% |
| Non-Interest Expense | 9.32M | 6.72M | 9.33M | 8.67M | 8.42M | 10.58M | 8.63M | 8.62M | 8.5M | 10.13M | 7.76M | 6.54M | 7.43M | 7.57M | 7.66M | 7.3M | 6.74M | 6.31M | 6.61M | 6.73M |
| Efficiency Ratio | 56.74% | 1312.11% | 60.96% | 56.8% | 59.7% | 79.75% | 67.39% | 70.38% | 72.52% | 92.52% | 74.32% | 60.96% | 69.13% | 63.01% | 58.3% | 38.79% | 46.32% | 47.14% | 52.13% | 51.69% |
| Operating Income | 6.78M | -6.05M | 6.05M | 7.23M | 5.38M | 2.65M | 3.9M | 3.69M | 3.23M | -483K | 2.69M | 5.06M | 3.69M | 4.44M | 5.48M | 11.5M | 7.55M | 6.77M | 5.94M | 6.35M |
| Operating Margin % | 41.28% | -1181.05% | 39.52% | 47.35% | 38.13% | 19.98% | 30.46% | 30.11% | 27.53% | -4.41% | 25.78% | 47.19% | 34.32% | 36.98% | 41.68% | 61.15% | 51.95% | 50.54% | 46.82% | 48.78% |
| Operating Income Growth % | 25.98% | -328.1% | 54.97% | 96.15% | 66.8% | 648.86% | 44.95% | -27.19% | -12.6% | -110.88% | -50.87% | -55.98% | -51.14% | -34.36% | -7.75% | 81.14% | 8.63% | 21.84% | 2.84% | 6.47% |
| Pretax Income | 6.78M | 6.08M | 6.05M | 7.23M | 5.38M | 2.65M | 3.9M | 3.69M | 3.23M | -483K | 2.69M | 5.06M | 3.69M | 4.44M | 5.48M | 11.5M | 7.55M | 6.77M | 5.94M | 6.35M |
| Pretax Margin % | 41.28% | 1186.91% | 39.52% | 47.35% | 38.13% | 19.98% | 30.46% | 30.11% | 27.53% | -4.41% | 25.78% | 47.19% | 34.32% | 36.98% | 41.68% | 61.15% | 51.95% | 50.54% | 46.82% | 48.78% |
| Income Tax | 1.29M | 1.05M | 1.07M | 1.35M | 961K | 362K | 666K | 608K | 550K | -177K | 518K | 879K | 617K | 540K | 948K | 2.19M | 1.39M | 1.19M | 1.05M | 1.1M |
| Effective Tax Rate % | 19.04% | 17.25% | 17.63% | 18.68% | 17.86% | 13.66% | 17.07% | 16.49% | 17.05% | 36.65% | 19.24% | 17.36% | 16.72% | 12.16% | 17.3% | 19.07% | 18.43% | 17.62% | 17.73% | 17.32% |
| Net Income | 5.49M | 5.03M | 4.98M | 5.88M | 4.42M | 2.29M | 3.24M | 3.08M | 2.68M | -306K | 2.17M | 4.18M | 3.07M | 3.9M | 4.53M | 9.31M | 6.16M | 5.57M | 4.89M | 5.25M |
| Net Margin % | 33.42% | 982.23% | 32.55% | 38.51% | 31.32% | 17.25% | 25.26% | 25.14% | 22.83% | -2.8% | 20.82% | 39% | 28.58% | 32.49% | 34.47% | 49.49% | 42.37% | 41.64% | 38.51% | 40.33% |
| Net Income Growth % | 24.16% | 119.7% | 53.92% | 91% | 65.17% | 848.04% | 48.85% | -26.43% | -12.95% | -107.84% | -52.02% | -55.05% | -50.11% | -30.01% | -7.27% | 77.3% | 7.13% | 20.83% | 2.52% | 6.12% |
| Net Income (Continuing) | 5.49M | 5.03M | 4.98M | 5.88M | 4.42M | 2.29M | 3.24M | 3.08M | 2.68M | -306K | 2.17M | 4.18M | 3.07M | 3.9M | 4.53M | 9.31M | 6.16M | 5.57M | 4.89M | 5.25M |
| EPS (Diluted) | 0.86 | 0.79 | 0.78 | 0.92 | 0.69 | 0.36 | 0.51 | 0.48 | 0.42 | -0.05 | 0.37 | 0.71 | 0.52 | 0.66 | 0.77 | 1.57 | 1.03 | 0.93 | 0.81 | 0.86 |
| EPS Growth % | 24.64% | 119.44% | 52.94% | 91.67% | 64.29% | 807.27% | 37.84% | -32.39% | -19.23% | -107.71% | -51.95% | -54.78% | -49.51% | -29.03% | -4.94% | 82.56% | 9.57% | 25.68% | 9.46% | 11.69% |
| EPS (Basic) | 0.86 | 0.79 | 0.78 | 0.92 | 0.69 | 0.36 | 0.51 | 0.48 | 0.42 | -0.05 | 0.37 | 0.71 | 0.52 | 0.66 | 0.77 | 1.57 | 1.03 | 0.93 | 0.81 | 0.86 |
| Diluted Shares Outstanding | 6.37M | 6.37M | 6.37M | 6.36M | 6.36M | 6.36M | 6.36M | 6.36M | 6.36M | 6.03M | 5.89M | 5.89M | 5.89M | 5.89M | 5.89M | 5.93M | 5.97M | 6M | 6.05M | 6.08M |