National Bankshares, Inc. (NKSH) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 12.62M | 12.65M | 11.67M | 10.99M | 10.26M | 10M | 9.45M | 8.7M | 8.24M | 8.48M | 8.64M | 9.22M | 10.95M | 12.95M | 12.4M | 11.28M | 10.39M | 10.86M | 10.94M | 10.06M |
| NII Growth % | 23.08% | 26.41% | 23.56% | 26.33% | 24.39% | 17.97% | 9.35% | -5.61% | -24.68% | -34.54% | -30.33% | -18.25% | 5.3% | 19.26% | 13.39% | 12.04% | 3.67% | 7.13% | 17.75% | 9.95% |
| Net Interest Margin % | 0.69% | 0.69% | 0.65% | 0.61% | 0.56% | 0.55% | 0.53% | 0.48% | 0.49% | 0.51% | 0.54% | 0.57% | 0.66% | 0.77% | 0.73% | 0.65% | 0.6% | 0.64% | 0.67% | 0.61% |
| Interest Income | 18.94M | 19.57M | 19.01M | 18.54M | 18.2M | 18.32M | 18.67M | 17.12M | 16.02M | 15.51M | 14.68M | 14.6M | 14.04M | 13.98M | 13.15M | 11.92M | 11.05M | 11.55M | 11.66M | 10.9M |
| Interest Expense | 6.32M | 6.92M | 7.34M | 7.55M | 7.95M | 8.31M | 9.22M | 8.42M | 7.78M | 7.03M | 6.04M | 5.38M | 3.1M | 1.03M | 753K | 647K | 655K | 690K | 719K | 834K |
| Loan Loss Provision | -73K | -634K | 306K | 36K | 276K | -60K | -5K | 1.3M | -10K | -872K | -371K | 1K | 2K | 10K | 252K | 310K | 134K | -60K | -392K | 4K |
| Non-Interest Income | 2.68M | 2.63M | 2.44M | 2.28M | 2.56M | 2.24M | 2.27M | 2.25M | 2.2M | 2.25M | 2.12M | 2.79M | 2.2M | 5.86M | 2.14M | 2.11M | 2.29M | 2.16M | 1.99M | 1.94M |
| Non-Interest Income % | 12.39% | 11.83% | 11.36% | 10.95% | 12.31% | 10.91% | 10.85% | 11.6% | 12.07% | 12.68% | 12.59% | 16.05% | 13.54% | 29.53% | 13.99% | 15.05% | 17.17% | 15.75% | 14.6% | 15.12% |
| Total Revenue | 21.62M | 22.2M | 21.45M | 20.82M | 20.76M | 20.56M | 20.94M | 19.36M | 18.22M | 17.77M | 16.79M | 17.39M | 16.24M | 19.84M | 15.29M | 14.03M | 13.34M | 13.71M | 13.65M | 12.84M |
| Revenue Growth % | 4.15% | 7.95% | 2.43% | 7.5% | 13.93% | 15.73% | 24.68% | 11.36% | 12.17% | -10.46% | 9.8% | 23.9% | 21.75% | 44.7% | 12.07% | 9.32% | 0.95% | 3.09% | 8.03% | 2.75% |
| Non-Interest Expense | 9.33M | 8.67M | 8.42M | 10.58M | 8.63M | 8.62M | 8.5M | 10.13M | 7.76M | 6.54M | 7.43M | 7.57M | 7.66M | 7.3M | 6.74M | 6.31M | 6.61M | 6.73M | 6.37M | 6.45M |
| Efficiency Ratio | 43.15% | 39.08% | 39.28% | 50.84% | 41.59% | 41.93% | 40.59% | 52.3% | 42.6% | 36.83% | 44.27% | 43.51% | 47.18% | 36.78% | 44.04% | 44.97% | 49.57% | 49.08% | 46.65% | 50.22% |
| Operating Income | 6.05M | 7.23M | 5.38M | 2.65M | 3.9M | 3.69M | 3.23M | -483K | 2.69M | 5.06M | 3.69M | 4.44M | 5.48M | 11.5M | 7.55M | 6.77M | 5.94M | 6.35M | 6.95M | 5.55M |
| Operating Margin % | 27.97% | 32.58% | 25.09% | 12.74% | 18.8% | 17.93% | 15.41% | -2.49% | 14.77% | 28.51% | 21.98% | 25.54% | 33.73% | 57.98% | 49.39% | 48.21% | 44.52% | 46.32% | 50.95% | 43.25% |
| Operating Income Growth % | 54.97% | 96.15% | 66.8% | 648.86% | 44.95% | -27.19% | -12.6% | -110.88% | -50.87% | -55.98% | -51.14% | -34.36% | -7.75% | 81.14% | 8.63% | 21.84% | 2.84% | 6.47% | 40.77% | 60.12% |
| Pretax Income | 6.05M | 7.23M | 5.38M | 2.65M | 3.9M | 3.69M | 3.23M | -483K | 2.69M | 5.06M | 3.69M | 4.44M | 5.48M | 11.5M | 7.55M | 6.77M | 5.94M | 6.35M | 6.95M | 5.55M |
| Pretax Margin % | 27.97% | 32.58% | 25.09% | 12.74% | 18.8% | 17.93% | 15.41% | -2.49% | 14.77% | 28.51% | 21.98% | 25.54% | 33.73% | 57.98% | 49.39% | 48.21% | 44.52% | 46.32% | 50.95% | 43.25% |
| Income Tax | 1.07M | 1.35M | 961K | 362K | 666K | 608K | 550K | -177K | 518K | 879K | 617K | 540K | 948K | 2.19M | 1.39M | 1.19M | 1.05M | 1.1M | 1.2M | 940K |
| Effective Tax Rate % | 17.63% | 18.68% | 17.86% | 13.66% | 17.07% | 16.49% | 17.05% | 36.65% | 19.24% | 17.36% | 16.72% | 12.16% | 17.3% | 19.07% | 18.43% | 17.62% | 17.73% | 17.32% | 17.29% | 16.93% |
| Net Income | 4.98M | 5.88M | 4.42M | 2.29M | 3.24M | 3.08M | 2.68M | -306K | 2.17M | 4.18M | 3.07M | 3.9M | 4.53M | 9.31M | 6.16M | 5.57M | 4.89M | 5.25M | 5.75M | 4.61M |
| Net Margin % | 23.04% | 26.5% | 20.61% | 11% | 15.59% | 14.98% | 12.78% | -1.58% | 11.93% | 23.56% | 18.3% | 22.44% | 27.9% | 46.93% | 40.29% | 39.72% | 36.62% | 38.3% | 42.15% | 35.93% |
| Net Income Growth % | 53.92% | 91% | 65.17% | 848.04% | 48.85% | -26.43% | -12.95% | -107.84% | -52.02% | -55.05% | -50.11% | -30.01% | -7.27% | 77.3% | 7.13% | 20.83% | 2.52% | 6.12% | 38% | 54.69% |
| Net Income (Continuing) | 4.98M | 5.88M | 4.42M | 2.29M | 3.24M | 3.08M | 2.68M | -306K | 2.17M | 4.18M | 3.07M | 3.9M | 4.53M | 9.31M | 6.16M | 5.57M | 4.89M | 5.25M | 5.75M | 4.61M |
| EPS (Diluted) | 0.78 | 0.92 | 0.69 | 0.36 | 0.51 | 0.48 | 0.42 | -0.05 | 0.37 | 0.71 | 0.52 | 0.66 | 0.77 | 1.57 | 1.03 | 0.93 | 0.81 | 0.86 | 0.94 | 0.74 |
| EPS Growth % | 52.94% | 91.67% | 64.29% | 807.27% | 37.84% | -32.39% | -19.23% | -107.71% | -51.95% | -54.78% | -49.51% | -29.03% | -4.94% | 82.56% | 9.57% | 25.68% | 9.46% | 11.69% | 46.88% | 60.87% |
| EPS (Basic) | 0.78 | 0.92 | 0.69 | 0.36 | 0.51 | 0.48 | 0.42 | -0.05 | 0.37 | 0.71 | 0.52 | 0.66 | 0.77 | 1.57 | 1.03 | 0.93 | 0.81 | 0.86 | 0.94 | 0.74 |
| Diluted Shares Outstanding | 6.37M | 6.36M | 6.36M | 6.36M | 6.36M | 6.36M | 6.36M | 6.03M | 5.89M | 5.89M | 5.89M | 5.89M | 5.89M | 5.93M | 5.97M | 6M | 6.05M | 6.08M | 6.14M | 6.21M |