NerdWallet, Inc. (NRDS) Earnings History
Annual and quarterly earnings data from 2019 to 2025
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EPS Growth Rates (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 92.4% | 7.8% | 5.8% |
| 2024 | 90.8% | 1.4% | 4.4% |
| 2023 | 91.0% | 0.6% | -2.0% |
| 2022 | 92.6% | -3.5% | -1.9% |
| 2021 | 92.5% | -10.3% | -11.2% |
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NerdWallet, Inc. (NRDS) Earnings Overview
As of February 28, 2026, NerdWallet, Inc. (NRDS) reported trailing twelve-month net income of $49M, reflecting +0.6% year-over-year growth. The company earned $0.66 per diluted share over the past four quarters, with a net profit margin of 0.1%.
Looking at the long-term picture, NRDS's 5-year EPS compound annual growth rate (CAGR) stands at +51.4%, indicating exceptional earnings growth. The company achieved its highest annual net income of $49M in fiscal 2025, representing a new all-time high.
NerdWallet, Inc. maintains positive profitability with a gross margin of 0.9%, operating margin of 0.1%, and net margin of 0.1%. The company continues to generate positive earnings from operations. View revenue history →
Compared to industry peers including KKRS ($6.00B net income, 0.2% margin), CGABL ($773M net income, 0.2% margin), UPST ($32M net income, 0.1% margin), NRDS has room to improve margins relative to the peer group. Compare NRDS vs KKRS →
Peer Comparison
Earnings metrics vs industry competitors
Historical Data
7 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $49M | +60.2% | $65M | $0.64 | 5.8% | 7.8% |
| 2024 | $30M | +357.6% | $9M | $0.39 | 4.4% | 1.4% |
| 2023 | -$12M | -15.7% | $4M | $-0.15 | -2.0% | 0.6% |
| 2022 | -$10M | +76.0% | -$19M | $-0.14 | -1.9% | -3.5% |
| 2021 | -$43M | -901.9% | -$39M | $-0.63 | -11.2% | -10.3% |
| 2020 | $5M | -78.1% | $2M | $0.08 | 2.2% | 0.8% |
| 2019 | $24M | - | $28M | $0.37 | 10.6% | 12.4% |
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Start ComparisonFrequently Asked Questions
Is NRDS growing earnings?
NRDS EPS of $0.66 reflects slowing growth at +0.6%, below the 5-year CAGR of +51.4%. TTM net income is $49M. Expansion rate has moderated.
What are NRDS's profit margins?
NerdWallet, Inc. net margin is +0.1%, with operating margin at +0.1%. Below-average margins reflect competitive or cost pressures.
How consistent are NRDS's earnings?
NRDS earnings data spans 2019-2025. The current earnings trend is +0.6% YoY. Historical data enables comparison across business cycles.