Orange County Bancorp, Inc. (OBT) quarterly balance sheet — complete assets, liabilities & equity history
Orange County Bancorp, Inc. (OBT) balance sheet — 15-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 630.68M | 730.83M | 416.51M | 362.57M | 291.86M | 586.42M | 287.32M | 594.11M | 630.4M | 652.73M | 620.8M | 637.33M | 637.42M | 681.86M | 691.62M | 619.54M | 727.52M | 833.11M | 860.47M | 770.98M |
| Cash & Due from Banks | 244.57M | 334.93M | 257.54M | 204.23M | 189.88M | 175.61M | 164.17M | 150.33M | 160.87M | 189.68M | 144.73M | 147.38M | 158.71M | 178.62M | 165.3M | 86.08M | 180.25M | 271.44M | 356.33M | 306.18M |
| Short Term Investments | 386.11M | 395.91M | 158.97M | 158.34M | 101.98M | 410.81M | 123.15M | 443.77M | 469.53M | 463.05M | 476.08M | 489.95M | 478.71M | 503.24M | 526.33M | 533.46M | 547.27M | 561.66M | 504.14M | 464.8M |
| Total Investments | 2.37B | 2.28B | 2.08B | 2.08B | 2.01B | 2.3B | 1.95B | 2.23B | 2.24B | 2.17B | 2.18B | 2.21B | 2.16B | 2.19B | 2.16B | 2.08B | 2.07B | 2.01B | 1.82B | 1.74B |
| Investments Growth % | 18.22% | -0.89% | 6.77% | -6.86% | -10.18% | 6.05% | -10.63% | 0.98% | 3.48% | -1.02% | 0.84% | 6.28% | 4.27% | 9.04% | 18.94% | 19.7% | 22.49% | 21.98% | 15.59% | 18.54% |
| Long-Term Investments | 2.37B | 1.88B | 1.92B | 1.92B | 1.91B | 1.89B | 1.83B | 1.79B | 1.77B | 1.71B | 1.71B | 1.72B | 1.68B | 1.69B | 1.64B | 1.55B | 1.52B | 1.45B | 1.32B | 1.27B |
| Accounts Receivables | 0 | 10.79M | 10.99M | 10.38M | 10.51M | 10.46M | 11M | 6.68M | 10.01M | 9.62M | 10.13M | 5.93M | 6.33M | 5.81M | 5.96M | 6.32M | 5.55M | 6.95M | 6.71M | 6.64M |
| Goodwill & Intangibles | 5.68M | 5.75M | 5.82M | 5.89M | 5.97M | 6.04M | 6.11M | 6.18M | 6.25M | 6.32M | 6.39M | 6.47M | 6.54M | 6.61M | 6.68M | 6.75M | 6.82M | 6.89M | 6.96M | 7.04M |
| Goodwill | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M | 5.36M |
| Intangible Assets | 321K | 393K | 464K | 535K | 607K | 678K | 750K | 821K | 892K | 964K | 1.03M | 1.11M | 1.18M | 1.25M | 1.32M | 1.39M | 1.46M | 1.53M | 1.61M | 1.68M |
| PP&E (Net) | 15.17M | 15.46M | 15.64M | 15.48M | 15.17M | 14.95M | 15.9M | 15.81M | 14.29M | 15.73M | 16.02M | 16.16M | 16.07M | 16.36M | 16.58M | 14.74M | 14.6M | 14.28M | 14.31M | 14.6M |
| Other Assets | -2.37B | 153.59M | 332.54M | 343.1M | 406.56M | -1.89B | 411.91M | 97.48M | 91.74M | 90.73M | 92.08M | 97.7M | 98.96M | 95.01M | 95.51M | 92.38M | 89.06M | 82.73M | 76.6M | 69.56M |
| Total Current Assets | 641.22M | 741.62M | 427.51M | 372.95M | 302.37M | 596.88M | 298.32M | 600.79M | 640.41M | 662.35M | 630.94M | 643.26M | 643.75M | 687.67M | 697.58M | 625.86M | 733.08M | 840.05M | 867.18M | 777.62M |
| Total Non-Current Assets | 20.85M | 2.06B | 2.28B | 2.29B | 2.33B | 20.99M | 2.26B | 1.91B | 1.88B | 1.82B | 1.82B | 1.84B | 1.8B | 1.81B | 1.76B | 1.66B | 1.64B | 1.55B | 1.41B | 1.36B |
| Total Assets | 2.74B | 2.8B | 2.71B | 2.66B | 2.64B | 2.61B | 2.56B | 2.51B | 2.52B | 2.48B | 2.45B | 2.49B | 2.45B | 2.49B | 2.45B | 2.29B | 2.37B | 2.39B | 2.28B | 2.14B |
| Asset Growth % | 3.84% | 7.45% | 5.68% | 5.95% | 4.66% | 5.04% | 4.39% | 0.98% | 2.94% | -0.51% | -0.07% | 8.66% | 3.33% | 4.26% | 7.6% | 6.76% | 8.88% | 16.56% | 19.51% | 28.69% |
| Return on Assets (ROA) | 0.45% | 0.5% | 0.42% | 0.47% | 0.38% | 0.4% | 0.34% | 0.28% | 0.13% | 0.33% | 0.38% | 0.33% | 0.37% | 0.37% | 0.14% | 0.39% | 0.33% | 0.09% | 0.24% | 0.25% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 34.63M | 34.6M | 34.58M | 34.55M | 56.98M | 50.63M | 50.11M | 143.09M | 161.57M | 79.56M | 107.54M | 254.02M | 175.5M | 185.98M | 258.47M | 150.95M | 22.43M | 22.41M | 22.39M | 22.38M |
| Net Debt | -209.94M | -300.32M | -222.96M | -169.68M | -132.9M | -124.98M | -114.06M | -7.24M | 701K | -110.13M | -37.19M | 106.64M | 16.79M | 7.37M | 93.17M | 64.87M | -157.82M | -249.03M | -333.93M | -283.8M |
| Long-Term Debt | 34.63M | 34.6M | 34.58M | 34.55M | 34.48M | 29.63M | 29.61M | 29.59M | 29.57M | 29.55M | 79.54M | 29.52M | 29.5M | 29.48M | 29.47M | 19.45M | 22.43M | 22.41M | 22.39M | 22.38M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 22.5M | 21M | 20.5M | 113.5M | 132M | 50M | 28M | 224.5M | 146M | 156.5M | 229M | 131.5M | 0 | 0 | 0 | 0 |
| Other Liabilities | 2.39B | 27.95M | 29.65M | 30.09M | 30.48M | 26.32M | 27M | 27.95M | 24.41M | 24.78M | 26.88M | 27.32M | 22.82M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 0 | 2.43B | 2.35B | 2.31B | 2.3B | 2.3B | 2.3B | 2.27B | 2.27B | 2.25B | 2.18B | 2.26B | 2.25B | 2.32B | 2.28B | 2.13B | 2.21B | 2.22B | 2.09B | 1.94B |
| Total Non-Current Liabilities | 2.43B | 62.55M | 64.23M | 64.64M | 64.96M | 55.95M | 56.61M | 57.54M | 53.98M | 54.33M | 106.41M | 56.84M | 52.32M | 29.48M | 29.47M | 19.45M | 22.43M | 22.41M | 22.39M | 22.38M |
| Total Liabilities | 2.43B | 2.49B | 2.41B | 2.38B | 2.37B | 2.35B | 2.36B | 2.32B | 2.33B | 2.3B | 2.28B | 2.32B | 2.3B | 2.35B | 2.31B | 2.15B | 2.23B | 2.25B | 2.12B | 1.96B |
| Total Equity | 309M | 306.63M | 291.66M | 284.36M | 270.12M | 252.59M | 201.32M | 185.53M | 193.09M | 177.54M | 168.67M | 165.38M | 143.92M | 148.17M | 148.22M | 138.14M | 136.19M | 145.72M | 164.55M | 182.84M |
| Equity Growth % | 14.39% | 21.39% | 44.87% | 53.27% | 39.89% | 42.27% | 19.36% | 12.19% | 34.17% | 19.82% | 13.8% | 19.72% | 5.67% | 1.68% | -9.93% | -24.45% | -24.59% | 3.41% | 21.82% | 35.01% |
| Equity / Assets (Capital Ratio) | 11.29% | 10.95% | 10.78% | 10.69% | 10.25% | 9.69% | 7.86% | 7.39% | 7.67% | 7.16% | 6.88% | 6.65% | 5.88% | 5.94% | 6.04% | 6.04% | 5.75% | 6.09% | 7.21% | 8.53% |
| Return on Equity (ROE) | 4.06% | 4.57% | 3.92% | 4.48% | 3.83% | 4.61% | 4.5% | 3.78% | 1.74% | 4.74% | 5.56% | 5.25% | 6.19% | 6.13% | 2.26% | 6.61% | 5.57% | 1.36% | 3.07% | 3.02% |
| Book Value per Share | 23.09 | 22.94 | 21.84 | 21.32 | 20.25 | 21.65 | 17.77 | 16.41 | 17.08 | 15.74 | 14.97 | 14.68 | 12.79 | 13.16 | 13.17 | 12.28 | 12.11 | 12.97 | 14.60 | 16.22 |
| Tangible BV per Share | 22.66 | 22.51 | 21.41 | 20.87 | 19.80 | 21.14 | 17.23 | 15.87 | 16.52 | 15.18 | 14.40 | 14.11 | 12.21 | 12.57 | 12.58 | 11.68 | 11.50 | 12.35 | 13.98 | 15.59 |
| Common Stock | 3.35M | 3.35M | 3.35M | 3.34M | 3.34M | 3.34M | 2.85M | 2.84M | 2.84M | 2.84M | 2.84M | 2.84M | 2.84M | 2.84M | 2.84M | 2.84M | 2.84M | 2.84M | 2.84M | 2.84M |
| Additional Paid-in Capital | 168.81M | 168.16M | 165.82M | 164.59M | 164.72M | 164.75M | 121.55M | 120.9M | 120.87M | 120.6M | 120.53M | 120.39M | 120.37M | 120.27M | 120.27M | 120.11M | 120.07M | 119.95M | 119.9M | 119.83M |
| Retained Earnings | 194.63M | 184.56M | 173.31M | 164.43M | 154.41M | 146.13M | 137.15M | 129.92M | 124.17M | 122.26M | 115.35M | 107.36M | 100.54M | 92.8M | 84.64M | 84.64M | 76.86M | 70.13M | 69.15M | 64.94M |
| Accumulated OCI | -57.6M | -49.25M | -50.63M | -47.81M | -52.15M | -61.44M | -60.02M | -67.75M | -54.39M | -67.43M | -69.09M | -64.11M | -78.69M | -66.46M | -58.17M | -68.2M | -62.31M | -45.76M | -25.84M | -3.44M |
| Treasury Stock | -199K | -199K | -199K | -199K | -199K | -199K | -199K | -375K | -410K | -729K | -958K | -1.11M | -1.13M | -1.28M | -1.36M | -1.25M | -1.26M | -1.44M | -1.5M | -1.33M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |