Trailing Dividend / Share
$0.57
Orange County Bancorp, Inc. (OBT) Dividend History
Income profile from 2008 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.5%
Payout Ratio
17.1%
Sustainable
Dividend Streak
4 years
OBT Dividend Income Check
Safety
17.1% payout ratio with sustainable safety profile.
Consistency
4 straight years of dividend increases.
Income Trend
Yield on cost is 4.2% and trend is rising.
OBT Dividend Scorecard
Yield & Income
Dividend Yield1.5%
Trailing DPS$0.57
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout17.1%
Earnings SafetySustainable
FCF Payout16.3%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak4 years
3Y CAGR11.2%
5Y CAGR7.3%
Yield on Cost (5Y)4.2%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield1.6%
1Y Total Return46.0%
5Y Total Return134.1%
Div Contribution (5Y)14.8%
Estimated $10K growth (return + dividends):
5Y ago$23,41210Y ago$35,30420Y ago$33,505
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
OBT Income Growth Story
Dividend per share and yield on cost over time (19 years of payments)
OBT Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Orange County Bancorp, Inc. distributes 17.1% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 16.3%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
OBT has raised its dividend for 4 consecutive years, with a 3-year CAGR of 11.2% and 5-year CAGR of 7.3%.
Total Shareholder Returns
Beyond cash dividends, OBT returns capital through share repurchases. The combined picture: 1.5% dividend yield, 0.0% buyback yield, 1.6% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.2% and is currently rising. The 5-year total return is 134.1%, with dividends contributing 14.8% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $35,304 today.
OBT Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$2.48
Avg/Payment$0.1238
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jun 4, 2026Latest | $0.1800 | — | 1.97% | Jun 15, 2026 |
| Mar 4, 2026 | $0.1800 | — | 1.88% | Mar 16, 2026 |
| Dec 4, 2025 | $0.1800 | ↑ +38.5% | 2.08% | Dec 16, 2025 |
| Sep 8, 2025 | $0.1300 | — | 1.94% | Sep 16, 2025 |
| Jun 4, 2025 | $0.1300 | — | 2.12% | Jun 16, 2025 |
| Mar 4, 2025 | $0.1300 | ↑ +4.0% | 1.91% | Mar 17, 2025 |
| Dec 4, 2024 | $0.1250 | ↑ +8.7% | 1.60% | Dec 16, 2024 |
| Sep 4, 2024 | $0.1150 | — | 1.61% | Sep 16, 2024 |
OBT Dividend vs Peers
Comparable companies in the same industry
#9 yield in peer group
Div Yield
1.5%
#9 of 9
Safety
Sustainable
17.1% payout
Streak
4Y
7.3% 5Y CAGR
Total Shareholder
1.6%
#9 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| OBTOrange County Bancor… | $499M | 1.5% | 17.1% | 4 | Sustainable |
 DCOMDime Community Bancs… | $1.8B | 2.5% | 38.8% | 0 | Sustainable |
3rd  NBTBNBT Bancorp Inc. | $2.6B | 2.9% | 42.9% | 13 | Sustainable |
 TRMKTrustmark Corporatio… | $2.7B | 2.1% | 26.1% | 1 | Sustainable |
 CZWICitizens Community B… | $226M | 1.6% | 25.0% | 6 | Sustainable |
 FXNCFirst National Corpo… | $272M | 2.0% | 31.2% | 11 | Sustainable |
2nd  NFBKNorthfield Bancorp, … | $611M | 3.6% | 26.6% | 0 | Sustainable |
 PBHCPathfinder Bancorp, … | $100M | 2.4% | — | 5 | Unknown |
1st  KRNYKearny Financial Cor… | $583M | 4.8% | 1.1% | 0 | Sustainable |
OBT Annual Dividend History (2008–2026)
19 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.36 | — | 2 | — | — | — | 2.6% |
| 2025 | $0.57 | 21.3% | 4 | $3.33 | 17.1% | 5.84x | 4.2% |
| 2024 | $0.47 | 2.2% | 4 | $2.47 | 19.0% | 5.26x | 3.4% |
| 2023 | $0.46 | 10.8% | 4 | $2.62 | 17.6% | 5.70x | 3.4% |
| 2022 | $0.42 | 3.8% | 4 | $2.17 | 19.1% | 5.23x | 3.0% |
| 2021 | $0.40 | 0.0% | 4 | $2.14 | 18.7% | 5.35x | 2.9% |
| 2020 | $0.40 | 0.0% | 4 | $1.30 | 30.8% | 3.25x | 2.9% |
| 2019 | $0.40 | -1.2% | 4 | $1.28 | 31.3% | 3.20x | 2.9% |
| 2018 | $0.41 | -1.2% | 4 | $0.94 | 43.1% | 2.32x | 3.0% |
| 2017 | $0.41 | 0.0% | 4 | $0.30 | 136.7% | 0.73x | 3.0% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
18+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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OBT — Frequently Asked Questions
Quick answers to the most common questions about buying OBT stock.
How much dividend does OBT pay per share?
Orange County Bancorp, Inc. (OBT) pays a trailing 12-month dividend of $0.57 per share, with a current dividend yield of +1.5%. Payments are made Semi-Annual.
When is OBT's next ex-dividend date?
OBT's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. OBT typically pays dividends Semi-Annual.
Is OBT's dividend safe?
OBT's dividend safety is rated "Sustainable" based on an earnings payout ratio of +17.1% and FCF payout ratio of +16.3%. The 4-year growth streak provides moderate confidence.
Is OBT a Dividend Payer?
Yes, Orange County Bancorp, Inc. is classified as a Dividend Payer with 4 consecutive years of dividend increases. The 5-year dividend CAGR is +7.3%, demonstrating above-inflation dividend growth.
How often does OBT pay dividends?
Orange County Bancorp, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.57 per share. Dividend data on this page covers 18+ years from 2008 to 2026.
How much would $10,000 invested in OBT grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in OBT five years ago would be worth approximately $23,412 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is OBT's yield on cost for long-term holders?
OBT's yield on cost — the current dividend divided by the original purchase price — is +4.2% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.5% market yield, thanks to consistent dividend growth.