OFG Bancorp (OFG) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

OFG Bancorp (OFG) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

OFG Income Statement

OFG Bancorp (OFG) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	153.57M	157.3M	153.81M	152.74M	154.72M	151.93M	149.07M	149.14M	147.88M	147.32M	144.1M	143.54M	141.79M	139.64M	135.9M	135.28M	126.51M	115.09M	105.19M	104.2M
NII Growth %	-0.75%	3.54%	3.18%	2.42%	4.63%	3.12%	3.45%	3.9%	4.29%	5.5%	6.04%	6.11%	12.08%	21.33%	29.19%	29.82%	23.18%	12.56%	7.12%	5.54%
Net Interest Margin %	1.26%	1.29%	1.28%	1.23%	1.27%	1.24%	1.27%	1.3%	1.29%	1.31%	1.29%	1.27%	1.38%	1.39%	1.35%	1.38%	1.26%	1.12%	1.03%	1.05%
Interest Income	195.74M	197.15M	194.13M	197.22M	200.15M	194.35M	189.22M	190.16M	189.03M	187.66M	183.43M	176.2M	165.71M	157.99M	148.99M	145.73M	134.68M	122.22M	112.95M	112.61M
Interest Expense	42.17M	39.85M	40.31M	44.48M	45.42M	42.42M	40.15M	41.02M	41.16M	40.33M	39.32M	32.66M	23.92M	18.34M	13.09M	10.45M	8.16M	7.13M	7.75M	8.41M
Loan Loss Provision	18.14M	13.01M	22.48M	0	28.26M	21.68M	25.69M	30.19M	21.36M	15.58M	15.12M	19.72M	16.43M	15.04M	9.45M	8.76M	7.12M	6.69M	1.55M	7.2M
Non-Interest Income	32.55M	33.5M	32.28M	31.58M	16.51M	15.98M	17.61M	19.9M	15.82M	18.9M	17.87M	26.71M	18.32M	17.95M	16.3M	22.39M	18.51M	24.25M	19.9M	27.62M
Non-Interest Income %	17.49%	17.56%	17.35%	17.13%	9.64%	9.52%	10.57%	11.77%	9.67%	11.37%	11.03%	15.69%	11.44%	11.39%	10.71%	14.2%	12.76%	17.4%	15.91%	20.95%
Total Net Revenue	186.12M	190.8M	186.09M	184.32M	171.23M	167.91M	166.68M	169.04M	163.7M	166.22M	161.97M	170.25M	160.11M	157.59M	152.19M	157.68M	145.02M	139.34M	125.09M	131.83M
Revenue Growth %	8.69%	13.63%	11.64%	9.04%	4.6%	1.01%	2.91%	-0.71%	2.24%	5.48%	6.43%	7.97%	10.4%	13.1%	21.67%	19.61%	17.24%	13.11%	5.53%	8.21%
Non-Interest Expense	96.17M	103.31M	94.82M	105.01M	81.6M	80.35M	81.55M	86.06M	80.56M	79.38M	78.94M	82.1M	77.78M	76.76M	77.62M	80.78M	75.38M	73.29M	69.45M	76.02M
Efficiency Ratio	51.67%	54.15%	50.95%	56.97%	47.66%	47.86%	48.92%	50.91%	49.21%	47.76%	48.73%	48.22%	48.58%	48.71%	51%	51.23%	51.98%	52.6%	55.52%	57.66%
Operating Income	71.81M	74.48M	68.79M	79.31M	61.37M	65.88M	59.45M	52.79M	61.78M	71.26M	67.92M	68.43M	65.9M	65.78M	65.13M	68.14M	62.52M	59.35M	54.09M	48.61M
Operating Margin %	38.58%	39.04%	36.97%	43.03%	35.84%	39.23%	35.67%	31.23%	37.74%	42.87%	41.93%	40.2%	41.16%	41.74%	42.8%	43.21%	43.11%	42.6%	43.24%	36.87%
Operating Income Growth %	17.01%	13.06%	15.72%	50.24%	-0.67%	-7.55%	-12.47%	-22.86%	-6.24%	8.32%	4.27%	0.43%	5.41%	10.83%	20.41%	40.17%	2%	-1.2%	21.23%	62.32%
Pretax Income	71.81M	74.48M	68.79M	47.42M	61.37M	65.88M	59.45M	52.79M	61.78M	71.26M	67.92M	68.43M	65.9M	65.78M	65.13M	68.14M	62.52M	59.35M	54.09M	48.61M
Pretax Margin %	38.58%	39.04%	36.97%	25.73%	35.84%	39.23%	35.67%	31.23%	37.74%	42.87%	41.93%	40.2%	41.16%	41.74%	42.8%	43.21%	43.11%	42.6%	43.24%	36.87%
Income Tax	15.2M	15.71M	14.86M	-8.47M	9.53M	14.08M	13.88M	2.44M	14.78M	20.13M	18.23M	21.84M	21.02M	21.61M	18.9M	21.77M	20.6M	18.92M	16.57M	15.33M
Effective Tax Rate %	21.16%	21.09%	21.6%	-17.87%	15.53%	21.37%	23.34%	4.62%	23.93%	28.25%	26.83%	31.91%	31.91%	32.85%	29.02%	31.95%	32.95%	31.88%	30.64%	31.54%
Net Income	56.61M	58.78M	53.94M	55.89M	51.84M	51.8M	45.57M	50.35M	47M	51.13M	49.69M	46.6M	44.87M	44.17M	46.23M	46.37M	41.92M	40.43M	37.52M	33.28M
Net Margin %	30.42%	30.81%	28.98%	30.32%	30.27%	30.85%	27.34%	29.78%	28.71%	30.76%	30.68%	27.37%	28.03%	28.03%	30.38%	29.41%	28.91%	29.02%	29.99%	25.25%
Net Income Growth %	9.21%	13.47%	18.36%	11.02%	10.29%	1.31%	-8.29%	8.05%	4.74%	15.75%	7.49%	0.5%	7.05%	9.25%	23.21%	39.32%	0.6%	-0.97%	23.53%	42.83%
Net Income (Continuing)	56.61M	58.78M	53.94M	55.89M	51.84M	51.8M	45.57M	50.35M	47M	51.13M	49.69M	46.6M	44.87M	44.17M	46.23M	46.37M	41.92M	40.43M	37.52M	33.28M
EPS (Diluted)	1.33	1.39	1.26	1.18	1.16	1.15	1.00	1.09	1.00	1.08	1.05	0.98	0.93	0.93	0.96	0.97	0.87	0.84	0.76	0.66
EPS Growth %	14.66%	20.87%	26%	8.26%	16%	6.48%	-4.76%	11.22%	7.53%	16.13%	9.38%	1.03%	6.9%	10.71%	26.32%	46.97%	7.41%	7.69%	35.71%	46.67%
EPS (Basic)	1.34	1.39	1.26	1.20	1.17	1.15	1.01	1.10	1.01	1.09	1.06	0.99	0.95	0.93	0.97	0.97	0.88	0.84	0.77	0.67
Diluted Shares Outstanding	42.44M	42.4M	42.96M	47.37M	44.66M	45.03M	45.51M	46.25M	47M	47.13M	47.34M	47.39M	48.25M	47.49M	47.94M	47.96M	48.18M	48.39M	49.48M	50.3M