Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.92 | 9.19 | 9.66 | 9.36 | 10.14 | 11.93 | 15.24 | 12.04 | 11.55 | 10.60 | 11.61 | 10.88 | 9.60 | 7.42 | 6.70 | 7.36 | 6.71 | 8.76 | 9.73 | — | 13.32 |
| — | -22.9% | -36.6% | -22.2% | -12.2% | +12.5% | +31.2% | +10.6% | +20.3% | +42.9% | +73.3% | +47.9% | +43.0% | -15.3% | -31.1% | — | -49.6% | -11.1% | -16.0% | — | +41.6% | |
| P/S Ratio | 3.46 | 3.29 | 3.62 | 3.09 | 3.15 | 2.89 | 2.80 | 3.53 | 3.53 | 3.05 | 2.86 | 2.93 | 2.65 | 2.33 | 2.19 | 2.33 | 2.37 | 2.64 | 2.53 | 3.23 | 3.80 |
| — | +13.9% | +29.2% | -12.7% | -10.9% | -5.1% | -1.9% | +20.5% | +33.0% | +31.0% | +30.6% | +25.6% | +12.0% | -11.8% | -13.5% | -27.7% | -37.6% | -22.8% | -30.2% | -17.5% | +21.6% | |
| P/B Ratio | 1.14 | 1.13 | 1.16 | 1.01 | 1.02 | 0.94 | 0.89 | 1.04 | 1.09 | 0.93 | 0.90 | 0.91 | 0.89 | 0.81 | 0.77 | 0.80 | 1.03 | 0.97 | 0.85 | 0.71 | 1.00 |
| — | +19.9% | +30.2% | -3.2% | -6.3% | +1.5% | -0.2% | +14.5% | +23.1% | +14.9% | +16.7% | +13.7% | -13.7% | -16.9% | -9.7% | +12.6% | +2.8% | +5.2% | -13.0% | -33.9% | +8.3% | |
| P/FCF | 9.66 | 6.29 | 8.52 | 11.09 | 15.82 | 5.51 | 28.33 | 16.61 | 7.56 | 12.80 | 8.97 | 13.28 | 19.72 | 4.86 | 6.59 | 24.41 | 11.17 | 5.08 | 4.00 | 6.14 | 13.02 |
| — | +14.1% | -69.9% | -33.2% | +109.4% | -57.0% | +215.8% | +25.0% | -61.7% | +163.3% | +36.2% | -45.6% | +76.5% | -4.3% | +64.8% | +297.8% | -14.2% | -32.8% | -66.9% | -46.1% | +148.2% | |
| EV / EBITDA | 11.21 | 11.45 | 11.54 | 10.99 | 10.43 | 11.94 | 17.19 | 13.91 | 13.68 | 12.60 | 14.86 | 14.11 | 12.31 | 10.02 | 10.45 | 12.36 | 9.10 | 10.87 | 12.92 | — | 15.61 |
| — | -4.2% | -32.9% | -21.0% | -23.7% | -5.2% | +15.7% | -1.5% | +11.1% | +25.8% | +42.2% | +14.2% | +35.3% | -7.8% | -19.1% | — | -41.7% | -7.3% | -11.7% | — | +12.7% | |
| EV / EBIT | 17.45 | 11.45 | 12.84 | 12.40 | 11.76 | 13.89 | 20.55 | 15.16 | 14.92 | 13.75 | 16.44 | 15.51 | 13.47 | 10.84 | 11.24 | 13.37 | 9.66 | 11.85 | 14.50 | — | 17.73 |
| — | -17.6% | -37.5% | -18.2% | -21.1% | +1.0% | +25.0% | -2.3% | +10.7% | +26.8% | +46.3% | +16.0% | +39.4% | -8.5% | -22.5% | — | -45.5% | -8.4% | -12.2% | — | +13.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 94.5% | 95.3% | 96.5% | 95.0% | 100.0% | 100.0% | 83.5% | 93.5% | 94.5% | 94.1% | 92.4% | 95.6% | 97.5% | 95.8% | 96.8% | 97.0% | 95.2% | 96.6% | 97.9% | 62.2% | 101.0% |
| — | -4.7% | +15.5% | +1.6% | +5.8% | +6.2% | -9.6% | -2.3% | -3.1% | -1.8% | -4.6% | -1.4% | +2.4% | -0.8% | -1.1% | +55.9% | -5.7% | -5.5% | -4.5% | -42.6% | +0.5% | |
| Operating Margin | 35.0% | 45.5% | 47.0% | 42.5% | 44.1% | 34.3% | 24.1% | 37.7% | 38.0% | 38.1% | 32.9% | 35.2% | 36.3% | 42.1% | 43.6% | 41.6% | 47.1% | 39.2% | 32.8% | -12.6% | 34.4% |
| — | +32.6% | +95.5% | +12.7% | +16.0% | -10.0% | -26.9% | +7.1% | +4.6% | -9.6% | -24.6% | -15.3% | -22.9% | +7.6% | +33.0% | +429.9% | +36.9% | -9.7% | -13.9% | -124.7% | -3.6% | |
| Net Margin | 26.8% | 35.6% | 36.8% | 33.6% | 31.4% | 26.9% | 19.4% | 30.0% | 31.4% | 29.6% | 25.5% | 27.7% | 28.5% | 32.4% | 33.4% | 32.4% | 36.1% | 30.7% | 27.0% | -9.6% | 28.3% |
| — | +32.4% | +89.8% | +11.9% | -0.1% | -9.1% | -24.0% | +8.4% | +10.1% | -8.7% | -23.8% | -14.5% | -21.0% | +5.7% | +24.0% | +438.5% | +27.4% | -11.9% | -13.5% | -122.6% | -16.0% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.0% | 3.0% | 3.0% | 2.7% | 2.6% | 2.2% | 1.7% | 2.2% | 2.4% | 2.3% | 2.1% | 2.2% | 2.5% | 2.8% | 2.9% | 2.8% | 4.0% | 2.8% | 2.2% | -0.7% | 1.9% |
| — | +35.5% | +73.3% | +22.3% | +6.5% | -3.9% | -17.7% | +4.2% | -1.3% | -17.7% | -29.2% | -23.5% | -38.5% | +0.4% | +31.5% | +521.0% | +114.5% | +17.5% | +6.0% | -122.9% | -26.1% | |
| ROA | 1.1% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.4% | 0.3% | 0.3% | -0.1% | 0.2% |
| — | +33.1% | +71.4% | +19.6% | +5.2% | -4.7% | -14.9% | +10.4% | +6.4% | -11.1% | -26.6% | -21.3% | -37.5% | -0.5% | +28.2% | +494.8% | +86.3% | +1.3% | -5.2% | -121.1% | -29.0% | |
| ROIC | 4.7% | 1.5% | 1.5% | 1.4% | 1.5% | 1.1% | 0.9% | 1.1% | 1.2% | 1.2% | 1.0% | 1.1% | 1.2% | 1.3% | 1.3% | 1.2% | 2.0% | 1.4% | 1.1% | -0.4% | 0.9% |
| — | +31.2% | +71.4% | +19.6% | +24.2% | -1.4% | -16.3% | +9.3% | +2.5% | -9.5% | -20.5% | -14.6% | -40.8% | -9.0% | +18.7% | +449.5% | +115.8% | +18.3% | +5.4% | -125.5% | -11.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.88 | 0.86 | 0.98 | 0.92 | 0.88 | 0.81 | 0.90 | 0.83 | 0.85 | 0.86 | 1.00 | 0.95 | 0.96 | 1.10 | 1.18 | 1.32 | 1.09 | 0.90 | 0.91 | 0.88 | 0.88 |
| — | +5.6% | +8.6% | +10.3% | +2.8% | -4.8% | -9.8% | -12.5% | -10.9% | -22.1% | -15.1% | -27.6% | -12.0% | +21.4% | +30.2% | +50.3% | +23.7% | +5.1% | +2.6% | -1.9% | -5.3% | |
| Debt / EBITDA | 7.47 | 22.01 | 23.36 | 23.48 | 21.72 | 25.01 | 39.46 | 27.52 | 26.66 | 26.98 | 35.14 | 31.75 | 28.89 | 27.67 | 28.66 | 34.16 | 20.07 | 22.90 | 29.28 | — | 34.21 |
| — | -12.0% | -40.8% | -14.7% | -18.5% | -7.3% | +12.3% | -13.3% | -7.7% | -2.5% | +22.6% | -7.1% | +43.9% | +20.8% | -2.1% | — | -41.3% | -13.5% | -3.9% | — | +9.9% | |
| Current Ratio | 0.04 | 0.29 | 0.33 | 0.04 | 0.04 | 0.03 | 0.04 | 0.22 | 0.21 | 0.21 | 0.21 | 0.20 | 0.20 | 0.22 | 0.22 | 0.22 | 0.21 | 0.21 | 0.23 | 0.30 | 0.43 |
| — | +718.6% | +765.4% | -80.6% | -80.6% | -83.3% | -81.3% | +7.0% | +3.1% | -5.2% | -4.6% | -6.8% | -1.2% | +5.8% | -7.4% | -26.7% | -52.0% | -50.5% | -41.5% | -24.2% | +14.8% | |
| Quick Ratio | 0.04 | 0.29 | 0.33 | 0.04 | 0.04 | 0.03 | 0.04 | 0.22 | 0.21 | 0.21 | 0.21 | 0.20 | 0.20 | 0.22 | 0.22 | 0.22 | 0.21 | 0.21 | 0.23 | 0.30 | 0.43 |
| — | +718.6% | +765.4% | -80.6% | -80.6% | -83.3% | -81.3% | +7.0% | +3.1% | -5.2% | -4.6% | -6.8% | -1.2% | +5.8% | -7.4% | -26.7% | -52.0% | -50.5% | -41.5% | -24.2% | +14.8% | |
| Interest Coverage | 0.72 | 0.97 | 1.03 | 0.97 | 0.96 | 0.68 | 0.50 | 0.75 | 0.69 | 0.64 | 0.57 | 0.64 | 0.75 | 0.95 | 1.24 | 1.65 | 3.93 | 5.98 | 8.29 | -2.85 | 6.73 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying ONB stock.
Old National Bancorp's current P/E is 9.9x. The average P/E over the last 4 quarters is 9.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Old National Bancorp's current operating margin is 35.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Old National Bancorp's business trajectory between earnings reports.