Last 48 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 13.82 | 9.66 | 9.36 | 10.14 | 11.93 | 15.24 | 12.04 | 11.55 | 10.60 | 11.61 | 10.88 | 9.60 | 7.42 | 6.70 | 7.36 | 6.71 | 8.76 | 9.73 | — | 13.32 | 9.85 |
| — | -36.6% | -22.2% | -12.2% | +12.5% | +31.2% | +10.6% | +20.3% | +42.9% | +73.3% | +47.9% | +43.0% | -15.3% | -31.1% | — | -49.6% | -11.1% | -16.0% | — | +41.6% | +47.5% | |
| P/S Ratio | 3.83 | 3.62 | 3.09 | 3.15 | 2.89 | 2.80 | 3.53 | 3.53 | 3.05 | 2.86 | 2.93 | 2.65 | 2.33 | 2.19 | 2.33 | 2.37 | 2.64 | 2.53 | 3.23 | 3.80 | 3.41 |
| — | +29.2% | -12.7% | -10.9% | -5.1% | -1.9% | +20.5% | +33.0% | +31.0% | +30.6% | +25.6% | +12.0% | -11.8% | -13.5% | -27.7% | -37.6% | -22.8% | -30.2% | -17.5% | +21.6% | +38.2% | |
| P/B Ratio | 1.13 | 1.16 | 1.01 | 1.02 | 0.94 | 0.89 | 1.04 | 1.09 | 0.93 | 0.90 | 0.91 | 0.89 | 0.81 | 0.77 | 0.80 | 1.03 | 0.97 | 0.85 | 0.71 | 1.00 | 0.93 |
| — | +30.2% | -3.2% | -6.3% | +1.5% | -0.2% | +14.5% | +23.1% | +14.9% | +16.7% | +13.7% | -13.7% | -16.9% | -9.7% | +12.6% | +2.8% | +5.2% | -13.0% | -33.9% | +8.3% | +30.3% | |
| P/FCF | 15.00 | 8.52 | 11.09 | 15.82 | 5.51 | 28.33 | 16.61 | 7.56 | 12.80 | 8.97 | 13.28 | 19.72 | 4.86 | 6.59 | 24.41 | 11.17 | 5.08 | 4.00 | 6.14 | 13.02 | 7.55 |
| — | -69.9% | -33.2% | +109.4% | -57.0% | +215.8% | +25.0% | -61.7% | +163.3% | +36.2% | -45.6% | +76.5% | -4.3% | +64.8% | +297.8% | -14.2% | -32.8% | -66.9% | -46.1% | +148.2% | +84.7% | |
| EV / EBITDA | 15.53 | 11.49 | 10.99 | 10.52 | 12.49 | 17.66 | 13.91 | 13.68 | 12.60 | 14.86 | 14.11 | 12.31 | 10.02 | 10.45 | 12.36 | 9.10 | 10.87 | 12.92 | — | 15.61 | 11.72 |
| — | -34.9% | -21.0% | -23.1% | -0.9% | +18.9% | -1.5% | +11.1% | +25.8% | +42.2% | +14.2% | +35.3% | -7.8% | -19.1% | — | -41.7% | -7.3% | -11.7% | — | +12.7% | +3.1% | |
| EV / EBIT | 17.37 | 12.84 | 12.40 | 11.76 | 13.89 | 20.55 | 15.16 | 14.92 | 13.75 | 16.44 | 15.51 | 13.47 | 10.84 | 11.24 | 13.37 | 9.66 | 11.85 | 14.50 | — | 17.73 | 12.94 |
| — | -37.5% | -18.2% | -21.1% | +1.0% | +25.0% | -2.3% | +10.7% | +26.8% | +46.3% | +16.0% | +39.4% | -8.5% | -22.5% | — | -45.5% | -8.4% | -12.2% | — | +13.1% | +2.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 63.6% | 66.2% | 66.0% | 68.6% | 66.4% | 56.4% | 62.1% | 61.1% | 59.1% | 58.5% | 61.6% | 65.7% | 66.5% | 71.7% | 77.5% | 85.0% | 90.7% | 94.1% | 59.6% | 96.0% | 97.3% |
| — | +17.2% | +6.2% | +12.3% | +12.5% | -3.5% | +0.8% | -7.0% | -11.1% | -18.3% | -20.4% | -22.8% | -26.7% | -23.9% | +29.9% | -11.5% | -6.8% | -3.3% | -42.1% | +0.9% | +4.0% | |
| Operating Margin | 23.6% | 32.3% | 29.5% | 30.2% | 22.8% | 16.3% | 25.1% | 24.6% | 23.9% | 20.8% | 22.7% | 24.5% | 29.2% | 32.3% | 33.2% | 42.1% | 36.8% | 31.6% | -12.1% | 32.7% | 41.3% |
| — | +98.4% | +17.8% | +23.0% | -4.7% | -22.0% | +10.5% | +0.4% | -18.2% | -35.5% | -31.7% | -41.9% | -20.5% | +2.4% | +375.1% | +28.5% | -11.0% | -12.8% | -125.0% | -3.2% | +3.1% | |
| Net Margin | 18.0% | 25.2% | 23.4% | 21.5% | 17.9% | 13.1% | 20.0% | 20.3% | 18.6% | 16.1% | 17.9% | 19.2% | 22.5% | 24.7% | 25.9% | 32.2% | 28.8% | 25.9% | -9.2% | 27.0% | 33.1% |
| — | +92.6% | +17.0% | +5.9% | -3.7% | -18.9% | +11.8% | +5.7% | -17.4% | -34.8% | -31.0% | -40.4% | -21.9% | -4.6% | +382.2% | +19.5% | -13.1% | -12.5% | -122.8% | -15.7% | -4.4% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.0% | 3.0% | 2.7% | 2.6% | 2.2% | 1.7% | 2.2% | 2.4% | 2.3% | 2.1% | 2.2% | 2.5% | 2.8% | 2.9% | 2.8% | 4.0% | 2.8% | 2.2% | -0.7% | 1.9% | 2.4% |
| — | +73.3% | +22.3% | +6.5% | -3.9% | -17.7% | +4.2% | -1.3% | -17.7% | -29.2% | -23.5% | -38.5% | +0.4% | +31.5% | +521.0% | +114.5% | +17.5% | +6.0% | -122.9% | -26.1% | -11.6% | |
| ROA | 1.1% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.4% | 0.3% | 0.3% | -0.1% | 0.2% | 0.3% |
| — | +71.4% | +19.6% | +5.2% | -4.7% | -14.9% | +10.4% | +6.4% | -11.1% | -26.6% | -21.3% | -37.5% | -0.5% | +28.2% | +494.8% | +86.3% | +1.3% | -5.2% | -121.1% | -29.0% | -14.0% | |
| ROIC | 4.7% | 1.5% | 1.4% | 1.5% | 1.1% | 0.9% | 1.1% | 1.2% | 1.2% | 1.0% | 1.1% | 1.2% | 1.3% | 1.3% | 1.2% | 2.0% | 1.4% | 1.1% | -0.4% | 0.9% | 1.2% |
| — | +71.4% | +19.6% | +24.2% | -1.4% | -16.3% | +9.3% | +2.5% | -9.5% | -20.5% | -14.6% | -40.8% | -9.0% | +18.7% | +449.5% | +115.8% | +18.3% | +5.4% | -125.5% | -11.7% | -0.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.88 | 0.98 | 0.92 | 0.88 | 0.81 | 0.90 | 0.83 | 0.85 | 0.86 | 1.00 | 0.95 | 0.96 | 1.10 | 1.18 | 1.32 | 1.09 | 0.90 | 0.91 | 0.88 | 0.88 | 0.86 |
| — | +8.6% | +10.3% | +2.8% | -4.8% | -9.8% | -12.5% | -10.9% | -22.1% | -15.1% | -27.6% | -12.0% | +21.4% | +30.2% | +50.3% | +23.7% | +5.1% | +2.6% | -1.9% | -5.3% | -10.7% | |
| Debt / EBITDA | 7.62 | 23.27 | 23.48 | 21.91 | 26.15 | 40.55 | 27.52 | 26.66 | 26.98 | 35.14 | 31.75 | 28.89 | 27.67 | 28.66 | 34.16 | 20.07 | 22.90 | 29.28 | — | 34.21 | 26.47 |
| — | -42.6% | -14.7% | -17.8% | -3.1% | +15.4% | -13.3% | -7.7% | -2.5% | +22.6% | -7.1% | +43.9% | +20.8% | -2.1% | — | -41.3% | -13.5% | -3.9% | — | +9.9% | -5.7% | |
| Current Ratio | 0.04 | 0.33 | 0.04 | 0.04 | 0.03 | 0.04 | 0.22 | 0.21 | 0.21 | 0.21 | 0.20 | 0.20 | 0.22 | 0.22 | 0.22 | 0.21 | 0.21 | 0.23 | 0.30 | 0.43 | 0.42 |
| — | +765.4% | -80.6% | -80.6% | -83.3% | -81.3% | +7.0% | +3.1% | -5.2% | -4.6% | -6.8% | -1.2% | +5.8% | -7.4% | -26.7% | -52.0% | -50.5% | -41.5% | -24.2% | +14.8% | +20.0% | |
| Quick Ratio | 0.04 | 0.33 | 0.04 | 0.04 | 0.03 | 0.04 | 0.22 | 0.21 | 0.21 | 0.21 | 0.20 | 0.20 | 0.22 | 0.22 | 0.22 | 0.21 | 0.21 | 0.23 | 0.30 | 0.43 | 0.42 |
| — | +765.4% | -80.6% | -80.6% | -83.3% | -81.3% | +7.0% | +3.1% | -5.2% | -4.6% | -6.8% | -1.2% | +5.8% | -7.4% | -26.7% | -52.0% | -50.5% | -41.5% | -24.2% | +14.8% | +20.0% | |
| Interest Coverage | 0.72 | 1.03 | 0.97 | 0.96 | 0.68 | 0.50 | 0.75 | 0.69 | 0.64 | 0.57 | 0.64 | 0.75 | 0.95 | 1.24 | 1.65 | 3.93 | 5.98 | 8.29 | -2.85 | 6.73 | 8.55 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying ONB stock.
Old National Bancorp's current P/E is 13.8x. The average P/E over the last 4 quarters is 10.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Old National Bancorp's current operating margin is 23.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Old National Bancorp's business trajectory between earnings reports.