Old National Bancorp (ONB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 572.57M | 580.83M | 574.61M | 514.79M | 387.64M | 394.18M | 391.72M | 388.42M | 356.46M | 364.41M | 375.09M | 382.17M | 381.49M | 391.09M | 376.59M | 337.47M | 222.78M | 146.78M | 151.57M | 149.93M |
| NII Growth % | 47.71% | 47.35% | 46.69% | 32.53% | 8.75% | 8.17% | 4.44% | 1.64% | -6.56% | -6.82% | -0.4% | 13.25% | 71.24% | 166.44% | 148.46% | 125.09% | 50.41% | -8.88% | 4.12% | 2.92% |
| Net Interest Margin % | 0.78% | 0.81% | 0.81% | 0.73% | 0.72% | 0.74% | 0.73% | 0.73% | 0.72% | 0.74% | 0.76% | 0.79% | 0.8% | 0.84% | 0.81% | 0.74% | 0.49% | 0.6% | 0.63% | 0.63% |
| Interest Income | 877.39M | 897.3M | 917.19M | 824.96M | 630.4M | 662.08M | 679.92M | 663.66M | 595.98M | 589.75M | 576.52M | 544.9M | 495.65M | 457.82M | 406.52M | 354.36M | 235.5M | 156.93M | 162.03M | 160.46M |
| Interest Expense | 304.82M | 316.47M | 342.58M | 310.17M | 242.76M | 267.9M | 288.2M | 275.24M | 239.52M | 225.34M | 201.43M | 162.73M | 114.16M | 66.73M | 29.93M | 16.89M | 12.72M | 10.15M | 10.45M | 10.53M |
| Loan Loss Provision | 34.95M | 0 | 0 | 106.83M | 31.4M | 27.02M | 28.5M | 36.21M | 18.89M | 11.6M | 19.07M | 14.79M | 13.44M | 26.7M | 15.49M | 9.16M | 108.74M | -1.91M | -4.61M | -4.93M |
| Non-Interest Income | 122.35M | 109.76M | 103.72M | 132.52M | 93.79M | 95.77M | 94.14M | 87.27M | 77.52M | 100.09M | 80.94M | 81.63M | 70.68M | 165.04M | 80.39M | 89.12M | 65.24M | 51.48M | 54.52M | 51.51M |
| Non-Interest Income % | 12.24% | 10.9% | 10.16% | 13.84% | 12.95% | 12.64% | 12.16% | 11.62% | 11.51% | 14.51% | 12.31% | 13.03% | 12.48% | 26.5% | 16.51% | 20.1% | 21.69% | 24.7% | 25.18% | 24.3% |
| Total Revenue | 999.74M | 1.01B | 1.02B | 957.48M | 724.19M | 757.85M | 774.06M | 750.93M | 673.5M | 689.85M | 657.46M | 626.53M | 566.33M | 622.86M | 486.9M | 443.48M | 300.75M | 208.41M | 216.54M | 211.97M |
| Revenue Growth % | 38.05% | 32.88% | 31.89% | 27.5% | 7.53% | 9.86% | 17.74% | 19.86% | 18.92% | 10.75% | 35.03% | 41.28% | 88.31% | 198.86% | 124.85% | 109.22% | 39.27% | -10.09% | -3.69% | -3.84% |
| Non-Interest Expense | 364.7M | 386.32M | 445.73M | 384.77M | 268.47M | 276.82M | 272.28M | 283M | 262.32M | 284.24M | 244.78M | 246.58M | 250.71M | 267.38M | 262.44M | 277.48M | 215.59M | 131.94M | 121.27M | 129.62M |
| Efficiency Ratio | 36.48% | 38.36% | 43.66% | 40.19% | 37.07% | 36.53% | 35.18% | 37.69% | 38.95% | 41.2% | 37.23% | 39.36% | 44.27% | 42.93% | 53.9% | 62.57% | 71.68% | 63.31% | 56.01% | 61.15% |
| Operating Income | 295.27M | 304.27M | 232.6M | 155.71M | 181.56M | 186.1M | 185.08M | 156.48M | 152.77M | 168.67M | 192.18M | 202.43M | 188.02M | 262.04M | 179.04M | 139.95M | -36.3M | 68.24M | 89.43M | 76.75M |
| Operating Margin % | 29.53% | 30.21% | 22.78% | 16.26% | 25.07% | 24.56% | 23.91% | 20.84% | 22.68% | 24.45% | 29.23% | 32.31% | 33.2% | 42.07% | 36.77% | 31.56% | -12.07% | 32.74% | 41.3% | 36.21% |
| Operating Income Growth % | 62.63% | 63.49% | 25.67% | -0.49% | 18.85% | 10.34% | -3.69% | -22.7% | -18.75% | -35.63% | 7.34% | 44.64% | 617.96% | 283.99% | 100.21% | 82.35% | -134.75% | -12.97% | -0.75% | 24.86% |
| Pretax Income | 295.27M | 271.53M | 232.6M | 155.71M | 181.56M | 186.1M | 185.08M | 156.48M | 152.77M | 168.67M | 192.18M | 202.43M | 188.02M | 262.04M | 179.04M | 139.95M | -36.3M | 68.24M | 89.43M | 76.75M |
| Pretax Margin % | 29.53% | 26.96% | 22.78% | 16.26% | 25.07% | 24.56% | 23.91% | 20.84% | 22.68% | 24.45% | 29.23% | 32.31% | 33.2% | 42.07% | 36.77% | 31.56% | -12.07% | 32.74% | 41.3% | 36.21% |
| Income Tax | 61.6M | 54.9M | 50.03M | 30.3M | 36.9M | 32.23M | 41.28M | 35.25M | 32.49M | 36.19M | 44.3M | 47.39M | 41.42M | 61.31M | 38.89M | 24.96M | -8.71M | 12.05M | 17.68M | 13.96M |
| Effective Tax Rate % | 20.86% | 20.22% | 21.51% | 19.46% | 20.33% | 17.32% | 22.3% | 22.53% | 21.27% | 21.46% | 23.05% | 23.41% | 22.03% | 23.4% | 21.72% | 17.84% | 24.01% | 17.66% | 19.77% | 18.19% |
| Net Income | 233.67M | 216.62M | 182.57M | 125.41M | 144.66M | 153.87M | 143.8M | 121.23M | 120.28M | 132.48M | 147.88M | 155.04M | 146.6M | 200.74M | 140.15M | 114.98M | -27.59M | 56.19M | 71.75M | 62.79M |
| Net Margin % | 23.37% | 21.51% | 17.88% | 13.1% | 19.98% | 20.3% | 18.58% | 16.14% | 17.86% | 19.2% | 22.49% | 24.75% | 25.89% | 32.23% | 28.78% | 25.93% | -9.17% | 26.96% | 33.13% | 29.62% |
| Net Income Growth % | 61.53% | 40.78% | 26.96% | 3.45% | 20.26% | 16.15% | -2.76% | -21.81% | -17.95% | -34% | 5.51% | 34.83% | 631.43% | 257.26% | 95.35% | 83.14% | -131.77% | -24.19% | -7.95% | 21.43% |
| Net Income (Continuing) | 233.67M | 216.62M | 182.57M | 125.41M | 144.66M | 153.87M | 143.8M | 121.23M | 120.28M | 132.48M | 147.88M | 155.04M | 146.6M | 200.74M | 140.15M | 114.98M | -27.59M | 56.19M | 71.75M | 62.79M |
| EPS (Diluted) | 0.59 | 0.55 | 0.46 | 0.35 | 0.44 | 0.47 | 0.44 | 0.37 | 0.40 | 0.44 | 0.49 | 0.52 | 0.49 | 0.67 | 0.47 | 0.38 | -0.13 | 0.34 | 0.43 | 0.38 |
| EPS Growth % | 34.09% | 17.02% | 4.55% | -5.41% | 10% | 6.82% | -10.2% | -28.85% | -18.37% | -34.33% | 4.26% | 36.84% | 476.92% | 97.06% | 9.3% | 0% | -125% | -22.73% | -8.51% | 18.75% |
| EPS (Basic) | 0.60 | 0.55 | 0.46 | 0.35 | 0.45 | 0.47 | 0.44 | 0.37 | 0.40 | 0.44 | 0.49 | 0.52 | 0.49 | 0.68 | 0.47 | 0.38 | -0.13 | 0.34 | 0.43 | 0.38 |
| Diluted Shares Outstanding | 388.05M | 389.55M | 357.28M | 340.25M | 321.02M | 318.8M | 317.33M | 316.46M | 292.21M | 292.03M | 291.72M | 291.27M | 292.76M | 293.13M | 292.48M | 291.88M | 227M | 166.13M | 165.94M | 165.93M |