OppFi Inc. (OPFI) quarterly balance sheet — complete assets, liabilities & equity history
OppFi Inc. (OPFI) balance sheet — 7-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Total Current Assets | 659.56M | 64.35M | 63.87M | 639.5M | 617.09M | 573.79M | 550.64M | 564.02M | 540.81M | 513.32M | 502.57M | 539.28M | 535.6M | 511.9M | 492.65M | 510.16M | 512.39M | 512.92M | 446.6M | 450.47M |
| Cash & Short-Term Investments | 140.67M | 64.35M | 63.87M | 49.45M | 45.45M | 45.23M | 57.95M | 61.34M | 44.84M | 46.62M | 47.18M | 31.79M | 31.13M | 26.8M | 32.19M | 16.24M | 14.01M | 23.47M | 27.02M | 25.06M |
| Cash Only | 102.69M | 64.35M | 63.87M | 49.45M | 45.45M | 45.23M | 57.95M | 61.34M | 44.84M | 46.62M | 47.18M | 31.79M | 31.13M | 26.8M | 32.19M | 16.24M | 14.01M | 23.47M | 27.02M | 25.06M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 518.88M | 496.31M | 502.56M | 546.24M | 541.9M | 495.52M | 459.87M | 475.73M | 466.58M | 432.48M | 413.85M | 465.33M | 469.58M | 449.79M | 420.8M | 459.94M | 461.92M | 455.28M | 386.66M | 388.11M |
| Days Sales Outstanding | 312.93 | 313.07 | 310.74 | 311.75 | 401.35 | 305.18 | 300.15 | 319.37 | 302.77 | 304.88 | 314.14 | 323.54 | 317.58 | 323.4 | 329.25 | 353.29 | 339.59 | 355.12 | 346.19 | 346.83 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | -496.31M | -502.56M | 43.81M | 29.74M | 33.04M | 32.81M | 26.94M | 29.39M | 34.22M | 41.54M | 42.15M | 34.9M | 35.31M | 39.67M | 33.98M | 36.46M | 34.17M | 32.92M | 37.3M |
| Total Non-Current Assets | 182.84M | 145.72M | 72.1M | 114.59M | 103.52M | 99.58M | 89.44M | 77.15M | 78.46M | 59.77M | 62.4M | 62.27M | 64.99M | 65.48M | 67.4M | 69.68M | 67.58M | 65.15M | 65.94M | 51.63M |
| Property, Plant & Equipment | 0 | 43.31M | 40.61M | 36.46M | 32.73M | 29.08M | 26.34M | 24.26M | 22.37M | 21.16M | 21.46M | 22.47M | 23.68M | 24.95M | 14.33M | 27.63M | 29.14M | 29.71M | 30.33M | 14.64M |
| Fixed Asset Turnover | - | 3.46x | 3.94x | 4.60x | 5.02x | 5.14x | 5.54x | 5.82x | 6.28x | 5.93x | 5.80x | 5.76x | 5.48x | 6.24x | 5.74x | 4.23x | 4.22x | 3.59x | 4.48x | 6.74x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 11.66M | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 20.35M | 19.96M | 19.14M | 19.08M | 18.89M | 18.57M | 18.5M | 19.19M | 19.43M | 0 | 1.77M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 162.5M | -19.96M | -19.14M | 26.41M | 19.66M | 17.98M | 17M | 12.36M | 14.38M | 13.5M | 13.63M | 14.02M | 16.61M | 14.49M | 14.76M | 15.3M | 14.32M | 10.61M | 10.55M | 11.4M |
| Total Assets | 842.4M | 770.73M | 719.99M | 754.09M | 720.62M | 673.38M | 640.07M | 641.17M | 619.27M | 573.09M | 563.21M | 601.54M | 600.59M | 577.38M | 560.04M | 579.84M | 579.97M | 578.07M | 512.54M | 502.11M |
| Asset Turnover | 0.19x | 0.19x | 0.21x | 0.22x | 0.22x | 0.22x | 0.22x | 0.22x | 0.23x | 0.22x | 0.22x | 0.22x | 0.23x | 0.22x | 0.21x | 0.21x | 0.21x | 0.20x | 0.20x | 0.20x |
| Asset Growth % | 16.9% | 14.46% | 12.49% | 17.61% | 16.37% | 17.5% | 13.65% | 6.59% | 3.11% | -0.74% | 0.56% | 3.74% | 3.56% | -0.12% | 9.27% | 15.48% | 31.62% | 137.1% | 109.91% | 75.66% |
| Total Current Liabilities | 771K | 1.13M | 56.18M | 85.98M | 72.27M | 67.37M | 65.75M | 59.8M | 55.55M | 52.79M | 48.58M | 51.47M | 25.47M | 26.83M | 20.58M | 55.18M | 26.84M | 29.58M | 25.41M | 58.14M |
| Accounts Payable | 0 | 1.13M | 1.84M | 2.77M | 3.1M | 2.73M | 1.96M | 879K | 4.68M | 2.4M | 3.98M | 4.44M | 3.57M | 4.06M | 3.71M | 6.34M | 6.68M | 10.23M | 6.84M | 6.1M |
| Days Payables Outstanding | - | 5.53 | 9.13 | 11.15 | 14.24 | 7.79 | 5.32 | 10.05 | 12.99 | 10.68 | 13.98 | 5.67 | 13.07 | 12.92 | 17.46 | 45.27 | 53.27 | 50.72 | 34.6 | 23.83 |
| Short-Term Debt | 0 | 1.29M | 56.18M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 22.44M |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 1.7M | 1.78M | 1.86M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 771K | -66.44M | -41.61M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.51M |
| Current Ratio | 855.46x | 57.15x | 1.14x | 7.44x | 8.54x | 8.52x | 8.37x | 9.43x | 9.73x | 9.72x | 10.34x | 10.48x | 21.03x | 19.08x | 23.94x | 9.24x | 19.09x | 17.34x | 17.58x | 7.75x |
| Quick Ratio | 855.46x | 57.15x | 1.14x | 7.44x | 8.54x | 8.52x | 8.37x | 9.43x | 9.73x | 9.72x | 10.34x | 10.48x | 21.03x | 19.08x | 23.94x | 9.24x | 19.09x | 17.34x | 17.58x | 7.75x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 399.08M | 355.35M | 320.82M | 359.23M | 371.09M | 388.3M | 337.55M | 347.16M | 343.4M | 318.61M | 317.33M | 356.04M | 385.29M | 373.56M | 375.34M | 365.51M | 387.68M | 382.99M | 330.55M | 286.09M |
| Long-Term Debt | 349.64M | 283.16M | 235.64M | 321.35M | 320.84M | 305.9M | 288M | 318.76M | 325.55M | 301.77M | 301.02M | 334.12M | 344.35M | 331.88M | 331.55M | 347.06M | 342.63M | 336.53M | 280.86M | 251.58M |
| Capital Lease Obligations | 0 | 9.14M | 9.01M | 11.42M | 11.91M | 12.38M | 12.84M | 13.29M | 13.74M | 14.17M | 14.61M | 15.06M | 15.5M | 15.93M | 16.18M | 16.56M | 16.93M | 17.29M | 17.63M | 0 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 49.44M | 62.89M | 76.18M | 26.45M | 38.33M | 70.02M | 36.72M | 15.11M | 4.11M | 2.67M | 1.69M | 6.86M | 25.44M | 25.75M | 27.61M | 1.89M | 28.11M | 29.18M | 32.05M | 34.51M |
| Total Liabilities | 399.08M | 356.47M | 377M | 445.21M | 443.36M | 455.67M | 403.31M | 406.96M | 398.96M | 371.4M | 365.91M | 407.51M | 410.76M | 400.39M | 395.92M | 420.69M | 414.52M | 412.57M | 355.95M | 344.23M |
| Total Debt | 349.64M | 293.59M | 300.83M | 332.78M | 332.76M | 318.28M | 300.84M | 332.05M | 339.29M | 315.94M | 315.64M | 349.18M | 359.85M | 347.81M | 347.73M | 363.62M | 359.56M | 353.81M | 298.49M | 274.02M |
| Net Debt | 349.64M | 229.24M | 236.96M | 283.33M | 287.31M | 273.05M | 242.88M | 270.71M | 294.45M | 269.32M | 268.45M | 317.39M | 328.72M | 321.01M | 315.55M | 347.38M | 345.55M | 330.34M | 271.47M | 248.96M |
| Debt / Equity | 0.79x | 0.71x | 0.88x | 1.08x | 1.20x | 1.46x | 1.27x | 1.42x | 1.54x | 1.57x | 1.60x | 1.80x | 1.90x | 1.97x | 2.12x | 2.28x | 2.17x | 2.14x | 1.91x | 1.74x |
| Debt / EBITDA | 6.92x | 3.46x | 2.99x | 3.16x | 6.71x | 6.87x | 6.80x | 12.39x | 9.08x | 9.88x | 39.41x | 30.05x | 19.24x | 16.06x | 48.83x | - | 144.81x | 36.22x | 277.15x | 43.04x |
| Net Debt / EBITDA | 6.92x | 2.70x | 2.36x | 2.69x | 5.80x | 5.90x | 5.49x | 10.10x | 7.88x | 8.42x | 33.52x | 27.32x | 17.58x | 14.83x | 44.31x | - | 139.17x | 33.82x | 252.06x | 39.10x |
| Interest Coverage | 5.71x | - | - | - | 9.82x | - | 8.97x | 0.99x | 1.80x | 1.52x | 6.07x | 1.07x | - | - | 5.89x | - | - | - | - | - |
| Total Equity | 443.32M | 414.25M | 342.98M | 308.88M | 277.25M | 217.71M | 236.76M | 234.21M | 220.31M | 201.69M | 197.29M | 194.03M | 189.83M | 176.99M | 164.12M | 159.15M | 165.45M | 165.5M | 156.59M | 157.88M |
| Equity Growth % | 59.9% | 90.28% | 44.86% | 31.88% | 25.85% | 7.94% | 20.01% | 20.71% | 16.05% | 13.96% | 20.21% | 21.92% | 14.74% | 6.94% | 4.81% | 0.81% | 19.53% | -18.4% | -28.53% | 58.94% |
| Book Value per Share | 5.18 | 4.81 | 3.98 | 11.65 | 10.42 | 8.18 | 9.99 | 10.92 | 10.88 | 10.25 | 10.27 | 10.73 | 11.13 | 11.15 | 10.80 | 1.89 | 1.96 | 1.96 | 1.85 | 1.87 |
| Total Shareholders' Equity | 443.32M | 414.25M | 75.65M | 58.48M | 49.42M | 13.35M | 22.55M | 32.77M | 34.89M | 18.63M | 18.18M | 10.44M | 11.41M | 7.45M | 1.44M | -494K | -3.24M | -3.98M | -8.75M | -9.04M |
| Common Stock | 9K | 9K | 3K | 9K | 9K | 9K | 9K | 9K | 9K | 11K | 11K | 11K | 11K | 11K | 11K | 11K | 11K | 11K | 11K | 11K |
| Retained Earnings | 44.21M | 9.73M | -5.18M | -33.51M | -49.8M | -91.53M | -72.17M | -55.13M | -50.64M | -57.34M | -58.04M | -63.59M | -58.52M | -60.99M | -63.29M | -63.55M | -66.68M | -66.16M | -70.69M | -70.72M |
| Treasury Stock | 0 | -32.72M | -31.47M | -21.53M | -13.37M | -6.01M | -6.01M | -6.01M | -6.01M | -4.99M | -2.46M | -2.46M | -2.46M | -2.46M | -2.46M | -2.46M | -2.46M | -2.15M | 0 | 0 |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 267.33M | 250.39M | 227.83M | 204.35M | 214.21M | 201.44M | 185.42M | 183.06M | 179.12M | 183.59M | 178.42M | 169.54M | 162.69M | 159.64M | 168.69M | 169.47M | 165.34M | 166.92M |