Ohio Valley Banc Corp. (OVBC) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Ohio Valley Banc Corp. (OVBC) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

OVBC Income Statement

Ohio Valley Banc Corp. (OVBC) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	15.4M	14.89M	15.76M	14.5M	14.44M	13.04M	12.97M	12.49M	11.87M	11.09M	11.23M	11.3M	11.54M	11.63M	12.3M	11.75M	10.48M	9.93M	10.33M	10.3M
NII Growth %	6.62%	14.14%	21.44%	16.15%	21.69%	17.6%	15.56%	10.45%	2.85%	-4.64%	-8.69%	-3.79%	10.06%	17.12%	18.99%	14.07%	3.21%	-0.57%	2.89%	2.76%
Net Interest Margin %	0.93%	0.89%	1%	0.92%	0.96%	0.86%	0.86%	0.84%	0.85%	0.81%	0.83%	0.86%	0.91%	0.92%	1.02%	0.94%	0.84%	0.79%	0.83%	0.83%
Interest Income	23.48M	22.48M	23.13M	21.45M	20.95M	19.7M	19.93M	19.31M	18.56M	17.59M	17.03M	15.86M	14.94M	13.7M	13.11M	12.44M	11.15M	10.6M	11.1M	11.17M
Interest Expense	8.08M	7.59M	7.38M	6.95M	6.5M	6.66M	6.95M	6.82M	6.69M	6.49M	5.81M	4.56M	3.4M	2.07M	816K	687K	668K	667K	770K	867K
Loan Loss Provision	3.75M	1.62M	378K	1.11M	1.15M	416K	617K	920K	181K	751K	689K	888K	24K	489K	659K	-378K	813K	-1.13M	-301K	-93K
Non-Interest Income	3.19M	3.29M	445K	1.84M	2.94M	3.74M	4.02M	2.95M	2.79M	3.79M	3.67M	2.64M	2.79M	3.86M	1.28M	2.71M	2.71M	3.78M	1.46M	2.67M
Non-Interest Income %	17.14%	18.09%	2.75%	11.27%	16.92%	22.29%	23.64%	19.11%	19.06%	25.49%	24.63%	18.93%	19.46%	24.9%	9.46%	18.74%	20.51%	27.56%	12.41%	20.58%
Total Net Revenue	18.58M	18.18M	16.2M	16.34M	17.38M	16.79M	16.99M	15.44M	14.66M	14.89M	14.9M	13.94M	14.33M	15.49M	13.58M	14.46M	13.19M	13.71M	11.8M	12.97M
Revenue Growth %	6.91%	8.28%	-4.64%	5.9%	18.56%	12.76%	14.06%	10.69%	2.34%	-3.89%	9.68%	-3.57%	8.63%	12.98%	15.11%	11.48%	3.68%	2.41%	-4.52%	4.12%
Non-Interest Expense	11.24M	11.3M	10.85M	11.49M	11.05M	10.82M	13.31M	11.22M	10.86M	10.74M	10.3M	10.38M	10.41M	10.27M	8.88M	10.35M	10.02M	9.79M	9.33M	9.47M
Efficiency Ratio	60.51%	62.18%	66.99%	70.29%	63.56%	64.45%	78.32%	72.69%	74.09%	72.16%	69.16%	74.43%	72.69%	66.32%	65.4%	71.56%	76%	71.39%	79.06%	73%
Operating Income	3.58M	5.25M	4.97M	3.74M	5.19M	5.55M	3.07M	3.29M	3.62M	3.39M	3.9M	2.68M	3.89M	4.73M	4.04M	4.49M	2.35M	5.05M	2.77M	3.6M
Operating Margin %	19.29%	28.9%	30.68%	22.91%	29.83%	33.08%	18.05%	21.35%	24.69%	22.8%	26.22%	19.2%	27.14%	30.52%	29.75%	31.06%	17.84%	36.82%	23.5%	27.72%
Operating Income Growth %	-30.89%	-5.39%	62.05%	13.63%	43.26%	63.58%	-21.46%	23.09%	-6.89%	-28.21%	-3.34%	-40.39%	65.24%	-6.34%	45.74%	24.92%	-30.73%	18.72%	-51.91%	36.85%
Pretax Income	3.58M	5.25M	4.97M	3.74M	5.19M	5.55M	3.07M	3.29M	3.62M	3.39M	3.9M	2.68M	3.89M	4.73M	4.04M	4.49M	2.35M	5.05M	2.77M	3.6M
Pretax Margin %	19.29%	28.9%	30.68%	22.91%	29.83%	33.08%	18.05%	21.35%	24.69%	22.8%	26.22%	19.2%	27.14%	30.52%	29.75%	31.06%	17.84%	36.82%	23.5%	27.72%
Income Tax	657K	956K	1.01M	714K	976K	1.15M	552K	576K	648K	601K	682K	426K	639K	820K	516K	801K	354K	923K	468K	559K
Effective Tax Rate %	18.33%	18.2%	20.42%	19.07%	18.82%	20.64%	18%	17.48%	17.9%	17.71%	17.46%	15.91%	16.44%	17.34%	12.77%	17.84%	15.04%	18.28%	16.88%	15.55%
Net Income	2.93M	4.3M	3.96M	3.03M	4.21M	4.41M	2.52M	2.72M	2.97M	2.79M	3.22M	2.25M	3.25M	3.91M	3.52M	3.69M	2M	4.13M	2.3M	3.04M
Net Margin %	15.75%	23.64%	24.41%	18.54%	24.22%	26.25%	14.8%	17.62%	20.27%	18.76%	21.64%	16.14%	22.68%	25.23%	25.95%	25.52%	15.16%	30.09%	19.53%	23.41%
Net Income Growth %	-30.48%	-2.47%	57.26%	11.44%	41.66%	57.75%	-21.97%	20.79%	-8.53%	-28.53%	-8.54%	-39%	62.53%	-5.26%	52.95%	21.54%	-30.13%	16.82%	-50.98%	32.35%
Net Income (Continuing)	2.93M	4.3M	3.96M	3.03M	4.21M	4.41M	2.52M	2.72M	2.97M	2.79M	3.22M	2.25M	3.25M	3.91M	3.52M	3.69M	2M	4.13M	2.3M	3.04M
EPS (Diluted)	0.62	0.91	0.84	0.64	0.89	0.94	0.53	0.58	0.63	0.58	0.68	0.47	0.68	0.82	0.74	0.77	0.42	0.87	0.48	0.63
EPS Growth %	-30.34%	-3.19%	58.49%	10.34%	41.27%	62.07%	-22.06%	23.4%	-7.35%	-29.27%	-8.11%	-38.96%	61.9%	-5.75%	54.17%	22.22%	-30%	17.57%	-51.02%	31.25%
EPS (Basic)	0.62	0.91	0.84	0.64	0.89	0.94	0.53	0.58	0.63	0.58	0.68	0.47	0.68	0.82	0.74	0.77	0.42	0.87	0.48	0.63
Diluted Shares Outstanding	4.71M	4.71M	4.71M	4.71M	4.71M	4.74M	4.71M	4.71M	4.74M	4.79M	4.77M	4.78M	4.78M	4.77M	4.77M	4.77M	4.77M	4.76M	4.76M	4.78M