Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 13.48 | 17.51 | 12.05 | 11.90 | 14.45 | 9.05 | 6.93 | 11.42 | 10.45 | 7.94 | 10.54 | 8.46 | 12.90 | 9.10 | 7.14 | 8.93 | 9.03 | 17.96 | 8.66 | 15.44 | 10.62 |
| — | +93.4% | +73.9% | +4.2% | +38.3% | +14.1% | -34.3% | +35.1% | -19.0% | -12.7% | +47.7% | -5.3% | +42.8% | -49.4% | -17.5% | -42.2% | -14.9% | +76.3% | +5.5% | +156.5% | -1.4% | |
| P/S Ratio | 3.15 | 2.75 | 2.84 | 2.91 | 2.66 | 2.18 | 1.84 | 1.68 | 1.85 | 1.62 | 1.97 | 1.84 | 2.08 | 2.06 | 1.80 | 2.32 | 2.30 | 2.73 | 2.61 | 2.99 | 2.47 |
| — | +26.0% | +54.6% | +73.2% | +44.1% | +35.1% | -6.5% | -8.9% | -10.9% | -21.6% | +9.0% | -20.6% | -9.5% | -24.5% | -31.0% | -22.5% | -6.9% | +18.7% | +20.5% | +30.9% | +24.3% | |
| P/B Ratio | 1.23 | 1.18 | 1.21 | 1.11 | 1.06 | 0.94 | 0.79 | 0.76 | 0.75 | 0.65 | 0.80 | 0.76 | 0.85 | 0.86 | 0.81 | 0.93 | 1.03 | 1.09 | 1.05 | 1.00 | 0.91 |
| — | +24.9% | +52.2% | +45.8% | +41.2% | +45.2% | -1.3% | -0.5% | -11.3% | -24.0% | -1.2% | -18.3% | -18.0% | -21.2% | -22.6% | -6.6% | +13.7% | +29.4% | +24.4% | +20.6% | +22.0% | |
| P/FCF | 12.34 | 16.89 | 7.59 | 6.24 | 8.76 | 8.69 | 223.54 | 13.22 | 5.27 | 6.14 | 125.01 | 4.66 | 5.35 | 9.98 | 7.36 | 5.80 | 7.53 | 19.99 | 15.18 | 7.33 | 8.87 |
| — | +94.4% | -96.6% | -52.8% | +66.2% | +41.4% | +78.8% | +183.9% | -1.5% | -38.5% | +1598.2% | -19.7% | -29.0% | -50.1% | -51.5% | -20.9% | -15.1% | +116.8% | -73.8% | +19.6% | -42.7% | |
| EV / EBITDA | 12.54 | 16.80 | 11.58 | 12.25 | 8.71 | 6.93 | 2.28 | 4.18 | 6.25 | 2.68 | 3.01 | 2.30 | 7.47 | 6.28 | 2.55 | 6.55 | 2.53 | 8.06 | 0.30 | 1.45 | 1.62 |
| — | +142.3% | +407.1% | +192.9% | +39.2% | +159.1% | -24.1% | +81.8% | -16.3% | -57.4% | +18.1% | -64.9% | +195.2% | -22.0% | +739.3% | +349.9% | +55.8% | +368.6% | +119.8% | +256.8% | -66.6% | |
| EV / EBIT | 13.64 | 16.80 | 11.58 | 12.25 | 8.71 | 6.93 | 2.28 | 6.54 | 6.26 | 2.68 | 3.01 | 2.30 | 7.48 | 6.29 | 2.55 | 6.56 | 2.53 | 8.09 | 0.30 | 1.46 | 1.63 |
| — | +142.3% | +407.1% | +87.4% | +39.2% | +158.8% | -24.2% | +184.0% | -16.4% | -57.4% | +18.0% | -64.9% | +195.2% | -22.2% | +738.9% | +349.1% | +55.6% | +368.6% | +119.8% | +257.2% | -66.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 95.4% | 79.8% | 91.1% | 97.7% | 93.2% | 93.4% | 97.5% | 96.4% | 94.0% | 98.8% | 95.0% | 95.4% | 93.6% | 99.8% | 96.8% | 95.1% | 102.6% | 93.8% | 108.2% | 102.6% | 100.7% |
| — | -14.6% | -6.6% | +1.3% | -0.9% | -5.4% | +2.7% | +1.0% | +0.4% | -1.1% | -1.9% | +0.2% | -8.8% | +6.4% | -10.5% | -7.2% | +1.9% | -6.0% | +7.8% | -1.7% | +0.3% | |
| Operating Margin | 29.2% | 19.3% | 28.9% | 30.7% | 22.9% | 29.8% | 33.1% | 18.1% | 21.3% | 24.7% | 22.8% | 26.2% | 19.2% | 27.1% | 30.5% | 29.7% | 31.1% | 17.8% | 36.8% | 23.5% | 27.7% |
| — | -35.4% | -12.6% | +69.9% | +7.3% | +20.8% | +45.1% | -31.1% | +11.2% | -9.0% | -25.3% | -11.9% | -38.2% | +52.1% | -17.1% | +26.6% | +12.1% | -33.2% | +15.9% | -49.6% | +31.4% | |
| Net Margin | 23.4% | 15.8% | 23.6% | 24.4% | 18.5% | 24.2% | 26.2% | 14.8% | 17.6% | 20.3% | 18.8% | 21.6% | 16.1% | 22.7% | 25.2% | 25.9% | 25.5% | 15.2% | 30.1% | 19.5% | 23.4% |
| — | -35.0% | -9.9% | +64.9% | +5.2% | +19.5% | +39.9% | -31.6% | +9.1% | -10.6% | -25.6% | -16.6% | -36.7% | +49.6% | -16.1% | +32.9% | +9.0% | -32.6% | +14.1% | -48.7% | +27.1% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.7% | 1.7% | 2.5% | 2.4% | 1.9% | 2.7% | 2.9% | 1.7% | 1.8% | 2.0% | 1.9% | 2.3% | 1.6% | 2.4% | 2.9% | 2.7% | 2.8% | 1.5% | 3.0% | 1.6% | 2.2% |
| — | -36.2% | -12.6% | +42.1% | +2.1% | +30.5% | +49.4% | -27.6% | +11.4% | -13.5% | -32.8% | -14.1% | -42.0% | +58.7% | -3.4% | +63.8% | +30.5% | -28.1% | +15.2% | -53.2% | +25.0% | |
| ROA | 1.0% | 0.2% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.2% | 0.2% |
| — | -37.1% | -9.8% | +49.5% | +4.8% | +30.1% | +42.5% | -30.6% | +7.9% | -16.3% | -35.0% | -15.5% | -41.0% | +60.7% | -4.1% | +54.9% | +20.4% | -31.5% | +12.4% | -54.3% | +19.5% | |
| ROIC | 6.9% | 1.2% | 1.8% | 1.7% | 1.3% | 1.9% | 2.1% | 1.1% | 1.2% | 1.4% | 1.3% | 1.5% | 1.1% | 1.7% | 2.2% | 1.9% | 2.1% | 1.1% | 2.3% | 1.2% | 1.6% |
| — | -36.8% | -15.2% | +49.7% | +8.9% | +38.1% | +61.1% | -23.7% | +12.9% | -20.2% | -40.8% | -21.0% | -48.5% | +58.7% | -3.9% | +57.4% | +36.8% | -26.2% | +22.9% | -51.8% | +35.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.32 | 0.30 | 0.31 | 0.32 | 0.28 | 0.29 | 0.31 | 0.33 | 0.33 | 0.35 | 0.36 | 0.38 | 0.41 | 0.27 | 0.20 | 0.21 | 0.22 | 0.21 | 0.21 | 0.21 | 0.23 |
| — | +2.9% | +0.4% | -1.1% | -16.6% | -18.2% | -15.2% | -13.1% | -18.3% | +33.4% | +84.4% | +83.5% | +88.0% | +25.4% | -5.9% | -0.9% | -7.9% | -12.8% | -20.7% | -24.1% | -19.6% | |
| Debt / EBITDA | 2.61 | 14.43 | 10.07 | 11.11 | 12.15 | 8.99 | 8.63 | 10.27 | 15.31 | 14.26 | 15.58 | 13.89 | 20.69 | 9.43 | 5.72 | 6.85 | 6.17 | 11.89 | 5.65 | 10.54 | 9.16 |
| — | +60.6% | +16.7% | +8.1% | -20.6% | -37.0% | -44.6% | -26.1% | -26.0% | +51.3% | +172.4% | +102.7% | +235.4% | -20.7% | +1.2% | -34.9% | -32.6% | +19.7% | -33.6% | +63.4% | -37.6% | |
| Current Ratio | 56092.09 | 15099.23 | 24874.43 | 297.10 | 0.23 | 0.21 | 0.26 | 0.22 | 0.28 | 0.23 | 0.26 | 0.26 | 0.24 | 0.22 | 0.25 | 0.23 | 0.28 | 0.27 | 0.33 | 0.32 | 0.29 |
| — | +7139962.8% | +9742199.2% | +132126.6% | -19.0% | -9.3% | -0.8% | -13.9% | +18.9% | +6.9% | +1.7% | +14.0% | -15.2% | -20.0% | -22.8% | -27.4% | -3.8% | -4.3% | +11.7% | +24.5% | +41.4% | |
| Quick Ratio | 56092.09 | 15099.23 | 24874.43 | 297.10 | 0.23 | 0.21 | 0.26 | 0.22 | 0.28 | 0.23 | 0.26 | 0.26 | 0.24 | 0.22 | 0.25 | 0.23 | 0.28 | 0.27 | 0.33 | 0.32 | 0.29 |
| — | +7139962.8% | +9742199.2% | +132126.6% | -19.0% | -9.3% | -0.8% | -13.9% | +18.9% | +6.9% | +1.7% | +14.0% | -15.2% | -20.0% | -22.8% | -27.4% | -3.8% | -4.3% | +11.7% | +24.5% | +41.4% | |
| Interest Coverage | 0.71 | 0.44 | 0.69 | 0.67 | 0.54 | 0.80 | 0.83 | 0.44 | 0.48 | 0.54 | 0.52 | 0.67 | 0.59 | 1.14 | 2.28 | 4.95 | 6.54 | 3.52 | 7.57 | 3.60 | 4.15 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying OVBC stock.
Ohio Valley Banc Corp.'s current P/E is 13.5x. The average P/E over the last 4 quarters is 14.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Ohio Valley Banc Corp.'s current operating margin is 29.2%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Ohio Valley Banc Corp.'s business trajectory between earnings reports.