Pineapple Financial Inc. (PAPL) Earnings History
Net Loss6 years of earnings data (2020–2025) · Currently unprofitable on a TTM basis
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Pineapple Financial Inc. (PAPL) Earnings Overview
As of June 29, 2026, Pineapple Financial Inc. (PAPL) reported trailing twelve-month net income of -$28M, reflecting -857.9% year-over-year growth. The company earned $-21.06 per diluted share over the past four quarters, with a net profit margin of -121.8%.
Looking at the long-term picture, PAPL's historical earnings data spans multiple years. The company achieved its highest annual net income of $190,838 in fiscal 2020.
Pineapple Financial Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including TREE ($181M net income, 13.5% margin), UWMC ($66M net income, 0.9% margin), GHLD ($126M net income, 8.3% margin), PAPL has room to improve margins relative to the peer group. Compare PAPL vs TREE →
PAPL Earnings vs Peers
Earnings metrics vs comparable public companies
PAPL Historical Earnings Data (2020–2025)
6 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$4M | +11.3% | -$3M | $-5.46 | -121.8% | -98.7% |
| 2024 | -$4M | -46.1% | -$4M | $-0.57 | -152.6% | -142.2% |
| 2023 | -$3M | +0.0% | -$3M | $-0.39 | -112.3% | -111.2% |
| 2022 | -$3M | -1097.4% | -$3M | $-0.39 | -78.0% | -75.4% |
| 2021 | $-234,683 | -223.0% | $-233,516 | $-0.03 | -1.5% | -1.4% |
| 2020 | $190,838 | - | $229,768 | $0.02 | 5.3% | 6.4% |
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PAPL — Frequently Asked Questions
Quick answers to the most common questions about buying PAPL stock.
What is PAPL earnings per share (EPS)?
PAPL trailing twelve-month (TTM) diluted EPS is $-21.06, reflecting -857.9% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2020 to 2025 is available in the table on this page.
What is Pineapple Financial Inc.'s net income?
Pineapple Financial Inc. (PAPL) trailing twelve-month net income is $-28M as of 2025. Earnings declined -857.9% year-over-year.
Is PAPL profitable?
PAPL is not currently profitable on a TTM basis, reporting a net loss of $-28M. Net margin is -121.8%. Investors should monitor for a return to profitability.
What is PAPL's earnings growth rate?
PAPL compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2020 to 2025.
What are PAPL's profit margins?
Pineapple Financial Inc. net profit margin is -121.8%, operating margin is -98.7%, and gross margin is +44.9%. Below-average margins reflect competitive or cost pressures. Return on Equity is -322.6%.
Is PAPL growing earnings?
PAPL earnings are declining — EPS fell -857.9% year-over-year. TTM net income dropped to $-28M. This contrasts with the 5-year CAGR of N/A.
What was PAPL's best earnings year?
Pineapple Financial Inc.'s highest annual net income on record is $190838.00, achieved in fiscal year 2020. Earnings history on this page spans 2020 to 2025 and includes all annual and quarterly figures.
What were PAPL's earnings last quarter?
PAPL's most recent reported quarter was Q2 2026. Net income was $-19M with diluted EPS of $-14.50. For a full breakdown of all quarters, see the quarterly earnings table on this page.