Last 25 quarters of trend data · Financial Services · Payment Processors & Networks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 49.01 | 44.63 | — | 21.64 | 27.33 | 40.44 | 33.45 | 36.55 | 53.18 | 17.11 | 15.96 | 15.88 | 18.32 | 45.54 | 10.02 | 76.96 | — | — | 98.00 | 20.20 | — |
| — | +10.3% | — | -40.8% | -48.6% | +136.3% | +109.6% | +130.1% | +190.3% | -62.4% | +59.2% | -79.4% | — | — | -89.8% | +281.0% | — | — | — | — | — | |
| P/S Ratio | 2.22 | 2.26 | 2.19 | 1.62 | 1.85 | 2.11 | 2.50 | 2.83 | 3.70 | 2.84 | 2.16 | 2.02 | 2.21 | 2.81 | 2.25 | 3.17 | 2.63 | 3.33 | 2.42 | 2.98 | 4.50 |
| — | +7.0% | -12.4% | -42.9% | -49.9% | -25.7% | +15.8% | +40.5% | +67.9% | +1.1% | -4.2% | -36.5% | -16.1% | -15.6% | -6.9% | +6.6% | -41.5% | -49.0% | -70.9% | -66.5% | -51.1% | |
| P/B Ratio | 3.82 | 3.75 | 3.68 | 2.57 | 2.89 | 3.04 | 3.38 | 3.72 | 5.35 | 3.87 | 3.09 | 2.78 | 2.98 | 3.66 | 2.98 | 4.23 | 3.54 | 3.97 | 2.64 | 3.13 | 5.14 |
| — | +23.3% | +8.7% | -31.0% | -45.9% | -21.4% | +9.5% | +33.8% | +79.6% | +5.7% | +3.7% | -34.2% | -15.8% | -7.8% | +12.7% | +35.2% | -31.1% | -39.0% | -65.5% | -97.9% | -96.4% | |
| P/FCF | 13.87 | 13.32 | 17.62 | 18.35 | 7.25 | 16.18 | 9.57 | 21.22 | 32.74 | 19.49 | 19.20 | 19.30 | 12.36 | 21.56 | 9.32 | — | 13.30 | 48.19 | 17.81 | — | 344.23 |
| — | -17.6% | +84.1% | -13.5% | -77.9% | -17.0% | -50.2% | +9.9% | +164.9% | -9.6% | +106.1% | — | -7.1% | -55.3% | -47.7% | — | -96.1% | — | -44.8% | — | — | |
| EV / EBITDA | 11.28 | 11.50 | 14.04 | 7.04 | 8.74 | 8.86 | 11.81 | 13.11 | 20.06 | 11.92 | 6.71 | 7.97 | 12.64 | 14.09 | 9.30 | 28.06 | — | — | — | — | — |
| — | +29.8% | +18.8% | -46.3% | -56.4% | -25.7% | +75.9% | +64.4% | +58.7% | -15.4% | -27.8% | -71.6% | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | 16.64 | 17.08 | 31.63 | 12.53 | 15.43 | 12.75 | 17.92 | 20.63 | 32.45 | 26.27 | 7.93 | 7.52 | 8.16 | 19.42 | 6.39 | 28.14 | — | — | 39.38 | 13.22 | — |
| — | +34.0% | +76.5% | -39.3% | -52.5% | -51.5% | +126.0% | +174.2% | +297.8% | +35.3% | +24.1% | -73.3% | — | — | -83.8% | +112.9% | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 78.1% | 85.0% | 71.2% | 79.3% | 77.3% | 84.3% | 84.4% | 84.0% | 83.5% | 84.7% | 84.6% | 85.1% | 83.8% | 85.4% | 86.2% | 85.9% | 83.4% | 82.4% | 82.3% | 81.3% | 79.8% |
| — | +0.8% | -15.7% | -5.6% | -7.5% | -0.4% | -0.2% | -1.3% | -0.3% | -0.8% | -1.9% | -0.9% | +0.4% | +3.6% | +4.7% | +5.6% | +4.6% | +3.1% | +10.8% | +1.7% | +6.8% | |
| Operating Margin | 11.8% | 9.1% | 6.2% | 12.2% | 10.5% | 13.4% | 11.5% | 11.9% | 11.2% | 14.2% | 19.3% | 16.8% | 11.5% | 14.2% | 16.2% | 7.8% | -4.7% | -3.2% | -1.5% | -4.6% | -3.0% |
| — | -32.5% | -46.5% | +2.9% | -5.6% | -5.2% | -40.3% | -29.3% | -2.7% | -0.1% | +19.7% | +115.1% | +345.6% | +541.6% | +1186.0% | +268.8% | -54.9% | +39.5% | +91.0% | -305.5% | +69.7% | |
| Net Margin | 7.0% | 5.4% | -0.9% | 7.5% | 6.9% | 5.2% | 7.5% | 8.3% | 6.9% | 16.7% | 13.5% | 12.7% | 12.0% | 6.2% | 22.0% | 4.1% | -5.5% | -16.6% | 3.0% | 14.8% | -13.6% |
| — | +3.3% | -111.9% | -10.3% | -0.4% | -68.9% | -44.8% | -34.3% | -42.3% | +171.6% | -38.6% | +207.1% | +317.8% | +137.0% | +638.4% | -72.0% | +59.3% | -2539.2% | +126.7% | +523.2% | -14.7% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.2% | 2.3% | -0.4% | 2.9% | 2.6% | 1.9% | 2.6% | 2.8% | 2.5% | 6.0% | 4.9% | 4.4% | 4.1% | 2.0% | 7.6% | 1.4% | -1.9% | -4.9% | 0.8% | 4.0% | -3.9% |
| — | +21.8% | -114.5% | +2.9% | +4.4% | -68.8% | -47.5% | -36.2% | -39.7% | +193.2% | -35.7% | +208.9% | +320.3% | +141.3% | +812.0% | -64.7% | +51.2% | -2961.4% | +116.9% | +127.8% | +70.1% | |
| ROA | 0.9% | 0.2% | -0.0% | 0.2% | 0.2% | 0.2% | 0.2% | 0.3% | 0.2% | 0.6% | 0.5% | 0.4% | 0.4% | 0.2% | 0.7% | 0.1% | -0.2% | -0.5% | 0.1% | 0.4% | -0.4% |
| — | -0.7% | -111.3% | -16.1% | -8.7% | -70.9% | -47.4% | -35.4% | -39.3% | +191.4% | -34.7% | +232.7% | +343.6% | +144.8% | +813.1% | -68.2% | +59.0% | -2462.7% | +125.6% | +507.1% | -31.1% | |
| ROIC | 30.7% | 5.4% | 3.2% | 6.3% | 6.3% | 8.5% | 7.9% | 8.8% | 9.1% | 14.5% | 28.4% | 28.4% | 23.3% | 30.0% | 36.6% | 23.2% | -15.6% | -6.2% | -2.2% | -7.7% | -6.5% |
| — | -36.1% | -59.7% | -28.7% | -30.9% | -41.9% | -72.1% | -68.9% | -60.7% | -51.5% | -22.3% | +22.7% | +249.5% | +585.1% | +1801.1% | +400.5% | -138.9% | +71.8% | — | — | -4.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.10 | — | 0.13 | 0.12 | 0.10 | 0.07 | 0.06 | 0.03 | 0.03 | 0.05 | 0.06 | 0.06 | 0.07 | 0.04 | 0.04 | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 | 0.05 |
| — | — | +121.5% | +316.4% | +248.1% | +44.6% | +2.7% | -48.4% | -54.9% | +16.1% | +31.1% | +2.2% | +14.9% | -7.3% | +2.8% | +25.2% | +20.7% | +143.7% | +128.2% | -98.5% | -97.1% | |
| Debt / EBITDA | 0.38 | — | 2.26 | 1.57 | 1.49 | 1.04 | 1.01 | 0.50 | 0.50 | 0.75 | 0.68 | 0.92 | 1.56 | 0.88 | 0.78 | 1.86 | — | — | — | — | — |
| — | — | +124.6% | +213.8% | +195.9% | +38.3% | +47.9% | -45.8% | -67.7% | -14.3% | -13.3% | -50.3% | — | — | — | — | — | — | — | — | — | |
| Current Ratio | 1.00 | 1.02 | 1.00 | 1.00 | 1.00 | 1.01 | 1.00 | 1.00 | 1.00 | 1.00 | 1.09 | 1.09 | 1.09 | 1.10 | 1.10 | 1.10 | 1.08 | 1.09 | 1.09 | 1.10 | 1.10 |
| — | +0.5% | +0.2% | -0.2% | +0.8% | +1.5% | -8.0% | -8.7% | -8.4% | -9.3% | -0.9% | -0.3% | +0.4% | +0.5% | +0.5% | -0.4% | -1.9% | -2.0% | -2.3% | +5.6% | +6.3% | |
| Quick Ratio | 1.00 | 1.02 | 1.00 | 1.00 | 1.00 | 1.01 | 1.00 | 1.00 | 1.00 | 1.00 | 1.09 | 1.09 | 1.09 | 1.10 | 1.10 | 1.10 | 1.08 | 1.09 | 1.09 | 1.10 | 1.10 |
| — | +0.5% | +0.2% | -0.2% | +0.8% | +1.5% | -8.0% | -8.7% | -8.4% | -9.3% | -0.9% | -0.3% | +0.4% | +0.5% | +0.5% | -0.4% | -1.9% | -2.0% | -2.3% | +5.6% | +6.3% | |
| Interest Coverage | — | — | 1.59 | 46.65 | — | 6.25 | 132.50 | — | — | — | — | — | 24.19 | — | — | — | -3.63 | -5.58 | 18.15 | 70.31 | -70.73 |
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Includes 30+ ratios · 25 years · Updated daily
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Quick answers to the most common questions about buying PAYO stock.
Payoneer Global Inc.'s current P/E is 49.0x. The average P/E over the last 3 quarters is 31.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Payoneer Global Inc.'s current operating margin is 11.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Payoneer Global Inc.'s business trajectory between earnings reports.