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PCARPACCAR Inc
$112.09$59.0B
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  4. Financial Ratios

PACCAR Inc (PCAR) Financial Ratios

Latest Ratios: P/E Ratio 24.9x · EV/EBITDA 18.0x · ROE 12.9%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

PCAR Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$59.0B$57.7B$54.8B$51.3B$34.5B$30.7B$30.0B$27.5B$20.1B$25.1B$22.5B
Enterprise Value$68.3B$67.0B$63.6B$58.5B$41.5B$38.1B$37.7B$35.1B$27.5B$32.9B$30.1B
P/E Ratio →24.8524.2813.1711.1511.4716.4823.1011.519.1615.0043.03
P/S Ratio2.072.031.631.461.201.311.601.070.861.291.32
P/B Ratio3.072.993.133.232.622.652.882.832.343.123.32
P/FCF19.4719.0418.9217.5121.1055.5222.2230.9019.3328.8666.92
P/OCF13.3613.0611.8012.2411.4114.0610.039.616.729.249.77

P/E links to full P/E history page with 30-year chart

PCAR EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—2.361.891.661.441.622.021.371.171.691.77
EV / EBITDA18.0317.6910.958.519.2911.6214.408.677.3410.3010.31
EV / EBIT23.0719.8911.7110.2110.7915.8724.0211.8110.2115.7515.61
EV / FCF—22.1221.9719.9725.3768.7527.9839.4826.4037.9089.65

PCAR Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin16.2%16.2%19.9%21.7%18.1%18.2%18.5%18.8%18.7%18.9%19.8%
Operating Margin10.4%10.4%14.5%16.9%12.8%9.8%—11.6%11.4%10.8%11.3%
Net Profit Margin8.4%8.4%12.4%13.1%10.4%7.9%6.9%9.3%9.3%8.6%3.1%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE12.9%12.9%24.9%31.7%24.3%17.0%12.9%26.1%26.4%22.6%7.6%
ROA5.4%5.4%9.9%12.4%9.6%6.5%4.6%8.9%9.0%7.6%2.5%
ROIC8.1%8.1%14.9%20.6%14.1%9.3%—13.4%12.7%10.3%10.0%
ROCE9.3%9.3%16.7%23.0%16.3%10.9%—15.7%15.3%12.7%12.3%

PCAR Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.810.810.910.910.890.931.091.221.261.271.41
Debt / EBITDA4.134.132.742.092.613.284.322.912.883.193.27
Net Debt / Equity—0.480.500.450.530.630.750.790.860.981.13
Net Debt / EBITDA2.462.461.521.051.562.242.971.881.972.452.61
Debt / FCF—3.083.052.464.2713.245.768.587.079.0422.72
Interest Coverage9.739.73174.661122.22—585.46———1230.35187.27

PCAR Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio3.083.082.642.502.602.622.692.412.422.572.81
Quick Ratio2.882.882.452.302.372.372.522.272.262.422.66
Cash Ratio0.850.850.760.700.660.620.680.630.590.600.63
Asset Turnover—0.640.780.860.870.800.660.900.920.830.83
Inventory Turnover10.8910.8911.3910.6710.739.7412.4918.0216.1317.0018.77
Days Sales Outstanding—278.91230.38205.42198.99209.42253.7118.6220.4221.1618.48

PCAR Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield3.8%3.9%4.2%3.0%2.9%2.3%4.1%4.1%4.0%2.2%3.7%
Payout Ratio95.4%95.4%55.0%33.0%33.4%38.0%95.3%47.7%36.6%33.3%159.0%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield4.0%4.1%7.6%9.0%8.7%6.1%4.3%8.7%10.9%6.7%2.3%
FCF Yield5.1%5.3%5.3%5.7%4.7%1.8%4.5%3.2%5.2%3.5%1.5%
Buyback Yield0.1%0.1%0.0%0.0%0.0%0.0%0.1%0.4%1.8%0.0%0.3%
Total Shareholder Yield3.9%4.0%4.2%3.0%2.9%2.3%4.3%4.5%5.8%2.2%4.0%
Shares Outstanding—$527M$527M$525M$523M$523M$521M$521M$528M$529M$528M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetHealthy
Cash FlowStable
Top Statement Risk

Cyclical demand downturn

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Margin Compression Reflects Cyclical Trough

Gross margin fell from 21.4% in Q1 2024 to 16.1% in Q2 2026, a 530 basis point decline, according to quarterly filings, indicating reduced pricing power and lower capacity utilization during the downturn.

The sequential improvement in Q2 2026 (gross margin up 300 bps from Q1) suggests the trough may be near, but the year-over-year contraction remains steep. Operating margin at 11.7% is still above the 10-year average, yet the trend is clearly downward, reflecting negative operating leverage as fixed costs persist. Net margin held at 10.0% partly due to lower tax rates and financial services income, but this may not be sustainable if truck demand remains weak.

ROIC Decay Signals Cyclical Pressure

ROIC has fallen from 4.5% in Q1 2024 to 2.3% in Q2 2026, per reported data, indicating that returns on invested capital are compressing as margins decline and the asset base remains elevated.

The decline in ROIC is driven primarily by margin compression rather than asset efficiency, as asset turnover has been relatively stable around 0.15-0.22. This suggests that the company's competitive advantages are intact but are being temporarily overshadowed by the cyclical downturn. Investors should monitor whether ROIC recovers to the 4-5% range as the cycle turns, which would confirm the resilience of the business model.

Working Capital Swings Distort Efficiency

Cash conversion cycle lengthened to 207 days in Q2 2026 from 164 days in Q2 2024, as reported in financial statements, driven by a sharp increase in days sales outstanding to 261 days, indicating slower collections.

The DSO spike is unusual for PACCAR and may reflect a shift in sales mix toward large fleet customers with extended payment terms, or it could signal collection difficulties. DIO has remained stable, while DPO has been volatile, suggesting that PACCAR is not using supplier financing to offset the receivable drag. The resulting CCC expansion ties up cash and reduces operational efficiency, but it may be a temporary cyclical artifact.

Leverage Drifts Lower Amid Cyclical Pressure

Debt-to-equity improved from 0.91 in Q4 2024 to 0.72 in Q2 2026, per quarterly filings, even as revenue contracted 15.5% YoY, suggesting a conservative balance sheet posture during the downturn.

Total debt declined to $14.7B, and interest coverage, where available, remains comfortable (28.25x in Q1 2026). The D/EBITDA ratio has risen to 16.72, reflecting lower EBITDA, but this is a function of the cycle rather than a structural shift. The company's access to capital appears solid, and the gradual deleveraging suggests management is prioritizing balance sheet strength over aggressive capital returns.

Liquidity Buffer Masks Captive Finance Complexity

Current ratio improved to 3.12 in Q2 2026 from 3.02 a year earlier, per balance sheet data, while cash of $5.6B provides a substantial cushion, though a portion is tied to financial services.

The quick ratio of 2.90 indicates that inventory is not a major liquidity concern, but the reported cash balance likely includes funds held by the captive finance arm, which are not freely available for industrial operations. Under a severe stress scenario, the financial services segment could face credit losses that erode this liquidity buffer. Nevertheless, the strong current ratio and conservative leverage suggest the company can weather a prolonged downturn.

P/E Misleads in Cyclical Downturn

The trailing P/E of 29.42 appears expensive, but as reported in financial statements, earnings are at cyclical trough levels, making the multiple misleading; a normalized earnings approach is more appropriate.

Investors often apply a simple P/E to PACCAR without adjusting for the cyclicality of truck demand. At the trough, earnings are depressed, inflating the P/E, while at the peak, the P/E looks artificially low. A better metric is EV/EBITDA on normalized mid-cycle earnings, or price-to-book, which at 3.63 is more reasonable given the company's historical ROE. The forward P/E of 22.60 still embeds expectations of a recovery, but the risk is that the recovery is slower than expected, as evidenced by the recent EPS miss.

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Includes 30+ ratios · 30 years · Updated daily

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PCAR — Frequently Asked Questions

Quick answers to the most common questions about buying PCAR stock.

What is PACCAR Inc's P/E ratio?

PACCAR Inc's current P/E ratio is 24.9x. The historical average is 19.8x. This places it at the 87th percentile of its historical range.

What is PACCAR Inc's EV/EBITDA?

PACCAR Inc's current EV/EBITDA is 18.0x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 10.4x.

What is PACCAR Inc's ROE?

PACCAR Inc's return on equity (ROE) is 12.9%. The historical average is 20.5%.

Is PCAR stock overvalued?

Based on historical data, PACCAR Inc is trading at a P/E of 24.9x. This is at the 87th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is PACCAR Inc's dividend yield?

PACCAR Inc's current dividend yield is 3.84% with a payout ratio of 95.4%.

What are PACCAR Inc's profit margins?

PACCAR Inc has 16.2% gross margin and 10.4% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does PACCAR Inc have?

PACCAR Inc's Debt/EBITDA ratio is 4.1x, indicating high leverage. A ratio above 4x may signal elevated financial risk.