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PEGAPegasystems Inc.
$35.18$5.8B
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  4. Financial Ratios

Pegasystems Inc. (PEGA) Financial Ratios

Latest Ratios: P/E Ratio 16.5x · EV/EBITDA 19.5x · ROE 57.3%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

PEGA Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$5.8B$11.0B$8.4B$4.1B$2.8B$9.1B$10.7B$6.3B$4.0B$3.9B$2.9B
Enterprise Value$5.6B$10.9B$8.6B$4.5B$3.3B$9.6B$11.1B$6.3B$3.9B$3.7B$2.8B
P/E Ratio →16.5228.0484.7361.07————374.3339.64105.88
P/S Ratio3.316.325.582.902.137.5110.526.914.464.653.83
P/B Ratio8.2614.0214.2711.7321.4421.8719.7511.686.3910.538.55
P/FCF11.7922.4924.7020.64—317.52——42.9827.03138.09
P/OCF11.4521.8424.1519.05125.62232.65——38.0824.6971.99

P/E links to full P/E history page with 30-year chart

PEGA EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—6.245.723.142.547.9410.946.894.334.453.73
EV / EBITDA19.5437.7153.7738.93————467.0731.7637.44
EV / EBIT21.4638.6657.3143.98—————40.1852.29
EV / FCF—22.2125.3322.39—335.85——41.7425.91134.69

PEGA Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin75.9%75.9%73.9%73.6%72.0%72.2%69.4%66.0%66.2%72.4%69.7%
Operating Margin15.1%15.1%8.3%5.7%-8.3%-7.8%-14.1%-14.8%-1.9%11.1%6.8%
Net Profit Margin22.5%22.5%6.6%4.7%-26.2%-5.2%-6.0%-9.9%1.2%3.9%3.6%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE57.3%57.3%21.1%28.0%-126.4%-13.2%-11.4%-15.6%2.1%9.3%8.2%
ROA23.1%23.1%6.0%4.7%-23.4%-3.9%-4.7%-9.2%1.2%4.8%4.2%
ROIC27.2%27.2%12.4%8.8%-10.2%-7.4%-14.5%-19.6%-3.6%29.5%15.3%
ROCE33.4%33.4%15.3%9.2%-11.4%-8.4%-16.4%-21.4%-3.2%23.9%13.9%

PEGA Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.100.100.941.645.261.651.100.10———
Debt / EBITDA0.260.263.455.03———————
Net Debt / Equity—-0.170.360.994.151.260.78-0.03-0.18-0.44-0.21
Net Debt / EBITDA-0.47-0.471.333.04————-13.85-1.38-0.94
Debt / FCF—-0.280.631.75—18.34——-1.24-1.12-3.40
Interest Coverage219.39219.3921.8714.88-19.76-15.59-5.45————

Net cash position: cash ($212M) exceeds total debt ($76M)

PEGA Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.331.331.231.781.571.732.121.341.841.511.40
Quick Ratio1.331.331.231.781.571.732.121.341.841.511.40
Cash Ratio0.580.580.680.730.550.751.010.180.630.710.47
Asset Turnover—1.070.850.950.970.760.630.930.911.161.15
Inventory Turnover———————————
Days Sales Outstanding—100.89134.79143.31141.74134.85157.22152.16144.73166.23135.82

PEGA Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.2%0.1%0.1%0.2%0.4%0.1%0.1%0.2%0.2%0.2%0.3%
Payout Ratio3.9%3.9%10.3%14.7%————88.8%28.2%34.0%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield6.1%3.6%1.2%1.6%————0.3%2.5%0.9%
FCF Yield8.5%4.4%4.0%4.8%—0.3%——2.3%3.7%0.7%
Buyback Yield8.6%4.5%0.9%0.0%1.7%1.3%1.0%1.1%2.3%1.2%1.5%
Total Shareholder Yield8.9%4.7%1.0%0.3%2.0%1.5%1.1%1.2%2.6%1.4%1.8%
Shares Outstanding—$185M$179M$170M$164M$163M$161M$158M$166M$166M$159M

Key Metrics

Growth RegimeMixed
ProfitabilityStable
Balance SheetHealthy
Cash FlowStable
Top Statement Risk

Generative AI disruption overhang

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Cloud Transition Masks Margin Volatility

Gross margin expanded from 70.2% in 2024Q3 to 74.3% in 2026Q2, yet operating margin swung from -6.2% to 26.7% across quarters, reflecting seasonal fixed-cost absorption and ASC 606 timing distortions.

The reported gross margin improvement suggests Pega Cloud infrastructure costs are scaling efficiently, but the operating margin volatility indicates that fixed cost absorption remains highly seasonal, with non-Q4 quarters consistently showing single-digit margins. Net margin spiked to 46.5% in 2025Q4 due to the legal victory, but normalized to 3.2% in 2026Q2, revealing underlying profitability remains modest. Investors should monitor the sustainability of gross margin expansion as cloud mix shifts, since the 74.3% level still trails peers like ServiceNow, which consistently exceeds 80%.

ROIC Recovery Post-Legal Overhang

ROIC improved from -2.2% in 2024Q1 to 13.3% in 2025Q4, but fell to 2.6% in 2026Q2, indicating that the legal resolution boosted returns temporarily while underlying capital efficiency remains cyclical.

The dramatic swing in ROIC, from negative to double-digit, appears driven by the reversal of the $2 billion Appian judgment, which reduced debt and boosted equity, rather than operational improvements. Excluding the 2025Q4 anomaly, ROIC has averaged around 3-5% in recent quarters, suggesting the business is not yet compounding returns at a level commensurate with its valuation. The low asset turnover of 0.29x indicates that capital efficiency is constrained by the asset-light model, where revenue generation relies on human capital and cloud infrastructure rather than physical assets.

Working Capital Swings Distort Efficiency

DSO improved from 131 days in 2024Q1 to 66 days in 2026Q2, but cash conversion cycle data remains unavailable, and working capital swings of over $100M quarterly suggest billing timing distortions.

The improvement in DSO suggests better collections discipline, but the lack of DIO and CCC data limits a full efficiency assessment. The large quarterly swings in working capital, as noted in cash flow analysis, appear tied to ASC 606 revenue recognition and seasonal contract signings, which may obscure true operational efficiency. Asset turnover has remained stable around 0.29x, indicating that revenue generation per dollar of assets is not improving, which may reflect the heavy investment in cloud infrastructure and deferred costs.

Leverage Normalizes After Legal Victory

Debt-to-equity collapsed from 1.48 in 2024Q1 to 0.13 by 2026Q2, with total debt falling from $577.8M to $72.0M, reflecting the overturning of the $2 billion Appian judgment.

The dramatic deleveraging appears directly tied to the legal resolution, which removed a massive contingent liability and allowed the company to pay down debt. Interest coverage improved from negative levels in 2024 to 106.2x in 2026Q2, indicating that debt service is now highly comfortable, though the low absolute debt level suggests limited refinancing risk. However, the D/EBITDA ratio of 4.34x in 2026Q2, up from 0.68x in 2025Q4, warrants monitoring as EBITDA normalizes post-legal boost, potentially indicating that leverage is higher than the headline D/E suggests.

Liquidity Adequate but Below Comfort Threshold

Current ratio improved from 1.01 in 2024Q1 to 1.06 in 2026Q2, with cash of $185.1M covering 2.6x total debt, though the ratio remains below the 1.5 threshold often considered healthy.

The liquidity position appears sufficient to weather short-term shocks, but the current ratio's proximity to 1.0 suggests limited buffer against working capital swings. The quick ratio equals the current ratio at 1.06, indicating that inventory is not a significant factor, which is typical for a software company. However, the reliance on deferred revenue and unbilled receivables for future cash flows introduces uncertainty, as these items can be volatile and may not convert to cash as quickly as expected.

Misapplied P/E Overstates Earnings Quality

The trailing P/E of 15.78 appears misleadingly low given that 2025Q4 net income included a $234.6M legal gain, inflating EPS and masking the underlying earnings power.

The market may be misapplying the P/E ratio to PEGA without adjusting for the one-time legal victory, which boosted net margin to 46.5% in 2025Q4. Excluding that gain, the normalized P/E would be significantly higher, potentially exceeding 30x, which would align more closely with the forward P/E of 13.71 only if the market expects sustained growth. Investors should instead focus on EV/EBITDA, which at 18.65x appears more reasonable, but the forward EV/EBITDA of 63.17x suggests the market is pricing in a sharp EBITDA decline, possibly reflecting the normalization of legal-related gains. A more appropriate metric would be EV/FCF, given the company's strong cash generation, which at 11.26x indicates the stock may be undervalued on a cash basis.

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Includes 30+ ratios · 30 years · Updated daily

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PEGA — Frequently Asked Questions

Quick answers to the most common questions about buying PEGA stock.

What is Pegasystems Inc.'s P/E ratio?

Pegasystems Inc.'s current P/E ratio is 16.5x. The historical average is 60.0x. This places it at the 10th percentile of its historical range.

What is Pegasystems Inc.'s EV/EBITDA?

Pegasystems Inc.'s current EV/EBITDA is 19.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 32.2x.

What is Pegasystems Inc.'s ROE?

Pegasystems Inc.'s return on equity (ROE) is 57.3%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 2.4%.

Is PEGA stock overvalued?

Based on historical data, Pegasystems Inc. is trading at a P/E of 16.5x. This is at the 10th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Pegasystems Inc.'s dividend yield?

Pegasystems Inc.'s current dividend yield is 0.24% with a payout ratio of 3.9%.

What are Pegasystems Inc.'s profit margins?

Pegasystems Inc. has 75.9% gross margin and 15.1% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does Pegasystems Inc. have?

Pegasystems Inc.'s Debt/EBITDA ratio is 0.3x, indicating low leverage. A ratio below 2x is generally considered financially healthy.