Preferred Bank (PFBC) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Preferred Bank (PFBC) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

PFBC Income Statement

Preferred Bank (PFBC) annual income statement — 22-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	69.99M	65.31M	69.97M	71.31M	66.87M	62.66M	69.17M	68.85M	66.11M	68.5M	69.4M	72.95M	73.31M	73.72M	74.11M	66.79M	56.42M	50.03M	49.42M	47.75M
NII Growth %	4.66%	4.24%	1.16%	3.58%	1.16%	-8.53%	-0.32%	-5.63%	-9.82%	-7.07%	-6.36%	9.23%	29.93%	47.34%	49.97%	39.87%	30.13%	10.33%	7.28%	8.24%
Net Interest Margin %	0.91%	0.85%	0.92%	0.95%	0.92%	0.88%	1%	1%	0.97%	1.01%	1.04%	1.1%	1.1%	1.14%	1.15%	1.06%	0.91%	0.81%	0.82%	0.8%
Interest Income	122.45M	116.88M	124.63M	126.85M	120.44M	114.53M	125.86M	129.42M	127.29M	126.52M	124.96M	125.53M	118.41M	109.08M	98.38M	78.42M	62.56M	55.02M	54.79M	53.61M
Interest Expense	52.46M	51.56M	54.66M	55.54M	53.57M	51.87M	56.69M	60.58M	61.19M	58.02M	55.57M	52.58M	45.1M	35.37M	24.27M	11.63M	6.13M	4.99M	5.37M	5.86M
Loan Loss Provision	1.2M	1.5M	4.3M	2.5M	1.6M	700K	2M	3.2M	2.5M	4.4M	3.5M	3.5M	2.5M	500K	2M	2.7M	2.9M	-250K	-900K	-1.5M
Non-Interest Income	3.3M	3.95M	4.63M	3.67M	3.76M	4M	1.4M	3.46M	3.4M	3.06M	-1.24M	2.97M	3.1M	-1.07M	-10K	2.19M	2.6M	2.27M	1.97M	2.78M
Non-Interest Income %	4.5%	5.7%	6.2%	4.89%	5.33%	6%	1.99%	4.78%	4.9%	4.28%	-1.82%	3.91%	4.06%	-1.47%	-0.01%	3.17%	4.41%	4.33%	3.83%	5.51%
Total Net Revenue	73.29M	69.26M	74.6M	74.97M	70.64M	66.66M	70.58M	72.31M	69.51M	71.56M	68.16M	75.93M	76.41M	72.65M	74.1M	68.98M	59.02M	52.3M	51.38M	50.54M
Revenue Growth %	3.76%	3.91%	5.71%	3.69%	1.62%	-6.86%	3.55%	-4.77%	-9.03%	-1.49%	-8.02%	10.07%	29.45%	38.91%	44.21%	36.49%	31.15%	12%	8.36%	10.53%
Non-Interest Expense	23.53M	23.18M	20.91M	21.5M	22.45M	23.37M	26.01M	22.09M	19.7M	20.03M	14.53M	19.01M	20.85M	18.9M	17.16M	17.4M	17.14M	16.16M	14.81M	15.37M
Efficiency Ratio	32.11%	33.46%	28.03%	28.67%	31.78%	35.06%	36.86%	30.55%	28.34%	27.99%	21.32%	25.04%	27.29%	26.02%	23.15%	25.23%	29.04%	30.89%	28.81%	30.41%
Operating Income	48.56M	44.58M	49.39M	50.98M	46.59M	42.59M	42.56M	47.02M	47.31M	47.14M	50.13M	53.42M	53.06M	53.25M	54.94M	48.88M	38.98M	36.39M	37.48M	36.67M
Operating Margin %	66.26%	64.37%	66.21%	67.99%	65.96%	63.89%	60.31%	65.03%	68.07%	65.87%	73.55%	70.35%	69.44%	73.3%	74.15%	70.86%	66.05%	69.58%	72.94%	72.55%
Operating Income Growth %	4.22%	4.69%	16.04%	8.42%	-1.53%	-9.65%	-15.09%	-11.98%	-10.83%	-11.48%	-8.76%	9.29%	36.1%	46.32%	46.61%	33.3%	29.76%	22.77%	29.04%	59%
Pretax Income	48.56M	44.58M	49.39M	50.98M	46.59M	42.59M	42.56M	47.02M	47.31M	47.14M	50.13M	53.42M	53.06M	53.25M	54.94M	48.88M	38.98M	36.39M	37.48M	36.67M
Pretax Margin %	66.26%	64.37%	66.21%	67.99%	65.96%	63.89%	60.31%	65.03%	68.07%	65.87%	73.55%	70.35%	69.44%	73.3%	74.15%	70.86%	66.05%	69.58%	72.94%	72.55%
Income Tax	15.02M	13.44M	14.57M	15.04M	13.74M	12.56M	12.34M	13.63M	13.72M	13.67M	14.29M	15.22M	15.12M	15.18M	15.38M	13.69M	10.92M	10.36M	11.06M	10.52M
Effective Tax Rate %	30.93%	30.15%	29.5%	29.5%	29.5%	29.5%	29%	29%	29%	29%	28.51%	28.5%	28.5%	28.5%	28%	28%	28%	28.48%	29.5%	28.7%
Net Income	33.54M	31.14M	34.82M	35.94M	32.85M	30.02M	30.22M	33.38M	33.59M	33.47M	35.84M	38.19M	37.94M	38.07M	39.56M	35.19M	28.07M	26.03M	26.42M	26.14M
Net Margin %	45.76%	44.97%	46.68%	47.93%	46.5%	45.04%	42.82%	46.17%	48.33%	46.76%	52.58%	50.3%	49.65%	52.41%	53.39%	51.02%	47.55%	49.77%	51.42%	51.73%
Net Income Growth %	2.11%	3.73%	15.22%	7.66%	-2.22%	-10.29%	-15.68%	-12.59%	-11.45%	-12.1%	-9.41%	8.53%	35.15%	46.28%	49.73%	34.59%	30.68%	22.8%	26.54%	52.67%
Net Income (Continuing)	33.54M	31.14M	34.82M	35.94M	32.85M	30.02M	30.22M	33.38M	33.59M	33.47M	35.84M	38.19M	37.94M	38.07M	39.56M	35.19M	28.07M	26.03M	26.42M	26.14M
EPS (Diluted)	2.78	2.53	2.79	2.84	2.57	2.23	2.25	2.46	2.48	2.44	2.60	2.71	2.61	2.61	2.71	2.40	1.87	1.74	1.78	1.76
EPS Growth %	8.17%	13.45%	24%	15.45%	3.63%	-8.61%	-13.46%	-9.23%	-4.98%	-6.51%	-4.06%	12.92%	39.57%	50%	52.25%	36.36%	29.86%	22.54%	27.14%	53.04%
EPS (Basic)	2.83	2.57	2.85	2.90	2.61	2.27	2.29	2.50	2.51	2.48	2.63	2.74	2.63	2.64	2.76	2.44	1.90	1.76	1.78	1.76
Diluted Shares Outstanding	12.05M	12.29M	12.48M	12.63M	13.04M	13.45M	13.44M	13.54M	13.55M	13.74M	13.8M	14.11M	14.56M	14.6M	14.62M	14.64M	15.01M	14.98M	14.88M	14.88M