Preferred Bank (PFBC) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 65.31M | 69.97M | 71.31M | 66.87M | 62.66M | 69.17M | 68.85M | 66.11M | 68.5M | 69.4M | 72.95M | 73.31M |
| NII Growth % | 4.24% | 1.16% | 3.58% | 1.16% | -8.53% | -0.32% | -5.63% | -9.82% | -7.07% | -6.36% | 9.23% | 29.93% |
| Net Interest Margin % | 0.85% | 0.92% | 0.95% | 0.92% | 0.88% | 1% | 1% | 0.97% | 1.01% | 1.04% | 1.1% | 1.1% |
| Interest Income | 116.88M | 124.63M | 126.85M | 120.44M | 114.53M | 125.86M | 129.42M | 127.29M | 126.52M | 124.96M | 125.53M | 118.41M |
| Interest Expense | 51.56M | 54.66M | 55.54M | 53.57M | 51.87M | 56.69M | 60.58M | 61.19M | 58.02M | 55.57M | 52.58M | 45.1M |
| Loan Loss Provision | 1.5M | 4.3M | 2.5M | 1.6M | 700K | 2M | 3.2M | 2.5M | 4.4M | 3.5M | 3.5M | 2.5M |
| Non-Interest Income | 3.95M | 4.63M | 3.67M | 3.76M | 4M | 1.4M | 3.46M | 3.4M | 3.06M | -1.24M | 2.97M | 3.1M |
| Non-Interest Income % | 3.27% | 3.58% | 2.81% | 3.03% | 3.37% | 1.1% | 2.6% | 2.6% | 2.37% | -1% | 2.31% | 2.55% |
| Total Revenue | 120.82M | 129.26M | 130.51M | 124.2M | 118.53M | 127.26M | 132.88M | 130.7M | 129.59M | 123.73M | 128.5M | 121.51M |
| Revenue Growth % | 1.94% | 1.57% | -1.78% | -4.97% | -8.53% | 2.86% | 3.41% | 7.56% | 19.97% | 25.78% | 59.42% | 86.48% |
| Non-Interest Expense | 23.18M | 20.91M | 21.5M | 22.45M | 23.37M | 26.01M | 22.09M | 19.7M | 20.03M | 14.53M | 19.01M | 20.85M |
| Efficiency Ratio | 19.18% | 16.18% | 16.47% | 18.07% | 19.72% | 20.44% | 16.62% | 15.07% | 15.46% | 11.74% | 14.79% | 17.16% |
| Operating Income | 44.58M | 49.39M | 50.98M | 46.59M | 42.59M | 42.56M | 47.02M | 47.31M | 47.14M | 50.13M | 53.42M | 53.06M |
| Operating Margin % | 36.9% | 38.21% | 39.06% | 37.51% | 35.93% | 33.45% | 35.38% | 36.2% | 36.38% | 40.52% | 41.57% | 43.66% |
| Operating Income Growth % | 4.69% | 16.04% | 8.42% | -1.53% | -9.65% | -15.09% | -11.98% | -10.83% | -11.48% | -8.76% | 9.29% | 36.1% |
| Pretax Income | 44.58M | 49.39M | 50.98M | 46.59M | 42.59M | 42.56M | 47.02M | 47.31M | 47.14M | 50.13M | 53.42M | 53.06M |
| Pretax Margin % | 36.9% | 38.21% | 39.06% | 37.51% | 35.93% | 33.45% | 35.38% | 36.2% | 36.38% | 40.52% | 41.57% | 43.66% |
| Income Tax | 13.44M | 14.57M | 15.04M | 13.74M | 12.56M | 12.34M | 13.63M | 13.72M | 13.67M | 14.29M | 15.22M | 15.12M |
| Effective Tax Rate % | 30.15% | 29.5% | 29.5% | 29.5% | 29.5% | 29% | 29% | 29% | 29% | 28.51% | 28.5% | 28.5% |
| Net Income | 31.14M | 34.82M | 35.94M | 32.85M | 30.02M | 30.22M | 33.38M | 33.59M | 33.47M | 35.84M | 38.19M | 37.94M |
| Net Margin % | 25.78% | 26.94% | 27.54% | 26.45% | 25.33% | 23.75% | 25.12% | 25.7% | 25.83% | 28.97% | 29.72% | 31.22% |
| Net Income Growth % | 3.73% | 15.22% | 7.66% | -2.22% | -10.29% | -15.68% | -12.59% | -11.45% | -12.1% | -9.41% | 8.53% | 35.15% |
| Net Income (Continuing) | 31.14M | 34.82M | 35.94M | 32.85M | 30.02M | 30.22M | 33.38M | 33.59M | 33.47M | 35.84M | 38.19M | 37.94M |
| EPS (Diluted) | 2.53 | 2.79 | 2.84 | 2.57 | 2.23 | 2.25 | 2.46 | 2.48 | 2.44 | 2.60 | 2.71 | 2.61 |
| EPS Growth % | 13.45% | 24% | 15.45% | 3.63% | -8.61% | -13.46% | -9.23% | -4.98% | -6.51% | -4.06% | 12.92% | 39.57% |
| EPS (Basic) | 2.57 | 2.85 | 2.90 | 2.61 | 2.27 | 2.29 | 2.50 | 2.51 | 2.48 | 2.63 | 2.74 | 2.63 |
| Diluted Shares Outstanding | 12.29M | 12.48M | 12.63M | 13.04M | 13.45M | 13.44M | 13.54M | 13.55M | 13.74M | 13.8M | 14.11M | 14.56M |