Peoples Financial Services Corp. (PFIS) Earnings History
Annual and quarterly earnings data from 1997 to 2025
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PFIS EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
PFIS Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 66.6% | 25.7% | 21.1% |
| 2024 | 50.1% | 3.7% | 3.7% |
| 2023 | 61.2% | 19.8% | 16.7% |
| 2022 | 87.8% | 36.7% | 30.8% |
| 2021 | 89.6% | 49.7% | 40.4% |
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Peoples Financial Services Corp. (PFIS) Earnings Overview
As of May 8, 2026, Peoples Financial Services Corp. (PFIS) reported trailing twelve-month net income of $59M, reflecting +493.9% year-over-year growth. The company earned $5.87 per diluted share over the past four quarters, with a net profit margin of 21.1%.
Looking at the long-term picture, PFIS's 5-year EPS compound annual growth rate (CAGR) stands at +8.0%, showing solid earnings momentum. The company achieved its highest annual net income of $59M in fiscal 2025, representing a new all-time high.
Peoples Financial Services Corp. maintains industry-leading profitability with a gross margin of 66.6%, operating margin of 25.7%, and net margin of 21.1%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including NBTB ($169M net income, 19.5% margin), FULT ($392M net income, 20.7% margin), CZWI ($14M net income, 16.0% margin), PFIS has outperformed on profitability metrics. Compare PFIS vs NBTB →
PFIS Earnings vs Peers
Earnings metrics vs comparable public companies
PFIS Historical Earnings Data (1997–2025)
29 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $59M | +596.5% | $72M | $5.88 | 21.1% | 25.7% |
| 2024 | $8M | -69.0% | $8M | $0.99 | 3.7% | 3.7% |
| 2023 | $27M | -28.1% | $33M | $3.83 | 16.7% | 19.8% |
| 2022 | $38M | -12.5% | $45M | $5.28 | 30.8% | 36.7% |
| 2021 | $44M | +48.3% | $54M | $6.01 | 40.4% | 49.7% |
| 2020 | $29M | +14.1% | $34M | $4.00 | 26.5% | 30.9% |
| 2019 | $26M | +3.3% | $29M | $3.72 | 23.7% | 26.6% |
| 2018 | $25M | +35.0% | $28M | $3.37 | 25.3% | 28.8% |
| 2017 | $18M | -5.7% | $27M | $2.50 | 20.7% | 29.9% |
| 2016 | $20M | +10.5% | $25M | $2.65 | 23.9% | 30.0% |
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Start ComparisonPFIS — Frequently Asked Questions
Quick answers to the most common questions about buying PFIS stock.
Is PFIS growing earnings?
PFIS EPS is $5.87, with earnings growth accelerating to +493.9%. This exceeds the 5-year CAGR of +8.0%. TTM net income reached $59M.
What are PFIS's profit margins?
Peoples Financial Services Corp. net margin is +21.1%, with operating margin at +25.7%. Above-average margins indicate pricing power.
How consistent are PFIS's earnings?
PFIS earnings data spans 1997-2025. The accelerating earnings trend is +493.9% YoY. Historical data enables comparison across business cycles.