The PNC Financial Services Group, Inc. (PNC) quarterly income statement — complete revenue, gross profit & net income history
The PNC Financial Services Group, Inc. (PNC) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 3.96B | 3.73B | 3.65B | 3.56B | 3.48B | 3.52B | 3.41B | 3.3B | 3.26B | 3.4B | 3.42B | 3.51B | 3.58B | 3.68B | 3.48B | 3.05B | 2.8B | 2.86B | 2.86B | 2.58B |
| NII Growth % | 13.95% | 5.9% | 6.98% | 7.66% | 6.5% | 3.53% | -0.23% | -5.93% | -8.95% | -7.63% | -1.64% | 15.04% | 27.85% | 28.72% | 21.67% | 18.21% | 19.42% | 18.07% | 14.98% | 2.14% |
| Net Interest Margin % | 0.66% | 0.65% | 0.64% | 0.64% | 0.63% | 0.63% | 0.6% | 0.59% | 0.58% | 0.61% | 0.61% | 0.63% | 0.64% | 0.66% | 0.62% | 0.56% | 0.52% | 0.51% | 0.52% | 0.47% |
| Interest Income | 6.44B | 6.38B | 6.53B | 6.27B | 6.13B | 6.49B | 6.82B | 6.57B | 6.5B | 6.5B | 6.2B | 5.94B | 5.66B | 5.11B | 4.13B | 3.28B | 2.91B | 2.98B | 2.98B | 2.7B |
| Interest Expense | 2.48B | 2.65B | 2.88B | 2.71B | 2.65B | 2.97B | 3.41B | 3.27B | 3.24B | 3.1B | 2.79B | 2.43B | 2.07B | 1.43B | 657M | 230M | 110M | 113M | 119M | 120M |
| Loan Loss Provision | -2.27B | 139M | 167M | 254M | 214M | 150M | 242M | 249M | 156M | 244M | 129M | 146M | 207M | 392M | 242M | 36M | -195M | -346M | -203M | 302M |
| Non-Interest Income | -279M | 2.34B | 2.27B | 2.11B | 1.97B | 2.04B | 2.02B | 1.37B | 1.88B | 1.97B | 1.81B | 1.78B | 1.99B | 2.06B | 2.08B | 2.06B | 1.9B | 2.25B | 2.34B | 2.09B |
| Non-Interest Income % | -7.58% | 38.54% | 38.33% | 37.2% | 36.19% | 36.65% | 37.21% | 29.31% | 36.57% | 36.66% | 34.68% | 33.69% | 35.7% | 35.9% | 37.39% | 40.36% | 40.4% | 43.97% | 45.05% | 44.7% |
| Total Net Revenue | 3.68B | 6.07B | 5.92B | 5.66B | 5.45B | 5.56B | 5.43B | 4.67B | 5.15B | 5.37B | 5.23B | 5.29B | 5.58B | 5.75B | 5.55B | 5.12B | 4.71B | 5.11B | 5.2B | 4.67B |
| Revenue Growth % | -32.4% | 9.17% | 8.91% | 21.19% | 5.85% | 3.5% | 3.78% | -11.75% | -7.7% | -6.51% | -5.71% | 3.46% | 18.49% | 12.51% | 6.79% | 9.62% | 12.24% | 21.82% | 22.77% | 15.38% |
| Non-Interest Expense | 3.77B | 3.6B | 3.46B | 3.38B | 3.39B | 3.51B | 3.33B | 2.6B | 3.33B | 4.07B | 3.25B | 3.37B | 3.32B | 3.47B | 3.28B | 3.24B | 3.17B | 3.79B | 3.59B | 3.05B |
| Efficiency Ratio | 102.34% | 59.35% | 58.51% | 59.76% | 62.18% | 63.05% | 61.26% | 55.73% | 64.79% | 75.82% | 62.01% | 63.71% | 59.57% | 60.45% | 59.1% | 63.41% | 67.42% | 74.22% | 69.02% | 65.35% |
| Operating Income | 2.19B | 2.33B | 2.29B | 2.02B | 1.85B | 1.91B | 1.86B | 1.82B | 1.66B | 1.05B | 1.86B | 1.77B | 2.05B | 1.88B | 2.03B | 1.84B | 1.73B | 1.66B | 1.81B | 1.31B |
| Operating Margin % | 59.4% | 38.36% | 38.66% | 35.75% | 33.89% | 34.26% | 34.28% | 38.94% | 32.18% | 19.64% | 35.52% | 33.53% | 36.72% | 32.73% | 36.54% | 35.89% | 36.73% | 32.56% | 34.89% | 28.18% |
| Operating Income Growth % | 18.47% | 22.26% | 22.82% | 11.27% | 11.47% | 80.57% | 0.16% | 2.48% | -19.1% | -43.91% | -8.33% | -3.32% | 18.46% | 13.11% | 11.86% | 39.62% | -21.35% | -5.19% | 6.77% | 245.79% |
| Pretax Income | 2.19B | 2.33B | 2.29B | 2.02B | 1.85B | 1.91B | 1.86B | 1.82B | 1.66B | 1.05B | 1.86B | 1.77B | 2.05B | 1.88B | 2.03B | 1.84B | 1.73B | 1.66B | 1.81B | 1.31B |
| Pretax Margin % | 59.4% | 38.36% | 38.66% | 35.75% | 33.89% | 34.26% | 34.28% | 38.94% | 32.18% | 19.64% | 35.52% | 33.53% | 36.72% | 32.73% | 36.54% | 35.89% | 36.73% | 32.56% | 34.89% | 28.18% |
| Income Tax | 415M | 296M | 465M | 381M | 347M | 278M | 357M | 342M | 312M | 172M | 289M | 275M | 353M | 333M | 388M | 340M | 299M | 357M | 323M | 212M |
| Effective Tax Rate % | 18.98% | 12.71% | 20.33% | 18.82% | 18.8% | 14.59% | 19.17% | 18.8% | 18.84% | 16.3% | 15.55% | 15.49% | 17.24% | 17.7% | 19.13% | 18.52% | 17.3% | 21.47% | 17.82% | 16.12% |
| Net Income | 1.76B | 2.02B | 1.81B | 1.63B | 1.48B | 1.61B | 1.49B | 1.46B | 1.33B | 864M | 1.55B | 1.48B | 1.68B | 1.53B | 1.62B | 1.48B | 1.41B | 1.29B | 1.47B | 1.09B |
| Net Margin % | 47.8% | 33.27% | 30.57% | 28.74% | 27.19% | 28.95% | 27.44% | 31.24% | 25.85% | 16.08% | 29.7% | 28.02% | 30.08% | 26.59% | 29.26% | 28.95% | 29.93% | 25.31% | 28.36% | 23.38% |
| Net Income Growth % | 18.84% | 25.47% | 21.34% | 11.51% | 11.35% | 86.34% | -4.12% | -1.62% | -20.69% | -43.46% | -4.31% | 0.14% | 19.11% | 18.17% | 10.18% | 35.75% | -22.47% | -78.44% | -2.96% | -70.09% |
| Net Income (Continuing) | 1.77B | 2.03B | 1.82B | 1.64B | 1.5B | 1.63B | 1.5B | 1.48B | 1.34B | 883M | 1.57B | 1.5B | 1.69B | 1.55B | 1.64B | 1.5B | 1.43B | 1.31B | 1.49B | 1.1B |
| EPS (Diluted) | 4.13 | 4.88 | 4.35 | 3.85 | 3.51 | 3.77 | 3.49 | 3.39 | 3.10 | 1.85 | 3.60 | 3.36 | 3.98 | 3.47 | 3.78 | 3.39 | 3.23 | 2.86 | 3.30 | 2.43 |
| EPS Growth % | 17.66% | 29.44% | 24.64% | 13.57% | 13.23% | 103.78% | -3.06% | 0.89% | -22.11% | -46.69% | -4.76% | -0.89% | 23.22% | 21.33% | 14.55% | 39.51% | -21.22% | -79.54% | -2.65% | -71.07% |
| EPS (Basic) | 4.13 | 4.88 | 4.36 | 3.86 | 3.52 | 3.77 | 3.50 | 3.39 | 3.10 | 1.85 | 3.60 | 3.36 | 3.99 | 3.47 | 3.78 | 3.39 | 3.23 | 2.87 | 3.31 | 2.43 |
| Diluted Shares Outstanding | 411.14M | 394M | 396M | 397M | 398M | 399M | 400M | 400M | 400M | 401M | 400M | 401M | 402M | 404M | 410M | 414M | 420M | 424M | 426M | 427M |