Pinnacle Financial Partners, Inc. (PNFP) quarterly income statement — complete revenue, gross profit & net income history
Pinnacle Financial Partners, Inc. (PNFP) annual income statement — 26-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 986M | 956M | 933M | 407.44M | 396.87M | 379.53M | 364.43M | 363.79M | 351.5M | 332.26M | 318.03M | 317.25M | 317.24M | 315.39M | 312.23M | 319.46M | 305.78M | 264.57M | 239.47M | 238.76M |
| NII Growth % | 148.45% | 151.89% | 156.02% | 12% | 12.9% | 14.23% | 14.59% | 14.67% | 10.8% | 5.35% | 1.86% | -0.69% | 3.75% | 19.21% | 30.38% | 33.8% | 28.73% | 13.44% | 7.45% | 8.04% |
| Net Interest Margin % | 0.75% | 0.74% | 0.76% | 0.71% | 0.71% | 0.69% | 0.67% | 0.69% | 0.69% | 0.67% | 0.65% | 0.66% | 0.67% | 0.67% | 0.69% | 0.76% | 0.75% | 0.66% | 0.61% | 0.62% |
| Interest Income | 1.64B | 1.57B | 1.51B | 711.46M | 721.25M | 694.77M | 668.16M | 684.36M | 694.87M | 668.39M | 650.48M | 644.8M | 627.29M | 575.24M | 506.04M | 451.18M | 371.76M | 292.38M | 258.62M | 259.19M |
| Interest Expense | 653M | 612M | 581M | 304.02M | 324.38M | 315.24M | 303.73M | 320.57M | 343.36M | 336.13M | 332.45M | 327.54M | 310.05M | 259.85M | 193.81M | 131.72M | 65.98M | 27.8M | 19.14M | 20.43M |
| Loan Loss Provision | 86M | 63M | 0 | 0 | 31.94M | 24.25M | 16.96M | 29.65M | 26.28M | 30.16M | 34.5M | 16.31M | 26.83M | 31.69M | 18.77M | 24.8M | 27.49M | 12.91M | 2.72M | 2.67M |
| Non-Interest Income | 326M | 145M | 284M | 134.77M | 147.94M | 125.46M | 42.97M | 61.17M | 56.37M | -14.87M | 56.27M | 9.1M | 32.53M | 37.17M | 46.15M | 37.55M | 42.01M | 46.62M | 49.35M | 48.8M |
| Non-Interest Income % | 24.85% | 13.17% | 23.34% | 24.86% | 27.15% | 24.84% | 10.55% | 14.39% | 13.82% | -4.68% | 15.03% | 2.79% | 9.3% | 10.54% | 12.88% | 10.52% | 12.08% | 14.98% | 17.09% | 16.97% |
| Total Net Revenue | 1.31B | 1.1B | 1.22B | 542.2M | 544.8M | 504.99M | 407.4M | 424.96M | 407.88M | 317.39M | 374.3M | 326.35M | 349.77M | 352.57M | 358.38M | 357.01M | 347.79M | 311.19M | 288.83M | 287.56M |
| Revenue Growth % | 140.82% | 118.02% | 198.72% | 27.59% | 33.57% | 59.1% | 8.84% | 30.22% | 16.61% | -9.98% | 4.44% | -8.59% | 0.57% | 13.3% | 24.08% | 24.15% | 21.49% | 13.07% | 7.7% | 10.42% |
| Non-Interest Expense | 749M | 619M | 1.03B | 336.76M | 303.14M | 286.45M | 220.03M | 211.52M | 200.45M | 222.23M | 188.53M | 181.18M | 154.96M | 74.98M | 168.35M | 157.27M | 136.46M | 117.15M | 128.52M | 118.49M |
| Efficiency Ratio | 57.09% | 56.22% | 84.47% | 62.11% | 55.64% | 56.72% | 54.01% | 49.77% | 49.14% | 70.02% | 50.37% | 55.52% | 44.3% | 21.27% | 46.97% | 44.05% | 39.24% | 37.65% | 44.5% | 41.21% |
| Operating Income | 477M | 419M | 189M | 205.45M | 209.72M | 194.3M | 170.41M | 183.79M | 181.15M | 65M | 151.28M | 128.86M | 167.98M | 245.9M | 171.27M | 174.93M | 183.84M | 181.13M | 157.59M | 166.39M |
| Operating Margin % | 36.36% | 38.06% | 15.53% | 37.89% | 38.5% | 38.48% | 41.83% | 43.25% | 44.41% | 20.48% | 40.42% | 39.48% | 48.03% | 69.75% | 47.79% | 49% | 52.86% | 58.21% | 54.56% | 57.86% |
| Operating Income Growth % | 127.44% | 115.65% | 10.91% | 11.79% | 15.78% | 198.91% | 12.65% | 42.63% | 7.84% | -73.57% | -11.67% | -26.34% | -8.63% | 35.76% | 8.68% | 5.13% | 8.52% | 11.49% | 2.57% | 24.23% |
| Pretax Income | 477M | 419M | 189M | 205.45M | 209.72M | 194.3M | 170.41M | 183.79M | 181.15M | 65M | 151.28M | 128.86M | 167.98M | 245.9M | 171.27M | 174.93M | 183.84M | 181.13M | 157.59M | 166.39M |
| Pretax Margin % | 36.36% | 38.06% | 15.53% | 37.89% | 38.5% | 38.48% | 41.83% | 43.25% | 44.41% | 20.48% | 40.42% | 39.48% | 48.03% | 69.75% | 47.79% | 49% | 52.86% | 58.21% | 54.56% | 57.86% |
| Income Tax | 98M | 91M | 39M | 35.67M | 36.36M | 35.76M | 30M | 32.53M | 34.45M | 11.84M | 27.33M | 33.88M | 35.38M | 48.6M | 33.99M | 37.08M | 35.19M | 36M | 28.48M | 32.87M |
| Effective Tax Rate % | 20.55% | 21.72% | 20.63% | 17.36% | 17.34% | 18.4% | 17.6% | 17.7% | 19.02% | 18.21% | 18.07% | 26.29% | 21.06% | 19.77% | 19.85% | 21.2% | 19.14% | 19.88% | 18.07% | 19.75% |
| Net Income | 379M | 328M | 150M | 169.78M | 173.37M | 158.54M | 140.41M | 151.26M | 146.69M | 53.16M | 123.94M | 94.98M | 132.6M | 197.3M | 137.27M | 137.85M | 148.66M | 145.13M | 129.11M | 133.53M |
| Net Margin % | 28.89% | 29.79% | 12.33% | 31.31% | 31.82% | 31.39% | 34.46% | 35.59% | 35.96% | 16.75% | 33.11% | 29.1% | 37.91% | 55.96% | 38.3% | 38.61% | 42.74% | 46.64% | 44.7% | 46.43% |
| Net Income Growth % | 118.61% | 106.89% | 6.83% | 12.25% | 18.18% | 198.22% | 13.28% | 59.26% | 10.62% | -73.06% | -9.71% | -31.1% | -10.8% | 35.95% | 6.32% | 3.23% | 8.85% | 10.12% | 2.94% | 20.43% |
| Net Income (Continuing) | 379M | 328M | 150M | 169.78M | 173.37M | 158.54M | 140.41M | 151.26M | 146.69M | 53.16M | 123.94M | 94.98M | 132.6M | 197.3M | 137.27M | 137.85M | 148.66M | 145.13M | 129.11M | 133.53M |
| EPS (Diluted) | 2.40 | 2.07 | 1.74 | 2.13 | 2.19 | 2.00 | 1.77 | 1.91 | 1.86 | 0.64 | 1.57 | 1.19 | 1.69 | 2.54 | 1.76 | 1.76 | 1.91 | 1.86 | 1.65 | 1.71 |
| EPS Growth % | 9.59% | 3.5% | -1.69% | 11.52% | 17.74% | 212.5% | 12.74% | 60.5% | 10.06% | -74.8% | -10.8% | -32.39% | -11.52% | 36.56% | 6.67% | 2.92% | 9.14% | 10.06% | 2.48% | 20.42% |
| EPS (Basic) | 2.41 | 2.07 | 1.75 | 2.16 | 2.20 | 2.01 | 1.78 | 1.93 | 1.87 | 0.65 | 1.58 | 1.20 | 1.69 | 2.55 | 1.76 | 1.77 | 1.91 | 1.87 | 1.66 | 1.72 |
| Diluted Shares Outstanding | 151.72M | 151.47M | 77.75M | 77.75M | 77.31M | 77.28M | 76.97M | 77.39M | 76.77M | 76.64M | 76.43M | 76.82M | 76.2M | 76.09M | 76.04M | 76.2M | 75.98M | 75.94M | 75.93M | 76.43M |