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PRG logoPROG Holdings, Inc. (PRG) Earnings History

Annual and quarterly earnings data from 1990 to 2025

TTM Net Income
$148M
Profitable
TTM EPS
$3.63
Diluted
YoY EPS Growth
-20.8%
Declining
Net Margin
6.1%
Profitability
Operating Margin9.9%
Gross Margin33.0%
ROE21.0%
ROA9.4%
Highest Annual Net Income$293M (2017)
Highest Quarterly EPS$2.46 (Q4 2017)
Consecutive Profitable Years5 years
Q1 2026
Net Income$36M
EPS$0.88
QoQ Growth-10.9%Declining

Loading earnings history...

PRG EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-20.8%
Declining
3-Year
+23.6%
Excellent
5-Year
N/A
N/M
10-Year
+6.8%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

PRG Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202533.0%9.9%6.1%
2024100.0%7.9%8.0%
202334.5%9.4%5.8%
2022100.0%7.1%3.8%
202132.0%12.5%9.1%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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PROG Holdings, Inc. (PRG) Earnings Overview

As of May 8, 2026, PROG Holdings, Inc. (PRG) reported trailing twelve-month net income of $148M, reflecting -20.8% year-over-year growth. The company earned $3.63 per diluted share over the past four quarters, with a net profit margin of 6.1%.

Looking at the long-term picture, PRG's historical earnings data spans multiple years. The company achieved its highest annual net income of $293M in fiscal 2017.

PROG Holdings, Inc. maintains positive profitability with a gross margin of 33.0%, operating margin of 9.9%, and net margin of 6.1%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including UPBD ($84M net income, 1.6% margin), WRLD ($43M net income, 15.9% margin), EZPW ($123M net income, 8.6% margin), PRG has outperformed on profitability metrics. Compare PRG vs UPBD →

PRG Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
PRG logoPRGCurrent
$148M$3.636.1%21.0%-20.8%—
UPBD logoUPBD
$84M-1.6%11.1%-43.4%
WRLD logoWRLD
$43M$8.5115.9%20.8%+23.6%
EZPW logoEZPW
$123M$1.488.6%12.0%+29.1%
AFRM logoAFRM
$382M$1.101.6%1.8%+109.0%
SEZL logoSEZL
$148M$4.2429.6%103.3%+69.9%
Best in group
Lowest in group

PRG Historical Earnings Data (1990–2025)

35 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$147M-25.6%$238M$3.596.1%9.9%
2024$197M+42.1%$195M$4.538.0%7.9%
2023$139M+40.7%$226M$2.985.8%9.4%
2022$99M-59.5%$186M$1.903.8%7.1%
2021$244M+496.3%$334M$3.679.1%12.5%
2020-$61M-295.3%$272M$-0.91-2.5%10.9%
2019$31M-84.0%$28M$0.471.5%1.3%
2018$196M-32.9%$290M$2.785.1%7.6%
2017$293M+110.0%$255M$4.068.6%7.5%
2016$139M+2.6%$243M$1.914.3%7.6%

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Compare PRG vs SPIR

Side-by-side business, growth, and profitability comparison vs Spire Global, Inc..

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PRG — Frequently Asked Questions

Quick answers to the most common questions about buying PRG stock.

Is PRG growing earnings?

PRG EPS fell to $3.63, with earnings declining -20.8%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $148M.

What are PRG's profit margins?

PROG Holdings, Inc. net margin is +6.1%, with operating margin at +9.9%. Margins sit within typical range for the sector.

How consistent are PRG's earnings?

PRG earnings data spans 1990-2025. The declining earnings trend is -20.8% YoY. Historical data enables comparison across business cycles.

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PRG Earnings Over Time (2014–2025)

Net income and EPS trends