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PROG Holdings, Inc.(PRG)Earnings, Financials & Key Ratios
PRG•NYSE
$36.34
$1.46B mkt cap·10.1× P/E·Price updated May 6, 2026
AboutPROG Holdings, Inc. operates as an omnichannel provider of lease-purchase solutions to underserved and credit-challenged customers. It operates in two segments, Progressive Leasing and Vive. The Progressive Leasing segment offers lease-purchase solutions to customers for various merchandize in the furniture, appliances, electronics, jewelry, mobile phones and accessories, mattresses, and automobile electronics and accessories markets through point-of-sale and e-commerce retail partners, as well in-store, mobile, and online solutions. The Vive segment provides second-look and revolving credit products to customers that may not qualify for traditional prime lending through private label and Vive-branded credit cards. It offers lease-purchase solutions through approximately 24,000 third-party point-of-sale partner locations and e-commerce websites in 49 states and the District of Columbia. The company was formerly known as Aaron's Holdings Company, Inc. and changed its name to PROG Holdings, Inc. in December 2020. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah.Show more
- Revenue$2.41B-2.2%
- EBITDA$1.85B+0.5%
- Net Income$147M-25.6%
- EPS (Diluted)3.59-20.8%
- Gross Margin32.98%-67.0%
- EBITDA Margin76.91%+2.8%
- Operating Margin9.89%+25.0%
- Net Margin6.09%-23.9%
- ROE21.02%-33.8%
- ROIC15.84%+22.1%
- Debt/Equity0.82-19.0%
- Interest Coverage6.06+16.2%
PRG Key Insights
PROG Holdings, Inc. (PRG) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 25.6%
- ✓High quality earnings: Operating CF exceeds net income
- ✓Share count reduced 6.2% through buybacks
- ✓Efficient asset utilization: 1.5x turnover
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
PRG Price & Volume
PROG Holdings, Inc. (PRG) stock price & volume — 10-year historical chart
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PRG Growth Metrics
PROG Holdings, Inc. (PRG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-2.74%
5 Years-0.61%
3 Years-2.48%
TTM0.45%
Profit CAGR
10 Years0.79%
5 Years-
3 Years14.14%
TTM-29.47%
EPS CAGR
10 Years6.8%
5 Years-
3 Years23.63%
TTM-25.2%
Return on Capital
10 Years13.44%
5 Years17.12%
3 Years16.02%
Last Year16.75%
PRG Recent Earnings
PROG Holdings, Inc. (PRG) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 10/12 qtrs (83%)
Q2 2026Latest
Apr 29, 2026EPS
$1.24
Est $0.78
+59.0%
Revenue
$743M
Est $733M
+1.4%
Q1 2026
Feb 18, 2026EPS
$0.74
Est $0.60
+23.3%
Revenue
$575M
Est $584M
-1.6%
Q4 2025
Oct 22, 2025EPS
$0.90
Est $0.73
+23.3%
Revenue
$595M
Est $582M
+2.3%
Q3 2025
Jul 23, 2025EPS
$1.02
Est $0.79
+29.1%
Revenue
$605M
Est $588M
+2.8%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $1.24vs $0.78+59.0% | $743Mvs $733M+1.4% |
| Q1 2026 | Feb 18, 2026 | $0.74vs $0.60+23.3% | $575Mvs $584M-1.6% |
| Q4 2025 | Oct 22, 2025 | $0.90vs $0.73+23.3% | $595Mvs $582M+2.3% |
| Q3 2025 | Jul 23, 2025 | $1.02vs $0.79+29.1% | $605Mvs $588M+2.8% |
Based on last 12 quarters of dataView full earnings history →
PRG Peer Comparison
PROG Holdings, Inc. (PRG) competitors in Consumer and workplace rental services — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 UPBD | 1.1B | 19.01 | 15.21 | 8.67% | 1.78% | 12.1% | 2.67 | |
 WRLD | 751.13M | 149.09 | 9.15 | -1.46% | 10.79% | 1.20 | ||
 EZPW | 1.96B | 33.44 | 23.55 | 9.7% | 12.48% | 0.75 | ||
 AFRM | 21.85B | 65.58 | 437.20 | 38.8% | 7.6% | 8.83% | 2.56 | |
 SEZL | 2.91B | 86.02 | 23.12 | 66.08% | 90.93% | 0.83 | ||
 PSFE | 478.52M | 9.26 | -2.95 | -0.2% | -10.73% | -24.06% | 4.06 | |
 OMF | 6.55B | 55.90 | 8.52 | 9.09% | 23.62% | 6.67 | ||
 CACC | 5.63B | 539.93 | 14.38 | 8.57% | 29.39% | 4.17 |
Compare PRG vs Peers
PROG Holdings, Inc. (PRG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PRG Income Statement
PROG Holdings, Inc. (PRG) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 3.38B | 3.83B | 2.16B | 2.48B | 2.68B | 2.6B | 2.41B | 2.46B | 2.41B | 2.52B |
| Revenue Growth % | 5.49% | 13.16% | -43.5% | 14.86% | 7.78% | -2.99% | -7.3% | 2.29% | -2.2% | 0.45% |
| Cost of Goods Sold | 258.93M | 194M | 1.45B | 1.69B | 1.82B | 0 | 1.58B | 0 | 1.61B | 434.9M |
| COGS % of Revenue | 7.65% | 5.07% | 66.8% | 68.06% | 67.96% | - | 65.45% | - | 67.02% | - |
| Gross Profit | 3.12B▲ 0% | 3.63B▲ 16.3% | 718.15M▼ 80.2% | 793.67M▲ 10.5% | 857.91M▲ 8.1% | 2.6B▲ 202.8% | 831.96M▼ 68.0% | 2.46B▲ 196.1% | 794.53M▼ 67.7% | 2.08B▲ 0% |
| Gross Margin % | 92.35% | 94.93% | 33.2% | 31.94% | 32.04% | 100% | 34.55% | 100% | 32.98% | 82.72% |
| Gross Profit Growth % | 7.29% | 16.33% | -80.24% | 10.52% | 8.09% | 202.81% | -67.97% | 196.11% | -67.75% | - |
| Operating Expenses | 2.85B | 3.35B | 690.54M | 521.91M | 524.38M | 2.41B | 606.33M | 2.27B | 556.18M | 1.82B |
| OpEx % of Revenue | 84.3% | 87.4% | 31.92% | 21.01% | 19.58% | 92.85% | 25.18% | 92.09% | 23.09% | - |
| Selling, General & Admin | 1.25B | 1.62B | 11.23M | 373.43M | 396.8M | 326.17M | 438.55M | 324.44M | 442.95M | 312.98M |
| SG&A % of Revenue | 36.99% | 42.27% | 0.52% | 15.03% | 14.82% | 12.56% | 18.21% | 13.17% | 18.39% | - |
| Research & Development | 11.5M | 600K | 2.9M | 3.4M | 4.9M | 0 | 5.4M | 0 | 0 | 0 |
| R&D % of Revenue | 0.34% | 0.02% | 0.13% | 0.14% | 0.18% | - | 0.22% | - | - | - |
| Other Operating Expenses | 4.12M | 796K | 676.41M | 145.09M | 122.68M | 2.09B | 162.38M | 1.94B | 113.23M | 4M |
| Operating Income | 254.7M▲ 0% | 289.61M▲ 13.7% | 27.61M▼ 90.5% | 271.76M▲ 884.2% | 333.53M▲ 22.7% | 185.65M▼ 44.3% | 225.63M▲ 21.5% | 194.9M▼ 13.6% | 238.35M▲ 22.3% | 257.67M▲ 0% |
| Operating Margin % | 7.53% | 7.56% | 1.28% | 10.94% | 12.45% | 7.15% | 9.37% | 7.91% | 9.89% | 10.24% |
| Operating Income Growth % | 4.95% | 13.71% | -90.47% | 884.19% | 22.73% | -44.34% | 21.54% | -13.62% | 22.29% | - |
| EBITDA | 337.27M | 383.76M | 129.77M | 362.18M | 361.88M | 1.98B | 1.83B | 1.84B | 1.85B | 1.83B |
| EBITDA Margin % | 9.97% | 10.02% | 6% | 14.58% | 13.51% | 76.11% | 76.15% | 74.81% | 76.91% | 72.66% |
| EBITDA Growth % | 3.76% | 13.78% | -66.18% | 179.08% | -0.08% | 446.37% | -7.25% | 0.49% | 0.55% | 24.5% |
| D&A (Non-Cash Add-back) | 82.57M | 94.15M | 102.16M | 90.41M | 28.36M | 1.79B | 1.61B | 1.65B | 1.61B | 1.57B |
| EBIT | 260.12M | 156.8M | 356.13M | 420.25M | 461.11M | 186.92M | 225.63M | 202.42M | 238.35M | 229.06M |
| Net Interest Income | -18.7M | 454K | 1.79M | -187K | -16.86M | -37.4M | -29.41M | -42.33M | -32.25M | -42.43M |
| Interest Income | 1.83M | 454K | 1.79M | 0 | 0 | 0 | 0 | -3.52M | 7.07M | 2.29M |
| Interest Expense | 20.54M | 0 | 0 | 187K | 16.86M | 37.4M | 29.41M | 38.82M | 39.32M | 44.72M |
| Other Income/Expense | -15.12M | 0 | 0 | -187K | -5.32M | -37.4M | -29.41M | -31.29M | -63.83M | -80.48M |
| Pretax Income | 239.58M▲ 0% | 252.2M▲ 5.3% | 27.61M▼ 89.1% | 271.58M▲ 883.5% | 328.2M▲ 20.9% | 148.24M▼ 54.8% | 196.22M▲ 32.4% | 163.61M▼ 16.6% | 174.52M▲ 6.7% | 177.19M▲ 0% |
| Pretax Margin % | 7.08% | 6.59% | 1.28% | 10.93% | 12.26% | 5.71% | 8.15% | 6.64% | 7.24% | 7.04% |
| Income Tax | -52.96M | 55.99M | 52.23M | 37.95M | 84.65M | 49.53M | 57.38M | -33.64M | 50.17M | 49.45M |
| Effective Tax Rate % | -22.11% | 22.2% | 189.14% | 13.97% | 25.79% | 33.41% | 29.24% | -20.56% | 28.75% | 27.91% |
| Net Income | 292.54M▲ 0% | 196.21M▼ 32.9% | 31.47M▼ 84.0% | -61.47M▼ 295.3% | 243.56M▲ 496.3% | 98.71M▼ 59.5% | 138.84M▲ 40.7% | 197.25M▲ 42.1% | 146.79M▼ 25.6% | 148.12M▲ 0% |
| Net Margin % | 8.65% | 5.12% | 1.45% | -2.47% | 9.1% | 3.8% | 5.77% | 8.01% | 6.09% | 5.88% |
| Net Income Growth % | 110.03% | -32.93% | -83.96% | -295.3% | 496.25% | -59.47% | 40.65% | 42.07% | -25.58% | -29.47% |
| Net Income (Continuing) | 292.54M | 196.21M | -24.61M | 233.63M | 243.56M | 98.71M | 138.84M | 197.25M | 124.35M | 127.74M |
| Discontinued Operations | 0 | 0 | 56.09M | -295.09M | 0 | 0 | 0 | 0 | 22.44M | 836K |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 4.06▲ 0% | 2.78▼ 31.5% | 0.47▼ 83.1% | -0.91▼ 293.6% | 3.67▲ 503.3% | 1.90▼ 48.2% | 2.98▲ 56.8% | 4.53▲ 52.0% | 3.59▼ 20.8% | 3.63▲ 0% |
| EPS Growth % | 112.57% | -31.53% | -83.09% | -293.62% | 503.3% | -48.23% | 56.84% | 52.01% | -20.75% | -25.2% |
| EPS (Basic) | 4.13 | 2.84 | 0.47 | -0.91 | 3.69 | 1.90 | 3.02 | 4.63 | 3.66 | - |
| Diluted Shares Outstanding | 72.12M | 70.6M | 67.32M | 67.26M | 66.03M | 51.92M | 46.55M | 43.55M | 40.86M | 40.81M |
| Basic Shares Outstanding | 70.84M | 69.13M | 67.32M | 67.26M | 66.03M | 51.92M | 46.03M | 42.58M | 40.09M | 39.9M |
| Dividend Payout Ratio | 2.72% | 3.18% | 29.99% | - | - | - | - | 10.34% | 14.15% | - |
PRG Balance Sheet
PROG Holdings, Inc. (PRG) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 1.57B | 1.6B | 851.91M | 787.31M | 1.07B | 975.41M | 983.54M | 1.07B | 1.08B | 1.1B |
| Cash & Short-Term Investments | 51.04M | 15.28M | 57.76M | 36.65M | 170.16M | 131.88M | 155.42M | 95.66M | 308.77M | 79.5M |
| Cash Only | 51.04M | 15.28M | 57.76M | 36.65M | 170.16M | 131.88M | 155.42M | 95.66M | 308.77M | 79.5M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 186M | 174.31M | 142.33M | 140.4M | 185.59M | 195.49M | 194.7M | 237.85M | 164.88M | 493.17M |
| Days Sales Outstanding | 20.06 | 16.62 | 24.02 | 20.63 | 25.3 | 27.47 | 29.51 | 35.24 | 24.98 | 41.64 |
| Inventory | 1.15B | 1.32B | 651.82M | 610.26M | 714.05M | 648.04M | 633.43M | 680.24M | 609.01M | 531.29M |
| Days Inventory Outstanding | 1.62K | 2.48K | 164.64 | 131.73 | 143.2 | - | 146.67 | - | 137.67 | 454.83 |
| Other Current Assets | 196.25M | 111.89M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Non-Current Assets | 1.12B | 1.22B | 2.45B | 530.09M | 551.96M | 516.5M | 507.71M | 438.95M | 527.75M | 938.54M |
| Property, Plant & Equipment | 207.69M | 229.49M | 54.64M | 47.32M | 43.14M | 35.73M | 33.38M | 25.48M | 22.27M | 26.53M |
| Fixed Asset Turnover | 16.29x | 16.68x | 39.59x | 52.51x | 62.08x | 72.71x | 72.16x | 96.69x | 108.20x | 101.90x |
| Goodwill | 622.95M | 733.17M | 288.8M | 288.8M | 306.21M | 296.06M | 296.06M | 296.06M | 296.06M | 771.68M |
| Intangible Assets | 235.55M | 228.6M | 176.56M | 154.42M | 137.31M | 114.41M | 91.66M | 73.78M | 57.77M | 0 |
| Long-Term Investments | 20.39M | 29.15M | 17.61M | 0 | 14.35M | 18.86M | 32.92M | 10.64M | 47.89M | 83.31M |
| Other Non-Current Assets | 26.55M | -4.99M | 1.91B | 39.55M | 48.2M | 48.48M | 50.71M | 6.52M | 84.19M | 208.55M |
| Total Assets | 2.69B▲ 0% | 2.83B▲ 5.2% | 3.3B▲ 16.7% | 1.32B▼ 60.1% | 1.62B▲ 23.1% | 1.49B▼ 8.0% | 1.49B▼ 0.0% | 1.51B▲ 1.5% | 1.61B▲ 6.4% | 2.04B▲ 0% |
| Asset Turnover | 1.26x | 1.35x | 0.66x | 1.89x | 1.65x | 1.74x | 1.61x | 1.63x | 1.50x | 1.51x |
| Asset Growth % | 2.73% | 5.19% | 16.67% | -60.05% | 23.1% | -8.01% | -0.04% | 1.51% | 6.38% | 51.85% |
| Total Current Liabilities | 440.15M | 430.24M | 233.62M | 78.25M | 135.95M | 135.03M | 151.26M | 180.91M | 96.47M | 136.97M |
| Accounts Payable | 80.82M | 88.37M | 12.5M | 8.63M | 13.74M | 14.39M | 20.24M | 13.12M | 18.5M | 43.22M |
| Days Payables Outstanding | 113.93 | 166.26 | 3.16 | 1.86 | 2.76 | - | 4.69 | - | 4.18 | 19.04 |
| Short-Term Debt | 97.19M | 83.78M | 0 | 0 | 0 | 0 | 0 | 46.8M | 0 | 0 |
| Deferred Revenue (Current) | 68.06M | 80.58M | 0 | 0 | 0 | 0 | 0 | 40.92M | 0 | 68.84M |
| Other Current Liabilities | 202.13M | 179.63M | 208.53M | 33.32M | 93.57M | 88.67M | 91.17M | 0 | 60.59M | 67.04M |
| Current Ratio | 3.56x | 3.72x | 3.65x | 10.06x | 7.87x | 7.22x | 6.50x | 5.94x | 11.22x | 11.22x |
| Quick Ratio | 0.94x | 0.66x | 0.86x | 2.26x | 2.62x | 2.42x | 2.31x | 2.18x | 4.91x | 4.91x |
| Cash Conversion Cycle | 1.53K | 2.33K | 185.5 | 150.49 | 165.74 | - | 171.5 | - | 158.46 | 477.43 |
| Total Non-Current Liabilities | 524.11M | 635.74M | 1.33B | 253.02M | 806.4M | 786.42M | 748.66M | 682.58M | 767.52M | 1.13B |
| Long-Term Debt | 271.61M | 335.81M | 0 | 20.48M | 564.24M | 569.84M | 592.26M | 596.76M | 602.12M | 936.12M |
| Capital Lease Obligations | 0 | 0 | 33.9M | 59.03M | 50.82M | 42.24M | 15.85M | 11.5M | 7.26M | 24.59M |
| Deferred Tax Liabilities | 222.59M | 267.5M | 100.29M | 126.94M | 146.26M | 137.26M | 104.84M | 74.32M | 121.15M | 429.05M |
| Other Non-Current Liabilities | 68.06M | 85.74M | 1.19B | 46.56M | 45.07M | 37.07M | 35.71M | 0 | 36.98M | 84.13M |
| Total Liabilities | 959.1M | 1.07B | 1.56B | 331.27M | 942.35M | 921.45M | 899.92M | 863.49M | 863.99M | 1.27B |
| Total Debt | 368.8M | 424.75M | 33.9M | 79.52M | 615.06M | 612.09M | 608.11M | 655.06M | 609.39M | 936.12M |
| Net Debt | 317.76M | 409.47M | -23.85M | 42.87M | 444.9M | 480.21M | 452.7M | 559.4M | 300.61M | 856.62M |
| Debt / Equity | 0.21x | 0.24x | 0.02x | 0.08x | 0.91x | 1.07x | 1.03x | 1.01x | 0.82x | 0.82x |
| Debt / EBITDA | 1.09x | 1.11x | 0.26x | 0.22x | 1.70x | 0.31x | 0.33x | 0.36x | 0.33x | 0.51x |
| Net Debt / EBITDA | 0.94x | 1.07x | -0.18x | 0.12x | 1.23x | 0.24x | 0.25x | 0.30x | 0.16x | 0.16x |
| Interest Coverage | 12.67x | - | - | 2247.32x | 27.34x | 5.00x | 7.67x | 5.21x | 6.06x | 5.12x |
| Total Equity | 1.73B▲ 0% | 1.76B▲ 1.9% | 1.74B▼ 1.3% | 986.14M▼ 43.2% | 679.41M▼ 31.1% | 570.46M▼ 16.0% | 591.33M▲ 3.7% | 650.28M▲ 10.0% | 746.42M▲ 14.8% | 774.36M▲ 0% |
| Equity Growth % | 16.63% | 1.89% | -1.33% | -43.24% | -31.1% | -16.04% | 3.66% | 9.97% | 14.78% | 59.56% |
| Book Value per Share | 23.96 | 24.94 | 25.81 | 14.66 | 10.29 | 10.99 | 12.70 | 14.93 | 18.27 | 18.97 |
| Total Shareholders' Equity | 1.73B | 1.76B | 1.74B | 986.14M | 679.41M | 570.46M | 591.33M | 650.28M | 746.42M | 774.36M |
| Common Stock | 45.38M | 45.38M | 45.38M | 45.38M | 41.04M | 41.04M | 41.04M | 41.04M | 41.04M | 41.04M |
| Retained Earnings | 1.82B | 2.01B | 2.03B | 1.24B | 1.06B | 1.15B | 1.29B | 1.47B | 1.59B | 1.62B |
| Treasury Stock | -407.71M | -567.85M | -627.94M | -613.88M | -749.4M | -963.63M | -1.1B | -1.22B | -1.25B | -1.24B |
| Accumulated OCI | 774K | -1.09M | -19K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PRG Cash Flow Statement
PROG Holdings, Inc. (PRG) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 158.08M | 356.5M | 317.19M | 455.96M | 245.96M | 242.48M | 204.24M | 138.53M | 334.96M | 334.96M |
| Operating CF Margin % | 4.67% | 9.31% | 14.66% | 18.35% | 9.18% | 9.33% | 8.48% | 5.62% | 13.9% | - |
| Operating CF Growth % | -66.04% | 125.51% | -11.03% | 43.75% | -46.06% | -1.42% | -15.77% | -32.17% | 141.81% | 288.1% |
| Net Income | 292.54M | 196.21M | 31.47M | 233.63M | 243.56M | 98.71M | 138.84M | 197.25M | 146.79M | 148.12M |
| Depreciation & Amortization | 82.57M | 94.15M | 105.06M | 1.78B | 33.26M | 33.85M | 32.03M | 26.98M | 1.59B | 1.56B |
| Stock-Based Compensation | 27.4M | 28.18M | 26.55M | 0 | 21.35M | 17.52M | 24.92M | 29.18M | 28.81M | 21.37M |
| Deferred Taxes | -59.2M | 48.36M | 49.97M | -141.41M | 15.73M | -9.2M | -32.45M | -107.47M | 51.07M | 68.76M |
| Other Non-Cash Items | 1.67B | 2.03B | 2.45B | 1.08B | 2.06B | 2.18B | 1.91B | 2.01B | 387.12M | 394.26M |
| Working Capital Changes | -1.85B | -2.05B | -2.35B | -2.5B | -2.12B | -2.07B | -1.87B | -2.01B | -1.87B | -1.87B |
| Change in Receivables | -208.95M | -270.89M | -331.64M | -233.09M | -229.7M | -374.51M | -307.98M | -342.95M | -363.73M | -263.95M |
| Change in Inventory | -1.56B | -1.84B | -2.08B | -2.03B | -1.92B | -1.69B | -1.56B | -1.67B | -1.52B | -1.51B |
| Change in Payables | -2.74M | -20.37M | 20.18M | 39.66M | 70.82M | 2.23M | 15.2M | -8.49M | 8.19M | -42.58M |
| Cash from Investing | -204.33M | -263.13M | -106.28M | -114.53M | -82.17M | -53.53M | -38.83M | -79.17M | 6.64M | -375.14M |
| Capital Expenditures | -57.97M | -78.84M | -92.96M | -64.34M | -9.55M | -9.67M | -9.62M | -8.32M | -10.04M | -11.23M |
| CapEx % of Revenue | 1.71% | 2.06% | 4.3% | 2.59% | 0.36% | 0.37% | 0.4% | 0.34% | 0.42% | - |
| Acquisitions | -144.42M | -188.96M | -11.47M | -6.95M | -22.77M | 6K | 365K | 0 | 0 | -391.85M |
| Investments | - | - | - | - | - | - | - | - | - | - |
| Other Investing | -18.31M | -7.59M | -17.14M | -43.24M | -49.84M | -43.87M | -29.58M | -70.85M | 16.69M | 27.94M |
| Cash from Financing | -211.35M | -128.97M | -168.55M | -362.55M | -30.28M | -227.22M | -141.87M | -119.12M | -128.49M | -55.39M |
| Debt Issued (Net) | -135.03M | 55.92M | -84.53M | -295.25M | 541.75M | 0 | 0 | 50M | -50M | 442K |
| Equity Issued (Net) | -62.55M | -168.74M | -69.25M | 12.36M | -570.91M | -223.87M | -139.57M | -138.65M | -50.15M | -24.87M |
| Dividends Paid | -7.96M | -6.24M | -9.44M | -13.78M | 0 | 0 | 0 | -20.39M | -20.77M | -21.11M |
| Share Repurchases | -62.55M | -168.74M | -69.25M | 0 | -570.91M | -223.87M | -139.57M | -138.65M | -51.77M | -25.66M |
| Other Financing | -5.85M | -9.91M | -5.33M | -65.88M | -1.12M | -3.35M | -2.29M | -10.07M | -7.58M | -9.86M |
| Net Change in Cash | -257.52M▲ 0% | -35.76M▲ 86.1% | 42.48M▲ 218.8% | -21.11M▼ 149.7% | 133.51M▲ 732.5% | -38.28M▼ 128.7% | 23.54M▲ 161.5% | -59.76M▼ 353.9% | 213.12M▲ 456.6% | -133.8M▲ 0% |
| Free Cash Flow | 100.11M▲ 0% | 277.65M▲ 177.4% | 224.22M▼ 19.2% | 391.62M▲ 74.7% | 236.41M▼ 39.6% | 232.81M▼ 1.5% | 194.62M▼ 16.4% | 130.21M▼ 33.1% | 324.92M▲ 149.5% | 285.5M▲ 0% |
| FCF Margin % | 2.96% | 7.25% | 10.37% | 15.76% | 8.83% | 8.96% | 8.08% | 5.29% | 13.49% | 11.34% |
| FCF Growth % | -75.46% | 177.35% | -19.24% | 74.66% | -39.63% | -1.52% | -16.4% | -33.1% | 149.54% | 39.58% |
| FCF per Share | 1.39 | 3.93 | 3.33 | 5.82 | 3.58 | 4.48 | 4.18 | 2.99 | 7.95 | 7.95 |
| FCF Conversion (FCF/Net Income) | 0.54x | 1.82x | 10.08x | -7.42x | 1.01x | 2.46x | 1.47x | 0.70x | 2.28x | 1.93x |
| Interest Paid | 20.49M | 0 | 0 | 0 | 1.45M | 35.71M | 0 | 0 | 0 | 18.61M |
| Taxes Paid | 98.3M | 0 | 0 | 0 | 53.6M | 62.17M | 100.43M | 49.84M | 0 | 45.77M |
PRG Key Ratios
PROG Holdings, Inc. (PRG) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 18.23% | 11.25% | 1.8% | -4.51% | 29.25% | 15.8% | 23.9% | 31.77% | 21.02% | 20.48% |
| Return on Invested Capital (ROIC) | 10.28% | 10.3% | 1.07% | 14.86% | 23.23% | 12.8% | 16.16% | 12.97% | 15.84% | 15.84% |
| Gross Margin | 92.35% | 94.93% | 33.2% | 31.94% | 32.04% | 100% | 34.55% | 100% | 32.98% | 82.72% |
| Net Margin | 8.65% | 5.12% | 1.45% | -2.47% | 9.1% | 3.8% | 5.77% | 8.01% | 6.09% | 5.88% |
| Debt / Equity | 0.21x | 0.24x | 0.02x | 0.08x | 0.91x | 1.07x | 1.03x | 1.01x | 0.82x | 0.82x |
| Interest Coverage | 12.67x | - | - | 2247.32x | 27.34x | 5.00x | 7.67x | 5.21x | 6.06x | 5.12x |
| FCF Conversion | 0.54x | 1.82x | 10.08x | -7.42x | 1.01x | 2.46x | 1.47x | 0.70x | 2.28x | 1.93x |
| Revenue Growth | 5.49% | 13.16% | -43.5% | 14.86% | 7.78% | -2.99% | -7.3% | 2.29% | -2.2% | 0.45% |
PRG SEC Filings & Documents
PROG Holdings, Inc. (PRG) SEC filings — annual & quarterly reports (10-K, 10-Q)
PRG Frequently Asked Questions
PROG Holdings, Inc. (PRG) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
PROG Holdings, Inc. (PRG) reported $2.52B in revenue for fiscal year 2025. This represents a 818% increase from $274.2M in 1996.
PROG Holdings, Inc. (PRG) saw revenue decline by 2.2% over the past year.
Yes, PROG Holdings, Inc. (PRG) is profitable, generating $148.1M in net income for fiscal year 2025 (6.1% net margin).
Dividend & Returns
Yes, PROG Holdings, Inc. (PRG) pays a dividend with a yield of 1.40%. This makes it attractive for income-focused investors.
PROG Holdings, Inc. (PRG) has a return on equity (ROE) of 21.0%. This is excellent, indicating efficient use of shareholder capital.
PROG Holdings, Inc. (PRG) generated $285.5M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
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