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Ready Capital Corporation 5.75% (RCC) Earnings History

Annual and quarterly earnings data from 2012 to 2024

TTM Net Income
-$311M
Net Loss
TTM EPS
$-1.85
Diluted
YoY EPS Growth
-2.2%
Slow
Net Margin
-15.9%
Profitability
Operating MarginN/A
Gross Margin1.0%
ROE-0.2%
ROA-0.0%
Highest Annual Net Income$339M (2023)
Highest Quarterly EPS$1.76 (Q2 2023)
Consecutive Profitable Years0 years
Q3 2025
Net Income-$19M
EPS$-0.13
QoQ Growth+66.2%Excellent

Loading earnings history...

EPS Growth Rates (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
2024100.0%--1593.0%
2023100.0%-87.1%
2022100.0%-50.7%
2021100.0%-53.2%
2020100.0%-11.7%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Ready Capital Corporation 5.75% (RCC) Earnings Overview

As of March 2, 2026, Ready Capital Corporation 5.75% (RCC) reported trailing twelve-month net income of -$311M, reflecting -2.2% year-over-year growth. The company earned $-1.85 per diluted share over the past four quarters, with a net profit margin of -15.9%.

Looking at the long-term picture, RCC's historical earnings data spans multiple years. The company achieved its highest annual net income of $339M in fiscal 2023.

Ready Capital Corporation 5.75% is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to industry peers including PMTU ($122M net income, 0.3% margin), SCCD (-$33M net income, 18.8% margin), SCCF (-$32M net income, -0.7% margin), RCC has room to improve margins relative to the peer group. Compare RCC vs PMTU →

Peer Comparison

Earnings metrics vs industry competitors

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
RCCCurrent
-$311M$-1.85-15.9%-0.2%-2.2%—
PMTU
$122M$1.400.3%0.1%-0.2%
SCCD
-$33M$-0.7118.8%-0.3%-4.4%
SCCF
-$32M$-0.69-0.7%-0.2%-4.4%
SCCE
-$33M$-0.7118.8%-192.2%-4.4%
Best in group
Lowest in group

Historical Data

13 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024-$436M-228.4%$0$-2.63-1593.0%-
2023$339M+74.7%$0$2.2387.1%-
2022$194M+23.2%$0$1.5150.7%-
2021$158M+251.6%$0$1.5453.2%-
2020$45M-38.5%$0$0.8111.7%-
2019$73M+23.1%$0$1.7236.9%-
2018$59M+36.9%-$121M$1.8537.4%-76.8%
2017$43M-12.0%-$52M$1.3828.3%-33.9%
2016$49M+4000.1%$-303,000$1.8539.4%-0.2%
2015-$1M-104.7%-$32M$-0.04-2.2%-55.0%

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Frequently Asked Questions

Is RCC growing earnings?

RCC EPS of $-1.85 reflects slowing growth at -2.2%, below the 5-year CAGR of N/A. TTM net income is $-311M. Expansion rate has moderated.

What are RCC's profit margins?

Ready Capital Corporation 5.75% net margin is -15.9%, with operating margin at N/A. Below-average margins reflect competitive or cost pressures.

How consistent are RCC's earnings?

RCC earnings data spans 2012-2024. The current earnings trend is -2.2% YoY. Historical data enables comparison across business cycles.

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Earnings Over Time

Net income and EPS trends