Ready Capital Corporation 5.75% (RCC) Earnings History
Net Loss14 years of earnings data (2012–2025) · Currently unprofitable on a TTM basis
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Ready Capital Corporation 5.75% (RCC) Earnings Overview
As of June 29, 2026, Ready Capital Corporation 5.75% (RCC) reported trailing twelve-month net income of -$229M, reflecting +45.2% year-over-year growth. The company earned $-1.39 per diluted share over the past four quarters, with a net profit margin of -45.8%.
Looking at the long-term picture, RCC's historical earnings data spans multiple years. The company achieved its highest annual net income of $339M in fiscal 2023.
Ready Capital Corporation 5.75% is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including RC (-$510M net income, -45.8% margin), BXMT ($104M net income, 7.2% margin), ACRE (-$20M net income, -1.1% margin), RCC has room to improve margins relative to the peer group. Compare RCC vs RC →
RCC Earnings vs Peers
Earnings metrics vs comparable public companies
RCC Historical Earnings Data (2012–2025)
14 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$229M | +47.5% | $121M | $-1.44 | -45.8% | 24.2% |
| 2024 | -$436M | -228.4% | $0 | $-2.63 | -1593.0% | 0.0% |
| 2023 | $339M | +74.7% | $0 | $2.23 | 87.1% | 0.0% |
| 2022 | $194M | +23.2% | $0 | $1.51 | 50.7% | 0.0% |
| 2021 | $158M | +251.6% | $0 | $1.54 | 53.2% | 0.0% |
| 2020 | $45M | -38.5% | $0 | $0.81 | 11.7% | 0.0% |
| 2019 | $73M | +23.1% | $0 | $1.72 | 36.9% | 0.0% |
| 2018 | $59M | +36.9% | -$121M | $1.85 | 37.4% | -76.8% |
| 2017 | $43M | -12.0% | -$52M | $1.38 | 28.3% | -33.9% |
| 2016 | $49M | +4000.1% | $-303,000 | $1.85 | 39.4% | -0.2% |
| 2015 | -$1M | -104.7% | -$32M | $-0.04 | -2.2% | -55.0% |
| 2014 | $27M | +300.7% | $5M | $0.72 | 53.8% | 10.7% |
| 2013 | $7M | -66.5% | $10M | $0.23 | 41.1% | 59.8% |
| 2012 | $20M | - | $4M | $0.71 | 81.4% | 15.7% |
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RCC — Frequently Asked Questions
Quick answers to the most common questions about buying RCC stock.
What is RCC earnings per share (EPS)?
RCC trailing twelve-month (TTM) diluted EPS is $-1.39, reflecting +45.2% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2012 to 2025 is available in the table on this page.
What is Ready Capital Corporation 5.75%'s net income?
Ready Capital Corporation 5.75% (RCC) trailing twelve-month net income is $-229M as of 2025. Earnings grew +45.2% year-over-year.
Is RCC profitable?
RCC is not currently profitable on a TTM basis, reporting a net loss of $-229M. Net margin is -45.8%. Investors should monitor for a return to profitability.
What is RCC's earnings growth rate?
RCC compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2012 to 2025.
What are RCC's profit margins?
Ready Capital Corporation 5.75% net profit margin is -45.8%, operating margin is +24.2%, and gross margin is +87.7%. Below-average margins reflect competitive or cost pressures. Return on Equity is -12.8%.
Is RCC growing earnings?
Yes, RCC earnings are accelerating — EPS growth of +45.2% exceeds the 5-year CAGR of N/A. TTM net income reached $-229M. Earnings momentum is strengthening.
What was RCC's best earnings year?
Ready Capital Corporation 5.75%'s highest annual net income on record is $339M, achieved in fiscal year 2023. Earnings history on this page spans 2012 to 2025 and includes all annual and quarterly figures.
What were RCC's earnings last quarter?
RCC's most recent reported quarter was Q4 2025. Net income was $-234M with diluted EPS of $-1.42. For a full breakdown of all quarters, see the quarterly earnings table on this page.