Trailing Dividend / Share
$1.21
Ready Capital Corporation 5.75% (RCC) Dividend History
Income profile from 2021 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
4.8%
Payout Ratio
N/A
Unknown
Dividend Streak
0 years
3-Second Income Check
Safety
Payout ratio data not available yet.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 5.7% and trend is unknown.
Dividend Scorecard
Yield & Income
Dividend Yield4.8%
Trailing DPS$1.21
FrequencyAnnual
Payments / 12M4
Payout Safety
Earnings PayoutN/A
Earnings SafetyUnknown
FCF Payout56.3%
FCF SafetyAdequate
Piotroski F-Score1/9
Growth
Growth Streak0 years
3Y CAGR0.0%
5Y CAGR-4.3%
Yield on Cost (5Y)5.7%
YOC Trendunknown
Total Returns
Buyback Yield2.0%
Total Shareholder Yield6.8%
1Y Total Return7.7%
5Y Total Return23.3%
Div Contribution (5Y)27.4%
Estimated $10K growth (return + dividends):
5Y ago$12,33210Y ago$12,75320Y ago$12,753
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
Income Growth Story
Dividend per share and yield on cost over time (6 years of payments)
Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Ready Capital Corporation 5.75% has limited earnings payout data (Unknown). When measured against free cash flow—a stricter test—the payout ratio stands at 56.3%, rated "Adequate".
Piotroski F-Score: 1/9 — weak financial health.
Growth Track Record
RCC does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 0.0% and 5-year CAGR of -4.3%.
Total Shareholder Returns
Beyond cash dividends, RCC returns capital through share repurchases. The combined picture: 4.8% dividend yield, 2.0% buyback yield, 6.8% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 5.7% and is currently unknown. The 5-year total return is 23.3%, with dividends contributing 27.4% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $12,753 today.
Recent Dividend Payments
Last 20 payments · Annual
TTM Total$7.15
Avg/Payment$0.3574
Latest Change+0.0%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jan 15, 2026Latest | $0.3594 | — | 5.79% | Jan 30, 2026 |
| Oct 15, 2025 | $0.3594 | — | 5.83% | Oct 30, 2025 |
| Jul 15, 2025 | $0.3594 | — | 5.87% | Jul 30, 2025 |
| Apr 15, 2025 | $0.3594 | — | 5.89% | Apr 30, 2025 |
| Jan 15, 2025 | $0.3594 | — | 5.90% | Jan 30, 2025 |
| Oct 15, 2024 | $0.3594 | — | 5.92% | Oct 30, 2024 |
| Jul 15, 2024 | $0.3594 | — | 5.98% | Jul 30, 2024 |
| Apr 12, 2024 | $0.3594 | — | 5.92% | Apr 30, 2024 |
Dividend Peer Comparison
Peer group: Real Estate Finance and Mortgage REITs
#2 yield in peer group
Div Yield
4.8%
#2 of 5
Safety
Unknown
— payout
Streak
0Y
-4.3% 5Y CAGR
Total Shareholder
6.8%
#3 of 5
Annual Dividend History
15 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.36 | — | 1 | — | — | — | 1.4% |
| 2025 | $1.44 | 0.0% | 4 | — | — | — | 5.7% |
| 2024 | $1.44 | 0.0% | 4 | $-2.63 | — | — | 5.7% |
| 2023 | $1.44 | 0.0% | 4 | $2.23 | 64.5% | 1.55x | 5.7% |
| 2022 | $1.44 | 38.5% | 4 | $1.51 | 95.2% | 1.05x | 5.7% |
| 2021 | $1.04 | — | 3 | $1.54 | 67.4% | 1.48x | 4.1% |
| 2020 | $0.00 | — | 0 | $0.81 | — | — | — |
| 2019 | $0.00 | — | 0 | $1.72 | — | — | — |
| 2018 | $0.00 | — | 0 | $1.85 | — | — | — |
| 2017 | $0.00 | — | 0 | $1.38 | — | — | — |
See RCC's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonFrequently Asked Questions
How much dividend does RCC pay per share?
Ready Capital Corporation 5.75% (RCC) pays a trailing 12-month dividend of $1.21 per share, with a current dividend yield of +4.8%. Payments are made Annual.
When is RCC's next ex-dividend date?
RCC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. RCC typically pays dividends Annual.
Is RCC's dividend safe?
RCC's dividend safety is rated "Unknown" based on an earnings payout ratio of N/A and FCF payout ratio of +56.3%. The dividend history does not yet show a prolonged growth streak.
How many years has RCC increased its dividend?
RCC has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is -4.3%.
How often does RCC pay dividends?
Ready Capital Corporation 5.75% pays dividends Annual. The trailing 12-month total is $1.21 per share. Dividend data on this page covers 5+ years from 2021 to 2026.
How much would $10,000 invested in RCC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in RCC five years ago would be worth approximately $12,332 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is RCC's yield on cost for long-term holders?
RCC's yield on cost — the current dividend divided by the original purchase price — is +5.7% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +4.8% market yield, thanks to the lower original cost basis.