Ready Capital Corporation 5.75% (RCC) Financial Ratios
14 years of historical data (2012–2025) · Real Estate · REIT - Industrial
EV/EBITDA
N/A
—
5yr avg: 79.22
30Y Low79.2·High79.2
P/FCF
↑
N/A
—
5yr avg: 41.51
30Y Low7.5·High107.8
P/B Ratio
↑
2.21
↑+25% vs avg
5yr avg: 1.77
30Y Low1.3·High2.5
ROE
↓
-12.8%
↑-720% vs avg
5yr avg: 2.1%
30Y Low-19%·High31%
Debt/EBITDA
47.37
+0% vs avg
5yr avg: 47.37
30Y Low9.8·High47.4
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
RCC Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Ready Capital Corporation 5.75% currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $4.1B | $4.2B | $4.2B | $3.6B | $2.7B | $1.8B | — | — | — | — | — |
| Enterprise Value | $10.0B | $9.8B | $10.1B | $10.7B | $11.7B | $8.5B | — | — | — | — | — |
| P/E Ratio → | -9.52 | — | — | 10.76 | 15.28 | 16.83 | — | — | — | — | — |
| P/S Ratio | 149.02 | 8.39 | 152.19 | 9.14 | 7.05 | 6.01 | — | — | — | — | — |
| P/B Ratio | 2.21 | 2.54 | 2.15 | 1.35 | 1.42 | 1.39 | — | — | — | — | — |
| P/FCF | — | 9.19 | — | 107.83 | 7.53 | — | — | — | — | — | — |
| P/OCF | — | 9.19 | — | 107.83 | 7.53 | — | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
RCC EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 19.63 | 367.56 | 27.37 | 30.60 | 28.77 | — | — | — | — | — |
| EV / EBITDA | — | 79.22 | — | — | — | — | — | — | — | — | — |
| EV / EBIT | — | 46.35 | — | — | — | — | — | — | — | — | — |
| EV / FCF | — | 21.51 | — | 322.70 | 32.66 | — | — | — | — | — | — |
RCC Profitability
Margins and return-on-capital ratios measuring operating efficiency
Ready Capital Corporation 5.75% earns an operating margin of 24.2%, roughly in line with the Real Estate sector average. A negative ROE of -12.8% indicates the company is currently destroying shareholder equity. ROIC of 1.2% represents below-average returns on invested capital.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 87.7% | 87.7% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 81.8% | 49.6% | 47.5% |
| Operating Margin | 24.2% | 24.2% | — | — | — | — | — | — | -76.8% | -33.9% | -0.2% |
| Net Profit Margin | -45.8% | -45.8% | -1593.0% | 87.1% | 50.7% | 53.2% | 11.7% | 36.9% | 37.4% | 28.3% | 39.4% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -12.8% | -12.8% | -19.0% | 14.9% | 12.2% | 14.9% | 5.3% | 10.4% | 10.6% | 7.8% | 13.5% |
| ROA | -2.6% | -2.6% | -3.9% | 2.8% | 1.8% | 2.1% | 0.9% | 1.8% | 2.1% | 1.7% | 2.9% |
| ROIC | 1.2% | 1.2% | — | — | — | — | — | — | -3.6% | -2.0% | -0.0% |
| ROCE | 1.4% | 1.4% | — | — | — | — | — | — | -4.5% | -2.1% | -0.0% |
RCC Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Ready Capital Corporation 5.75% carries a Debt/EBITDA ratio of 47.4x, which is highly leveraged (515% above the sector average of 7.7x). Net debt stands at $5.6B ($5.9B total debt minus $248M cash). Interest coverage of just 0.2x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 3.55 | 3.55 | 3.12 | 2.74 | 4.92 | 6.18 | 4.94 | 4.65 | 4.09 | 3.20 | 2.21 |
| Debt / EBITDA | 47.37 | 47.37 | — | — | — | — | — | — | 17.20 | 9.84 | 11.13 |
| Net Debt / Equity | — | 3.40 | 3.04 | 2.68 | 4.75 | 5.27 | 4.77 | 4.57 | 3.99 | 3.08 | 2.10 |
| Net Debt / EBITDA | 45.37 | 45.37 | — | — | — | — | — | — | 16.79 | 9.49 | 10.58 |
| Debt / FCF | — | 12.32 | — | 214.88 | 25.13 | — | 57.80 | — | 16.10 | 4.86 | 14.35 |
| Interest Coverage | 0.24 | 0.24 | — | — | — | — | — | — | -1.11 | -0.69 | — |
RCC Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | — | — | — | 0.79 | 0.63 | 0.36 | 0.07 | 0.27 | 17.15 | 0.94 | 4.89 |
| Quick Ratio | — | — | — | 1.17 | 0.38 | 0.44 | 0.07 | 0.50 | 16.98 | 1.02 | 4.84 |
| Cash Ratio | — | — | — | 0.41 | 0.62 | 0.35 | 0.24 | 0.17 | 0.63 | 0.73 | 4.64 |
| Asset Turnover | — | 0.06 | 0.00 | 0.03 | 0.03 | 0.03 | 0.07 | 0.04 | 0.05 | 0.06 | 0.05 |
| Inventory Turnover | — | — | — | — | — | — | — | — | 1.98 | — | 16.68 |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
RCC Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Ready Capital Corporation 5.75% returns 6.8% to shareholders annually — split between a 4.8% dividend yield and 2.0% buyback yield.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 4.8% | 2.7% | 4.9% | 6.0% | 6.9% | 6.3% | — | — | — | — | — |
| Payout Ratio | — | — | — | — | 96.7% | 71.0% | 126.8% | 86.8% | 86.6% | 111.5% | 95.3% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | 9.3% | 6.5% | 5.9% | — | — | — | — | — |
| FCF Yield | — | 10.9% | — | 0.9% | 13.3% | — | — | — | — | — | — |
| Buyback Yield | 2.0% | 1.6% | 2.0% | 0.5% | 1.4% | 5.5% | — | — | — | — | — |
| Total Shareholder Yield | 6.8% | 4.3% | 6.9% | 6.5% | 8.3% | 11.8% | — | — | — | — | — |
| Shares Outstanding | — | $167M | $170M | $149M | $117M | $69M | $54M | $42M | $32M | $31M | $27M |
Peer Comparison
Compare RCC with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 RCCYou | $4B | -9.5 | — | — | 87.7% | 24.2% | -12.8% | 1.2% | 47.4 |
 RC | $357M | -1.5 | 48.3 | — | 87.7% | 24.2% | -12.8% | 1.2% | 47.4 |
 BXMT | $3B | 29.9 | 16.3 | 11.7 | 76.9% | 71.6% | 3.0% | 4.3% | 14.0 |
 ACRE | $280M | -307.9 | 18.5 | 14.2 | 57.4% | 72.4% | -0.2% | 2.9% | 14.9 |
 TRTX | $656M | 14.9 | 15.1 | 7.3 | 79.3% | 73.0% | 5.5% | 4.7% | 12.9 |
 GPMT | $74M | -1.3 | 20.8 | 27.8 | 83.0% | 43.6% | -7.0% | 2.6% | 20.6 |
 KREF | $423M | -6.3 | 18.3 | 6.3 | 88.3% | 59.3% | -3.6% | 3.4% | 17.1 |
 LADR | $1B | 20.1 | 17.3 | 15.0 | 71.8% | 62.0% | 4.3% | 4.4% | 12.7 |
 FBRT | $696M | 14.1 | 49.0 | 2.4 | — | — | 5.4% | 1.2% | 43.6 |
 ARI | $1B | 13.5 | 19.4 | 34.3 | 80.1% | 65.4% | 6.8% | 4.0% | 16.7 |
 BRSP | $771M | -22.8 | 19.0 | 10.6 | 49.6% | 39.5% | -3.2% | 3.0% | 14.8 |
| Real Estate Median | — | 24.2 | 16.8 | 15.6 | 50.1% | 24.7% | 3.5% | 2.7% | 7.7 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Quick answers to the most common questions about buying RCC stock.
What is Ready Capital Corporation 5.75%'s P/E ratio?
Ready Capital Corporation 5.75%'s current P/E ratio is -9.5x. The historical average is 14.3x.
What is Ready Capital Corporation 5.75%'s ROE?
Ready Capital Corporation 5.75%'s return on equity (ROE) is -12.8%. The historical average is 7.7%.
Is RCC stock overvalued?
Based on historical data, Ready Capital Corporation 5.75% is trading at a P/E of -9.5x. Compare with industry peers and growth rates for a complete picture.
What is Ready Capital Corporation 5.75%'s dividend yield?
Ready Capital Corporation 5.75%'s current dividend yield is 4.83%.
What are Ready Capital Corporation 5.75%'s profit margins?
Ready Capital Corporation 5.75% has 87.7% gross margin and 24.2% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
How much debt does Ready Capital Corporation 5.75% have?
Ready Capital Corporation 5.75%'s Debt/EBITDA ratio is 47.4x, indicating high leverage. A ratio above 4x may signal elevated financial risk.