Raymond James Financial, Inc. (RJF) quarterly income statement — complete revenue, gross profit & net income history
Raymond James Financial, Inc. (RJF) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 1.43B | 557M | 566M | 551M | 546M | 521M | 529M | 532M | 523M | 529M | 546M | 557M | 601M | 631M | 586M | 497M | 314M | 204M | 188M | 180M |
| NII Growth % | 161.54% | 6.91% | 6.99% | 3.57% | 4.4% | -1.51% | -3.11% | -4.49% | -12.98% | -16.16% | -6.83% | 12.07% | 91.4% | 209.31% | 211.7% | 176.11% | 90.3% | 25.15% | 13.94% | 13.21% |
| Net Interest Margin % | 1.52% | 0.7% | 0.64% | 0.62% | 0.64% | 0.63% | 0.64% | 0.64% | 0.65% | 0.65% | 0.68% | 0.71% | 0.77% | 0.8% | 0.76% | 0.61% | 0.36% | 0.28% | 0.27% | 0.29% |
| Interest Income | 994M | 960M | 1.01B | 1.01B | 990M | 963M | 1.03B | 1.07B | 1.06B | 1.05B | 1.05B | 1.02B | 987M | 915M | 827M | 667M | 374M | 242M | 225M | 215M |
| Interest Expense | -434M | 403M | 441M | 463M | 444M | 442M | 498M | 541M | 534M | 520M | 507M | 462M | 386M | 284M | 241M | 170M | 60M | 38M | 37M | 35M |
| Loan Loss Provision | 1.91B | 0 | 0 | 6M | 15M | 16M | 0 | 22M | -10M | 21M | 12M | 36M | 54M | 28M | 14M | 34M | 56M | 21M | -11M | 5M |
| Non-Interest Income | 3.37B | 3.3B | 3.17B | 3.12B | 2.8B | 2.83B | 2.96B | 2.88B | 2.66B | 2.54B | 2.43B | 2.46B | 2.27B | 2.21B | 2.17B | 2.3B | 2.37B | 2.43B | 2.56B | 2.48B |
| Non-Interest Income % | 70.23% | 85.57% | 84.85% | 84.97% | 83.66% | 84.44% | 84.82% | 84.41% | 83.55% | 82.79% | 81.63% | 81.51% | 79.04% | 77.76% | 78.71% | 82.22% | 88.28% | 92.25% | 93.15% | 93.23% |
| Total Net Revenue | 4.8B | 3.86B | 3.73B | 3.67B | 3.34B | 3.35B | 3.48B | 3.41B | 3.18B | 3.07B | 2.97B | 3.01B | 2.87B | 2.84B | 2.75B | 2.79B | 2.68B | 2.63B | 2.74B | 2.66B |
| Revenue Growth % | 43.51% | 15.23% | 7.2% | 7.47% | 5.09% | 8.95% | 17.19% | 13.28% | 10.92% | 8.35% | 8.03% | 7.76% | 6.98% | 7.75% | 0.33% | 5.15% | 9.97% | 12.47% | 25.02% | 29.47% |
| Non-Interest Expense | 2.14B | 3.12B | 3.01B | 2.93B | 2.76B | 2.66B | 2.73B | 2.63B | 2.55B | 2.44B | 2.33B | 2.39B | 2.33B | 2.25B | 2.09B | 2.15B | 2.21B | 2.18B | 2.2B | 2.09B |
| Efficiency Ratio | 44.58% | 80.95% | 80.51% | 79.9% | 82.7% | 79.49% | 78.5% | 77.08% | 80.06% | 79.51% | 78.41% | 79.38% | 81.16% | 79.38% | 75.8% | 76.74% | 82.43% | 82.76% | 80.06% | 78.74% |
| Operating Income | 750M | 735M | 728M | 731M | 563M | 671M | 749M | 760M | 644M | 609M | 630M | 585M | 486M | 557M | 652M | 616M | 415M | 433M | 558M | 560M |
| Operating Margin % | 15.64% | 19.05% | 19.49% | 19.93% | 16.85% | 20.04% | 21.5% | 22.27% | 20.25% | 19.81% | 21.19% | 19.42% | 16.95% | 19.63% | 23.69% | 22.04% | 15.49% | 16.45% | 20.34% | 21.07% |
| Operating Income Growth % | 33.21% | 9.54% | -2.8% | -3.82% | -12.58% | 10.18% | 18.89% | 29.91% | 32.51% | 9.34% | -3.37% | -5.03% | 17.11% | 28.64% | 16.85% | 10% | 7.79% | -3.13% | 39.85% | 118.75% |
| Pretax Income | 750M | 735M | 728M | 731M | 563M | 671M | 749M | 760M | 644M | 609M | 630M | 585M | 486M | 557M | 652M | 616M | 415M | 433M | 558M | 560M |
| Pretax Margin % | 15.64% | 19.05% | 19.49% | 19.93% | 16.85% | 20.04% | 21.5% | 22.27% | 20.25% | 19.81% | 21.19% | 19.42% | 16.95% | 19.63% | 23.69% | 22.04% | 15.49% | 16.45% | 20.34% | 21.07% |
| Income Tax | 155M | 191M | 165M | 127M | 127M | 176M | 149M | 158M | 152M | 133M | 132M | 151M | 117M | 130M | 143M | 177M | 114M | 110M | 112M | 131M |
| Effective Tax Rate % | 20.67% | 25.99% | 22.66% | 17.37% | 22.56% | 26.23% | 19.89% | 20.79% | 23.6% | 21.84% | 20.95% | 25.81% | 24.07% | 23.34% | 21.93% | 28.73% | 27.47% | 25.4% | 20.07% | 23.39% |
| Net Income | 595M | 544M | 563M | 604M | 436M | 495M | 600M | 602M | 492M | 476M | 498M | 434M | 369M | 427M | 509M | 439M | 301M | 323M | 446M | 429M |
| Net Margin % | 12.41% | 14.1% | 15.07% | 16.47% | 13.05% | 14.78% | 17.22% | 17.64% | 15.47% | 15.48% | 16.75% | 14.41% | 12.87% | 15.05% | 18.5% | 15.71% | 11.23% | 12.27% | 16.26% | 16.14% |
| Net Income Growth % | 36.47% | 9.9% | -6.17% | 0.33% | -11.38% | 3.99% | 20.48% | 38.71% | 33.33% | 11.48% | -2.16% | -1.14% | 22.59% | 32.2% | 14.13% | 2.33% | -1.95% | -9.01% | 42.95% | 105.26% |
| Net Income (Continuing) | 595M | 544M | 563M | 604M | 436M | 495M | 600M | 602M | 492M | 476M | 498M | 434M | 369M | 427M | 509M | 439M | 301M | 323M | 446M | 429M |
| EPS (Diluted) | 3.01 | 2.72 | 2.79 | 2.96 | 2.12 | 2.36 | 2.86 | 2.86 | 2.31 | 2.22 | 2.32 | 2.02 | 1.71 | 1.93 | 2.30 | 1.98 | 1.38 | 1.52 | 2.10 | 2.02 |
| EPS Growth % | 41.98% | 15.25% | -2.45% | 3.5% | -8.23% | 6.31% | 23.28% | 41.58% | 35.09% | 15.03% | 0.87% | 2.02% | 23.91% | 26.97% | 9.52% | -1.98% | -4.83% | -9.52% | 40.94% | 102% |
| EPS (Basic) | 3.06 | 2.76 | 2.85 | 3.02 | 2.16 | 2.41 | 2.94 | 2.93 | 2.37 | 2.27 | 2.38 | 2.07 | 1.75 | 1.97 | 2.36 | 2.03 | 1.41 | 1.56 | 2.16 | 2.08 |
| Diluted Shares Outstanding | 197.2M | 199.2M | 201.4M | 206.6M | 205.5M | 208.7M | 209.2M | 212.3M | 212.3M | 213.4M | 213.8M | 213.8M | 214.8M | 219.2M | 220.4M | 220.6M | 215.7M | 213M | 212.4M | 211.7M |