The company maintains a resilient capital position with total assets of $53.7 billion as of 2026Q1, supporting a stable equity base that grew from $9.5 billion in 2023Q4 to $11.5 billion despite periodic spikes in claims reserves.
| Metric | TTM | Dec'25 | Dec'24 | Dec'23 | Dec'22 | Dec'21 | Dec'20 | Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 | Dec'11 | Dec'10 | Dec'09 | Dec'08 | Dec'07 | Dec'06 | Dec'05 | Dec'04 | Dec'03 | Dec'02 | Dec'01 | Dec'00 | Dec'99 | Dec'98 | Dec'97 | Dec'96 |
|---|
| Total Assets | 53.72B | 53.8B | 50.71B | 49.01B | 36.55B | 33.96B | 30.82B | 26.33B | 18.68B | 15.23B | 12.35B | 11.56B | 8.2B | 8.18B | 7.93B | 7.74B | 8.14B | 7.8B | 7.98B | 8.29B | 7.77B | 6.87B | 5.53B | 4.3B | 3.75B | 2.64B | 1.47B | 1.62B | 1.36B | 960.75M | 904.76M |
| Asset Growth % | 30.43% | 6.1% | 3.47% | 34.07% | 7.64% | 10.18% | 17.05% | 40.98% | 22.66% | 23.27% | 6.84% | 40.93% | 0.3% | 3.16% | 2.37% | -4.83% | 4.32% | -2.29% | -3.65% | 6.66% | 13.07% | 24.34% | 28.54% | 14.78% | 41.69% | 79.96% | -9.17% | 19.25% | 41.16% | 6.19% | - |
| Total Investment Assets | 4M | 36.07B | 32.64B | 29.22B | 25.7B | 24.75B | 25.26B | 21.9B | 11.89B | 9.5B | 9.32B | 9B | 6.74B | 6.82B | 6.36B | 6.21B | 6.1B | 6.25B | 8.99B | 5.74B | 5.52B | 4.55B | 3.98B | 3.75B | 3.04B | 1.29B | 941.86M | 920.47M | 826.61M | 736.54M | 603.48M |
| Long-Term Investments | 16.36B | 4.85B | 28.11B | 3.73B | 21.03B | 19.45B | 20.26B | 17.33B | 11.86B | 9.49B | 9.29B | 8.97B | 6.72B | 6.8B | 6.15B | 5.46B | 6.1B | 6.25B | 6.04B | 5.74B | 5.52B | 4.55B | 3.98B | 3.75B | 3.04B | 1.29B | 941.86M | 920.47M | 826.61M | 736.54M | 603.48M |
| Short-Term Investments | 0 | 31.23B | 4.53B | 25.48B | 4.67B | 5.3B | 4.99B | 4.57B | 2.59B | 991.86M | 1.37B | 1.23B | 1.04B | 1.08B | 904.61M | 905.48M | 1.9B | 1.86B | 2.95B | 1.82B | 2.41B | 1.65B | 608.29M | 660.56M | 700.41M | 7.37M | 13.76M | 12.76M | 24.98M | 0 | 0 |
| Total Current Assets | 1.56B | 45.75B | 1.68B | 41.74B | 587.13M | 15.59B | 13.12B | 11.41B | 7.86B | 3.66B | 2.78B | 10.28B | 7.71B | 1.14B | 874.91M | 739.42M | 6.7B | 7.72B | 7.91B | 2.77B | 3.04B | 2.19B | 881.85M | 891.96M | 986.93M | 975.84M | 219.75M | 225.33M | 237.44M | 179.5M | 255.67M |
| Cash & Equivalents | 1.56B | 1.73B | 1.68B | 1.88B | 1.19B | 1.86B | 1.74B | 1.38B | 1.11B | 1.36B | 421.16M | 506.88M | 525.58M | 408.03M | 325.36M | 216.98M | 277.74M | 260.72M | 274.69M | 330.23M | 214.4M | 174M | 66.74M | 63.4M | 87.07M | 866.27M | 110.57M | 132.11M | 115.7M | 122.93M | 198.98M |
| Receivables | 38.21B | 11.8B | 11.86B | 13.45B | 10.2B | 8.43B | 6.39B | 5.47B | 0 | 0 | 0 | 1.13B | 559.09M | 0 | 0 | 0 | 421.31M | 331.1M | 802.12M | 619.11M | 419.15M | 363.11M | 206.81M | 168M | 199.45M | 102.2M | 95.42M | 80.45M | 96.76M | 56.57M | 56.69M |
| Other Current Assets | 0 | 0 | -16.39B | 0 | -441.33M | 10.89B | 0 | 8.51B | 0 | 0 | 0 | 2.76B | 2.21B | 0 | 0 | 0 | 1.93B | 1.51B | 3.89B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 7.5B | 2.17B | 704.13M | 2.53B | 237.83M | 243.5M | 249.64M | 262.23M | 237.42M | 243.15M | 251.19M | 265.15M | 7.9M | 8.11M | 8.49M | 8.89M | 14.69M | 76.69M | 74.18M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 617.77M | 300.53M | 300.51M | 300.54M | 206.29M | 206.32M | 211.01M | 210.68M | 197.59M | 197.59M | 197.59M | 197.59M | 5.86M | 5.86M | 5.86M | 5.86M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 1.87B | 403.63M | 2.23B | 31.53M | 37.18M | 38.63M | 51.54M | 39.83M | 45.55M | 53.6M | 67.56M | 2.04M | 2.25M | 2.63M | 3.03M | 14.69M | 76.69M | 74.18M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 83.7M | 50.9M | 47.8M | 62.6M | 11.98B | -73.42M | -94.4M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 0 | 328.09M | -27.41B | 323.96M | -16.32B | -167.91M | -1.2B | -222.65M | -12.1B | 1.84B | 30.6M | -7.96B | -6.24B | 234.27M | 893.32M | 1.54B | -4.68B | -6.25B | -6.04B | -5.74B | -5.52B | -4.55B | -3.98B | -3.75B | -3.04B | -1.29B | -941.86M | -920.47M | -826.61M | -736.54M | -603.48M |
| Total Liabilities | 35.16B | 34.59B | 33.16B | 33.45B | 26.69B | 23.78B | 19.87B | 17.29B | 11.58B | 9.54B | 6.31B | 5.78B | 3.21B | 3.17B | 3.45B | 3.48B | 4.2B | 3.17B | 4.18B | 3.99B | 3.84B | 4.15B | 2.53B | 1.53B | 1.66B | 1.06B | 680.54M | 927.28M | 643.93M | 248.36M | 150M |
| Total Debt | 0 | 2.33B | 1.89B | 1.96B | 1.17B | 1.17B | 1.14B | 1.38B | 991.13M | 989.62M | 948.66M | 966.08M | 249.52M | 249.43M | 351.77M | 353.62M | 549.15M | 300M | 450M | 451.95M | 553.09M | 603.09M | 453.09M | 453.09M | 275M | 183.5M | 50M | 250M | 100M | 50M | 150M |
| Net Debt | -1.56B | 598.02M | 210.09M | 81.14M | -23.9M | -690.67M | -600.55M | 5.04M | -116.8M | -371.97M | 527.51M | 459.19M | -276.06M | -158.6M | 26.42M | 136.64M | 271.42M | 39.28M | 175.31M | 121.72M | 338.69M | 429.09M | 386.35M | 389.7M | 187.93M | -682.77M | -60.57M | 117.89M | -15.7M | -72.93M | -48.98M |
| Long-Term Debt | 0 | 2.33B | 1.44B | 1.88B | 1.14B | 1.14B | 1.14B | 1.38B | 991.13M | 989.62M | 948.66M | 966.08M | 249.52M | 249.43M | 349.34M | 353.62M | 549.15M | 300M | 450M | 451.95M | 553.09M | 603.09M | 453.09M | 453.09M | 275M | 183.5M | 50M | 250M | 100M | 50M | 150M |
| Short-Term Debt | 0 | 0 | 449.81M | 75M | 30M | 30M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 0 | 9.1B | 20.23B | 10.06B | 111.84M | 3.89B | 3.49B | 18.97B | 1.9B | 9.85B | 6.54B | 5.86B | 4.09B | 4.03B | 4.07B | 3.79B | 3.65B | 3.66B | 4.5B | 4.36B | 3.94B | 4.01B | 2.43B | 1.94B | 1.83B | 1.24B | 718M | 767M | 644M | 312M | 0 |
| Accounts Payable | 0 | 2.54B | 2.8B | 3.19B | 3.93B | 3.86B | 3.49B | 2.83B | 1.9B | 989.09M | 673.98M | 523.97M | 454.58M | 293.02M | 290.42M | 256.88M | 318.02M | 384.36M | 315.4M | 275.43M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 6.03B | 0 | 6.14B | 0 | 0 | 0 | 2.33B | 0 | 0 | -500M | 0 | 0 | 0 | 0 | -100M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 16.82B | 0 | -4.34B | -1.17B | -1.13B | 13.59B | -2.28B | -1.2B | -479.7M | -915.35M | -657.6M | -486.24M | -569.21M | -560.15M | -513.41M | -443.6M | -693.51M | -698.4M | -483.17M | -292.31M | -188.56M | -131.63M | -146.73M | -115.97M | -50.78M | -50.16M | -94.06M | -21.78M | -18.07M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 1000K | 1000K | 0 | 1000K | 1000K | 1000K | 1000K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 35.16B | 23.16B | 449.81M | 21.51B | 153.67M | 0 | 0 | 0 | 910.93M | 0 | 0 | -5.58M | 478K | -430K | 2.66M | -353.62M | -549.15M | -300M | -450M | -451.95M | -553.09M | -603.09M | -453.09M | -453.09M | -275M | -183.5M | -50M | -250M | -100M | -50M | -150M |
| Total Equity | 18.56B | 19.21B | 17.55B | 15.56B | 9.86B | 10.18B | 10.95B | 9.04B | 7.1B | 5.69B | 6.04B | 5.78B | 5B | 5B | 4.48B | 4.27B | 3.94B | 4.63B | 3.8B | 4.29B | 3.93B | 2.72B | 2.99B | 2.77B | 2.09B | 1.59B | 788.45M | 689.96M | 712.23M | 712.38M | 561.44M |
| Equity Growth % | 31.2% | 9.45% | 12.83% | 57.76% | -3.12% | -7.03% | 21.08% | 27.42% | 24.77% | -5.86% | 4.57% | 15.62% | -0.14% | 11.82% | 4.9% | 8.3% | -14.87% | 21.73% | -11.45% | 9.21% | 44.69% | -9.19% | 8.2% | 32.29% | 31.66% | 101.36% | 14.27% | -3.13% | -0.02% | 26.89% | - |
| Shareholders Equity | 11.51B | 11.61B | 10.57B | 9.45B | 5.33B | 6.62B | 7.56B | 5.97B | 5.05B | 4.39B | 4.87B | 4.73B | 3.87B | 3.9B | 3.5B | 3.61B | 3.94B | 3.84B | 3.03B | 3.48B | 3.28B | 2.25B | 2.64B | 2.33B | 1.64B | 1.23B | 700.82M | 600.33M | 612.23M | 598.7M | 546.2M |
| Minority Interest | 7.04B | 7.6B | 6.98B | 6.1B | 4.54B | 3.55B | 3.39B | 3.07B | 2.05B | 1.3B | 1.18B | 1.05B | 1.13B | 1.1B | 972.25M | 661.07M | 2.89M | 786.65M | 768.53M | 815.45M | 650.28M | 462.91M | 347.79M | 430.5M | 448.18M | 362.58M | 87.63M | 89.63M | 100M | 113.68M | 15.24M |
| Retained Earnings | 10.73B | 10.83B | 8.28B | 6.52B | 4.07B | 5.23B | 5.37B | 4.71B | 4.06B | 3.91B | 4.21B | 3.78B | 3.42B | 3.46B | 3.04B | 2.99B | 3.31B | 3.09B | 2.25B | 2.61B | 2.1B | 1.4B | 1.74B | 1.66B | 1.09B | 814.27M | 682.7M | 609.14M | 586.52M | 538.67M | 422.06M |
| Common Stock | 42.97M | 43.96M | 50.18M | 52.69M | 43.72M | 44.45M | 50.81M | 44.15M | 42.21M | 40.02M | 41.19M | 43.7M | 38.44M | 43.65M | 45.54M | 51.54M | 54.11M | 61.74M | 61.5M | 68.92M | 72.14M | 351.29M | 328.9M | 314.41M | 320.94M | 264.62M | 23M | 19.69M | 21.65M | 22.44M | 23.53M |
| Accumulated OCI | -12.15M | -12.63M | -14.76M | -14.21M | -15.46M | -10.91M | -12.64M | -1.94M | -1.43M | 224K | 1.13M | 2.11M | 3.42M | 4.13M | 13.62M | 11.76M | 19.82M | 41.44M | 75.39M | 44.72M | 25.22M | 4.76M | 78.96M | 113.38M | 95.23M | 16.3M | 6.83M | -18.47M | -5.14M | -10.15M | 1.58M |
| Return on Equity (ROE) | 16.59% | 14.59% | 11.3% | 20.15% | -10.59% | -0.38% | 7.63% | 9.28% | 3.56% | -3.79% | 8.51% | 8% | 10.65% | 14.57% | 13.75% | -1.4% | 17.39% | 20.91% | 0.72% | 14.89% | 23.98% | -8.65% | 5.71% | 25.74% | 19.31% | 15.57% | 17.21% | 14.87% | 10.47% | 21.86% | 27.82% |
| Return on Assets (ROA) | 5.71% | 5.13% | 3.75% | 5.99% | -3.01% | -0.12% | 2.67% | 3.33% | 1.34% | -1.61% | 4.21% | 4.36% | 6.5% | 8.58% | 7.67% | -0.72% | 9.34% | 11.16% | 0.36% | 7.63% | 10.89% | -3.98% | 3.34% | 15.53% | 11.11% | 8.99% | 8.24% | 7.01% | 6.44% | 14.93% | 17.26% |
| Equity / Assets | 34.55% | 35.71% | 34.61% | 31.74% | 26.98% | 29.97% | 35.52% | 34.34% | 38% | 37.36% | 48.92% | 49.98% | 60.92% | 61.18% | 56.45% | 55.08% | 48.4% | 59.32% | 47.61% | 51.81% | 50.6% | 39.54% | 54.14% | 64.32% | 55.8% | 60.05% | 53.67% | 42.66% | 52.52% | 74.15% | 62.05% |
| Debt / Equity | 0.00x | 0.12x | 0.11x | 0.13x | 0.12x | 0.11x | 0.10x | 0.15x | 0.14x | 0.17x | 0.16x | 0.17x | 0.05x | 0.05x | 0.08x | 0.08x | 0.14x | 0.06x | 0.12x | 0.11x | 0.14x | 0.22x | 0.15x | 0.16x | 0.13x | 0.12x | 0.06x | 0.36x | 0.14x | 0.07x | 0.27x |
| Book Value per Share | 435.33 | 428.11 | 341.88 | 326.75 | 229.10 | 215.78 | 232.07 | 209.44 | 178.51 | 142.72 | 145.39 | 132.75 | 125.04 | 113.40 | 90.22 | 84.07 | 70.80 | 75.60 | 59.95 | 59.77 | 54.55 | 38.52 | 41.58 | 38.92 | 29.75 | 25.41 | 13.43 | 11.14 | 10.60 | 10.33 | 7.19 |
| Tangible BV per Share | 420.84 | 379.71 | 328.16 | 273.68 | 223.58 | 210.61 | 226.78 | 203.37 | 172.54 | 136.62 | 139.34 | 126.66 | 124.84 | 113.22 | 90.05 | 83.89 | 70.53 | 74.35 | 58.78 | 59.77 | 54.55 | 38.52 | 41.58 | 38.92 | 29.75 | 25.41 | 13.43 | 11.14 | 10.60 | 10.33 | 7.19 |
Catastrophe loss volatility
As reported in financial statements, RenaissanceRe has grown its total equity from $9.5 billion in 2023Q4 to $11.5 billion by 2026Q1, reflecting a resilient capital accumulation trajectory despite the significant quarterly fluctuations in underwriting results and the inherent cyclicality of the global reinsurance market.
The steady increase in equity suggests that the firm is successfully retaining earnings to bolster its balance sheet against potential tail-risk events. This growth appears to provide a necessary buffer for the company's expanding risk appetite, particularly following the integration of large-scale acquisitions.
Based on RenaissanceRe's reported figures, claims and loss reserves have exhibited extreme variance, peaking at $3.4 billion in 2025Q1, which underscores the company's direct exposure to the timing and severity of major catastrophe events that necessitate immediate and significant adjustments to long-term liability estimates.
The sharp spike in loss reserves during 2025Q1 correlates with the period's elevated loss ratio, suggesting that the firm maintains a disciplined approach to reserving for known events. Investors should monitor whether these reserve levels remain adequate if secondary perils continue to increase in frequency and severity.
According to recent SEC filings, the company's ability to maintain an equity base exceeding $11 billion while managing total liabilities of $35.2 billion in 2026Q1 indicates a robust capital position that supports both ongoing underwriting operations and the potential for opportunistic capital deployment in hard markets.
The current leverage profile appears manageable, providing the firm with the financial flexibility to navigate periods of market stress without compromising solvency. This capital strength is a critical component of the firm's ability to attract third-party capital partners, which further enhances its overall underwriting capacity.
As noted in financial disclosures, the firm's balance sheet structure, characterized by a significant asset base of $53.7 billion in 2026Q1, suggests a high degree of liquidity designed to meet potential large-scale claims obligations arising from the company's concentrated catastrophe-exposed reinsurance treaty portfolio.
The firm's ability to maintain such a large asset base relative to its liabilities implies a conservative approach to liquidity management, which is essential for a reinsurer of this scale. This liquidity profile appears to be a key factor in maintaining the confidence of cedants and third-party capital investors.
Based on the shift toward casualty and specialty lines, there is an emerging risk that the company's balance sheet may become increasingly sensitive to social inflation, a factor that is less transparent than property catastrophe losses and could lead to unexpected reserve development in future periods.
While the property segment remains the primary driver of volatility, the growing casualty footprint introduces a different risk profile that may not be fully captured by traditional catastrophe modeling. This transition warrants further investigation into the adequacy of long-tail reserves as the business mix continues to evolve.
Quick answers to the most common questions about buying RNR stock.
As of 2025, RenaissanceRe Holdings Ltd. (RNR) had total assets of $53.80B including $45.75B in current assets.
RenaissanceRe Holdings Ltd. (RNR) carries total debt of $2.33B, offset by $32.96B in cash and short-term investments. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.
RenaissanceRe Holdings Ltd. (RNR) has total shareholders' equity (book value) of $11.61B ($428.11 book value per share). Book value represents the net worth of the company belonging to common stock holders.
RenaissanceRe Holdings Ltd. (RNR) reported a current ratio of 5.03x. A current ratio above 1.0x indicates that the company has more current assets than current liabilities, suggesting sufficient short-term liquidity.