Last 35 quarters of trend data · Financial Services · Payment Processors & Networks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -2.19 | — | — | — | — | — | — | — | 68.00 | — | — | — | — | — | — | — | 35.30 | 32125.00 | 30.77 | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 1.15 | 0.87 | 0.66 | 0.95 | 1.39 | 1.41 | 1.60 | 2.15 | 2.66 | 3.24 | 3.11 | 2.56 | 2.33 | 2.43 | 1.95 | 2.45 | 2.72 | 5.40 | 6.18 | 6.49 | 8.31 |
| — | -38.5% | -58.6% | -55.7% | -47.7% | -56.4% | -48.4% | -15.9% | +14.2% | +33.1% | +59.1% | +4.5% | -14.3% | -54.9% | -68.4% | -62.3% | -67.3% | -45.5% | -34.7% | -44.5% | -8.0% | |
| P/B Ratio | 0.78 | 0.75 | 0.45 | 0.62 | 0.69 | 0.67 | 0.65 | 0.87 | 1.09 | 1.17 | 1.21 | 0.94 | 0.77 | 0.77 | 0.64 | 0.77 | 0.83 | 1.56 | 1.80 | 1.77 | 2.20 |
| — | +11.5% | -30.1% | -28.7% | -36.5% | -42.7% | -46.6% | -7.0% | +42.6% | +51.1% | +87.7% | +22.1% | -7.8% | -50.6% | -64.2% | -56.6% | -62.3% | -25.7% | -30.8% | -49.3% | -8.8% | |
| P/FCF | 6.98 | 2.30 | — | 5.44 | 5.20 | 4.73 | — | 7.19 | 3.52 | 12.57 | 18.35 | 23.63 | 12.41 | 17.51 | 20.49 | 8.37 | 14.81 | 86.15 | 67.44 | 26.62 | 59.72 |
| — | -51.4% | — | -24.3% | +47.8% | -62.4% | — | -69.6% | -71.7% | -28.2% | -10.5% | +182.2% | -16.2% | -79.7% | -69.6% | -68.6% | -75.2% | +18.4% | — | -49.7% | — | |
| EV / EBITDA | 7.55 | 10.65 | 5.59 | 7.27 | 8.54 | — | 9.68 | 10.70 | 11.88 | 13.54 | 13.42 | — | 11.88 | 21.90 | 86.31 | 142.32 | 18.35 | 46.77 | 30.85 | 89.59 | 43.02 |
| — | — | -42.2% | -32.0% | -28.2% | — | -27.9% | — | -0.0% | -38.2% | -84.4% | — | -35.2% | -53.2% | +179.8% | +58.9% | -57.3% | -38.5% | -39.8% | +34.6% | -72.3% | |
| EV / EBIT | — | — | — | — | — | — | — | — | 38.57 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 75.0% | 70.1% | 76.1% | 74.2% | 74.4% | 75.7% | 75.9% | 76.3% | 77.8% | 78.2% | 76.2% | 77.3% | 76.3% | 76.5% | 75.9% | 79.5% | 76.8% | 75.2% | 75.5% | 75.9% | 75.0% |
| — | -7.3% | +0.3% | -2.7% | -4.4% | -3.3% | -0.5% | -1.3% | +2.0% | +2.2% | +0.5% | -2.8% | -0.6% | +1.8% | +0.6% | +4.8% | +2.4% | +2.0% | +2.4% | +4.9% | +4.0% | |
| Operating Margin | -3.9% | -3.2% | -0.0% | -5.4% | -3.9% | -138.7% | -4.7% | -1.5% | -0.9% | -4.6% | -3.1% | -103.3% | -6.9% | -13.7% | -24.1% | -25.2% | -7.6% | -24.6% | -10.2% | -33.2% | -20.0% |
| — | +97.7% | +99.8% | -264.5% | -353.9% | -2937.2% | -50.9% | +98.6% | +87.6% | +66.8% | +87.1% | -310.2% | +9.3% | +44.1% | -135.7% | +24.2% | +62.0% | +3.5% | +44.7% | -55.9% | +42.6% | |
| Net Margin | -83.0% | -10.9% | -12.3% | -178.3% | -8.3% | -135.2% | -10.3% | -5.3% | 4.1% | -5.4% | -6.5% | -96.4% | -8.3% | -6.5% | -35.4% | -9.2% | 8.2% | 0.0% | 20.2% | -25.3% | -10.3% |
| — | +91.9% | -19.7% | -3290.5% | -301.4% | -2387.8% | -59.2% | +94.5% | +149.4% | +16.0% | +81.8% | -950.5% | -201.6% | -48732.3% | -275.2% | +63.8% | +179.7% | +100.1% | +160.8% | -14.0% | +43.0% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -40.9% | -2.3% | -2.1% | -25.4% | -1.0% | -14.5% | -1.0% | -0.5% | 0.4% | -0.5% | -0.6% | -8.5% | -0.7% | -0.5% | -2.9% | -0.7% | 0.6% | 0.0% | 1.5% | -1.7% | -0.7% |
| — | +84.0% | -101.3% | -4656.0% | -350.8% | -2864.1% | -64.3% | +93.7% | +159.3% | +4.6% | +78.2% | -1080.8% | -209.0% | -51500.0% | -294.3% | +58.3% | +191.7% | +100.1% | +158.6% | -4.4% | +43.3% | |
| ROA | -18.5% | -0.8% | -0.8% | -11.1% | -0.5% | -6.9% | -0.5% | -0.3% | 0.2% | -0.3% | -0.3% | -4.7% | -0.4% | -0.3% | -1.6% | -0.4% | 0.4% | 0.0% | 0.8% | -0.9% | -0.4% |
| — | +88.5% | -66.1% | -4114.1% | -322.2% | -2487.8% | -49.0% | +94.4% | +153.8% | +8.9% | +79.1% | -1056.5% | -209.6% | -58920.0% | -302.1% | +56.8% | +193.6% | +100.1% | +164.9% | -13.3% | +41.6% | |
| ROIC | -1.0% | -0.2% | -0.0% | -0.4% | -0.2% | -7.5% | -0.2% | -0.1% | -0.0% | -0.2% | -0.2% | -4.9% | -0.3% | -0.6% | -1.0% | -1.0% | -0.3% | -0.9% | -0.4% | -1.2% | -0.7% |
| — | +96.7% | +99.8% | -356.3% | -411.0% | -3216.0% | -50.9% | +98.4% | +85.4% | +61.8% | +84.4% | -378.4% | -1.6% | +36.7% | -166.8% | +14.5% | +58.7% | +0.4% | +56.3% | -24.9% | +51.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.91 | 1.65 | 0.84 | 0.91 | 0.70 | 0.80 | 0.66 | 0.66 | 0.66 | 0.53 | 0.53 | 0.53 | 0.49 | 0.49 | 0.49 | 0.50 | 0.49 | 0.50 | 0.50 | 0.50 | 0.48 |
| — | +106.7% | +27.0% | +37.9% | +6.2% | +49.8% | +24.6% | +23.3% | +34.4% | +8.5% | +8.8% | +7.2% | -0.6% | -1.3% | -1.6% | -1.1% | +3.8% | +3.0% | -21.4% | +4.8% | +4.0% | |
| Debt / EBITDA | 4.85 | 31.70 | 15.68 | 20.46 | 19.29 | — | 23.48 | 21.91 | 20.45 | 18.92 | 18.00 | — | 20.71 | 37.40 | 163.65 | 236.98 | 28.84 | 46.54 | 27.56 | 81.32 | 32.10 |
| — | — | -33.2% | -6.6% | -5.7% | — | +30.4% | — | -1.2% | -49.4% | -89.0% | — | -28.2% | -19.6% | +493.7% | +191.4% | -10.2% | -22.1% | -43.2% | +141.9% | -71.2% | |
| Current Ratio | 0.82 | 1.45 | 1.79 | 0.82 | 0.81 | 0.85 | 3.71 | 2.69 | 2.70 | 3.83 | 3.44 | 3.14 | 3.30 | 3.20 | 2.65 | 1.42 | 1.52 | 1.51 | 1.35 | 1.04 | 2.51 |
| — | +70.8% | -51.8% | -69.6% | -70.0% | -77.8% | +7.7% | -14.4% | -18.1% | +19.8% | +29.9% | +121.3% | +117.4% | +112.3% | +96.6% | +37.1% | -39.5% | -35.0% | -80.5% | -43.2% | -30.6% | |
| Quick Ratio | 0.82 | 1.43 | 1.79 | 0.82 | 0.81 | 0.85 | 3.71 | 2.69 | 2.70 | 3.83 | 3.44 | 3.14 | 3.30 | 3.20 | 2.65 | 1.42 | 1.52 | 1.51 | 1.35 | 1.04 | 2.51 |
| — | +68.9% | -51.8% | -69.6% | -70.0% | -77.8% | +7.7% | -14.4% | -18.1% | +19.8% | +29.9% | +121.3% | +117.4% | +112.3% | +96.6% | +37.1% | -39.5% | -35.0% | -80.5% | -43.2% | -30.6% | |
| Interest Coverage | -18.86 | -0.78 | -1.08 | -31.26 | -1.73 | -34.42 | -1.13 | -0.43 | 2.62 | -5.83 | -4.55 | — | -81.35 | -10.68 | -6.97 | -13.21 | -2.98 | -15.05 | -9.93 | -13.69 | -18.03 |
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Includes 30+ ratios · 35 years · Updated daily
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Quick answers to the most common questions about buying RPAY stock.
Repay Holdings Corporation's current P/E is -2.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Repay Holdings Corporation's current operating margin is -3.9%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Repay Holdings Corporation's business trajectory between earnings reports.