Last 32 quarters of trend data · Technology · Software - Infrastructure
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
EV/EBITDA has compressed 28.2% YoY to 8.5x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -25.27 | — | — | — | — | 68.00 | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 0.00 | 1.39 | 1.41 | 1.60 | 2.15 | 2.66 | 3.24 | 3.11 | 2.56 | 2.33 | 2.43 | 1.95 | 2.45 |
| — | -47.7% | -56.4% | -48.4% | -15.9% | +14.2% | +33.1% | +59.1% | +4.5% | -14.3% | -54.9% | -68.4% | -62.3% | |
| P/B Ratio | 0.32 | 0.69 | 0.67 | 0.65 | 0.87 | 1.09 | 1.17 | 1.21 | 0.94 | 0.77 | 0.77 | 0.64 | 0.77 |
| — | -36.5% | -42.7% | -46.6% | -7.0% | +42.6% | +51.1% | +87.7% | +22.1% | -7.8% | -50.6% | -64.2% | -56.6% | |
| P/FCF | 0.00 | — | 4.73 | 52.58 | 7.19 | 3.52 | 12.57 | 18.35 | 23.63 | 12.41 | 17.51 | 20.49 | 8.37 |
| — | — | -62.4% | +186.6% | -69.6% | -71.7% | -28.2% | -10.5% | +182.2% | -16.2% | -79.7% | -69.6% | -68.6% | |
| EV / EBITDA | 3.32 | 8.54 | — | 12.96 | 13.83 | 11.88 | 13.54 | 13.42 | — | 11.88 | 21.90 | 86.31 | 142.32 |
| — | -28.2% | — | -3.5% | — | -0.0% | -38.2% | -84.4% | — | -35.2% | -53.2% | +179.8% | +58.9% | |
| EV / EBIT | — | — | — | — | — | 38.57 | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Repay Holdings Corporation's operating margin was -3.9% in Q3 2025, up 134.8 pp QoQ and down 3.0 pp YoY. The trailing four-quarter average of -37.2% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin contracted 4.4% YoY, suggesting cost inflation or competitive pricing pressure.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 77.1% | 74.4% | 75.7% | 75.9% | 76.3% | 77.8% | 78.2% | 76.2% | 77.3% | 76.3% | 76.5% | 75.9% | 79.5% |
| — | -4.4% | -3.3% | -0.5% | -1.3% | +2.0% | +2.2% | +0.5% | -2.8% | -0.6% | +1.8% | +0.6% | +4.8% | |
| Operating Margin | -2.5% | -3.9% | -138.7% | -4.7% | -1.5% | -0.9% | -4.6% | -3.1% | -103.3% | -6.9% | -13.7% | -24.1% | -25.2% |
| — | -353.9% | -2937.2% | -50.9% | +98.6% | +87.6% | +66.8% | +87.1% | -310.2% | +9.3% | +44.1% | -135.7% | +24.2% | |
| Net Margin | -3.2% | -8.3% | -135.2% | -10.3% | -5.3% | 4.1% | -5.4% | -6.5% | -96.4% | -8.3% | -6.5% | -35.4% | -9.2% |
| — | -301.4% | -2387.8% | -59.2% | +94.5% | +149.4% | +16.0% | +81.8% | -950.5% | -201.6% | -48732.3% | -275.2% | +63.8% |
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -1.3% | -1.0% | -14.5% | -1.0% | -0.5% | 0.4% | -0.5% | -0.6% | -8.5% | -0.7% | -0.5% | -2.9% | -0.7% |
| — | -350.8% | -2864.1% | -64.3% | +93.7% | +159.3% | +4.6% | +78.2% | -1080.8% | -209.0% | -51500.0% | -294.3% | +58.3% | |
| ROA | -0.7% | -0.5% | -6.9% | -0.5% | -0.3% | 0.2% | -0.3% | -0.3% | -4.7% | -0.4% | -0.3% | -1.6% | -0.4% |
| — | -322.2% | -2487.8% | -49.0% | +94.4% | +153.8% | +8.9% | +79.1% | -1056.5% | -209.6% | -58920.0% | -302.1% | +56.8% | |
| ROIC | -0.5% | -0.2% | -7.5% | -0.2% | -0.1% | -0.0% | -0.2% | -0.2% | -4.9% | -0.3% | -0.6% | -1.0% | -1.0% |
| — | -411.0% | -3216.0% | -50.9% | +98.4% | +85.4% | +61.8% | +84.4% | -378.4% | -1.6% | +36.7% | -166.8% | +14.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Repay Holdings Corporation's Debt/EBITDA ratio is 19.3x — elevated, raising questions about debt serviceability. The current ratio has weakened 70.0% YoY to 0.81x, tightening the short-term liquidity position.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.66 | 0.70 | 0.80 | 0.66 | 0.66 | 0.66 | 0.53 | 0.53 | 0.53 | 0.49 | 0.49 | 0.49 | 0.50 |
| — | +6.2% | +49.8% | +24.6% | +23.3% | +34.4% | +8.5% | +8.8% | +7.2% | -0.6% | -1.3% | -1.6% | -1.1% | |
| Debt / EBITDA | 5.30 | 19.29 | — | 31.43 | 28.31 | 20.45 | 18.92 | 18.00 | — | 20.71 | 37.40 | 163.65 | 236.98 |
| — | -5.7% | — | +74.6% | — | -1.2% | -49.4% | -89.0% | — | -28.2% | -19.6% | +493.7% | +191.4% | |
| Current Ratio | 2.69 | 0.81 | 0.85 | 3.71 | 2.69 | 2.70 | 3.83 | 3.44 | 3.14 | 3.30 | 3.20 | 2.65 | 1.42 |
| — | -70.0% | -77.8% | +7.7% | -14.4% | -18.1% | +19.8% | +29.9% | +121.3% | +117.4% | +112.3% | +96.6% | +37.1% | |
| Quick Ratio | 2.69 | 0.81 | 0.85 | 3.71 | 2.69 | 2.70 | 3.83 | 3.44 | 3.14 | 3.30 | 3.20 | 2.65 | 1.42 |
| — | -70.0% | -77.8% | +7.7% | -14.4% | -18.1% | +19.8% | +29.9% | +121.3% | +117.4% | +112.3% | +96.6% | +37.1% | |
| Interest Coverage | -0.99 | -0.98 | -33.98 | -1.17 | -0.37 | -0.23 | -3.76 | -2.75 | — | -49.70 | -10.84 | -15.49 | -15.18 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 32 years · Updated daily
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Start ComparisonRepay Holdings Corporation's current P/E is -25.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Repay Holdings Corporation's current operating margin is -2.5%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Repay Holdings Corporation's business trajectory between earnings reports.