RPAY trades 22.9% below Wall Street's consensus target of $4.67.
Last 12 months price action with 12-month analyst target path
The base valuation assumes RPAY achieves its forward estimates and maintains a stable P/E multiple of 4.3x. This scenario reflects the blended consensus of 17 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, Repay Holdings Corporation (RPAY) has a Wall Street consensus price target of $4.67, based on estimates from 17 covering analysts. With the stock currently trading at $3.80, this represents a potential upside of +22.9%. The company has a market capitalization of $335M.
Analyst price targets range from a low of $3.75 to a high of $6.00, representing a 48% spread in expectations. The median target of $4.25 differs from the mean, suggesting potential outlier estimates.
The current analyst consensus rating is Buy, with 10 analysts rating the stock as a Buy or Strong Buy,7 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, RPAY trades at a trailing P/E of -1.3x and forward P/E of 4.3x. Analysts expect EPS to grow +144.3% over the next year.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 PRTHPriority Technology Holdings, Inc. | $642M | $7.80 | $7.00 | -10.3% | Buy | 8.0x | 5 |
 USIOUsio, Inc. | $62M | $2.24 | — | — | — | — | — |
 EVTCEVERTEC, Inc. | $1.7B | $27.57 | $34.00 | +23.3% | Buy | 6.9x | 18 |
 FOURShift4 Payments, Inc. | $2.7B | $38.46 | $52.47 | +36.4% | Buy | 6.0x | 29 |
 FLYWFlywire Corp | $2.0B | $16.86 | $21.27 | +26.2% | Buy | 40.6x | 19 |
 IIIVi3 Verticals, Inc. | $361M | $15.10 | $26.00 | +72.2% | Buy | 14.1x | 15 |
 PAYCPaycom Software, Inc. | $12.1B | $221.68 | $201.18 | -9.2% | Hold | 18.3x | 36 |
 VVisa Inc. | $675.0B | $361.52 | $422.24 | +16.8% | Buy | 27.3x | 62 |
 MAMastercard Incorporated | $494.7B | $559.92 | $666.67 | +19.1% | Buy | 28.1x | 65 |
 FISFidelity National Information Services, Inc. | $17.9B | $34.67 | $48.42 | +39.7% | Buy | 5.6x | 37 |
Quick answers to the most common questions about buying RPAY stock.
The consensus Wall Street price target for RPAY is $4.67, representing 22.9% upside from the current price of $3.8. With 17 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
RPAY has a consensus rating of "Buy" based on 17 Wall Street analysts. The rating breakdown is predominantly bullish, with 10 Buy/Strong Buy ratings. The consensus 12-month price target of $4.67 implies 22.9% upside from current levels.
With a forward P/E of 4.2644x, RPAY trades at a relatively low valuation. The consensus target of $4.67 implies 22.9% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $6 for RPAY, while the most conservative target is $3.75. The consensus of $4.67 represents the median expectation. These targets typically reflect 12-month expectations.
RPAY is well covered by analysts, with 17 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 10 have Buy ratings, 7 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month RPAY stock forecast based on 17 Wall Street analysts shows a consensus price target of $4.67, with estimates ranging from $3.75 (bear case) to $6 (bull case). The median consensus rating is "Buy".
RPAY trades at a forward P/E ratio of 4.3x based on next-twelve-months earnings estimates. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on RPAY, with a "Buy" consensus rating and $4.67 price target (22.9% upside). 10 of 17 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
RPAY analyst price targets range from $3.75 to $6, a 48% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $4.67 consensus represents the middle ground.
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.