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RPAY logoRepay Holdings Corporation (RPAY) Earnings History

Annual and quarterly earnings data from 2016 to 2025

TTM Net Income
-$259M
Net Loss
TTM EPS
$-3.14
Diluted
YoY EPS Growth
-2627.3%
Declining
Net Margin
-83.0%
Profitability
Operating Margin-3.9%
Gross Margin75.0%
ROE-40.9%
ROA-18.5%
Highest Annual Net Income$13M (2022)
Highest Quarterly EPS$0.15 (Q3 2018)
Consecutive Profitable Years0 years
Q1 2026
Net Income-$10M
EPS$-0.12
QoQ Growth+92.9%Excellent

Loading earnings history...

RPAY EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

RPAY Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202575.0%-3.9%-83.0%
202477.1%-2.5%-3.2%
202376.5%-37.6%-37.2%
202276.8%-16.9%4.6%
202174.7%-24.6%-22.8%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Repay Holdings Corporation (RPAY) Earnings Overview

As of May 6, 2026, Repay Holdings Corporation (RPAY) reported trailing twelve-month net income of -$259M, reflecting -2627.3% year-over-year growth. The company earned $-3.14 per diluted share over the past four quarters, with a net profit margin of -83.0%.

Looking at the long-term picture, RPAY's historical earnings data spans multiple years. The company achieved its highest annual net income of $13M in fiscal 2022.

Repay Holdings Corporation is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including PRTH ($56M net income, 5.8% margin), USIO (-$3M net income, -2.9% margin), EVTC ($35.67B net income, 15.3% margin), RPAY has room to improve margins relative to the peer group. Compare RPAY vs PRTH →

RPAY Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
RPAY logoRPAYCurrent
-$259M$-3.14-83.0%-40.9%-2627.3%—
PRTH logoPRTH
$56M$0.675.8%-+319.4%
USIO logoUSIO
-$3M$-0.09-2.9%-13.6%-177.8%
EVTC logoEVTC
$35.7B$558.9015.3%61.6%+27.7%
FOUR logoFOUR
$195M$2.156.9%24.3%+111.9%
FLYW logoFLYW
$12.5B$97.982.2%1.6%+391.1%
Best in group
Lowest in group

RPAY Historical Earnings Data (2016–2025)

10 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$257M-2427.8%-$12M$-3.00-83.0%-3.9%
2024-$10M+90.8%-$8M$-0.11-3.2%-2.5%
2023-$110M-960.8%-$111M$-1.23-37.2%-37.6%
2022$13M+125.6%-$47M$0.124.6%-16.9%
2021-$50M+52.6%-$54M$-0.60-22.8%-24.6%
2020-$106M-91.0%-$32M$-0.67-68.1%-20.6%
2019-$55M-3729.4%-$48M$0.28-52.9%-46.1%
2018$2M-83.9%-$1M$0.051.2%-0.9%
2017$9M+1946.4%$16M$1.4510.1%17.4%
2016$-511,707-$2M$-0.08-0.6%2.1%

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Compare RPAY vs NVDA

Side-by-side business, growth, and profitability comparison vs NVIDIA Corporation.

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RPAY — Frequently Asked Questions

Quick answers to the most common questions about buying RPAY stock.

Is RPAY growing earnings?

RPAY EPS fell to $-3.14, with earnings declining -2627.3%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-259M.

What are RPAY's profit margins?

Repay Holdings Corporation net margin is -83.0%, with operating margin at -3.9%. Below-average margins reflect competitive or cost pressures.

How consistent are RPAY's earnings?

RPAY earnings data spans 2016-2025. The declining earnings trend is -2627.3% YoY. Historical data enables comparison across business cycles.

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RPAY Earnings Over Time (2016–2025)

Net income and EPS trends