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RPAYRepay Holdings Corporation
$3.39$299M
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HomeStocksRPAYEarnings History

RPAY logoRepay Holdings Corporation (RPAY) Earnings History

Net Loss

10 years of earnings data (2016–2025) · Currently unprofitable on a TTM basis

TTM Net Income
-$259M
● Net Loss
TTM EPS (Diluted)
$-3.14
Per share, diluted
YoY EPS Growth
-2627.3%
Declining
Net Margin
-83.0%
After-tax profitability
EPS Growth Rate (CAGR)
1YN/A
3YN/A
5YN/A
10YN/A
Operating Margin-3.9%
Gross Margin75.0%
Return on Equity-40.9%
Return on Assets-18.5%
Record Annual Net Income$13MFY2022
Record Quarterly EPS$0.15Q3 2018
Consecutive Profitable Years0years
Q1 2026
Net Income-$10M
EPS (Diluted)$-0.12
YoY Growth-2627.3%Declining
QoQ Growth+92.9%Excellent

Loading earnings history...

Repay Holdings Corporation (RPAY) Earnings Overview

As of June 21, 2026, Repay Holdings Corporation (RPAY) reported trailing twelve-month net income of -$259M, reflecting -2627.3% year-over-year growth. The company earned $-3.14 per diluted share over the past four quarters, with a net profit margin of -83.0%.

Looking at the long-term picture, RPAY's historical earnings data spans multiple years. The company achieved its highest annual net income of $13M in fiscal 2022.

Repay Holdings Corporation is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including PRTH ($57M net income, 5.8% margin), USIO (-$2M net income, -2.9% margin), EVTC ($133M net income, 15.2% margin), RPAY has room to improve margins relative to the peer group. Compare RPAY vs PRTH →

RPAY Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
RPAY logoRPAYCurrent
-$259M$-3.14-83.0%-40.9%-2627.3%—
PRTH logoPRTH
$57M$0.685.8%-+319.4%
USIO logoUSIO
-$2M$-0.08-2.9%-13.6%-177.8%
EVTC logoEVTC
$133M$2.1215.2%23.0%+27.2%
FOUR logoFOUR
$102M$1.392.8%8.0%-64.4%
FLYW logoFLYW
$12.5B$97.982.2%1.6%+391.1%
Best in group
Lowest in group

RPAY Historical Earnings Data (2016–2025)

10 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$257M-2427.8%-$12M$-3.00-83.0%-3.9%
2024-$10M+90.8%-$8M$-0.11-3.2%-2.5%
2023-$110M-960.8%-$111M$-1.23-37.2%-37.6%
2022$13M+125.6%-$47M$0.124.6%-16.9%
2021-$50M+52.6%-$54M$-0.60-22.8%-24.6%
2020-$106M-91.0%-$32M$-0.67-68.1%-20.6%
2019-$55M-3729.4%-$48M$0.28-52.9%-46.1%
2018$2M-83.9%-$1M$0.051.2%-0.9%
2017$9M+1946.4%$16M$1.4510.1%17.4%
2016$-511,707-$2M$-0.08-0.6%2.1%

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RPAY — Frequently Asked Questions

Quick answers to the most common questions about buying RPAY stock.

What is RPAY earnings per share (EPS)?

RPAY trailing twelve-month (TTM) diluted EPS is $-3.14, reflecting -2627.3% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2016 to 2025 is available in the table on this page.

What is Repay Holdings Corporation's net income?

Repay Holdings Corporation (RPAY) trailing twelve-month net income is $-259M as of 2025. Earnings declined -2627.3% year-over-year.

Is RPAY profitable?

RPAY is not currently profitable on a TTM basis, reporting a net loss of $-259M. Net margin is -83.0%. Investors should monitor for a return to profitability.

What is RPAY's earnings growth rate?

RPAY compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2016 to 2025.

What are RPAY's profit margins?

Repay Holdings Corporation net profit margin is -83.0%, operating margin is -3.9%, and gross margin is +75.0%. Below-average margins reflect competitive or cost pressures. Return on Equity is -40.9%.

Is RPAY growing earnings?

RPAY earnings are declining — EPS fell -2627.3% year-over-year. TTM net income dropped to $-259M. This contrasts with the 5-year CAGR of N/A.

What was RPAY's best earnings year?

Repay Holdings Corporation's highest annual net income on record is $13M, achieved in fiscal year 2022. Earnings history on this page spans 2016 to 2025 and includes all annual and quarterly figures.

What were RPAY's earnings last quarter?

RPAY's most recent reported quarter was Q1 2026. Net income was $-10M with diluted EPS of $-0.12. For a full breakdown of all quarters, see the quarterly earnings table on this page.

RPAY Earnings Over Time (2016–2025)

Net income & EPS — annual and quarterly view