9 years of historical data (2016–2024) · Technology · Software - Infrastructure
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Repay Holdings Corporation currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $278 | $686M | $769M | $891M | $1.5B | $1.4B | $550M | $319M | — | — |
| Enterprise Value | $319M | $1.0B | $1.1B | $1.3B | $1.9B | $1.6B | $739M | $413M | — | — |
| P/E Ratio → | -25.27 | — | — | 67.08 | — | — | 52.32 | 209.75 | — | — |
| P/S Ratio | 0.00 | 2.19 | 2.59 | 3.19 | 6.94 | 9.17 | 5.26 | 2.46 | — | — |
| P/B Ratio | 0.32 | 0.89 | 0.93 | 0.96 | 1.67 | 2.56 | 1.19 | 1.26 | — | — |
| P/FCF | 0.00 | 6.52 | 19.59 | 25.69 | 51.04 | 337.43 | 26.71 | — | — | — |
| P/OCF | 0.00 | 4.57 | 7.42 | 12.00 | 28.54 | 49.92 | 25.83 | — | — | — |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
Repay Holdings Corporation's enterprise value stands at 3.3x EBITDA, 92% below its 5-year average of 39.5x. The Technology sector median is 15.7x, placing the stock at a 79% discount on an enterprise-value basis.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 3.21 | 3.69 | 4.61 | 8.81 | 10.31 | 7.06 | 3.18 | — | — |
| EV / EBITDA | 3.32 | 10.48 | — | 21.27 | 70.94 | 55.49 | — | 44.59 | — | — |
| EV / EBIT | — | — | — | 66.76 | — | — | — | 24.89 | — | — |
| EV / FCF | — | 9.55 | 27.87 | 37.13 | 64.77 | 379.18 | 35.88 | — | — | — |
Margins and return-on-capital ratios measuring operating efficiency
Repay Holdings Corporation earns an operating margin of -2.5%. Operating margins have expanded from -16.9% to -2.5% over the past 3 years, signaling improving operational efficiency. A negative ROE of -1.3% indicates the company is currently destroying shareholder equity.
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 77.1% | 77.1% | 76.5% | 76.8% | 74.7% | 73.3% | 75.3% | 99.1% | 38.7% | 35.3% |
| Operating Margin | -2.5% | -2.5% | -37.6% | -16.9% | -24.6% | -20.6% | -46.1% | -0.9% | 17.4% | 2.1% |
| Net Profit Margin | -3.2% | -3.2% | -37.2% | 4.6% | -22.8% | -68.1% | -52.9% | 1.2% | 10.1% | -0.6% |
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -1.3% | -1.3% | -12.6% | 1.4% | -6.8% | -20.8% | -15.5% | 1.2% | 19.0% | -0.5% |
| ROA | -0.7% | -0.7% | -7.0% | 0.8% | -3.6% | -11.2% | -10.6% | 1.2% | 11.5% | -0.3% |
| ROIC | -0.5% | -0.5% | -6.7% | -2.7% | -3.9% | -3.5% | -7.3% | -0.5% | 15.8% | — |
| ROCE | -0.5% | -0.5% | -7.4% | -3.0% | -4.1% | -3.6% | -9.7% | -0.9% | 21.0% | 1.1% |
Solvency and debt-coverage ratios — lower is generally safer
Repay Holdings Corporation carries a Debt/EBITDA ratio of 5.3x, which is highly leveraged (79% above the sector average of 3.0x). Net debt stands at $319M ($509M total debt minus $190M cash).
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.66 | 0.66 | 0.53 | 0.50 | 0.50 | 0.48 | 0.46 | 0.37 | 7.94 | 0.59 |
| Debt / EBITDA | 5.30 | 5.30 | — | 7.63 | 16.88 | 9.27 | — | 10.16 | 0.01 | 10.86 |
| Net Debt / Equity | — | 0.41 | 0.39 | 0.43 | 0.45 | 0.32 | 0.41 | 0.37 | 6.63 | 0.57 |
| Net Debt / EBITDA | 3.32 | 3.32 | — | 6.56 | 15.04 | 6.11 | — | 10.15 | 0.01 | 10.35 |
| Debt / FCF | — | 3.03 | 8.28 | 11.45 | 13.73 | 41.75 | 9.17 | — | 0.01 | 22.73 |
| Interest Coverage | -0.99 | -0.99 | -106.31 | -10.79 | -14.68 | -2.22 | -5.32 | -0.19 | 2.87 | — |
Short-term solvency ratios and asset-utilisation metrics
Repay Holdings Corporation's current ratio of 2.69x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has improved from 1.42x to 2.69x over the past 3 years.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 2.69 | 2.69 | 3.14 | 1.42 | 1.04 | 1.82 | 0.85 | 0.75 | 0.16 | 0.69 |
| Quick Ratio | 2.69 | 2.69 | 3.14 | 1.42 | 1.04 | 1.82 | 0.85 | 19.39 | 31.25 | 0.69 |
| Cash Ratio | 1.85 | 1.85 | 2.06 | 0.79 | 0.54 | 1.39 | 0.48 | 0.34 | 0.16 | 0.33 |
| Asset Turnover | — | 0.20 | 0.20 | 0.17 | 0.13 | 0.14 | 0.13 | 0.49 | 532.81 | 0.50 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | 38.42 | 44.32 | 43.85 | 55.33 | 50.17 | 51.05 | 16.79 | — | 12.59 |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Repay Holdings Corporation returns 100.0% to shareholders annually — split between a 0.9% dividend yield and 100.0% buyback yield.
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 0.9% | 0.3% | 0.5% | 0.1% | 0.0% | 0.1% | 1.3% | 2.0% | — | — |
| Payout Ratio | — | — | — | 7.4% | — | — | — | 414.1% | 58.0% | — |
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | 1.5% | — | — | 1.9% | 0.5% | — | — |
| FCF Yield | 100.0% | 15.3% | 5.1% | 3.9% | 2.0% | 0.3% | 3.7% | — | — | — |
| Buyback Yield | 100.0% | 6.1% | 0.3% | 1.1% | 0.3% | 0.1% | 0.8% | 0.0% | — | — |
| Total Shareholder Yield | 100.0% | 6.4% | 0.8% | 1.2% | 0.3% | 0.2% | 2.1% | 2.0% | — | — |
| Shares Outstanding | — | $90M | $90M | $111M | $83M | $52M | $38M | $32M | $7M | $7M |
Compare RPAY with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
| RPAYYou | $278 | -25.3 | 3.3 | 0.0 | 77.1% | -2.5% | -1.3% | -0.5% | 5.3 |
| XYZ | $38B | 30.3 | 22.9 | 15.8 | 42.8% | 7.1% | 6.0% | 6.4% | 4.3 |
| CPAY | $23B | 23.3 | 13.7 | 12.9 | 78.1% | 45.0% | 31.2% | 14.7% | 3.7 |
| AFRM | $15B | 313.2 | 158.0 | 25.4 | 67.5% | -2.7% | 1.8% | -0.7% | 57.0 |
| TOST | $14B | 48.8 | 34.9 | 23.5 | 25.8% | 5.0% | 18.6% | 30.8% | 0.1 |
| KSPI | $13B | 6.5 | 5.0 | 13.8 | 62.3% | 50.4% | 77.7% | 113.5% | 0.2 |
| WEX | $5B | 19.9 | 8.9 | 15.3 | 60.5% | 26.1% | 18.7% | 10.2% | 4.4 |
| KLAR | $5B | 2023.9 | 39.2 | 9.4 | 77.7% | -4.5% | 0.1% | -218.7% | 11.6 |
| BLSH | $5B | -5.2 | — | — | 0.0% | -0.0% | -26.8% | -2.3% | — |
| STNE | $4B | -17.3 | — | — | 27.9% | -30.9% | -13.1% | -7.2% | — |
| ACIW | $4B | 18.4 | 11.1 | 13.2 | 49.0% | 18.7% | 15.4% | 11.4% | 2.0 |
| Technology Median | — | 25.2 | 15.7 | 17.3 | 49.8% | -0.9% | 1.1% | 2.9% | 3.0 |
Peers based on L4 peer group classification. Compare multiple stocks →
Includes 30+ ratios · 9 years · Updated daily
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Start ComparisonRepay Holdings Corporation's current P/E ratio is -25.3x. The historical average is 59.7x.
Repay Holdings Corporation's current EV/EBITDA is 3.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 40.6x.
Repay Holdings Corporation's return on equity (ROE) is -1.3%. The historical average is -4.0%.
Based on historical data, Repay Holdings Corporation is trading at a P/E of -25.3x. Compare with industry peers and growth rates for a complete picture.
Repay Holdings Corporation's current dividend yield is 0.94%.
Repay Holdings Corporation has 77.1% gross margin and -2.5% operating margin.
Repay Holdings Corporation's Debt/EBITDA ratio is 5.3x, indicating high leverage. A ratio above 4x may signal elevated financial risk.