Repay Holdings Corporation (RPAY) P/E Ratio History
Deep ValueTrading at -2.2x · 0th percentile of 5-year range · Significant discount to historical valuation · Data 2018–2022
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P/E Ratio Analysis
As of November 8, 2026, Repay Holdings Corporation (RPAY) trades at a price-to-earnings ratio of -2.2x, with a stock price of $4.40 and trailing twelve-month earnings per share of $-2.01.
The current P/E is 104% below its 5-year average of 58.4x. Over the past five years, RPAY's P/E has ranged from a low of 43.4x to a high of 89.3x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 12.1x, RPAY trades at a 118% discount to its sector peers. The sector includes 763 companies with P/E ratios ranging from 0.0x to 190.1x.
Relative to the broader market, RPAY trades at a notable discount to the S&P 500 median P/E of 21.8x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our RPAY DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
RPAY Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
RPAY P/E vs Peers
Merchant Acquiring and POS peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $649M | 16.3 | 1.32 | +319% | |
| $2B | 21.4 | 2.38 | +27% | |
| $3B | 34.4 | - | -64% | |
| $3B | 35.4 | - | +391%Best | |
| $456M | 43.7 | - | -88% | |
| $13B | 20.7 | 0.77 | -9% | |
| $789B | 33.8 | 2.00 | +21% | |
| $577B | 33.7 | 1.61 | +19% | |
| $15B | 4.3Lowest | 0.18Best | -47% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
RPAY Historical P/E Data (2018–2022)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2022 Q4 | Dec 31 2022 | $8.05 | $0.09 | 89.3x | +53% |
| FY2019 Q2 | Jun 30 2019 | $10.43 | $0.24 | 43.4x | -26% |
| FY2019 Q1 | Mar 31 2019 | $10.20 | $0.22 | 45.9x | -21% |
| FY2018 Q4 | Dec 31 2018 | $9.90 | $0.21 | 48.0x | -18% |
| FY2018 Q3 | Sep 30 2018 | $9.71 | $0.15 | 65.4x | +12% |
Average P/E for displayed period: 58.4x
RPAY Chart Terminal
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Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
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Peer Comparison
Compare growth, multiples, and margins vs sector.
RPAY — Frequently Asked Questions
Quick answers to the most common questions about buying RPAY stock.
What is RPAY's P/E ratio?
Repay Holdings Corporation (RPAY) trailing twelve-month P/E ratio is -2.2x, based on TTM diluted EPS of $-2.01. The 5-year average P/E is 58.4x and the historical range spans 43.4x to 89.3x.
Is RPAY stock overvalued or undervalued?
RPAY trades at -2.2x P/E, below its 5-year average of 58.4x. At the 0th percentile of its historical range (43.4x–89.3x), the stock is priced at a discount to its own history.
Is RPAY stock expensive?
No, RPAY is not expensive on a historical basis. The current P/E of -2.2x is below the 5-year average of 58.4x and sits at the 0th percentile of its valuation range.
What is RPAY's historical P/E range?
Over the past 5 years, RPAY's P/E ratio has ranged from 43.4x to 89.3x, with a median of 48.0x and an average of 58.4x. The current P/E of -2.2x places the stock at the 0th percentile of this range. Full historical data spans 2018–2022.
How does RPAY's P/E compare to the S&P 500?
RPAY trades at -2.2x P/E versus the S&P 500 median of 21.8x. The 110% discount to the market suggests lower growth expectations or perceived higher risk.
How does RPAY's valuation compare to Financial Services peers?
Repay Holdings Corporation P/E of -2.2x compares to the Financial Services sector median of 12.1x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is RPAY's PEG ratio?
RPAY PEG ratio is N/A, based on a P/E of -2.2x and EPS growth of -2627.3%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is RPAY's earnings yield?
RPAY earnings yield is N/A, the inverse of its -2.2x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.