Repay Holdings Corporation (RPAY) P/E Ratio History
Historical price-to-earnings valuation from 2018 to 2022
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Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of February 28, 2026, Repay Holdings Corporation (RPAY) trades at a price-to-earnings ratio of -25.3x, with a stock price of $2.78 and trailing twelve-month earnings per share of $-1.46.
The current P/E is 143% below its 5-year average of 58.4x. Over the past five years, RPAY's P/E has ranged from a low of 43.4x to a high of 89.3x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Technology sector median P/E of 25.2x, RPAY trades at a 200% discount to its sector peers. The sector includes 345 companies with P/E ratios ranging from 0.0x to 199.1x.
Relative to the broader market, RPAY trades at a notable discount to the S&P 500 median P/E of 26.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our RPAY DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
Peer Comparison
P/E metrics vs. Payments and fintech infrastructure peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
XYZBlock, Inc. | $38B | 30.3 | 0.83 | -54% |
CPAYCorpay, Inc. | $23B | 23.3 | 3.30 | +6% |
AFRMAffirm Holdings, Inc. | $15B | 313.2 | - | +109% |
TOSTToast, Inc. | $14B | 48.8 | - | +1639%Best |
KSPIJoint Stock Company Kaspi.kz | $13B | 6.5Lowest | 0.16Best | +24% |
WEXWEX Inc. | $5B | 19.9 | 1.23 | +22% |
KLARKlarna Group plc | $5B | 2023.9 | - | +101% |
ACIWACI Worldwide, Inc. | $4B | 18.4 | 0.65 | +13% |
RELYRemitly Global, Inc. | $3B | 53.9 | - | +263% |
EEFTEuronet Worldwide, Inc. | $3B | 10.8 | - | +17% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
Historical P/E Data
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $8.05 | $0.09 | 89.3x | +53% |
| FY2019 Q2 | Sun Jun 30 2019 00:00:00 GM | $10.43 | $0.24 | 43.4x | -26% |
| FY2019 Q1 | Sun Mar 31 2019 00:00:00 GM | $10.20 | $0.22 | 45.9x | -21% |
| FY2018 Q4 | Mon Dec 31 2018 00:00:00 GM | $9.90 | $0.21 | 48.0x | -18% |
| FY2018 Q3 | Sun Sep 30 2018 00:00:00 GM | $9.71 | $0.15 | 65.4x | +12% |
Average P/E for displayed period: 58.4x
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Start ComparisonFrequently Asked Questions
Is RPAY stock overvalued or undervalued?
RPAY trades at -25.3x P/E, below its 5-year average of 58.4x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does RPAY's valuation compare to peers?
Repay Holdings Corporation P/E of -25.3x compares to sector median of 25.2x. The discount suggests lower growth expectations or higher risk.
What is RPAY's PEG ratio?
RPAY PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2018-2022.