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Royal Bank of Canada (RY) Price Target Analysis

Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026

Current Price
$167.23
Market reference
Price Target
$124.85
-25.3% Upside
Target Range
$94.00 — $193.00
Very wide disagreement
Analyst Rating
Hold
29 analysts
Forward P/E10.6x
Trailing P/E16.2x
Forward PEG0.85
Implied Growth+9.4%
Median Target$112.20
Analyst Spread79.3%

RY trades 25.3% above the consensus target of $124.85. Current price reflects optimism beyond analyst expectations.

Price Forecast (1 Year)

Last 12 months price action with 12-month analyst target path

Current$167.23
Consensus$124.85
High$193.00
Low$94.00
Model$263.65
Bear Case
$94
-43.8%
Consensus
$125
-25.3%
Bull Case
$193
+15.4%
Valuation Model TargetsConfidence: 57/100
Bear$173
Base$264
Bull$653

Analyst Ratings Distribution

Breakdown of 29 published analyst recommendations for RY

55% hold / mixed conviction
+19
BearishBullish
Weighted analyst sentiment score based on 29 ratings
ConsensusHold
Coverage29 Analysts
Net Score+19
Bull / Bear41% / 3%
Strong Buy00%
Buy1241%
Hold1655%
Sell13%
Strong Sell00%
Strong Buy
00%
Buy
1241%
Hold
1655%
Sell
13%
Strong Sell
00%
Recommendation Mix41% Buy · 55% Hold · 3% Sell
Buy (12)Hold (16)Sell (1)

RY Price Target Analysis

Updated February 28, 2026

As of February 28, 2026, Royal Bank of Canada (RY) has a Wall Street consensus price target of $124.85, based on estimates from 29 covering analysts. With the stock currently trading at $167.23, this represents a potential downside of -25.3%. The company has a market capitalization of $234.16B.

Analyst price targets range from a low of $94.00 to a high of $193.00, representing a 79% spread in expectations. The median target of $112.20 differs from the mean, suggesting potential outlier estimates. The wide target spread reflects significant disagreement on fair value.

The current analyst consensus rating is Hold, with 12 analysts rating the stock as a Buy or Strong Buy,16 rating it Hold, and 1 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.

From a valuation perspective, RY trades at a trailing P/E of 16.2x and forward P/E of 10.6x. The forward PEG ratio of 0.85 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +9.4% over the next year.

Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $263.65, with bear and bull scenarios of $172.71 and $653.23 respectively. Model confidence stands at 57/100, reflecting moderate uncertainty in projections.

Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.

Analyst Sentiment Comparison

Industry Peer Analysis
Avg Peer Upside-0.3%
Avg Forward P/E10.9x
Peers with Coverage9 / 9
CompanyMarket CapPriceTargetUpsideRatingFwd P/EAnalysts
RYRoyal Bank of Canada
$234.2B$167.23$124.85-25.3%Hold10.6x29
JPMJPMorgan Chase & Co.$809.7B$300.30$336.10+11.9%Buy13.9x60
BACBank of America Corporation$379.2B$49.83$60.33+21.1%Buy11.5x53
WFCWells Fargo & Company$251.8B$81.44$100.00+22.8%Hold11.6x59
CCitigroup Inc.$192.6B$110.22$132.09+19.8%Buy10.7x26
TDThe Toronto-Dominion Bank$163.3B$97.36$89.52-8.1%Hold10.4x17
BMOBank of Montreal$102.0B$143.93$78.00-45.8%Buy10.2x18
BNSThe Bank of Nova Scotia$93.7B$75.75$72.15-4.8%Buy9.3x19
CMCanadian Imperial Bank of Commerce$93.6B$100.96$106.62+5.6%Hold10.1x15

Upside Potential Comparison

WFC
+22.8%
BAC
+21.1%
C
+19.8%
JPM
+11.9%
CM
+5.6%
BNS
-4.8%
TD
-8.1%
RY
-25.3%

See RY's True Return

Price is only half the story. See total return with reinvested dividends.

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Is RY Undervalued?

See our Bear / Base / Bull DCF models and intrinsic value estimates.

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Compare RY vs JPM

See how RY stacks up against sector leader JPMorgan Chase & Co..

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Frequently Asked Questions

What is the RY stock price target for 2026?

RY's consensus price target is $124.85, -25.3% below the current price of $167.23. The 29 analysts tracking RY see downside risk at present valuations.

Is RY a buy, sell, or hold?

RY has a consensus rating of "Hold" based on 29 Wall Street analysts. The rating breakdown is mixed, with 16 Hold ratings making up the largest segment. The consensus 12-month price target of $124.85 implies -25.3% downside from current levels.

Is RY stock overvalued or undervalued?

With a forward P/E of 10.5838x, RY trades at a relatively low valuation. The consensus target of $124.85 implies -25.3% move, suggesting the market may be pricing in risks.

How high can RY stock go?

The most bullish Wall Street analyst has a price target of $193 for RY, while the most conservative target is $94. The consensus of $124.85 represents the median expectation. Our quantitative valuation model projects a bull case target of $653 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

How many analysts cover RY stock?

RY is heavily covered by Wall Street, with 29 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 12 have Buy ratings, 16 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

What is the RY stock forecast?

The 12-month RY stock forecast based on 29 Wall Street analysts shows a consensus price target of $124.85, with estimates ranging from $94 (bear case) to $193 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $264, with bear/bull scenarios of $173/$653.

What is RY's fair value based on fundamentals?

Our quantitative valuation model calculates RY's fair value at $264 (base case), with a bear case of $173 and bull case of $653. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 57/100.

What is RY's forward P/E ratio?

RY trades at a forward P/E ratio of 10.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 16.2x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Should I buy RY stock?

Analysts are cautious on RY, with 1 Sell ratings and a price target of $124.85 (-25.3% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

Why do RY price targets vary so much?

RY analyst price targets range from $94 to $193, a 79% wide spread indicating significant analyst disagreement. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $124.85 consensus represents the middle ground. Our model's $173-$653 range provides an independent fundamental perspective.

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