Safety Insurance Group, Inc. (SAFT) quarterly income statement — complete revenue, gross profit & net income history
| Revenue | 315.01M | 315.3M | 323.21M | 315.93M | 299.64M | 284.7M | 291.1M | 267.34M | 266.6M | 257.98M | 226.53M | 228.93M |
| Revenue Growth % | 5.13% | 10.75% | 11.03% | 18.18% | 12.39% | 10.36% | 28.5% | 16.78% | 25.45% | 27.26% | 18.18% | 28.87% |
| Medical Costs & Claims | 247.49M | 207.68M | 204.98M | 194.23M | 190.29M | 193.01M | 182.49M | 172.74M | 168.4M | 172.1M | 159.52M | 143.52M |
| Medical Cost Ratio % | 78.56% | 65.87% | 63.42% | 61.48% | 63.51% | 67.79% | 62.69% | 64.62% | 63.16% | 66.71% | 70.42% | 62.69% |
| Gross Profit | 67.52M | 107.62M | 118.23M | 121.7M | 109.35M | 91.69M | 108.61M | 94.6M | 98.2M | 85.87M | 67.01M | 85.4M |
| Gross Margin % | 21.44% | 34.13% | 36.58% | 38.52% | 36.49% | 32.21% | 37.31% | 35.38% | 36.84% | 33.29% | 29.58% | 37.31% |
| Gross Profit Growth % | -38.25% | 17.37% | 8.86% | 28.65% | 11.35% | 6.78% | 62.08% | 10.77% | 116.49% | 21.47% | -0.89% | 31.54% |
| Operating Expenses | 85.38M | 82.2M | 82.02M | 84.87M | 81.12M | 81.57M | 75.7M | 73.36M | 72.6M | 70.09M | 64.53M | 63.94M |
| OpEx / Revenue % | 27.1% | 26.07% | 25.38% | 26.86% | 27.07% | 28.65% | 26.01% | 27.44% | 27.23% | 27.17% | 28.49% | 27.93% |
| Depreciation & Amortization | 0 | 5.94M | 1.49M | 1.97M | 1.94M | 2.46M | 2.4M | 2.35M | 2.26M | 1.84M | 1.76M | 1.65M |
| Combined Ratio % | 105.67% | 91.94% | 88.8% | 88.34% | 90.58% | 96.45% | 88.7% | 92.06% | 90.4% | 93.88% | 98.91% | 90.62% |
| Operating Income | -17.86M | 25.42M | 36.21M | 36.83M | 28.23M | 10.12M | 32.91M | 21.23M | 25.61M | 15.78M | 2.48M | 21.47M |
| Operating Margin % | -5.67% | 8.06% | 11.2% | 11.66% | 9.42% | 3.55% | 11.3% | 7.94% | 9.6% | 6.12% | 1.09% | 9.38% |
| Operating Income Growth % | -163.27% | 151.17% | 10.04% | 73.43% | 10.24% | -35.89% | 1228.96% | -1.08% | 267.29% | 44.09% | -68.15% | 117.12% |
| EBITDA | -17.24M | 31.36M | 37.7M | 38.8M | 30.17M | 12.58M | 35.3M | 23.59M | 27.87M | 17.63M | 4.24M | 23.12M |
| EBITDA Margin % | -5.47% | 9.95% | 11.66% | 12.28% | 10.07% | 4.42% | 12.13% | 8.82% | 10.45% | 6.83% | 1.87% | 10.1% |
| Interest Expense | 618K | 558K | 426K | 442K | 104K | 124K | 124K | 138K | 123K | 121K | 139K | 348K |
| Non-Operating Income | -618K | -558K | -426K | -442K | -104K | -124K | -124K | -138K | -123K | -121K | -139K | -348K |
| Pretax Income | -17.86M | 25.42M | 36.21M | 36.83M | 28.23M | 10.12M | 32.91M | 21.23M | 25.61M | 15.78M | 2.48M | 21.47M |
| Pretax Margin % | -5.67% | 8.06% | 11.2% | 11.66% | 9.42% | 3.55% | 11.3% | 7.94% | 9.6% | 6.12% | 1.09% | 9.38% |
| Income Tax | -3.54M | 5.3M | 7.9M | 7.89M | 6.33M | 1.99M | 7.02M | 4.6M | 5.53M | 3.52M | 527K | 4.47M |
| Effective Tax Rate % | 19.8% | 20.87% | 21.82% | 21.42% | 22.44% | 19.65% | 21.32% | 21.66% | 21.59% | 22.31% | 21.28% | 20.8% |
| Net Income | -14.32M | 20.11M | 28.31M | 28.94M | 21.9M | 8.13M | 25.89M | 16.64M | 20.08M | 12.26M | 1.95M | 17M |
| Net Margin % | -4.55% | 6.38% | 8.76% | 9.16% | 7.31% | 2.86% | 8.89% | 6.22% | 7.53% | 4.75% | 0.86% | 7.43% |
| Net Income Growth % | -165.41% | 147.35% | 9.35% | 73.94% | 9.05% | -33.69% | 1228.32% | -2.15% | 262.75% | -50.22% | -68.52% | 115.18% |
| EPS (Diluted) | -0.99 | 1.37 | 1.90 | 1.95 | 1.48 | 0.55 | 1.73 | 1.13 | 1.36 | 0.83 | 0.13 | 1.15 |
| EPS Growth % | -166.89% | 149.09% | 9.83% | 72.57% | 8.82% | -33.73% | 1230.77% | -1.74% | 261.9% | -50.6% | -69.05% | 116.98% |
| EPS (Basic) | -0.99 | 1.38 | 1.91 | 1.95 | 1.48 | 0.55 | 1.74 | 1.13 | 1.36 | 0.83 | 0.13 | 1.15 |
| Diluted Shares Outstanding | 14.5M | 14.67M | 14.77M | 14.78M | 14.75M | 14.72M | 14.87M | 14.72M | 14.7M | 14.68M | 14.68M | 14.72M |