Banco Santander, S.A. (SAN) quarterly balance sheet — complete assets, liabilities & equity history
Banco Santander, S.A. (SAN) balance sheet — 28-year assets, liabilities & shareholders' equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 137.46B | 318.2B | 293.24B | 351.61B | 376.15B | 237.41B | 362.75B | 342.61B | 368.72B | 268.41B | 488.22B | 461.63B | 203.36B | 223.07B | 475.99B | 441.39B | 431.89B | 330.68B | 421.33B | 355.48B |
| Cash & Due from Banks | 137.46B | 179.3B | 240.23B | 288.38B | 292.47B | 217.89B | 291.95B | 269.6B | 293.16B | 246.9B | 341.91B | 314.72B | 203.36B | 223.07B | 348.92B | 304.25B | 293.37B | 234.81B | 275.2B | 201.52B |
| Short Term Investments | 0 | 138.91B | 53.01B | 63.23B | 83.68B | 19.52B | 70.79B | 73B | 75.55B | 21.51B | 146.3B | 146.91B | 0 | 0 | 127.07B | 137.15B | 138.51B | 95.88B | 146.13B | 153.96B |
| Total Investments | 1.65T | 1.54T | 1.2T | 1.38T | 1.36T | 333.76B | 1.33T | 1.34T | 1.32T | 293.25B | 1.4T | 1.4T | 234.78B | 217.05B | 1.4T | 1.35T | 1.31T | 1.3T | 1.24T | 1.31T |
| Investments Growth % | 21.58% | 360.75% | -9.92% | 3.23% | 2.65% | 13.82% | -5.21% | -4.34% | 462.41% | 35.11% | 0.56% | 3.5% | -82.02% | -83.31% | 12.14% | 3.22% | 1.47% | 2.03% | -2% | -3.51% |
| Long-Term Investments | 1.65T | 1.4T | 1.15T | 1.32T | 1.27T | 314.24B | 1.26T | 1.26T | 1.24T | 271.74B | 1.26T | 1.25T | 234.78B | 217.05B | 1.27T | 1.21T | 1.17T | 1.2T | 1.1T | 1.15T |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 17.55B | 17.31B | 14.76B | 17.25B | 19.15B | 19.26B | 19.08B | 19.36B | 19.91B | 19.87B | 19.64B | 19.53B | 18.88B | 18.64B | 18.79B | 18.35B | 17.45B | 16.58B | 16.25B | 16.45B |
| Goodwill | 12.26B | 11.96B | 10.27B | 11.96B | 13.51B | 13.44B | 13.49B | 13.67B | 14.03B | 14.02B | 14.07B | 14.13B | 13.87B | 13.74B | 14.14B | 13.88B | 13.47B | 12.71B | 12.64B | 12.85B |
| Intangible Assets | 5.28B | 5.35B | 4.49B | 5.29B | 5.64B | 5.82B | 5.59B | 5.69B | 5.88B | 5.85B | 5.56B | 5.4B | 5.01B | 4.9B | 4.65B | 4.47B | 3.98B | 3.87B | 3.6B | 3.6B |
| PP&E (Net) | 11.76B | 26.42B | 23.57B | 28.17B | 29.99B | 31.21B | 31.61B | 32.76B | 33.26B | 32.93B | 33.4B | 33.12B | 32.94B | 33.04B | 34.55B | 33.62B | 32.84B | 32.34B | 31.52B | 31.71B |
| Other Assets | 24.18B | 84.61B | 69.9B | 75.56B | 119B | 1.22T | 100.57B | 99.15B | 103.17B | 1.52T | -12.34B | -12.67B | 1.49T | 1.46T | -11.7B | -11.14B | -10.88B | -15.88B | -13.85B | -12.45B |
| Total Current Assets | 137.46B | 321.32B | 301.69B | 361.13B | 386.03B | 251.85B | 372.22B | 352.62B | 377.94B | 416.84B | 497.84B | 470.42B | 212.51B | 223.07B | 484.21B | 449.69B | 439.09B | 339.05B | 426.34B | 360.44B |
| Total Non-Current Assets | 1.72T | 1.55T | 1.27T | 1.45T | 1.46T | 1.59T | 1.43T | 1.43T | 1.42T | 1.85T | 1.32T | 1.31T | 1.78T | 1.73T | 1.33T | 1.27T | 1.23T | 1.26T | 1.15T | 1.21T |
| Total Assets | 1.86T | 1.87T | 1.57T | 1.82T | 1.85T | 1.84T | 1.8T | 1.79T | 1.8T | 1.8T | 1.82T | 1.78T | 1.75T | 1.73T | 1.82T | 1.72T | 1.67T | 1.6T | 1.58T | 1.57T |
| Asset Growth % | 0.73% | 1.66% | -12.8% | 1.66% | 2.51% | 2.23% | -0.8% | 0.32% | 2.89% | 3.6% | 0.06% | 3.35% | 5.01% | 8.7% | 15.05% | 9.83% | 6.6% | 5.81% | 4.23% | -0.27% |
| Return on Assets (ROA) | 0.29% | 0.22% | 0.18% | 0.19% | 0.18% | 0.18% | 0.18% | 0.18% | 0.16% | 0.16% | 0.16% | 0.15% | 0.15% | 0.13% | 0.14% | 0.14% | 0.16% | 0.14% | 0.14% | 0.13% |
| Accounts Payable | 0 | 2.52B | 0 | 0 | 0 | 2.45B | 0 | 0 | 0 | 3.32B | 0 | 0 | 0 | 3.02B | 0 | 0 | 0 | 2.4B | 0 | 0 |
| Total Debt | 434.25B | 496.64B | 270.33B | 311.96B | 318.22B | 483.38B | 321.93B | 311.86B | 316.56B | 310.98B | 301.27B | 291.55B | 286.76B | 282.96B | 285.03B | 260.65B | 247.81B | 334.39B | 244.28B | 243.23B |
| Net Debt | 296.79B | 317.34B | 30.1B | 23.58B | 25.75B | 265.48B | 29.98B | 42.26B | 23.4B | 64.08B | -40.65B | -23.17B | 83.4B | 59.89B | -63.88B | -43.6B | -45.56B | 99.58B | -30.92B | 41.71B |
| Long-Term Debt | 434.25B | 283.58B | 270.33B | 311.96B | 318.22B | 288.23B | 321.93B | 311.86B | 316.56B | 262.41B | 301.27B | 291.55B | 286.76B | 280.34B | 285.03B | 260.65B | 247.81B | 246.16B | 244.28B | 243.23B |
| Short-Term Debt | 0 | 211.23B | 0 | 0 | 0 | 192.95B | 0 | 0 | 0 | 46.17B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 85.37B | 0 | 0 |
| Other Liabilities | 1.31T | 168.84B | 256.51B | 302.13B | 244B | 1.43T | 250.26B | 254.43B | 254.2B | 1.47T | 301.12B | 299.18B | 1.36T | 1.43T | 357.53B | 324.48B | 300.88B | 209.12B | 277.08B | 213.48B |
| Total Current Liabilities | 0 | 1.3T | 945.81B | 1.09T | 1.17T | 11.72B | 1.12T | 1.11T | 1.12T | 70.76B | 1.11T | 1.08T | 2.67B | 10.53B | 1.07T | 1.03T | 1.01T | 1.03T | 955.06B | 1.01T |
| Total Non-Current Liabilities | 1.75T | 459.68B | 531.89B | 619.9B | 568.59B | 1.72T | 578.33B | 572.4B | 576.92B | 1.73T | 608.79B | 597.21B | 1.65T | 1.71T | 649.68B | 592.36B | 555.6B | 463.91B | 527.61B | 463.15B |
| Total Liabilities | 1.75T | 1.75T | 1.48T | 1.71T | 1.73T | 1.73T | 1.7T | 1.68T | 1.69T | 1.69T | 1.71T | 1.68T | 1.65T | 1.64T | 1.72T | 1.63T | 1.57T | 1.5T | 1.48T | 1.47T |
| Total Equity | 112.67B | 112.75B | 93.84B | 108.98B | 110.51B | 107.33B | 105.06B | 103.65B | 105.03B | 104.24B | 102.9B | 102.04B | 99.49B | 97.58B | 99.31B | 97.46B | 99.38B | 97.05B | 95.62B | 95.75B |
| Equity Growth % | 1.95% | 5.05% | -10.68% | 5.15% | 5.23% | 2.96% | 2.1% | 1.57% | 5.56% | 6.82% | 3.61% | 4.7% | 0.11% | 0.55% | 3.86% | 1.79% | 7.22% | 6.28% | 4.72% | 4.23% |
| Equity / Assets (Capital Ratio) | 6.06% | 6.04% | 5.97% | 6% | 5.99% | 5.84% | 5.83% | 5.8% | 5.83% | 5.8% | 5.66% | 5.73% | 5.69% | 5.63% | 5.47% | 5.66% | 5.97% | 6.08% | 6.06% | 6.1% |
| Return on Equity (ROE) | 4.84% | 3.64% | 2.95% | 3.13% | 3.12% | 3.07% | 3.11% | 3.07% | 2.73% | 2.83% | 2.83% | 2.65% | 2.61% | 2.33% | 2.46% | 2.39% | 2.59% | 2.36% | 2.27% | 2.19% |
| Book Value per Share | 7.44 | 7.19 | 5.89 | 7.33 | 6.82 | 6.57 | 6.47 | 6.46 | 6.26 | 6.04 | 6.46 | 6.11 | 5.80 | 5.54 | 6.01 | 5.39 | 5.82 | 5.29 | 5.10 | 5.14 |
| Tangible BV per Share | 6.28 | 6.08 | 4.97 | 6.17 | 5.64 | 5.39 | 5.29 | 5.26 | 5.07 | 4.89 | 5.22 | 4.94 | 4.70 | 4.48 | 4.88 | 4.37 | 4.80 | 4.39 | 4.24 | 4.26 |
| Common Stock | 7.35B | 7.34B | 6.35B | 7.44B | 7.58B | 7.58B | 7.75B | 7.75B | 7.91B | 8.09B | 8.09B | 8.09B | 8.23B | 8.4B | 8.4B | 8.4B | 8.67B | 8.67B | 8.67B | 8.67B |
| Additional Paid-in Capital | 36.83B | 36.79B | 32.86B | 38.49B | 40.08B | 40.08B | 41.6B | 41.6B | 43.06B | 44.37B | 44.37B | 44.37B | 45.29B | 46.27B | 46.27B | 46.27B | 47.98B | 47.98B | 47.98B | 47.98B |
| Retained Earnings | 108.05B | 106.06B | 87.34B | 98.79B | 98.27B | 94.9B | 91.63B | 88.38B | 85.19B | 85.19B | 82.26B | 79.35B | 76.69B | 76.31B | 74.02B | 71.59B | 71.01B | 68.4B | 66.12B | 63.95B |
| Accumulated OCI | -43.42B | -47.2B | -40.03B | -44.49B | -44.16B | -44.1B | -44.88B | -42.78B | -40.39B | -42.07B | -41.41B | -39.2B | -33.63B | -33.21B | -38.47B | -37.56B | -37.01B | -38.03B | -38.17B | -35.94B |
| Treasury Stock | -2.68B | -96M | -454.22M | -5M | -597M | -68M | -459M | -6M | -434M | -1.08B | -28M | -47M | -635M | -675M | -54M | -10M | -1.07B | -894M | -29M | -96M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |