SunCar Technology Group Inc. (SDA) Financial Ratios
7 years of historical data (2019–2025) · Consumer Cyclical · Auto - Dealerships
EV/EBITDA
↓
12.71
↓-69% vs avg
5yr avg: 40.35
30Y Low24.5·High56.2
P/FCF
↓
14.71
↓-76% vs avg
5yr avg: 60.48
30Y Low38.6·High82.3
P/B Ratio
↓
0.87
↓-93% vs avg
5yr avg: 12.90
30Y Low2.3·High23.2
ROE
↑
-5.0%
↓+88% vs avg
5yr avg: -43.2%
30Y Low-102%·High-5%
Debt/EBITDA
↑
7.76
↑+99% vs avg
5yr avg: 3.90
30Y Low0.0·High7.8
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
SDA Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
SunCar Technology Group Inc. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis. On a free-cash-flow basis, the stock trades at 14.7x P/FCF, 76% below the 5-year average of 60.5x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Market Cap | $78M | $206M | $926M | $705M | $854M | $809M | — | — |
| Enterprise Value | $137M | $265M | $984M | $758M | $908M | $810M | — | — |
| P/E Ratio → | -19.23 | — | — | — | — | 205.38 | — | — |
| P/S Ratio | 0.16 | 0.42 | 2.10 | 1.94 | 3.03 | 3.25 | — | — |
| P/B Ratio | 0.87 | 2.27 | 13.99 | 10.37 | 23.23 | 14.63 | — | — |
| P/FCF | 14.71 | 38.64 | 82.32 | — | — | — | — | — |
| P/OCF | 13.73 | 36.07 | 78.23 | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
SDA EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
SunCar Technology Group Inc.'s enterprise value stands at 12.7x EBITDA, 69% below its 5-year average of 40.4x. The Consumer Cyclical sector median is 12.1x, placing the stock at a 5% premium on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.54 | 2.23 | 2.08 | 3.22 | 3.25 | — | — |
| EV / EBITDA | 12.71 | 24.51 | — | — | — | 56.19 | — | — |
| EV / EBIT | 35.38 | 121.31 | — | — | — | 78.19 | — | — |
| EV / FCF | — | 49.69 | 87.41 | — | — | — | — | — |
SDA Profitability
Margins and return-on-capital ratios measuring operating efficiency
SunCar Technology Group Inc. earns an operating margin of 0.8%, roughly in line with the Consumer Cyclical sector average. Operating margins have expanded from -4.3% to 0.8% over the past 3 years, signaling improving operational efficiency. A negative ROE of -5.0% indicates the company is currently destroying shareholder equity. ROIC of 2.1% represents below-average returns on invested capital versus a sector median of 5.2%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 10.4% | 10.4% | 11.6% | 11.5% | 17.7% | 14.9% | 11.5% | — |
| Operating Margin | 0.8% | 0.8% | -13.2% | -4.3% | -4.5% | 4.2% | 3.3% | — |
| Net Profit Margin | -0.8% | -0.8% | -15.5% | -7.4% | -2.4% | -9.5% | -5.4% | — |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| ROE | -5.0% | -5.0% | -102.3% | -51.4% | -14.5% | -42.8% | -46.8% | — |
| ROA | -1.6% | -1.6% | -29.2% | -13.0% | -5.3% | -40.5% | -44.4% | -45.4% |
| ROIC | 2.1% | 2.1% | -35.7% | -10.9% | -12.9% | 14.0% | 21.5% | — |
| ROCE | 4.0% | 4.0% | -61.8% | -22.8% | -26.5% | 17.8% | 26.9% | — |
SDA Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
SunCar Technology Group Inc. carries a Debt/EBITDA ratio of 7.8x, which is highly leveraged (65% above the sector average of 4.7x). Net debt stands at $59M ($84M total debt minus $25M cash). Interest coverage of just 0.5x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.93 | 0.93 | 1.27 | 1.24 | 2.04 | 0.01 | — | — |
| Debt / EBITDA | 7.76 | 7.76 | — | — | — | 0.04 | — | — |
| Net Debt / Equity | — | 0.65 | 0.87 | 0.79 | 1.46 | 0.01 | -0.01 | — |
| Net Debt / EBITDA | 5.45 | 5.45 | — | — | — | 0.03 | -0.08 | -0.44 |
| Debt / FCF | — | 11.05 | 5.09 | — | — | — | -0.08 | — |
| Interest Coverage | 0.52 | 0.52 | -12.60 | -2.38 | -1.92 | — | 3.73 | — |
SDA Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.24x means SunCar Technology Group Inc. can comfortably meet its short-term obligations, though there is limited excess liquidity. The current ratio has declined from 1.41x to 1.24x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.24 | 1.24 | 1.25 | 1.41 | 0.94 | 0.17 | 10.16 | 0.89 |
| Quick Ratio | 1.24 | 1.24 | 1.25 | 1.41 | 0.94 | 0.17 | 10.16 | 0.89 |
| Cash Ratio | 0.32 | 0.32 | 0.31 | 0.42 | 0.31 | 0.17 | 8.62 | 0.89 |
| Asset Turnover | — | 1.93 | 1.79 | 1.63 | 1.47 | 4.23 | 4.09 | — |
| Inventory Turnover | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | 49.31 | 65.07 | 56.24 | 110.66 | 125.41 | — | — |
SDA Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
SunCar Technology Group Inc. returns 20.1% to shareholders annually primarily through share buybacks.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | — | — | 0.5% | — | — |
| FCF Yield | 6.8% | 2.6% | 1.2% | — | — | — | — | — |
| Buyback Yield | 20.1% | 7.6% | 0.0% | 0.3% | 0.0% | 0.0% | — | — |
| Total Shareholder Yield | 20.1% | 7.6% | 0.0% | 0.3% | 0.0% | 0.0% | — | — |
| Shares Outstanding | — | $102M | $96M | $85M | $83M | $82M | $225M | $7M |
Peer Comparison
Compare SDA with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 SDAYou | $78M | -19.2 | 12.7 | 14.7 | 10.4% | 0.8% | -5.0% | 2.1% | 7.8 |
 ACMR | $7B | 72.3 | 48.5 | — | 44.4% | 12.1% | 6.2% | 7.0% | 2.4 |
 RCON | $9M | -0.6 | — | — | 23.0% | -86.5% | -9.0% | -10.6% | — |
 AIXI | $2M | -0.0 | — | — | 44.4% | -783.6% | — | — | — |
 KXIN | $7M | -0.0 | — | — | -3030.2% | -24489.9% | -203.4% | -90.6% | — |
 CARG | $3B | 19.6 | 13.0 | 10.2 | 89.0% | 20.7% | 34.0% | 36.2% | 0.8 |
 CARS | $550M | 30.8 | 6.3 | 3.7 | 83.0% | 8.3% | 4.1% | 5.0% | 3.1 |
 TRUE | $226M | -7.5 | — | — | 85.0% | -21.2% | -22.3% | -97.7% | — |
 OPEN | $3B | -2.5 | — | 3.1 | 7.0% | -6.2% | -151.3% | -15.8% | — |
 KAR | $3B | 16.7 | 14.6 | 8.7 | 46.2% | 10.2% | 12.3% | 6.9% | 4.9 |
 GOOG | $4.2T | 32.0 | 28.0 | 57.1 | 59.7% | 32.1% | 35.7% | 25.1% | 0.4 |
| Consumer Cyclical Median | — | 21.0 | 12.1 | 15.4 | 36.3% | 1.6% | 5.4% | 5.2% | 4.7 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 7 years · Updated daily
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SDA — Frequently Asked Questions
Quick answers to the most common questions about buying SDA stock.
What is SunCar Technology Group Inc.'s P/E ratio?
SunCar Technology Group Inc.'s current P/E ratio is -19.2x. This places it at the 50th percentile of its historical range.
What is SunCar Technology Group Inc.'s EV/EBITDA?
SunCar Technology Group Inc.'s current EV/EBITDA is 12.7x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 40.4x.
What is SunCar Technology Group Inc.'s ROE?
SunCar Technology Group Inc.'s return on equity (ROE) is -5.0%. The historical average is -43.8%.
Is SDA stock overvalued?
Based on historical data, SunCar Technology Group Inc. is trading at a P/E of -19.2x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are SunCar Technology Group Inc.'s profit margins?
SunCar Technology Group Inc. has 10.4% gross margin and 0.8% operating margin.
How much debt does SunCar Technology Group Inc. have?
SunCar Technology Group Inc.'s Debt/EBITDA ratio is 7.8x, indicating high leverage. A ratio above 4x may signal elevated financial risk.