30 years of historical data (1995–2024) · Financial Services · Financial - Capital Markets
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Stifel Financial Corp. trades at 11.8x earnings, 33% above its 5-year average of 8.9x, sitting at the 41st percentile of its historical range. Compared to the Financial Services sector median P/E of 13.8x, the stock trades at a discount of 14%. On a free-cash-flow basis, the stock trades at 18.1x P/FCF, 99% above the 5-year average of 9.1x.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $7.5B | $7.8B | $5.2B | $4.6B | $5.6B | $3.9B | $3.2B | $2.2B | $3.2B | $2.6B | $2.2B |
| Enterprise Value | $7.4B | $7.7B | $4.6B | $4.2B | $5.9B | $3.4B | $4.4B | $3.6B | $5.6B | $4.4B | $3.3B |
| P/E Ratio → | 11.85 | 11.32 | 10.77 | 7.31 | 7.05 | 8.09 | 7.36 | 5.84 | 18.51 | 33.13 | 23.84 |
| P/S Ratio | 1.28 | 1.33 | 1.03 | 1.01 | 1.18 | 1.02 | 0.92 | 0.71 | 1.09 | 0.99 | 0.95 |
| P/B Ratio | 1.45 | 1.38 | 0.99 | 0.86 | 1.11 | 0.91 | 0.87 | 0.70 | 1.12 | 0.94 | 0.89 |
| P/FCF | 18.07 | 18.84 | 11.69 | 4.25 | 8.14 | 2.43 | 6.77 | 5.33 | 4.94 | — | — |
| P/OCF | 15.35 | 16.00 | 10.47 | 3.95 | 6.38 | 2.32 | 5.07 | 4.24 | 4.73 | — | — |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
Stifel Financial Corp.'s enterprise value stands at 7.3x EBITDA, 31% above its 5-year average of 5.6x. The Financial Services sector median is 11.1x, placing the stock at a 34% discount on an enterprise-value basis.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 1.31 | 0.90 | 0.93 | 1.25 | 0.90 | 1.27 | 1.14 | 1.90 | 1.69 | 1.40 |
| EV / EBITDA | 7.28 | 7.59 | 5.80 | 4.41 | 5.23 | 4.74 | 6.76 | 6.24 | 17.88 | 21.87 | 17.32 |
| EV / EBIT | 7.95 | 8.29 | 6.47 | 4.76 | 5.54 | 5.19 | 7.37 | 6.72 | 20.84 | 30.70 | 23.08 |
| EV / FCF | — | 18.48 | 10.21 | 3.92 | 8.65 | 2.13 | 9.42 | 8.52 | 8.62 | — | — |
Margins and return-on-capital ratios measuring operating efficiency
Stifel Financial Corp. earns an operating margin of 15.8%, below the Financial Services sector average of 21.9%. Operating margins have compressed from 19.5% to 15.8% over the past 3 years, signaling potential cost pressures or competitive headwinds. ROE of 13.3% is modest. ROIC of 8.4% represents adequate returns on invested capital versus a sector median of 5.4%.
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 82.9% | 82.9% | 83.6% | 94.8% | 99.3% | 97.3% | 94.6% | 94.0% | 97.6% | 97.4% | 98.1% |
| Operating Margin | 15.8% | 15.8% | 13.9% | 19.5% | 22.6% | 17.3% | 17.3% | 16.9% | 9.1% | 5.5% | 6.1% |
| Net Profit Margin | 12.4% | 12.4% | 10.2% | 14.6% | 17.5% | 13.4% | 12.9% | 12.5% | 6.2% | 3.1% | 4.0% |
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.3% | 13.3% | 9.8% | 12.8% | 17.8% | 12.7% | 13.1% | 13.0% | 6.5% | 3.1% | 3.8% |
| ROA | 1.9% | 1.9% | 1.4% | 1.9% | 2.7% | 2.0% | 1.8% | 1.7% | 0.9% | 0.5% | 0.8% |
| ROIC | 8.4% | 8.4% | 6.9% | 9.1% | 12.0% | 8.1% | 7.2% | 6.4% | 3.5% | 2.2% | 2.7% |
| ROCE | 11.4% | 11.4% | 9.2% | 12.2% | 15.9% | 11.0% | 10.7% | 9.6% | 5.2% | 3.2% | 3.7% |
Solvency and debt-coverage ratios — lower is generally safer
Stifel Financial Corp. carries a Debt/EBITDA ratio of 2.7x, which is moderately leveraged (33% below the sector average of 4.1x). The company holds a net cash position — cash of $2.9B exceeds total debt of $2.8B, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns. Interest coverage of just 0.9x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.49 | 0.49 | 0.55 | 0.35 | 0.46 | 0.42 | 0.65 | 1.03 | 1.08 | 0.99 | 0.75 |
| Debt / EBITDA | 2.73 | 2.73 | 3.70 | 1.93 | 2.05 | 2.53 | 3.64 | 5.71 | 9.85 | 13.53 | 9.86 |
| Net Debt / Equity | — | -0.03 | -0.12 | -0.07 | 0.07 | -0.11 | 0.34 | 0.42 | 0.84 | 0.66 | 0.42 |
| Net Debt / EBITDA | -0.15 | -0.15 | -0.84 | -0.38 | 0.31 | -0.67 | 1.90 | 2.34 | 7.64 | 8.97 | 5.56 |
| Debt / FCF | — | -0.35 | -1.48 | -0.33 | 0.51 | -0.30 | 2.64 | 3.19 | 3.68 | — | — |
| Interest Coverage | 0.95 | 0.95 | 0.87 | 4.40 | 23.20 | 9.90 | 3.37 | 3.14 | 3.85 | 2.13 | 3.12 |
Net cash position: cash ($2.9B) exceeds total debt ($2.8B)
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.13x is below 1.0, meaning current liabilities exceed current assets — though the company's $2.9B cash position helps mitigate short-term liquidity concerns.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.13 | 0.13 | 0.16 | 0.17 | 0.22 | 0.29 | 0.34 | 0.35 | 0.40 | 0.46 | 0.50 |
| Quick Ratio | 0.13 | 0.13 | 0.16 | 0.17 | 0.22 | 0.29 | 0.34 | 0.35 | 0.40 | 0.46 | 0.50 |
| Cash Ratio | 0.09 | 0.09 | 0.12 | 0.07 | 0.07 | 0.11 | 0.06 | 0.10 | 0.04 | 0.06 | 0.09 |
| Asset Turnover | — | 0.15 | 0.14 | 0.12 | 0.14 | 0.14 | 0.14 | 0.13 | 0.14 | 0.14 | 0.18 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Stifel Financial Corp. returns 4.2% to shareholders annually — split between a 2.3% dividend yield and 1.9% buyback yield. The payout ratio of 26.0% is conservative, leaving significant room for dividend growth or reinvestment. The earnings yield of 8.4% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 2.3% | 1.6% | 2.1% | 1.9% | 0.8% | 0.8% | 0.9% | 1.0% | 0.3% | 0.1% | — |
| Payout Ratio | 26.0% | 26.0% | 31.2% | 20.2% | 8.0% | 9.2% | 9.4% | 8.8% | 7.5% | — | — |
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 8.4% | 8.8% | 9.3% | 13.7% | 14.2% | 12.4% | 13.6% | 17.1% | 5.4% | 3.0% | 4.2% |
| FCF Yield | 5.5% | 5.3% | 8.6% | 23.5% | 12.3% | 41.2% | 14.8% | 18.8% | 20.3% | — | — |
| Buyback Yield | 1.9% | 1.2% | 5.7% | 1.5% | 2.1% | 1.0% | 4.5% | 5.1% | 0.3% | 2.9% | 3.5% |
| Total Shareholder Yield | 4.2% | 2.8% | 7.7% | 3.5% | 2.9% | 1.8% | 5.4% | 6.1% | 0.6% | 3.0% | 3.5% |
| Shares Outstanding | — | $111M | $113M | $118M | $119M | $115M | $118M | $122M | $122M | $116M | $118M |
Compare SF with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
| SFYou | $8B | 11.8 | 7.3 | 18.1 | 82.9% | 15.8% | 13.3% | 8.4% | 2.7 |
| SCHW | $169B | 31.8 | 18.9 | 82.5 | 75.4% | 29.6% | 13.3% | 6.0% | 4.9 |
| HOOD | $67B | 48.6 | 62.0 | — | 82.9% | 35.8% | 19.2% | 6.2% | 6.6 |
| FUTU | $53B | 30.0 | 60.4 | 13.4 | 82.0% | 48.7% | 20.7% | 14.8% | 1.3 |
| RJF | $30B | 14.9 | 4.9 | 13.5 | 88.2% | 28.7% | 17.7% | 20.9% | 1.0 |
| LPLA | $24B | 27.5 | 10.4 | — | 25.6% | 13.4% | 20.9% | 16.1% | 2.5 |
| XP | $9B | 13.5 | — | 4.3 | 9.5% | -19.7% | 22.9% | -2.6% | — |
| ETOR | $1B | 3.5 | -7.3 | 5.4 | 5.4% | 2.1% | 26.9% | 26.8% | 0.2 |
| OPY | $899M | 13.5 | 4.5 | — | 32.7% | 21.3% | 8.7% | 15.7% | 2.0 |
| TIGR | $763M | 21.7 | 3.7 | 0.9 | 65.0% | 35.6% | 10.5% | 13.8% | 1.2 |
| SIEB | $77M | 5.8 | 2.7 | 9.1 | 43.4% | 21.7% | 17.1% | 15.4% | 0.4 |
| Financial Services Median | — | 13.8 | 11.1 | 11.2 | 60.2% | 21.9% | 9.1% | 5.4% | 4.1 |
Peers based on L4 peer group classification. Compare multiple stocks →
Includes 30+ ratios · 30 years · Updated daily
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Start ComparisonStifel Financial Corp.'s current P/E ratio is 11.8x. The historical average is 17.0x. This places it at the 41th percentile of its historical range.
Stifel Financial Corp.'s current EV/EBITDA is 7.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 12.9x.
Stifel Financial Corp.'s return on equity (ROE) is 13.3%. The historical average is 9.9%.
Based on historical data, Stifel Financial Corp. is trading at a P/E of 11.8x. This is at the 41th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
Stifel Financial Corp.'s current dividend yield is 2.31% with a payout ratio of 26.0%.
Stifel Financial Corp. has 82.9% gross margin and 15.8% operating margin. Operating margin between 10-20% is typical for established companies.
Stifel Financial Corp.'s Debt/EBITDA ratio is 2.7x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.