Stifel Financial Corp. (SF) Financial Ratios
30 years of historical data (1996–2025) · Financial Services · Financial - Capital Markets
EV/EBITDA
↑
12.78
↑+95% vs avg
5yr avg: 6.56
30Y Low2.6·High56.5
P/FCF
↓
10.02
-1% vs avg
5yr avg: 10.12
30Y Low1.4·High18.8
P/B Ratio
↑
1.44
↑+22% vs avg
5yr avg: 1.17
30Y Low0.7·High2.0
ROE
↓
11.7%
-10% vs avg
5yr avg: 13.1%
30Y Low0%·High20%
Debt/EBITDA
↑
2.33
↓-8% vs avg
5yr avg: 2.55
30Y Low0.3·High17.2
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
SF Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Stifel Financial Corp. trades at 13.2x earnings, 31% above its 5-year average of 10.1x, sitting at the 52nd percentile of its historical range. This is roughly in line with the Financial Services sector median P/E of 13.3x. On a free-cash-flow basis, the stock trades at 10.0x P/FCF, roughly in line with the 5-year average of 10.1x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $12.0B | $9.2B | $7.8B | $5.2B | $4.6B | $5.6B | $3.9B | $3.2B | $2.2B | $3.2B | $2.6B |
| Enterprise Value | $11.9B | $9.1B | $7.7B | $4.6B | $4.2B | $5.9B | $3.4B | $4.4B | $3.6B | $5.6B | $4.4B |
| P/E Ratio → | 13.22 | 14.20 | 11.32 | 10.77 | 7.31 | 7.05 | 8.09 | 7.36 | 5.84 | 18.51 | 33.13 |
| P/S Ratio | 1.91 | 1.46 | 1.33 | 1.03 | 1.01 | 1.18 | 1.02 | 0.92 | 0.71 | 1.09 | 0.99 |
| P/B Ratio | 1.44 | 1.54 | 1.38 | 0.99 | 0.86 | 1.11 | 0.91 | 0.87 | 0.70 | 1.12 | 0.94 |
| P/FCF | 10.02 | 7.67 | 18.84 | 11.69 | 4.25 | 8.14 | 2.43 | 6.77 | 5.33 | 4.94 | — |
| P/OCF | 9.52 | 7.29 | 16.00 | 10.47 | 3.95 | 6.38 | 2.32 | 5.07 | 4.24 | 4.73 | — |
P/E links to full P/E history page with 30-year chart
SF EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Stifel Financial Corp.'s enterprise value stands at 12.8x EBITDA, 95% above its 5-year average of 6.6x. The Financial Services sector median is 11.4x, placing the stock at a 12% premium on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 1.45 | 1.31 | 0.90 | 0.93 | 1.25 | 0.90 | 1.27 | 1.14 | 1.90 | 1.69 |
| EV / EBITDA | 12.78 | 9.76 | 7.59 | 5.80 | 4.41 | 5.23 | 4.74 | 6.76 | 6.24 | 17.88 | 21.87 |
| EV / EBIT | 13.70 | 10.46 | 8.29 | 6.47 | 4.76 | 5.54 | 5.19 | 7.37 | 6.72 | 20.84 | 30.70 |
| EV / FCF | — | 7.58 | 18.48 | 10.21 | 3.92 | 8.65 | 2.13 | 9.42 | 8.52 | 8.62 | — |
SF Profitability
Margins and return-on-capital ratios measuring operating efficiency
Stifel Financial Corp. earns an operating margin of 13.8%, below the Financial Services sector average of 21.4%. ROE of 11.7% is modest. ROIC of 7.9% represents adequate returns on invested capital versus a sector median of 5.7%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 86.6% | 86.6% | 82.9% | 83.6% | 94.8% | 99.3% | 97.3% | 94.6% | 94.0% | 97.6% | 97.4% |
| Operating Margin | 13.8% | 13.8% | 15.8% | 13.9% | 19.5% | 22.6% | 17.3% | 17.3% | 16.9% | 9.1% | 5.5% |
| Net Profit Margin | 10.9% | 10.9% | 12.4% | 10.2% | 14.6% | 17.5% | 13.4% | 12.9% | 12.5% | 6.2% | 3.1% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.7% | 11.7% | 13.3% | 9.8% | 12.8% | 17.8% | 12.7% | 13.1% | 13.0% | 6.5% | 3.1% |
| ROA | 1.7% | 1.7% | 1.9% | 1.4% | 1.9% | 2.7% | 2.0% | 1.8% | 1.7% | 0.9% | 0.5% |
| ROIC | 7.9% | 7.9% | 8.4% | 6.9% | 9.1% | 12.0% | 8.1% | 7.2% | 6.4% | 3.5% | 2.2% |
| ROCE | 3.6% | 3.6% | 11.4% | 9.2% | 12.2% | 15.9% | 11.0% | 10.7% | 9.6% | 5.2% | 3.2% |
SF Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Stifel Financial Corp. carries a Debt/EBITDA ratio of 2.3x, which is manageable (43% below the sector average of 4.1x). The company holds a net cash position — cash of $2.3B exceeds total debt of $2.2B, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns. Interest coverage of just 1.1x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.36 | 0.36 | 0.49 | 0.55 | 0.35 | 0.46 | 0.42 | 0.65 | 1.03 | 1.08 | 0.99 |
| Debt / EBITDA | 2.33 | 2.33 | 2.73 | 3.70 | 1.93 | 2.05 | 2.53 | 3.64 | 5.71 | 9.85 | 13.53 |
| Net Debt / Equity | — | -0.02 | -0.03 | -0.12 | -0.07 | 0.07 | -0.11 | 0.34 | 0.42 | 0.84 | 0.66 |
| Net Debt / EBITDA | -0.11 | -0.11 | -0.15 | -0.84 | -0.38 | 0.31 | -0.67 | 1.90 | 2.34 | 7.64 | 8.97 |
| Debt / FCF | — | -0.09 | -0.35 | -1.48 | -0.33 | 0.51 | -0.30 | 2.64 | 3.19 | 3.68 | — |
| Interest Coverage | 1.07 | 1.07 | 0.95 | 0.87 | 4.40 | 23.20 | 9.90 | 3.37 | 3.14 | 3.85 | 2.13 |
Net cash position: cash ($2.3B) exceeds total debt ($2.2B)
SF Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
Stifel Financial Corp.'s current ratio of 5.24x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has improved from 0.16x to 5.24x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 5.24 | 5.24 | 0.13 | 0.16 | 0.17 | 0.22 | 0.29 | 0.34 | 0.35 | 0.40 | 0.46 |
| Quick Ratio | 5.24 | 5.24 | 0.13 | 0.16 | 0.17 | 0.22 | 0.29 | 0.34 | 0.35 | 0.40 | 0.46 |
| Cash Ratio | 2.99 | 2.99 | 0.09 | 0.12 | 0.07 | 0.07 | 0.11 | 0.06 | 0.10 | 0.04 | 0.06 |
| Asset Turnover | — | 0.15 | 0.15 | 0.14 | 0.12 | 0.14 | 0.14 | 0.14 | 0.13 | 0.14 | 0.14 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
SF Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Stifel Financial Corp. returns 4.4% to shareholders annually — split between a 2.4% dividend yield and 2.0% buyback yield. The payout ratio of 30.2% is conservative, leaving significant room for dividend growth or reinvestment. The earnings yield of 7.6% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 2.4% | 2.2% | 2.4% | 3.1% | 2.9% | 1.2% | 1.2% | 1.3% | 1.5% | 0.4% | 0.2% |
| Payout Ratio | 30.2% | 30.2% | 26.0% | 31.2% | 20.2% | 8.0% | 9.2% | 9.4% | 8.8% | 7.5% | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 7.6% | 7.0% | 8.8% | 9.3% | 13.7% | 14.2% | 12.4% | 13.6% | 17.1% | 5.4% | 3.0% |
| FCF Yield | 10.0% | 13.0% | 5.3% | 8.6% | 23.5% | 12.3% | 41.2% | 14.8% | 18.8% | 20.3% | — |
| Buyback Yield | 2.0% | 2.7% | 1.8% | 8.5% | 2.3% | 3.1% | 1.5% | 6.8% | 7.6% | 0.4% | 4.4% |
| Total Shareholder Yield | 4.4% | 4.9% | 4.3% | 11.6% | 5.2% | 4.3% | 2.7% | 8.1% | 9.1% | 0.8% | 4.5% |
| Shares Outstanding | — | $110M | $111M | $113M | $118M | $119M | $115M | $118M | $122M | $122M | $116M |
Peer Comparison
Compare SF with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 SFYou | $12B | 13.2 | 12.8 | 10.0 | 86.6% | 13.8% | 11.7% | 7.9% | 2.3 |
 RJF | $31B | 15.4 | 5.1 | 13.9 | 88.2% | 28.7% | 17.7% | 20.9% | 1.0 |
 PJT | $4B | 22.7 | 9.0 | 7.6 | 32.4% | 21.2% | 18.9% | 20.3% | 1.1 |
 LAZ | $4B | 20.8 | 11.8 | 8.4 | 31.8% | 13.0% | 27.0% | 9.5% | 5.7 |
 HLI | $10B | 25.8 | 18.0 | 12.7 | 38.5% | 21.0% | 19.9% | 15.5% | 0.8 |
 MC | $5B | 21.6 | 15.5 | 8.6 | 99.2% | 18.1% | 40.2% | 24.9% | 0.9 |
 EVR | $13B | 23.2 | 15.7 | 10.9 | 99.4% | 20.5% | 27.8% | 18.8% | 1.4 |
 PIPR | $6B | 20.3 | 12.2 | 8.2 | 93.6% | 20.2% | 18.8% | 18.0% | 0.3 |
 GS | $285B | 22.7 | 34.6 | — | 41.1% | 14.5% | 12.0% | 1.9% | 29.7 |
 MS | $301B | 23.8 | 25.7 | — | 55.6% | 17.1% | 13.0% | 2.9% | 15.8 |
 JEF | $10B | 17.7 | -2.2 | 31.0 | 59.7% | 6.3% | 6.8% | 2.4% | 2.0 |
| Financial Services Median | — | 13.3 | 11.4 | 10.6 | 62.9% | 21.4% | 9.5% | 5.7% | 4.1 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Start ComparisonSF — Frequently Asked Questions
Quick answers to the most common questions about buying SF stock.
What is Stifel Financial Corp.'s P/E ratio?
Stifel Financial Corp.'s current P/E ratio is 13.2x. The historical average is 13.8x. This places it at the 52th percentile of its historical range.
What is Stifel Financial Corp.'s EV/EBITDA?
Stifel Financial Corp.'s current EV/EBITDA is 12.8x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 11.7x.
What is Stifel Financial Corp.'s ROE?
Stifel Financial Corp.'s return on equity (ROE) is 11.7%. The historical average is 10.2%.
Is SF stock overvalued?
Based on historical data, Stifel Financial Corp. is trading at a P/E of 13.2x. This is at the 52th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is Stifel Financial Corp.'s dividend yield?
Stifel Financial Corp.'s current dividend yield is 2.40% with a payout ratio of 30.2%.
What are Stifel Financial Corp.'s profit margins?
Stifel Financial Corp. has 86.6% gross margin and 13.8% operating margin. Operating margin between 10-20% is typical for established companies.
How much debt does Stifel Financial Corp. have?
Stifel Financial Corp.'s Debt/EBITDA ratio is 2.3x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.