Stifel Financial Corporation 5.20% Senior Notes due 2047 (SFB) Financial Ratios
22 years of historical data (2004–2025) · Financial Services · Investment - Banking & Investment Services
EV/EBITDA
↓
1.69
-1% vs avg
5yr avg: 1.71
30Y Low1.2·High15.0
P/FCF
↓
1.72
↓-49% vs avg
5yr avg: 3.36
30Y Low1.9·High29.3
P/B Ratio
↓
0.39
↓-14% vs avg
5yr avg: 0.45
30Y Low0.1·High1.4
ROE
↓
12.0%
-8% vs avg
5yr avg: 13.0%
30Y Low1%·High31%
Debt/EBITDA
↓
1.87
+1% vs avg
5yr avg: 1.85
30Y Low0.8·High6.2
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
SFB Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Stifel Financial Corporation 5.20% Senior Notes due 2047 trades at 3.5x earnings, 10% below its 5-year average of 3.9x, sitting at the 8th percentile of its historical range. Compared to the Financial Services sector median P/E of 13.1x, the stock trades at a discount of 74%. On a free-cash-flow basis, the stock trades at 1.7x P/FCF, 49% below the 5-year average of 3.4x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $2.1B | $2.3B | $2.3B | $2.3B | $2.4B | $3.1B | $3.0B | $3.0B | $2.5B | $3.0B | — |
| Enterprise Value | $2.0B | $2.2B | $1.7B | $1.2B | $1.3B | $3.3B | $2.8B | $4.2B | $1.3B | $3.0B | — |
| P/E Ratio → | 3.47 | 3.54 | 3.27 | 4.80 | 3.79 | 3.92 | 6.32 | 7.01 | 6.51 | 17.47 | — |
| P/S Ratio | 0.33 | 0.36 | 0.38 | 0.45 | 0.52 | 0.65 | 0.79 | 0.86 | 0.78 | 1.01 | — |
| P/B Ratio | 0.39 | 0.40 | 0.40 | 0.44 | 0.44 | 0.59 | 0.71 | 0.82 | 0.10 | 0.13 | — |
| P/FCF | 1.72 | 1.90 | 3.25 | 5.21 | 3.30 | 3.11 | 2.20 | 29.31 | 4.44 | 2.88 | — |
| P/OCF | 1.64 | 1.81 | 2.94 | 4.67 | 2.96 | 2.62 | 2.09 | 11.57 | 3.72 | 2.80 | — |
P/E links to full P/E history page with 30-year chart
SFB EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Stifel Financial Corporation 5.20% Senior Notes due 2047's enterprise value stands at 1.7x EBITDA, roughly in line with its 5-year average of 1.7x. The Financial Services sector median is 11.5x, placing the stock at a 85% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.34 | 0.29 | 0.24 | 0.29 | 0.69 | 0.72 | 1.18 | 0.40 | 1.01 | — |
| EV / EBITDA | 1.69 | 1.88 | 1.46 | 1.31 | 1.25 | 2.67 | 3.35 | 5.19 | 1.76 | 5.59 | — |
| EV / EBIT | 1.84 | 2.30 | 1.57 | 1.43 | 1.34 | 2.81 | 3.62 | 5.57 | 1.86 | 6.09 | — |
| EV / FCF | — | 1.82 | 2.46 | 2.74 | 1.87 | 3.32 | 2.02 | 40.49 | 2.26 | 2.89 | — |
SFB Profitability
Margins and return-on-capital ratios measuring operating efficiency
Stifel Financial Corporation 5.20% Senior Notes due 2047 earns an operating margin of 16.8%, below the Financial Services sector average of 21.6%. ROE of 12.0% is modest. ROIC of 10.2% represents solid returns on invested capital versus a sector median of 5.7%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 84.3% | 84.3% | 82.6% | 83.2% | 94.0% | 97.3% | 96.6% | 94.5% | 94.9% | 98.1% | 97.9% |
| Operating Margin | 16.8% | 16.8% | 18.4% | 16.6% | 22.0% | 24.5% | 19.9% | 21.3% | 21.4% | 16.7% | 2.2% |
| Net Profit Margin | 10.8% | 10.8% | 12.3% | 10.1% | 14.5% | 17.2% | 13.2% | 12.7% | 12.3% | 6.1% | 5.5% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 12.0% | 12.0% | 13.3% | 9.8% | 12.5% | 17.4% | 12.7% | 3.1% | 1.6% | 0.8% | 1.3% |
| ROA | 1.7% | 1.7% | 1.9% | 1.4% | 1.9% | 2.7% | 1.9% | 3.4% | 35.1% | 37.3% | 2.0% |
| ROIC | 10.2% | 10.2% | 10.6% | 9.0% | 10.7% | 12.5% | 9.1% | 3.5% | 2.1% | 1.6% | 0.4% |
| ROCE | 2.6% | 2.6% | 2.8% | 2.3% | 2.8% | 4.0% | 2.9% | 5.8% | 64.1% | 114.8% | 0.8% |
SFB Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Stifel Financial Corporation 5.20% Senior Notes due 2047 carries a Debt/EBITDA ratio of 1.9x, which is manageable (55% below the sector average of 4.1x). The company holds a net cash position — cash of $2.3B exceeds total debt of $2.2B, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns. Interest coverage of just 1.2x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.38 | 0.38 | 0.37 | 0.46 | 0.22 | 0.45 | 0.52 | 0.66 | 0.03 | 0.03 | 0.04 |
| Debt / EBITDA | 1.87 | 1.87 | 1.80 | 2.58 | 1.09 | 1.91 | 2.68 | 3.02 | 1.16 | 1.46 | 6.18 |
| Net Debt / Equity | — | -0.02 | -0.10 | -0.21 | -0.19 | 0.04 | -0.06 | 0.31 | -0.05 | 0.00 | -0.01 |
| Net Debt / EBITDA | -0.09 | -0.09 | -0.47 | -1.18 | -0.95 | 0.17 | -0.30 | 1.43 | -1.69 | 0.02 | -2.39 |
| Debt / FCF | — | -0.09 | -0.79 | -2.47 | -1.43 | 0.21 | -0.18 | 11.18 | -2.17 | 0.01 | — |
| Interest Coverage | 1.16 | 1.16 | — | — | — | — | — | — | — | — | 0.86 |
Net cash position: cash ($2.3B) exceeds total debt ($2.2B)
SFB Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | — | — | — | — | — | 2.10 | — | 2.25 | 36.92 | 12.69 | 15.61 |
| Quick Ratio | — | — | — | — | — | 2.10 | — | 2.25 | 36.92 | 12.69 | 15.61 |
| Cash Ratio | — | — | — | — | — | 2.30 | — | 2.51 | 39.46 | 14.34 | 16.86 |
| Asset Turnover | — | 0.15 | 0.15 | 0.14 | 0.12 | 0.14 | 0.14 | 0.14 | 1.82 | 6.12 | 3.99 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
SFB Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Stifel Financial Corporation 5.20% Senior Notes due 2047 returns 11.8% to shareholders annually primarily through share buybacks. The earnings yield of 28.8% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | 10.0% | 8.6% | 7.2% | 3.3% | 2.5% | 2.0% | 1.8% | 0.8% | — |
| Payout Ratio | — | — | 31.1% | 38.3% | 25.8% | 12.4% | 14.6% | 13.2% | 11.2% | 12.6% | 2.7% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 28.8% | 28.2% | 30.6% | 20.8% | 26.4% | 25.5% | 15.8% | 14.3% | 15.4% | 5.7% | — |
| FCF Yield | 58.0% | 52.5% | 30.7% | 19.2% | 30.3% | 32.1% | 45.5% | 3.4% | 22.5% | 34.7% | — |
| Buyback Yield | 11.8% | 10.7% | 6.3% | 23.1% | 4.5% | 10.4% | 1.9% | 7.1% | 6.8% | 0.4% | — |
| Total Shareholder Yield | 11.8% | 10.7% | 16.4% | 31.7% | 11.7% | 13.7% | 4.4% | 9.1% | 8.6% | 1.2% | — |
| Shares Outstanding | — | $110M | $111M | $113M | $118M | $119M | $115M | $118M | $122M | $122M | $120M |
Peer Comparison
Compare SFB with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 SFBYou | $2B | 3.5 | 1.7 | 1.7 | 84.3% | 16.8% | 12.0% | 10.2% | 1.9 |
 SF | $12B | 13.0 | 12.5 | 9.8 | 86.6% | 13.8% | 11.7% | 7.9% | 2.3 |
 RJF | $30B | 14.9 | 4.9 | 13.5 | 88.2% | 28.7% | 17.7% | 20.9% | 1.0 |
 LPLA | $25B | 28.4 | 10.7 | — | 25.6% | 13.4% | 20.9% | 16.1% | 2.5 |
 HLI | $11B | 26.4 | 18.7 | 13.2 | 38.5% | 21.0% | 19.9% | 15.5% | 0.8 |
 MS | $303B | 23.9 | 25.8 | — | 55.6% | 17.1% | 13.0% | 2.9% | 15.8 |
 GS | $288B | 22.8 | 34.8 | — | 41.1% | 14.5% | 12.0% | 1.9% | 29.7 |
 JEF | $11B | 18.2 | -1.9 | 31.9 | 59.7% | 6.3% | 6.8% | 2.4% | 2.0 |
 EVR | $13B | 23.6 | 15.9 | 11.1 | 99.4% | 20.5% | 27.8% | 18.8% | 1.4 |
 MC | $5B | 21.7 | 15.6 | 8.7 | 99.2% | 18.1% | 40.2% | 24.9% | 0.9 |
 ICE | $88B | 27.1 | 16.7 | 20.6 | 61.9% | 38.7% | 11.7% | 7.5% | 3.1 |
| Financial Services Median | — | 13.1 | 11.5 | 10.6 | 63.6% | 21.6% | 9.4% | 5.7% | 4.1 |
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Quick answers to the most common questions about buying SFB stock.
What is Stifel Financial Corporation 5.20% Senior Notes due 2047's P/E ratio?
Stifel Financial Corporation 5.20% Senior Notes due 2047's current P/E ratio is 3.5x. The historical average is 8.5x. This places it at the 8th percentile of its historical range.
What is Stifel Financial Corporation 5.20% Senior Notes due 2047's EV/EBITDA?
Stifel Financial Corporation 5.20% Senior Notes due 2047's current EV/EBITDA is 1.7x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 4.2x.
What is Stifel Financial Corporation 5.20% Senior Notes due 2047's ROE?
Stifel Financial Corporation 5.20% Senior Notes due 2047's return on equity (ROE) is 12.0%. The historical average is 9.1%.
Is SFB stock overvalued?
Based on historical data, Stifel Financial Corporation 5.20% Senior Notes due 2047 is trading at a P/E of 3.5x. This is at the 8th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are Stifel Financial Corporation 5.20% Senior Notes due 2047's profit margins?
Stifel Financial Corporation 5.20% Senior Notes due 2047 has 84.3% gross margin and 16.8% operating margin. Operating margin between 10-20% is typical for established companies.
How much debt does Stifel Financial Corporation 5.20% Senior Notes due 2047 have?
Stifel Financial Corporation 5.20% Senior Notes due 2047's Debt/EBITDA ratio is 1.9x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.