Southern First Bancshares, Inc. (SFST) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Southern First Bancshares, Inc. (SFST) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

SFST Income Statement

Southern First Bancshares, Inc. (SFST) annual income statement — 27-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	32.37M	30.26M	28.74M	27.53M	25.3M	23.38M	22.46M	20.59M	19.53M	18.64M	19.06M	19.34M	18.82M	20.42M	24.12M	25.45M	24.88M	23.16M	22.86M	22.17M
NII Growth %	27.97%	29.41%	27.99%	33.69%	29.53%	25.41%	17.83%	6.44%	3.73%	-8.71%	-20.98%	-24%	-24.35%	-11.83%	5.52%	14.8%	16.12%	8.89%	7.29%	7.44%
Net Interest Margin %	0.69%	0.66%	0.65%	0.63%	0.59%	0.55%	0.55%	0.49%	0.48%	0.45%	0.47%	0.48%	0.47%	0.52%	0.65%	0.74%	0.76%	0.75%	0.78%	0.8%
Interest Income	58.13M	54.61M	54.53M	54.99M	52.32M	49.65M	51.13M	51.17M	50.55M	48.36M	49.13M	47.45M	42.69M	38.33M	35.02M	30.93M	27.24M	24.46M	24.14M	23.49M
Interest Expense	25.76M	24.35M	25.79M	27.46M	27.02M	26.26M	28.67M	30.58M	31.02M	29.72M	30.08M	28.1M	23.86M	17.91M	10.91M	5.48M	2.35M	1.3M	1.28M	1.31M
Loan Loss Provision	1.02M	-23.05M	650K	850K	700K	750K	-200K	0	500K	-175K	-975K	-500K	910K	1.82M	2.33M	950K	1.77M	1.1M	-4.2M	-6M
Non-Interest Income	3.51M	-20.81M	3.09M	3.6M	3.33M	3.11M	2.75M	3.17M	3.52M	2.66M	2.33M	2.75M	2.74M	2.04M	1.31M	2.68M	2.66M	2.93M	1.67M	4.24M
Non-Interest Income %	9.78%	-220.3%	9.71%	11.56%	11.65%	11.75%	10.91%	13.36%	15.28%	12.5%	10.9%	12.45%	12.69%	9.1%	5.16%	9.53%	9.65%	11.22%	6.81%	16.05%
Total Net Revenue	35.88M	9.45M	31.83M	31.13M	28.63M	26.5M	25.21M	23.77M	23.05M	21.31M	21.39M	22.09M	21.56M	22.47M	25.43M	28.13M	27.54M	26.09M	24.53M	26.41M
Revenue Growth %	25.32%	-64.35%	26.28%	30.98%	24.2%	24.35%	17.85%	7.56%	6.91%	-5.16%	-15.89%	-21.47%	-21.72%	-13.89%	3.69%	6.52%	9.94%	7.33%	35.6%	3.35%
Non-Interest Expense	20.39M	20.02M	18.42M	18.95M	19.34M	18.84M	18.52M	18.04M	18.64M	18.1M	17.03M	17.3M	17.39M	17.1M	16.02M	16.05M	16.18M	14.69M	13.07M	14.04M
Efficiency Ratio	56.84%	211.87%	57.85%	60.86%	67.54%	71.09%	73.45%	75.9%	80.88%	84.94%	79.61%	78.31%	80.67%	76.13%	62.99%	57.03%	58.75%	56.28%	53.28%	53.16%
Operating Income	14.46M	12.48M	12.77M	11.33M	8.59M	6.91M	6.89M	5.73M	3.91M	3.38M	5.34M	5.29M	3.26M	3.54M	7.09M	11.14M	9.59M	10.3M	15.66M	18.37M
Operating Margin %	40.3%	132.15%	40.11%	36.41%	30.02%	26.08%	27.34%	24.1%	16.95%	15.88%	24.95%	23.96%	15.11%	15.75%	27.87%	39.59%	34.8%	39.48%	63.85%	69.56%
Operating Income Growth %	68.28%	80.64%	85.23%	97.89%	119.88%	104.23%	29.15%	8.2%	19.95%	-4.38%	-24.7%	-52.48%	-66.01%	-65.64%	-54.74%	-39.38%	-28.77%	-22.64%	41.05%	525.32%
Pretax Income	14.46M	12.48M	12.77M	11.33M	8.59M	6.91M	6.89M	5.73M	3.91M	3.38M	5.34M	5.29M	3.26M	3.54M	7.09M	11.14M	9.59M	10.3M	15.66M	18.37M
Pretax Margin %	40.3%	132.15%	40.11%	36.41%	30.02%	26.08%	27.34%	24.1%	16.95%	15.88%	24.95%	23.96%	15.11%	15.75%	27.87%	39.59%	34.8%	39.48%	63.85%	69.56%
Income Tax	3.27M	2.6M	2.91M	2.67M	2.01M	1.65M	1.27M	1.34M	909K	862K	1.17M	1.2M	800K	836K	1.6M	2.73M	2.35M	2.33M	3.65M	4.36M
Effective Tax Rate %	22.58%	20.8%	22.8%	23.57%	23.41%	23.8%	18.37%	23.49%	23.26%	25.47%	21.92%	22.58%	24.55%	23.62%	22.52%	24.47%	24.47%	22.63%	23.33%	23.7%
Net Income	11.2M	9.89M	9.86M	8.66M	6.58M	5.27M	5.63M	4.38M	3M	2.52M	4.17M	4.1M	2.46M	2.7M	5.49M	8.41M	7.24M	7.97M	12.01M	14.02M
Net Margin %	31.2%	104.66%	30.96%	27.83%	22.99%	19.87%	22.32%	18.44%	13.01%	11.84%	19.48%	18.55%	11.4%	12.03%	21.59%	29.9%	26.29%	30.55%	48.95%	53.07%
Net Income Growth %	70.11%	87.75%	75.17%	97.67%	119.44%	108.8%	35.04%	6.93%	22.01%	-6.7%	-24.13%	-51.29%	-66.05%	-66.09%	-54.25%	-39.98%	-29.87%	-23.11%	39.58%	532.25%
Net Income (Continuing)	11.2M	9.89M	9.86M	8.66M	6.58M	5.27M	5.63M	4.38M	3M	2.52M	4.17M	4.1M	2.46M	2.7M	5.49M	8.41M	7.24M	7.97M	12.01M	14.02M
EPS (Diluted)	1.20	1.20	1.21	1.07	0.81	0.65	0.70	0.54	0.37	0.31	0.52	0.51	0.31	0.33	0.68	1.04	0.90	0.98	1.49	1.75
EPS Growth %	48.15%	84.62%	72.86%	98.15%	118.92%	109.68%	34.62%	5.88%	19.35%	-6.06%	-23.53%	-50.96%	-65.56%	-66.33%	-54.36%	-40.57%	-30.23%	-25.19%	35.45%	525%
EPS (Basic)	1.22	1.20	1.23	1.08	0.81	0.65	0.70	0.54	0.37	0.31	0.52	0.51	0.31	0.34	0.69	1.06	0.91	1.00	1.52	1.78
Diluted Shares Outstanding	9.32M	8.29M	8.12M	8.08M	8.13M	8.11M	8.12M	8.09M	8.14M	8.14M	8.08M	8.07M	8.07M	8.09M	8.07M	8.07M	8.05M	8.1M	8.06M	8.01M