Southern Missouri Bancorp, Inc. (SMBC) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | 29M | 21.25M | 16.3M | 27.32M | 24.1M | 20.14M | 9.99M | 15.22M | 23.89M | 16.95M | 14.21M | 22.66M | 10.81M | 21.5M | 7.06M | 21.47M | 16.31M | 15.36M | 14.2M | 19.16M |
| Operating CF Growth % | 20.3% | 5.52% | 63.13% | 79.51% | 0.89% | 18.81% | -29.66% | -32.82% | 121.08% | -21.16% | 101.2% | 5.54% | -33.74% | 39.96% | -50.29% | 12.06% | 28.39% | 9.77% | 140.4% | 60.56% |
| Net Income | 17.76M | 18.15M | 15.65M | 15.79M | 15.68M | 14.65M | 12.46M | 13.53M | 11.31M | 12.19M | 13.15M | 15.56M | 2.41M | 11.66M | 9.6M | 13.09M | 9.35M | 11.98M | 12.75M | 13.69M |
| Depreciation & Amortization | 2.33M | 2.45M | 2.5M | 2.47M | 2.53M | 2.51M | 2.5M | 2.59M | 2.54M | 2.5M | 2.46M | 2.51M | 1.99M | 1.5M | 1.55M | 1.57M | 1.51M | 1.44M | 1.4M | 1.34M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 881K | -711K | 3.04M | 1.19M | -1.93M | -639K | 607K | -624K | -256K | -1.02M | -1.54M | -1.71M | 8.69M | 897K | 3.47M | 630K | 0 | 67K | -684K | -620K |
| Working Capital Changes | 6.96M | 1.25M | -5.03M | 7.78M | 6.93M | 3.06M | -5.71M | -361K | 9.77M | 3.19M | -198K | 6.22M | -2.94M | 7.38M | -7.61M | 6.13M | 4.89M | 1.82M | 705K | 4.71M |
| Cash from Investing | -93.37M | -28.3M | -83.91M | -78.75M | 11.79M | -117.54M | -100.63M | -73.47M | -59.4M | -39.18M | -73.68M | -139.69M | 198.84M | -5.41M | -267.15M | -131.92M | -36.19M | -82.49M | -53.33M | -85.52M |
| Purchase of Investments | -11.94M | -13.41M | -7.12M | -14.57M | -7.82M | -71.04M | -2.79M | -10.15M | -44.26M | -31.12M | -2.12M | -6.95M | -126.03M | -74K | -10.31M | -32.48M | -46.74M | -13.55M | -15.8M | -29.03M |
| Sale/Maturity of Investments | 17.79M | 20.92M | 18.47M | 18.72M | 16.13M | 14.14M | 19.71M | 17.16M | 26.8M | 21.08M | 9.53M | 7.38M | 154.16M | 4.52M | 6.02M | 6.61M | 9.07M | 12.34M | 12.45M | 9.05M |
| Net Investment Activity | 5.85M | 7.5M | 11.35M | 4.15M | 8.31M | -56.91M | 16.92M | 7M | -17.46M | -10.04M | 7.41M | 431K | 28.13M | 4.44M | -4.28M | -25.86M | -37.67M | -1.2M | -3.35M | -19.97M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2.37M | 210.7M | 0 | 0 | -1K | 21.62M | 0 | 0 | 0 |
| Other Investing | -98.76M | -34.71M | -94.35M | -81.42M | 4.86M | -58.65M | -116.12M | -78.56M | -37.63M | -27.75M | -79.66M | -135.94M | -37.35M | -8.67M | -262.46M | -105.8M | -19.46M | -80.66M | -46.91M | -64.08M |
| Cash from Financing | 23.35M | 17M | -1.14M | 17.39M | 45.16M | 167.88M | 105.08M | -49.12M | -12.57M | 150.39M | 93.69M | 56.45M | -148.24M | -10.67M | 221.01M | -51.33M | 83.97M | 140.23M | 26.93M | -46.94M |
| Dividends Paid | -2.78M | -2.79M | -2.82M | -2.6M | -2.59M | -2.6M | -2.59M | -2.38M | -2.38M | -2.38M | -2.38M | -2.38M | -2.38M | -1.94M | -1.94M | -1.86M | -1.78M | -1.78M | -1.78M | -1.43M |
| Share Repurchases | -9.78M | -8.06M | -446K | 0 | 0 | 0 | 0 | -3.67M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4.66M | 1K | -1K | -1.17M | -2.3M |
| Stock Issued | 316K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -9.47M | -8.06M | -446K | 0 | 0 | 0 | 0 | -3.67M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4.66M | 1K | -1K | -1.17M | -2.3M |
| Debt Issuance (Net) | 1000K | -13K | -1000K | -14K | -1000K | -13K | 1000K | -13K | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K |
| Other Financing | 32.6M | 27.86M | 4.14M | 20M | 50.77M | 170.49M | 102.69M | -43.05M | 828K | 153.78M | 115.58M | -29.66M | -129.35M | 154.78M | 35.96M | -39.79M | 89M | 152.02M | 40.9M | -37.95M |
| Net Change in Cash | -41.02M | 9.95M | -68.75M | -34.03M | 81.06M | 70.49M | 14.44M | -107.37M | -48.08M | 128.16M | 34.21M | -60.56M | 61.41M | 5.42M | -39.07M | -161.78M | 64.08M | 73.1M | -12.19M | -113.3M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 134.06M | 124.11M | 192.86M | 226.89M | 145.83M | 75.35M | 60.9M | 168.27M | 216.35M | 88.19M | 53.98M | 114.54M | 53.13M | 47.72M | 86.79M | 248.58M | 184.5M | 111.4M | 123.59M | 236.9M |
| Cash at End | 93.04M | 134.06M | 124.11M | 192.86M | 226.89M | 145.83M | 75.35M | 60.9M | 168.27M | 216.35M | 88.19M | 53.98M | 114.54M | 53.13M | 47.72M | 86.81M | 248.58M | 184.5M | 111.4M | 123.59M |
| Interest Paid | 0 | 2.12M | 1.75M | -5.98M | 1.74M | 2.26M | 1.98M | 1.72M | 1.6M | 2.01M | 2.38M | 1.93M | 636K | 2.36M | 719K | 570K | 387K | 616K | 484K | 525K |
| Income Taxes Paid | 0 | 1.34M | 6.07M | -4.89M | 851K | 16K | 4.02M | 416K | 850K | 493K | 539K | 245K | 2.4M | 536K | 1.13M | 99K | 105K | 129K | 28K | 1.5M |
| Free Cash Flow | 28.54M | 20.15M | 15.4M | 25.85M | 22.73M | 18.15M | 8.56M | 13.3M | 19.58M | 15.57M | 12.78M | 20.84M | 8.16M | 20.31M | 6.66M | 21.22M | 15.63M | 14.73M | 11.14M | 17.69M |
| FCF Growth % | 25.56% | 11.01% | 79.87% | 94.35% | 16.11% | 16.63% | -33% | -36.19% | 139.81% | -23.37% | 91.78% | -1.76% | -47.78% | 37.86% | -40.19% | 19.93% | 26.76% | 9.74% | 104.22% | 60.29% |