Southern Missouri Bancorp, Inc. (SMBC) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Southern Missouri Bancorp, Inc. (SMBC) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

SMBC Income Statement

Southern Missouri Bancorp, Inc. (SMBC) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	43.16M	42.87M	42.42M	40.33M	39.48M	38.14M	36.66M	35.09M	34.51M	34.49M	35.39M	36.22M	33.77M	28.25M	28.51M	27.76M	25.11M	25.06M	25.64M	23.95M
NII Growth %	9.31%	12.39%	15.7%	14.93%	14.4%	10.6%	3.58%	-3.1%	2.2%	22.07%	24.15%	30.48%	34.45%	12.74%	11.19%	15.92%	8.49%	6.51%	16.2%	9.94%
Net Interest Margin %	0.84%	0.84%	0.84%	0.8%	0.79%	0.78%	0.78%	0.76%	0.74%	0.74%	0.79%	0.83%	0.79%	0.82%	0.83%	0.86%	0.77%	0.86%	0.94%	0.89%
Interest Income	70.96M	72.23M	73.03M	70.64M	69.92M	69.42M	67.38M	64.67M	64.03M	61.58M	58.11M	54.28M	48.29M	38.85M	35M	31.57M	28.34M	28.1M	28.86M	27.53M
Interest Expense	27.8M	29.36M	30.61M	30.3M	30.45M	31.28M	30.72M	29.57M	29.52M	27.09M	22.71M	18.06M	14.52M	10.6M	6.49M	3.81M	3.23M	3.04M	3.22M	3.59M
Loan Loss Provision	2.08M	0	4.5M	2.5M	932K	932K	2.16M	900K	900K	900K	900K	796K	10.07M	1.14M	5.06M	240K	1.55M	0	-305K	-2.62M
Non-Interest Income	6.98M	6.78M	6.57M	7.28M	6.63M	6.87M	7.17M	7.77M	5.58M	5.64M	5.85M	8.95M	6.28M	5.46M	5.51M	6.5M	4.9M	5.29M	4.51M	4.86M
Non-Interest Income %	13.93%	13.65%	13.42%	15.29%	14.38%	15.25%	16.37%	18.12%	13.93%	14.06%	14.19%	19.82%	15.69%	16.19%	16.21%	18.97%	16.34%	17.42%	14.97%	16.86%
Total Net Revenue	50.14M	49.65M	48.99M	47.61M	46.11M	45.01M	43.84M	42.86M	40.09M	40.13M	41.25M	45.17M	40.05M	33.71M	34.02M	34.26M	30.02M	30.34M	30.15M	28.8M
Revenue Growth %	8.74%	10.3%	11.76%	11.08%	15%	12.17%	6.27%	-5.11%	0.1%	19.04%	21.24%	31.85%	33.42%	11.09%	12.83%	18.94%	8.47%	3.75%	11.66%	10.04%
Non-Interest Expense	26.11M	25.27M	25.05M	25.97M	25.39M	24.88M	25.84M	25M	25.05M	23.86M	23.71M	24.88M	26.99M	17.64M	16.92M	17.33M	16.76M	15.07M	14.22M	14.2M
Efficiency Ratio	52.09%	50.9%	51.13%	54.55%	55.07%	55.27%	58.95%	58.33%	62.48%	59.46%	57.48%	55.07%	67.39%	52.33%	49.73%	50.59%	55.82%	49.67%	47.17%	49.3%
Operating Income	21.94M	24.38M	19.44M	19.14M	19.82M	19.2M	15.84M	16.96M	14.14M	15.37M	16.64M	19.5M	2.99M	14.93M	12.05M	16.69M	11.71M	15.27M	16.23M	17.22M
Operating Margin %	43.76%	49.1%	39.68%	40.19%	42.99%	42.66%	36.12%	39.57%	35.28%	38.29%	40.34%	43.17%	7.46%	44.3%	35.41%	48.71%	39.01%	50.33%	53.84%	59.78%
Operating Income Growth %	10.7%	26.96%	22.77%	12.83%	40.14%	24.95%	-4.83%	-13.02%	373.52%	2.91%	38.12%	16.84%	-74.49%	-2.24%	-25.8%	-3.07%	-19.55%	0.47%	27.5%	96.51%
Pretax Income	21.94M	22.7M	19.44M	19.14M	19.82M	19.2M	15.84M	16.96M	14.14M	15.37M	16.64M	19.5M	2.99M	14.93M	12.05M	16.69M	11.71M	15.27M	16.23M	17.22M
Pretax Margin %	43.76%	45.72%	39.68%	40.19%	42.99%	42.66%	36.12%	39.57%	35.28%	38.29%	40.34%	43.17%	7.46%	44.3%	35.41%	48.71%	39.01%	50.33%	53.84%	59.78%
Income Tax	4.18M	4.55M	3.79M	3.35M	4.14M	4.55M	3.38M	3.43M	2.84M	3.17M	3.49M	3.94M	578K	3.27M	2.44M	3.6M	2.36M	3.29M	3.49M	3.53M
Effective Tax Rate %	19.05%	20.03%	19.5%	17.51%	20.88%	23.68%	21.33%	20.23%	20.06%	20.65%	20.96%	20.2%	19.35%	21.88%	20.28%	21.58%	20.14%	21.53%	21.49%	20.5%
Net Income	17.76M	18.15M	15.65M	15.79M	15.61M	14.65M	12.46M	13.53M	11.31M	12.19M	13.15M	15.56M	2.41M	11.66M	9.6M	13.09M	9.35M	11.98M	12.75M	13.69M
Net Margin %	35.42%	36.56%	31.94%	33.16%	33.86%	32.56%	28.42%	31.57%	28.2%	30.39%	31.88%	34.45%	6.01%	34.6%	28.23%	38.2%	31.15%	39.5%	42.27%	47.53%
Net Income Growth %	13.77%	23.87%	25.62%	16.67%	38.07%	20.18%	-5.27%	-13.05%	369.36%	4.54%	36.95%	18.9%	-74.24%	-2.68%	-24.66%	-4.4%	-18.39%	-0.52%	27.64%	98.36%
Net Income (Continuing)	17.76M	18.15M	15.65M	15.79M	15.68M	14.65M	12.46M	13.53M	11.31M	12.19M	13.15M	15.56M	2.41M	11.66M	9.6M	13.09M	9.35M	11.98M	12.75M	13.69M
EPS (Diluted)	1.60	1.62	1.38	1.39	1.39	1.30	1.10	1.19	0.99	1.07	1.16	1.37	0.22	1.26	1.04	1.41	1.03	1.35	1.43	1.53
EPS Growth %	15.11%	24.62%	25.45%	16.81%	40.4%	21.5%	-5.17%	-13.14%	350%	-15.08%	11.54%	-2.84%	-78.64%	-6.67%	-27.27%	-7.84%	-18.9%	2.27%	31.19%	101.32%
EPS (Basic)	1.60	1.62	1.39	1.40	1.39	1.30	1.10	1.19	1.00	1.08	1.16	1.37	0.22	1.26	1.04	1.41	1.03	1.35	1.43	1.53
Diluted Shares Outstanding	11.07M	11.18M	11.27M	11.27M	11.26M	11.26M	11.24M	11.28M	11.31M	11.3M	11.3M	11.29M	10.86M	9.21M	9.21M	9.25M	9.04M	8.87M	8.88M	8.9M