Last 48 quarters of trend data · Financial Services · Financial - Mortgages
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Security National Financial Corporation's quarterly P/E stands at 8.8x, down 47.8% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 53.2% YoY to 5.0x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 7.49 | 8.78 | 3.58 | 6.99 | 9.38 | 16.81 | — | 4.69 | 6.56 | 6.07 | 16.48 | 11.67 | 7.74 |
| — | -47.8% | — | +49.0% | +43.0% | +176.7% | — | -59.8% | -15.2% | -77.6% | +3006.9% | — | -43.5% | |
| P/S Ratio | 0.58 | 0.76 | 0.58 | 22.02 | 25.30 | 0.89 | 33.77 | 23.47 | 21.07 | 30.59 | 0.68 | 0.59 | 18.20 |
| — | -15.1% | -98.3% | -6.2% | +20.1% | -97.1% | +4873.9% | +3892.9% | +15.7% | +82.4% | +83.5% | -95.6% | +14.4% | |
| P/B Ratio | 0.59 | 0.57 | 0.47 | 0.60 | 0.68 | 0.85 | 0.83 | 0.64 | 0.59 | 0.57 | 0.65 | 0.63 | 0.64 |
| — | -33.4% | -43.8% | -5.7% | +15.3% | +50.8% | +28.1% | +1.2% | -8.3% | +25.0% | +18.9% | +23.6% | -3.7% | |
| P/FCF | 4.58 | 0.00 | 2.69 | 2.21 | — | 8.09 | 3.44 | 2.08 | — | 1.83 | 1.45 | 2.95 | 2.65 |
| — | -100.0% | -21.8% | +6.3% | — | +342.9% | +137.5% | -29.6% | — | — | -26.0% | -1.8% | +41.3% | |
| EV / EBITDA | 3.93 | 4.99 | 2.56 | 5.64 | 7.92 | 10.68 | 131.53 | 2.49 | 3.77 | 3.30 | 1.06 | 7.03 | 5.26 |
| — | -53.2% | -98.1% | +126.7% | +109.9% | +223.5% | +12292.7% | -64.6% | -28.3% | -83.4% | +50.6% | — | -55.8% | |
| EV / EBIT | 4.76 | 4.99 | 2.56 | 5.41 | 7.35 | 10.68 | 63.84 | 2.42 | 3.60 | 3.17 | 20.20 | 6.41 | 4.80 |
| — | -53.2% | -96.0% | +123.6% | +104.1% | +237.5% | +216.0% | -62.2% | -25.1% | -77.8% | +1129.3% | — | -50.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Security National Financial Corporation's operating margin was 11.4% in Q1 2026, down 9.6 pp QoQ and up 4.6 pp YoY. This marks the 3rd consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 197.7% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin contracted 29.7% YoY, suggesting cost inflation or competitive pricing pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 70.7% | 69.2% | 70.4% | 57.3% | 45.3% | 98.5% | 47.7% | 55.0% | 52.6% | 30.7% | 100.0% | 100.0% | 46.0% |
| — | -29.7% | +47.5% | +4.2% | -13.8% | +220.7% | -52.3% | -45.0% | +14.3% | +11.3% | 0.0% | +492.6% | +31.5% | |
| Operating Margin | 12.0% | 11.4% | 20.9% | 406.1% | 352.3% | 6.7% | -5.7% | 645.4% | 414.8% | 648.7% | 56.5% | 6.4% | 311.0% |
| — | +68.6% | +464.4% | -37.1% | -15.1% | -99.0% | -110.2% | +9907.5% | +33.4% | +721.5% | -13.5% | +105.0% | +92.2% | |
| Net Margin | 9.3% | 8.8% | 16.3% | 312.6% | 275.0% | 5.2% | -2.0% | 501.9% | 321.2% | 504.1% | 3.8% | 5.1% | 242.4% |
| — | +67.5% | +913.4% | -37.7% | -14.4% | -99.0% | -152.3% | +9833.9% | +32.5% | +715.8% | -80.5% | +105.5% | +98.3% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.6% | 1.7% | 3.5% | 2.2% | 1.9% | 1.3% | -0.0% | 3.5% | 2.3% | 2.4% | 0.9% | 1.4% | 2.1% |
| — | +32.3% | +28613.1% | -38.4% | -17.6% | -46.4% | -101.3% | +159.9% | +5.6% | +461.6% | -87.6% | +258.1% | +70.9% | |
| ROA | 2.1% | 0.4% | 0.9% | 0.5% | 0.4% | 0.3% | -0.0% | 0.8% | 0.5% | 0.5% | 0.2% | 0.3% | 0.4% |
| — | +54.8% | +30942.9% | -37.2% | -15.2% | -44.6% | -101.4% | +179.1% | +12.1% | +508.4% | -86.2% | +278.8% | +86.8% | |
| ROIC | 6.5% | 1.3% | 2.6% | 1.6% | 1.3% | 0.9% | -0.0% | 2.6% | 1.6% | 1.7% | 7.7% | 1.0% | 1.5% |
| — | +42.5% | +13148.0% | -39.0% | -20.0% | -46.6% | -100.3% | +170.1% | +13.0% | +540.9% | -32.9% | +283.8% | +107.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Security National Financial Corporation's Debt/EBITDA ratio is 10.8x, up from 5.4x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 82.8% YoY to 7.19x, tightening the short-term liquidity position.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.24 | 0.26 | 0.24 | 0.34 | 0.35 | 0.35 | 0.32 | 0.31 | 0.32 | 0.33 | 0.34 | 0.36 | 0.35 |
| — | -27.9% | -23.9% | +9.1% | +9.0% | +8.8% | -6.6% | -15.1% | -8.1% | -30.0% | -38.9% | -51.4% | -51.6% | |
| Debt / EBITDA | 1.96 | 10.82 | 5.35 | 11.44 | 13.76 | 18.36 | 226.15 | 6.76 | 10.37 | 10.22 | 2.46 | 18.86 | 11.82 |
| — | -41.0% | -97.6% | +69.2% | +32.6% | +79.6% | +9089.0% | -64.2% | -12.3% | -83.9% | +8.5% | — | -68.4% | |
| Current Ratio | 6.40 | 7.19 | 6.40 | 28.40 | 23.32 | 41.72 | 17.88 | 73.97 | 70.76 | 81.63 | 50.49 | 66.92 | 57.74 |
| — | -82.8% | -64.2% | -61.6% | -67.0% | -48.9% | -64.6% | +10.5% | +22.5% | -44.8% | +575.1% | -25.7% | -21.8% | |
| Quick Ratio | 6.40 | 7.19 | 6.40 | 28.40 | 23.32 | 41.72 | 17.88 | 73.97 | 70.76 | 81.63 | 50.49 | 66.92 | 57.74 |
| — | -82.8% | -64.2% | -61.6% | -67.0% | -48.9% | -64.6% | +10.5% | +22.5% | -44.8% | +575.1% | -25.7% | -21.8% | |
| Interest Coverage | 10.16 | 10.09 | 17.69 | 10.52 | 7.45 | 5.98 | 0.89 | 15.34 | 9.74 | 10.36 | 2.66 | 5.48 | 6.76 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying SNFCA stock.
Security National Financial Corporation's current P/E is 7.5x. The average P/E over the last 4 quarters is 7.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Security National Financial Corporation's current operating margin is 12.0%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Security National Financial Corporation's business trajectory between earnings reports.