Last 47 quarters of trend data · Financial Services · Life & Annuity Insurers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 6.84 | 7.34 | 8.36 | 3.40 | 6.66 | 8.93 | 16.00 | — | 4.47 | 6.25 | 5.78 | 15.69 | 11.11 | 7.38 | 25.82 | 0.50 | — | 13.04 | 14.70 | 7.89 | 3.60 |
| — | -17.8% | -47.7% | — | +49.0% | +42.9% | +176.7% | — | -59.8% | -15.3% | -77.6% | +3008.6% | — | -43.4% | +75.7% | -93.6% | — | +272.4% | +301.5% | +753.7% | +255.8% | |
| P/S Ratio | 0.87 | 0.79 | 0.73 | 0.56 | 36.59 | 53.13 | 0.86 | 67.45 | 40.62 | 38.18 | 94.84 | 0.65 | 0.57 | 37.70 | 57.88 | 0.36 | 75.41 | 43.28 | 150.61 | — | 77.63 |
| — | -98.5% | -15.2% | -99.2% | -9.9% | +39.2% | -99.1% | +10214.9% | +7057.1% | +1.3% | +63.9% | +82.1% | -99.2% | -12.9% | -61.6% | — | -2.9% | — | +64.5% | — | — | |
| P/B Ratio | 0.59 | 0.60 | 0.54 | 0.45 | 0.57 | 0.64 | 0.81 | 0.79 | 0.61 | 0.56 | 0.54 | 0.62 | 0.60 | 0.61 | 0.43 | 0.52 | 0.49 | 0.63 | 0.63 | 0.61 | 0.55 |
| — | -6.4% | -33.4% | -43.8% | -5.6% | +15.2% | +50.7% | +28.1% | +1.3% | -8.3% | +25.0% | +18.9% | +23.5% | -3.6% | -31.2% | -14.8% | -12.1% | +8.9% | -4.1% | +3.5% | +19.5% | |
| P/FCF | 2.68 | 17.67 | 1.76 | 2.56 | 2.10 | — | 7.71 | 3.27 | 1.98 | — | 1.74 | 1.38 | 2.81 | 2.53 | — | 1.86 | 2.86 | 1.79 | 0.64 | 3.11 | 11.51 |
| — | — | -77.2% | -21.8% | +6.4% | — | +342.9% | +137.7% | -29.6% | — | — | -25.9% | -2.0% | +41.5% | — | -40.3% | -75.1% | -0.8% | +40.1% | +175.2% | — | |
| EV / EBITDA | 4.08 | 4.30 | 4.91 | 2.49 | 5.40 | 7.60 | 10.15 | 124.45 | 2.32 | 3.55 | 3.09 | 1.00 | 6.64 | 5.00 | 19.21 | 0.68 | — | 11.49 | 13.42 | 10.57 | 5.43 |
| — | -43.4% | -51.6% | -98.0% | +132.7% | +114.2% | +228.6% | +12287.8% | -65.0% | -29.1% | -83.9% | +48.2% | — | -56.4% | +43.2% | -93.6% | — | +180.0% | +223.2% | -42.5% | +116.6% | |
| EV / EBIT | 5.03 | 4.30 | 4.71 | 2.44 | 5.18 | 7.05 | 10.15 | 60.41 | 2.26 | 3.38 | 2.96 | 19.12 | 6.05 | 4.57 | 13.74 | 1.58 | — | 9.28 | 11.00 | 9.00 | 4.95 |
| — | -39.1% | -53.6% | -96.0% | +129.5% | +108.3% | +242.8% | +215.9% | -62.7% | -25.9% | -78.4% | +1110.2% | — | -50.8% | +25.0% | -82.4% | — | +144.5% | +185.8% | -30.5% | +107.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 71.7% | 72.0% | 70.1% | 71.3% | 100.0% | 100.0% | 99.8% | 100.0% | 100.0% | 100.0% | 100.0% | 101.1% | 101.5% | 100.0% | 100.0% | 101.9% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| — | -28.0% | -29.8% | -28.7% | 0.0% | 0.0% | -0.2% | -1.1% | -1.4% | 0.0% | 0.0% | -0.8% | +1.5% | 0.0% | 0.0% | +1.9% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Operating Margin | 12.2% | 14.1% | 11.5% | 21.2% | 708.3% | 777.1% | 6.8% | -12.0% | 1173.3% | 789.0% | 2112.5% | 57.1% | 6.5% | 675.9% | 286.2% | 66.6% | -761.4% | 462.3% | 1459.0% | -368.0% | 2673.0% |
| — | -98.2% | +68.5% | +276.0% | -39.6% | -1.5% | -99.7% | -121.1% | +17831.3% | +16.7% | +638.1% | -14.2% | +100.9% | +46.2% | -80.4% | +118.1% | -128.5% | +153.4% | -56.6% | -120.5% | +263.7% | |
| Net Margin | 9.5% | 10.8% | 8.9% | 16.5% | 545.2% | 606.5% | 5.3% | -4.2% | 912.4% | 611.0% | 1641.5% | 3.9% | 5.1% | 526.9% | 224.0% | 20.0% | -542.5% | 349.3% | 1060.1% | -296.7% | 2039.4% |
| — | -98.2% | +67.3% | +492.9% | -40.2% | -0.7% | -99.7% | -208.5% | +17699.3% | +16.0% | +632.9% | -80.7% | +100.9% | +50.8% | -78.9% | +106.7% | -126.6% | +152.6% | -57.5% | -73.2% | +264.5% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.6% | 2.1% | 1.7% | 3.5% | 2.2% | 1.9% | 1.3% | -0.0% | 3.5% | 2.3% | 2.4% | 0.9% | 1.4% | 2.1% | 0.4% | 7.6% | -0.9% | 1.2% | 1.1% | 1.8% | 3.7% |
| — | +12.8% | +32.3% | +28613.1% | -38.4% | -17.6% | -46.4% | -101.3% | +159.9% | +5.6% | +461.6% | -87.6% | +258.1% | +70.9% | -61.4% | +322.3% | -123.1% | -69.1% | -75.9% | +8.1% | -69.7% | |
| ROA | 2.1% | 0.6% | 0.4% | 0.9% | 0.5% | 0.4% | 0.3% | -0.0% | 0.8% | 0.5% | 0.5% | 0.2% | 0.3% | 0.4% | 0.1% | 1.5% | -0.2% | 0.2% | 0.2% | 0.3% | 0.7% |
| — | +32.8% | +54.8% | +30942.9% | -37.2% | -15.2% | -44.6% | -101.4% | +179.1% | +12.1% | +508.4% | -86.2% | +278.8% | +86.8% | -59.4% | +322.7% | -122.8% | -68.3% | -73.6% | +27.5% | -61.9% | |
| ROIC | 6.5% | 1.6% | 1.3% | 2.6% | 1.6% | 1.3% | 0.9% | -0.0% | 2.6% | 1.6% | 1.7% | 7.7% | 1.0% | 1.5% | 0.3% | 11.5% | -0.5% | 0.7% | 0.6% | 0.9% | 2.0% |
| — | +21.6% | +42.5% | +13148.0% | -39.0% | -20.0% | -46.6% | -100.3% | +170.1% | +13.0% | +540.9% | -32.9% | +283.8% | +107.1% | -56.8% | +1181.1% | -126.5% | -66.9% | -72.8% | +76.5% | -57.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.24 | 0.28 | 0.26 | 0.24 | 0.34 | 0.35 | 0.35 | 0.32 | 0.31 | 0.32 | 0.33 | 0.34 | 0.36 | 0.35 | 0.47 | 0.55 | 0.75 | 0.71 | 0.80 | 0.84 | 0.89 |
| — | -18.5% | -27.9% | -23.9% | +9.1% | +9.0% | +8.8% | -6.6% | -15.1% | -8.1% | -30.0% | -38.9% | -51.4% | -51.6% | -41.7% | -34.1% | -15.5% | -12.0% | -11.7% | -25.7% | -46.6% | |
| Debt / EBITDA | 1.96 | 9.58 | 11.29 | 5.48 | 11.44 | 13.76 | 18.36 | 226.15 | 6.76 | 10.37 | 10.22 | 2.46 | 18.86 | 11.82 | 63.68 | 2.27 | — | 37.39 | 46.18 | 35.03 | 18.08 |
| — | -30.4% | -38.5% | -97.6% | +69.2% | +32.6% | +79.6% | +9089.0% | -64.2% | -12.3% | -83.9% | +8.5% | — | -68.4% | +37.9% | -93.5% | — | +144.2% | +216.5% | -44.4% | +66.4% | |
| Current Ratio | 6.40 | 0.62 | 7.19 | 6.40 | 28.40 | 23.32 | 41.72 | 17.88 | 73.97 | 70.76 | 81.63 | 50.49 | 66.92 | 57.74 | 147.80 | 7.48 | 90.00 | 73.83 | 50.54 | 2.47 | 29.41 |
| — | -97.3% | -82.8% | -64.2% | -61.6% | -67.0% | -48.9% | -64.6% | +10.5% | +22.5% | -44.8% | +575.1% | -25.7% | -21.8% | +192.4% | +202.6% | +206.0% | +70.4% | +16.0% | +48.4% | -70.8% | |
| Quick Ratio | 6.40 | 0.62 | 7.19 | 6.40 | 28.40 | 23.32 | 41.72 | 17.88 | 73.97 | 70.76 | 81.63 | 50.49 | 66.92 | 57.74 | 147.80 | 7.48 | 90.00 | 73.83 | 50.54 | 2.47 | 29.41 |
| — | -97.3% | -82.8% | -64.2% | -61.6% | -67.0% | -48.9% | -64.6% | +10.5% | +22.5% | -44.8% | +575.1% | -25.7% | -21.8% | +192.4% | +202.6% | +206.0% | +70.4% | +16.0% | +48.4% | -70.8% | |
| Interest Coverage | 10.16 | 11.56 | 10.09 | 17.69 | 10.52 | 7.45 | 5.98 | 0.89 | 15.34 | 9.74 | 10.36 | 2.66 | 5.48 | 6.76 | 2.09 | 14.80 | -0.55 | 3.49 | 3.57 | 4.68 | 8.83 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying SNFCA stock.
Security National Financial Corporation's current P/E is 6.8x. The average P/E over the last 4 quarters is 6.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Security National Financial Corporation's current operating margin is 12.2%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Security National Financial Corporation's business trajectory between earnings reports.