SiriusPoint Ltd. (SPNT) Financial Ratios
15 years of historical data (2011–2025) · Financial Services · Insurance - Reinsurance
EV/EBITDA
↓
4.86
↓-53% vs avg
5yr avg: 10.44
30Y Low2.1·High33.4
P/FCF
↓
26.16
↓-84% vs avg
5yr avg: 166.56
30Y Low3.2·High179.0
P/B Ratio
↑
1.12
↑+33% vs avg
5yr avg: 0.85
30Y Low0.2·High1.4
ROE
↑
20.8%
↓+234% vs avg
5yr avg: 6.2%
30Y Low-17%·High21%
Debt/EBITDA
↓
1.27
↓-77% vs avg
5yr avg: 5.57
30Y Low0.4·High16.0
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
SPNT Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
SiriusPoint Ltd. trades at 6.2x earnings, 57% below its 5-year average of 14.5x, sitting at the 40th percentile of its historical range. Compared to the Financial Services sector median P/E of 13.6x, the stock trades at a discount of 54%. On a free-cash-flow basis, the stock trades at 26.2x P/FCF, 84% below the 5-year average of 166.6x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $2.7B | $2.7B | $2.8B | $2.0B | $945M | $1.2B | $885M | $975M | $936M | $1.5B | $1.2B |
| Enterprise Value | $2.6B | $2.6B | $2.7B | $1.8B | $1.0B | $1.0B | $473M | $449M | $945M | $1.6B | $1.3B |
| P/E Ratio → | 6.24 | 6.00 | 15.76 | 6.27 | — | 30.11 | 6.22 | 4.87 | — | 5.55 | 44.42 |
| P/S Ratio | 0.84 | 0.83 | 1.06 | 0.73 | 0.44 | 0.55 | 1.00 | 1.00 | 2.48 | 1.66 | 1.72 |
| P/B Ratio | 1.12 | 1.08 | 1.43 | 0.78 | 0.45 | 0.49 | 0.57 | 0.69 | 0.21 | 0.87 | 0.84 |
| P/FCF | 26.16 | 26.00 | 37.18 | 3.38 | 3.23 | 762.98 | 12.06 | 6.91 | 69.89 | — | 255.56 |
| P/OCF | 26.16 | 26.00 | 37.18 | 3.38 | 3.22 | 762.98 | 12.06 | 6.91 | 69.89 | — | 255.56 |
P/E links to full P/E history page with 30-year chart
SPNT EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
SiriusPoint Ltd.'s enterprise value stands at 4.9x EBITDA, 53% below its 5-year average of 10.4x. The Financial Services sector median is 11.4x, placing the stock at a 57% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.82 | 1.05 | 0.66 | 0.47 | 0.47 | 0.54 | 0.46 | 2.50 | 1.78 | 1.87 |
| EV / EBITDA | 4.86 | 4.83 | 11.16 | 5.41 | — | 20.35 | 2.96 | 2.14 | — | 5.45 | 30.98 |
| EV / EBIT | 4.87 | 4.22 | 9.03 | 4.66 | — | 13.12 | 2.96 | 2.14 | — | 5.45 | 30.98 |
| EV / FCF | — | 25.59 | 36.61 | 3.07 | 3.48 | 648.55 | 6.45 | 3.18 | 70.62 | — | 277.27 |
SPNT Profitability
Margins and return-on-capital ratios measuring operating efficiency
SiriusPoint Ltd. earns an operating margin of 16.9%, below the Financial Services sector average of 20.3%. Operating margins have expanded from 11.8% to 16.9% over the past 3 years, signaling improving operational efficiency. ROE of 20.8% indicates solid capital efficiency, compared to the sector median of 9.0%. ROIC of 18.8% represents solid returns on invested capital versus a sector median of 5.5%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 52.6% | 52.6% | 27.9% | 31.4% | 5.6% | 22.9% | 26.2% | 28.6% | -73.4% | 38.3% | 11.6% |
| Operating Margin | 16.9% | 16.9% | 8.9% | 11.8% | -19.5% | 2.0% | 17.2% | 20.6% | -85.2% | 31.7% | 4.9% |
| Net Profit Margin | 14.3% | 14.3% | 7.6% | 13.1% | -17.8% | 2.6% | 16.3% | 20.5% | -84.2% | 30.0% | 3.9% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 20.8% | 20.8% | 8.9% | 15.4% | -16.9% | 2.9% | 9.7% | 6.8% | -10.2% | 17.3% | 1.9% |
| ROA | 3.7% | 3.7% | 1.6% | 3.0% | -3.6% | 0.8% | 4.1% | 6.1% | -8.2% | 6.5% | 0.7% |
| ROIC | 18.8% | 18.8% | 8.2% | 10.6% | -14.2% | 1.9% | 11.2% | 5.6% | -7.6% | 12.9% | 1.7% |
| ROCE | 7.8% | 7.8% | 2.4% | 3.4% | -6.8% | 1.6% | 4.4% | 6.2% | -9.4% | 7.7% | 1.0% |
SPNT Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
SiriusPoint Ltd. carries a Debt/EBITDA ratio of 1.3x, which is manageable (70% below the sector average of 4.3x). The company holds a net cash position — cash of $731M exceeds total debt of $689M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns. Interest coverage of 7.8x is adequate, though a cyclical earnings downturn could tighten the margin of safety.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.28 | 0.28 | 0.33 | 0.31 | 0.37 | 0.33 | 0.07 | 0.08 | 0.03 | 0.06 | 0.08 |
| Debt / EBITDA | 1.27 | 1.27 | 2.61 | 2.38 | — | 16.01 | 0.71 | 0.54 | — | 0.38 | 2.66 |
| Net Debt / Equity | — | -0.02 | -0.02 | -0.07 | 0.03 | -0.07 | -0.26 | -0.37 | 0.00 | 0.06 | 0.07 |
| Net Debt / EBITDA | -0.08 | -0.08 | -0.18 | -0.55 | — | -3.59 | -2.57 | -2.51 | — | 0.35 | 2.43 |
| Debt / FCF | — | -0.42 | -0.57 | -0.31 | 0.25 | -114.44 | -5.61 | -3.72 | 0.73 | — | 21.72 |
| Interest Coverage | 7.79 | 7.79 | 4.35 | 5.97 | -9.95 | 2.33 | 19.52 | 25.55 | -38.07 | 36.71 | 5.19 |
Net cash position: cash ($731M) exceeds total debt ($689M)
SPNT Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.59x means SiriusPoint Ltd. can comfortably meet its short-term obligations, though there is limited excess liquidity. The current ratio has declined from 156.32x to 1.59x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.59 | 1.59 | — | 156.32 | 1.08 | 1.97 | — | — | 9.24 | 0.01 | 0.14 |
| Quick Ratio | 1.59 | 1.59 | — | 2218.08 | 2.37 | 1.97 | — | — | 26.38 | 2.51 | 14.66 |
| Cash Ratio | 0.63 | 0.63 | 0.64 | 594.45 | 0.88 | 0.48 | — | — | 1.35 | 0.01 | 0.09 |
| Asset Turnover | — | 0.25 | 0.21 | 0.21 | 0.20 | 0.21 | 0.25 | 0.28 | 0.12 | 0.20 | 0.18 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
SPNT Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
SiriusPoint Ltd. returns 0.6% to shareholders annually primarily through dividends. The earnings yield of 16.0% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 0.6% | 0.6% | 0.6% | 0.8% | 1.7% | 1.0% | 0.1% | 0.3% | 0.3% | 0.2% | 0.0% |
| Payout Ratio | — | — | 8.0% | — | — | — | 0.9% | 1.4% | — | 1.2% | 0.1% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 16.0% | 16.7% | 6.3% | 15.9% | — | 3.3% | 16.1% | 20.5% | — | 18.0% | 2.3% |
| FCF Yield | 3.8% | 3.8% | 2.7% | 29.5% | 30.9% | 0.1% | 8.3% | 14.5% | 1.4% | — | 0.4% |
| Buyback Yield | 0.0% | 0.0% | 10.8% | 0.0% | 1.3% | 0.0% | 0.0% | 0.0% | 14.8% | 2.7% | 0.6% |
| Total Shareholder Yield | 0.6% | 0.6% | 11.4% | 0.8% | 3.0% | 1.0% | 0.2% | 0.3% | 15.2% | 2.9% | 0.6% |
| Shares Outstanding | — | $122M | $169M | $170M | $160M | $150M | $93M | $93M | $97M | $105M | $106M |
Peer Comparison
Compare SPNT with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 SPNTYou | $3B | 6.2 | 4.9 | 26.2 | 52.6% | 16.9% | 20.8% | 18.8% | 1.3 |
 RNR | $13B | 5.3 | 3.4 | 3.5 | 40.7% | 31.5% | 14.6% | 16.0% | 0.6 |
 ACGL | $33B | 7.9 | 6.7 | 5.4 | 37.2% | 25.0% | 19.5% | 15.4% | 0.5 |
 GLRE | $530M | 7.4 | 5.1 | 2.5 | 40.9% | 11.2% | 11.1% | 9.5% | 0.1 |
 PFSI | $4B | 8.6 | 17.8 | — | 91.4% | 34.6% | 12.3% | 4.4% | 15.3 |
 PLMR | $3B | 15.6 | 10.9 | 7.4 | 73.9% | 28.9% | 23.6% | 25.5% | 0.0 |
 KNTK | $3B | 17.9 | 13.0 | 43.4 | 18.4% | 9.3% | 6.0% | 1.9% | 7.1 |
 MKL | $23B | 11.0 | 8.0 | 9.1 | 69.4% | 16.5% | 11.5% | 10.7% | 1.5 |
 TRV | $67B | 11.3 | 8.9 | — | 44.3% | 16.0% | 20.7% | 15.3% | 1.1 |
 HIG | $36B | 9.7 | 7.7 | 6.2 | 46.1% | 16.8% | 21.7% | 16.3% | 0.8 |
 AXS | $8B | 8.4 | 6.5 | — | 49.9% | 18.7% | 16.2% | 14.8% | 1.2 |
| Financial Services Median | — | 13.6 | 11.4 | 11.1 | 64.1% | 20.3% | 9.0% | 5.5% | 4.3 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 15 years · Updated daily
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SPNT — Frequently Asked Questions
Quick answers to the most common questions about buying SPNT stock.
What is SiriusPoint Ltd.'s P/E ratio?
SiriusPoint Ltd.'s current P/E ratio is 6.2x. The historical average is 15.7x. This places it at the 40th percentile of its historical range.
What is SiriusPoint Ltd.'s EV/EBITDA?
SiriusPoint Ltd.'s current EV/EBITDA is 4.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 12.6x.
What is SiriusPoint Ltd.'s ROE?
SiriusPoint Ltd.'s return on equity (ROE) is 20.8%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 5.7%.
Is SPNT stock overvalued?
Based on historical data, SiriusPoint Ltd. is trading at a P/E of 6.2x. This is at the 40th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is SiriusPoint Ltd.'s dividend yield?
SiriusPoint Ltd.'s current dividend yield is 0.58%.
What are SiriusPoint Ltd.'s profit margins?
SiriusPoint Ltd. has 52.6% gross margin and 16.9% operating margin. Operating margin between 10-20% is typical for established companies.
How much debt does SiriusPoint Ltd. have?
SiriusPoint Ltd.'s Debt/EBITDA ratio is 1.3x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.